Creem · FinOps Profile

Creem Finops

Name: Creem Finops
Creator: Creem
Keywords: Payments, Merchant of Record, Subscriptions, SaaS, Billing, FinOps, Cost Management, FOCUS

FinOps view of Creem spend. Creem is a merchant of record that charges a flat percentage plus a fixed fee on each successful transaction (3.9% + $0.40), with no setup or monthly fees. Cost scales directly with processed payment volume and the count of successful transactions, so the primary levers are average order value, transaction count, refund/dispute rate, and currency mix. Payouts are made twice monthly.

Creem Finops is the FinOps profile for Creem on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 4 billable meters, billed in USD, on a per transaction cycle, and pricing category usage-based.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Payments, Merchant of Record, Subscriptions, SaaS, and Billing.

Category: Payments and Billing Pricing: Usage-Based Billing: Per Transaction FOCUS v1.3

PaymentsMerchant of RecordSubscriptionsSaaSBillingFinOpsCost ManagementFOCUS

Framework Alignment

Framework

FinOps Foundation Framework

Data Spec

FOCUS v1.3

Charge Categories

UsageAdjustment

FOCUS Columns

BillingCurrency

USD

ChargeCategory

Usage

InvoiceIssuerName

Creem (Armitage Labs)

PricingCategory

Usage-Based

ProviderName

Creem

PublisherName

Creem

ServiceCategory

Payments and Billing

ServiceName

Creem Payments

Meters

transaction_percentage_fee

Unit: percent

Percentage component (3.9%) charged on the value of each successful transaction.

transaction_fixed_fee

Unit: transactions

Fixed per-transaction component ($0.40) charged on each successful transaction.

processed_volume

Unit: currency

Gross payment volume processed through Creem, the base for percentage fees.

refunds_disputes