Culqi · FinOps Profile

Culqi Finops

FinOps view of Culqi as a payment-acceptance cost. Culqi does not bill for API calls; cost is the per-transaction merchant discount rate (comision) deducted from each successful payment, quoted in PEN plus IGV (18% VAT), and varying by method (card national/international, Yape, PagoEfectivo) with a fixed minimum on small tickets. This is a cost-of-funds / payment-processing spend category rather than a metered-API compute spend.

Culqi Finops is the FinOps profile for Culqi on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 5 billable meters, billed in PEN, on a per-transaction cycle, and pricing category usage-based.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Payments, Payment Gateway, FinTech, Peru, and FinOps.

Category: Payment Processing Pricing: Usage-Based Billing: Per-Transaction FOCUS v1.3
Method: generated, dated 2026-07-17.
Written by API Evangelist on 2026-07-17 from the provider's published pricing, and not verified by the provider. Treat the meters and categories as our reading of their pages, not their statement.
View Source
PaymentsPayment GatewayFinTechPeruFinOpsCost ManagementFOCUS

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsageTaxAdjustment

FOCUS Columns

BillingCurrency
PEN
ChargeCategory
Usage
InvoiceIssuerName
Culqi
PricingCategory
Usage-Based
ProviderName
Culqi
PublisherName
Culqi
ServiceCategory
Payment Processing
ServiceName
Culqi Payments

Meters

card_transaction_commission
Unit: transaction
Percentage discount rate on card charges (national vs international), plus a fixed USD per-transaction fee online, plus IGV.
yape_transaction_commission
Unit: transaction
Percentage discount rate on Yape payments accepted via Culqi, plus IGV.
pagoefectivo_transaction_commission
Unit: transaction
Percentage discount rate on PagoEfectivo / cash-agent payments, with a fixed minimum on small tickets, plus IGV.
igv_tax
Unit: transaction
Peruvian IGV (18% VAT) applied on top of the commission.
refunded_amount
Unit: currency_minor_unit
Amounts refunded (devoluciones); reduces net settlement.

Sources

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