Midtrans · FinOps Profile

Midtrans Finops

FinOps view of Midtrans spend. Midtrans has no platform, setup, or monthly API fee - cost is incurred per successful transaction, priced by payment method (a percentage, a flat IDR amount, or both) and, for Iris, per payout. Because the fee is a merchant-discount-rate cut of payment volume rather than metered API usage, cost is driven by transaction mix (which methods customers choose) and gross payment value, not by call counts. Value-Added Tax applies to most methods (QRIS, GoPay, and ShopeePay are quoted VAT-inclusive).

Midtrans Finops is the FinOps profile for Midtrans on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 5 billable meters, billed in IDR, on a per-transaction cycle, and pricing category usage-based.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Payments, Payment Gateway, Indonesia, Fintech, and FinOps.

Category: Payment Processing Pricing: Usage-Based Billing: Per-Transaction FOCUS v1.3
PaymentsPayment GatewayIndonesiaFintechFinOpsCost ManagementFOCUS

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsageTaxAdjustment

FOCUS Columns

BillingCurrency
IDR
ChargeCategory
Usage
InvoiceIssuerName
Midtrans
PricingCategory
Usage-Based
ProviderName
Midtrans
PublisherName
Midtrans
ServiceCategory
Payment Processing
ServiceName
Midtrans Payment Gateway

Meters

card_transaction_fee
Unit: transaction
Per-transaction fee on card payments, approx 2.9% + IDR 2,000 (excl. VAT).
ewallet_transaction_fee
Unit: transaction
Percentage fee on GoPay/ShopeePay (approx 2%) and QRIS (approx 0.7%), VAT-inclusive.
bank_transfer_fee
Unit: transaction
Flat per-transaction fee on virtual account / bank transfer, approx IDR 4,000 (excl. VAT).
disbursement_fee
Unit: payout
Flat per-payout fee for Iris disbursements to banks and e-wallets.
tax_vat
Unit: currency
Value-Added Tax applied on top of applicable transaction fees.

Sources