Mono · FinOps Profile

Mono Co Finops

FinOps view of Mono spend. Mono bills usage on a sales-led basis: Connect financial-data products are typically charged per linked account or per data pull, while DirectPay and Direct Debit collections carry a per-transaction fee or percentage of value. Public unit prices are not available, so cost meters below are structural and unit rates are not reconciled.

Mono Co Finops is the FinOps profile for Mono on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 5 billable meters, billed in NGN, on a monthly cycle, and pricing category usage-based.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Open Banking, Financial Data, Payments, Direct Debit, and Africa.

Category: Financial Services Pricing: Usage-Based Billing: Monthly FOCUS v1.3
Open BankingFinancial DataPaymentsDirect DebitAfricaFinOpsCost ManagementFOCUS

Framework Alignment

Framework
Data Spec

Charge Categories

UsagePurchaseAdjustment

FOCUS Columns

BillingCurrency
NGN
ChargeCategory
Usage
InvoiceIssuerName
Mono
PricingCategory
Usage-Based
ProviderName
Mono
PublisherName
Mono
ServiceCategory
Financial Services
ServiceName
Mono API

Meters

linked_accounts
Unit: accounts
Successfully linked bank accounts via Mono Connect, typically billed per account.
data_requests
Unit: requests
Connect data pulls (transactions, statements, identity, income, balance), potentially metered per request.
directpay_transactions
Unit: transactions
One-time DirectPay collections, billed per successful transaction or as a percentage of value.
direct_debit_transactions
Unit: transactions
Recurring mandate debits, billed per successful debit or as a percentage of value.
lookup_verifications
Unit: verifications
Optional lookup / KYC verifications (BVN, NIN, CAC, etc.), billed per verification where used.

Sources