Omise · FinOps Profile

Omise Finops

FinOps view of Omise (Opn Payments) spend. Unlike a metered SaaS API, Omise cost is transactional interchange-style pricing: a percentage of each successful payment, varying by payment method and by country (Thailand, Japan, Singapore). Cards typically carry the highest rate, local rails such as PromptPay carry a lower rate, and payouts/transfers and some value-added services may incur additional fees. Applicable VAT (for example 7% in Thailand) is added to fees. There is no per-API-call or subscription charge. Because cost scales with payment volume and method mix, the primary optimization levers are routing customers to lower-cost local methods where appropriate and reducing failed/disputed transactions.

Omise Finops is the FinOps profile for Omise on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 4 billable meters, billed in THB, on a per-transaction cycle, and pricing category usage-based.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Payments, Payment Gateway, Thailand, Southeast Asia, and Fintech.

Category: Payments and Financial Services Pricing: Usage-Based Billing: Per-Transaction FOCUS v1.3
PaymentsPayment GatewayThailandSoutheast AsiaFintechFinOpsCost ManagementFOCUS

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsageTaxAdjustment

FOCUS Columns

BillingCurrency
THB
ChargeCategory
Usage
InvoiceIssuerName
Opn Payments
PricingCategory
Usage-Based
ProviderName
Omise
PublisherName
Opn Payments
ServiceCategory
Payments and Financial Services
ServiceName
Omise (Opn Payments)

Meters

card_processing_fee
Unit: percent_of_transaction
Percentage fee on each successful card charge; rate varies by country.
local_method_processing_fee
Unit: percent_of_transaction
Percentage fee on local methods (PromptPay, TrueMoney, banking, wallets), typically lower than cards.
transfer_fee
Unit: currency
Fees applied to payouts/transfers out to a recipient bank account (fee plus VAT).
vat
Unit: percent_of_fee
Value-added tax added to processing and transfer fees (for example 7% in Thailand).

Sources