Culqi · FinOps Profile

Culqi Finops

FinOps view of Culqi as a payment-acceptance cost. Culqi does not bill for API calls; cost is the per-transaction merchant discount rate (comision) deducted from each successful payment, quoted in PEN plus IGV (18% VAT), and varying by method (card national/international, Yape, PagoEfectivo) with a fixed minimum on small tickets. This is a cost-of-funds / payment-processing spend category rather than a metered-API compute spend.

Culqi Finops is the FinOps profile for Culqi on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 5 billable meters, billed in PEN, on a per-transaction cycle, and pricing category usage-based.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Payments, Payment Gateway, FinTech, Peru, and FinOps.

Category: Payment Processing Pricing: Usage-Based Billing: Per-Transaction FOCUS v1.3
PaymentsPayment GatewayFinTechPeruFinOpsCost ManagementFOCUS

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsageTaxAdjustment

FOCUS Columns

BillingCurrency
PEN
ChargeCategory
Usage
InvoiceIssuerName
Culqi
PricingCategory
Usage-Based
ProviderName
Culqi
PublisherName
Culqi
ServiceCategory
Payment Processing
ServiceName
Culqi Payments

Meters

card_transaction_commission
Unit: transaction
Percentage discount rate on card charges (national vs international), plus a fixed USD per-transaction fee online, plus IGV.
yape_transaction_commission
Unit: transaction
Percentage discount rate on Yape payments accepted via Culqi, plus IGV.
pagoefectivo_transaction_commission
Unit: transaction
Percentage discount rate on PagoEfectivo / cash-agent payments, with a fixed minimum on small tickets, plus IGV.
igv_tax
Unit: transaction
Peruvian IGV (18% VAT) applied on top of the commission.
refunded_amount
Unit: currency_minor_unit
Amounts refunded (devoluciones); reduces net settlement.

Sources