Ko-fi · FinOps Profile

Ko Fi Finops

FinOps view of Ko-fi spend. Ko-fi is a monetization platform, so cost flows in two directions. Ko-fi does not bill for API/webhook usage; instead it takes a platform fee out of the money you collect (0% on tips and donations; 5% on memberships, shop sales, and commissions on the Free plan). Ko-fi Gold is a flat monthly subscription that removes the 5% platform fee. Separately, third-party payment processors (PayPal, Stripe) charge roughly 2.9% + $0.30 per transaction on both plans. There is no metered per-request or per-webhook charge.

Ko Fi Finops is the FinOps profile for Ko-fi on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 4 billable meters, billed in USD, on a per transaction and monthly cycle, and pricing category commission and subscription.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Creator Economy, Donations, Memberships, Shop, and Payments.

Category: Creator Monetization and Payments Pricing: Commission and Subscription Billing: Per Transaction and Monthly FOCUS v1.3
Creator EconomyDonationsMembershipsShopPaymentsFinOpsCost ManagementFOCUS

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsagePurchase

FOCUS Columns

BillingCurrency
USD
ChargeCategory
Usage
InvoiceIssuerName
Ko-fi
PricingCategory
Commission and Subscription
ProviderName
Ko-fi
PublisherName
Ko-fi
ServiceCategory
Creator Monetization and Payments
ServiceName
Ko-fi

Meters

platform_fee_memberships_shop_commissions
Unit: percent
5% platform fee taken from memberships, shop sales, and commissions on the Free plan (0% on Ko-fi Gold).
platform_fee_tips
Unit: percent
Platform fee on tips and donations - 0% on both plans.
gold_subscription
Unit: months
Flat monthly Ko-fi Gold subscription that removes the 5% platform fee.
processor_fee
Unit: transactions
Third-party payment processor fee (~2.9% + $0.30 per transaction) charged by PayPal or Stripe.

Sources