Creem · FinOps Profile

Creem Finops

FinOps view of Creem spend. Creem is a merchant of record that charges a flat percentage plus a fixed fee on each successful transaction (3.9% + $0.40), with no setup or monthly fees. Cost scales directly with processed payment volume and the count of successful transactions, so the primary levers are average order value, transaction count, refund/dispute rate, and currency mix. Payouts are made twice monthly.

Creem Finops is the FinOps profile for Creem on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 4 billable meters, billed in USD, on a per transaction cycle, and pricing category usage-based.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Payments, Merchant of Record, Subscriptions, SaaS, and Billing.

Category: Payments and Billing Pricing: Usage-Based Billing: Per Transaction FOCUS v1.3
PaymentsMerchant of RecordSubscriptionsSaaSBillingFinOpsCost ManagementFOCUS

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsageAdjustment

FOCUS Columns

BillingCurrency
USD
ChargeCategory
Usage
InvoiceIssuerName
Creem (Armitage Labs)
PricingCategory
Usage-Based
ProviderName
Creem
PublisherName
Creem
ServiceCategory
Payments and Billing
ServiceName
Creem Payments

Meters

transaction_percentage_fee
Unit: percent
Percentage component (3.9%) charged on the value of each successful transaction.
transaction_fixed_fee
Unit: transactions
Fixed per-transaction component ($0.40) charged on each successful transaction.
processed_volume
Unit: currency
Gross payment volume processed through Creem, the base for percentage fees.
refunds_disputes
Unit: transactions
Refunds, chargebacks, and disputes that reverse or adjust prior charges.

Sources

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