Lendio Finops

Lendio's financial operations model is based on a marketplace intermediary structure. For borrowers, the service is free. Lendio generates revenue through referral fees and commissions from lenders when loan applications result in funded deals. B2B API products (Embedded Financing, Intelligent Lending) are priced on a custom contract basis. There are no publicly listed API usage fees, subscription tiers, or per-call pricing.