Increase · FinOps Profile

Increase Com Finops

FinOps view of Increase spend. Increase is a bank-grade payments platform billed on a contract, per-item basis: fees attach to the money movement itself - each ACH transfer, wire, real-time payment (RTP / FedNow), check, and card transaction - plus program, account, and related service fees negotiated at volume-based rates. There is no self-service subscription tier; the Sandbox is free and unmetered, so all development and testing carry no cost. Because charges map one-to-one onto payment operations that already carry a business meaning, Increase spend is highly attributable: every fee ties back to a specific Transaction, Account, Entity, and payment rail, which makes cost allocation and unit-economics analysis straightforward.

Increase Com Finops is the FinOps profile for Increase on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 6 billable meters, billed in USD, on a monthly cycle, and pricing category usage-based.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Payments, Banking, Financial Infrastructure, ACH, and FinOps.

Category: Financial Infrastructure and Payments Pricing: Usage-Based Billing: Monthly FOCUS v1.3
PaymentsBankingFinancial InfrastructureACHFinOpsCost ManagementFOCUS

Framework Alignment

Framework
Data Spec

Charge Categories

UsagePurchaseAdjustment

FOCUS Columns

BillingCurrency
USD
ChargeCategory
Usage
InvoiceIssuerName
Increase
PricingCategory
Usage-Based
ProviderName
Increase
PublisherName
Increase
ServiceCategory
Financial Infrastructure and Payments
ServiceName
Increase Payments Platform

Meters

ach_transfers
Unit: transfers
ACH credit and debit transfers originated over FedACH, billed per transfer.
wire_transfers
Unit: transfers
Domestic Fedwire transfers, billed per wire.
real_time_payments
Unit: transfers
Instant RTP and FedNow transfers, billed per transfer.
check_transfers
Unit: checks
Printed and mailed (or third-party) checks, billed per check.
card_transactions
Unit: transactions
Card authorizations and settlements, with interchange terms per the agreement.
account_program_fees
Unit: usd
Account, program, and related service fees per the agreement.

Sources