Ozow · FinOps Profile

Ozow Finops

FinOps view of Ozow merchant costs. Ozow charges a percentage fee per successful transaction in ZAR, tiered by transaction value, with no monthly subscription or setup fees and a R1.00 per-transaction minimum. Cost is therefore a function of successful payment volume and value mix, plus any fees for additional products (Refunds, Payouts, POS, e-Commerce, QR).

Ozow Finops is the FinOps profile for Ozow on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 3 billable meters, billed in ZAR, on a per-transaction / settlement cycle, and pricing category usage-based.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Payments, Instant EFT, Pay by Bank, Fintech, and South Africa.

Category: Payment Processing Pricing: Usage-Based Billing: Per-transaction / settlement FOCUS v1.3
PaymentsInstant EFTPay by BankFintechSouth AfricaFinOpsCost ManagementFOCUS

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsageAdjustment

FOCUS Columns

BillingCurrency
ZAR
ChargeCategory
Usage
InvoiceIssuerName
Ozow
PricingCategory
Usage-Based
ProviderName
Ozow
PublisherName
Ozow
ServiceCategory
Payment Processing
ServiceName
Ozow Instant EFT

Meters

transaction_fee
Unit: transactions
Percentage fee charged per successful EFT transaction, tiered by value band (min R1.00).
refund_volume
Unit: transactions
Refunds disbursed from the merchant Ozow float (may carry a product fee).
payout_volume
Unit: transactions
Payouts disbursed to recipients (may carry a product fee).

Sources