Braintree · FinOps Profile

Braintree Finops

FOCUS-aligned FinOps for Braintree: pure take-rate per-transaction pricing across cards, digital wallets, Venmo and ACH, with surcharges for non-USD presentment and non-US issued cards plus per-incident chargeback fees and optional Chargeback Protection / Fraud Protection Lite.

Braintree Finops is the FinOps profile for Braintree on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 8 billable meters, billed in USD (settlement varies), on a continuous settlement cycle, and pricing category take rate.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Payments, Credit Cards, PayPal, Venmo, and ACH.

Category: Payments Pricing: Take Rate Billing: Continuous Settlement FOCUS v1.3
PaymentsCredit CardsPayPalVenmoACHFinOpsFOCUS

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsageAdjustmentRefundTax

FOCUS Columns

BillingCurrency
USD
InvoiceIssuerName
PayPal, Inc.
PricingCategory
Standard
PricingUnit
transaction
ProviderName
Braintree
PublisherName
PayPal, Inc.
ServiceCategory
Payments
ServiceName
Braintree

Meters

card_transactions
Unit: transaction
Card and digital wallet transactions priced at 2.89% + $0.29.
venmo_transactions
Unit: transaction
Venmo transactions priced at 3.49% + $0.49 (US only).
ach_transactions
Unit: transaction
ACH Direct Debit transactions priced at 0.75% capped at $5.00.
amex_passthrough
Unit: transaction
$0.15 per transaction pass-through fee for merchants with a direct American Express account.
chargebacks
Unit: dispute
$15.00 per disputed transaction.
ach_returns
Unit: incident
$5.00 per ACH return / unauthorized claim.
chargeback_protection
Unit: transaction
Add-on rate (starting at 0.4%) on transactions covered by Chargeback Protection.
fraud_protection_inquiries
Unit: inquiry
Fraud Protection Lite inquiries at $0.05 each.

Sources

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