KOMOJU · FinOps Profile

Komoju Finops

FinOps view of KOMOJU spend. KOMOJU is a payment gateway, so cost is not a subscription or compute bill but a per-transaction processing fee deducted from settlements. There are no sign-up or monthly fees; each successful payment incurs a percentage fee that varies by payment method and region (for Japan: credit cards ~3.25%, konbini ~2.75%, bank transfer ~1.4%, Pay-easy ~2.75%, PayPay and similar wallets from ~3.5%, Rakuten Pay from ~4.4%, Paidy from ~3.5%). Because fees differ sharply by method, the payment method mix is the dominant cost driver, and net settlement equals gross volume minus method fees, refunds, and chargebacks.

Komoju Finops is the FinOps profile for KOMOJU on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 3 billable meters, billed in JPY, on a per-settlement cycle, and pricing category usage-based.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Payments, Payment Gateway, Japan, Fintech, and FinOps.

Category: Payments and Financial Services Pricing: Usage-Based Billing: Per-Settlement FOCUS v1.3
PaymentsPayment GatewayJapanFintechFinOpsCost ManagementFOCUS

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsageAdjustment

FOCUS Columns

BillingCurrency
JPY
ChargeCategory
Usage
InvoiceIssuerName
Degica
PricingCategory
Usage-Based
ProviderName
KOMOJU
PublisherName
KOMOJU
ServiceCategory
Payments and Financial Services
ServiceName
KOMOJU

Meters

transaction_fee
Unit: percent_of_amount
Per-transaction processing fee, charged as a percentage of the payment amount and varying by payment method.
refund_adjustment
Unit: amount
Refunds and manual refund requests that reduce net settlement.
chargeback_adjustment
Unit: amount
Chargebacks and disputes that reduce net settlement (for merchants with the chargeback feature).

Sources