Moniepoint · Example Payload

Monnify Reserve Account Example

POST /api/v2/bank-transfer/reserved-accounts — create a permanent NUBAN virtual account for a customer with income-split routing.

AfricaNigeriaPaymentsBankingFintechAcquiringPoint-of-SaleCollectionDisbursementsVirtual AccountsDirect DebitBills PaymentSMBWorking CapitalUnicorn

Monnify Reserve Account Example is an example object payload from Moniepoint, with 4 top-level fields. It illustrates the shape of data this provider's APIs accept or return.

Top-level fields

namedescriptionrequestresponse

Example Payload

{
  "name": "Monnify Reserve A Customer Account (V2)",
  "description": "POST /api/v2/bank-transfer/reserved-accounts — create a permanent NUBAN virtual account for a customer with income-split routing.",
  "request": {
    "method": "POST",
    "url": "https://api.monnify.com/api/v2/bank-transfer/reserved-accounts",
    "headers": {
      "Authorization": "Bearer eyJhbGciOiJIUzUxMiJ9.example",
      "Content-Type": "application/json"
    },
    "body": {
      "accountReference": "CUST-90001",
      "accountName": "Example Retail (Adaeze Okafor)",
      "currencyCode": "NGN",
      "contractCode": "100693834652",
      "customerEmail": "adaeze@example.ng",
      "customerName": "Adaeze Okafor",
      "bvn": "22288899900",
      "getAllAvailableBanks": false,
      "preferredBanks": ["50515", "50211"],
      "incomeSplitConfig": [
        {
          "subAccountCode": "MFY_SUB_ALPHA",
          "feePercentage": 30,
          "splitPercentage": 70,
          "feeBearer": true
        }
      ]
    }
  },
  "response": {
    "status": 200,
    "body": {
      "requestSuccessful": true,
      "responseMessage": "success",
      "responseCode": "0",
      "responseBody": {
        "accountReference": "CUST-90001",
        "accountName": "Example Retail (Adaeze Okafor)",
        "currencyCode": "NGN",
        "customerEmail": "adaeze@example.ng",
        "customerName": "Adaeze Okafor",
        "bvn": "22288899900",
        "status": "ACTIVE",
        "accounts": [
          {
            "bankCode": "50515",
            "bankName": "Moniepoint MFB",
            "accountNumber": "5841119988",
            "accountName": "Example Retail (Adaeze)"
          },
          {
            "bankCode": "50211",
            "bankName": "Kuda MFB",
            "accountNumber": "1100099887",
            "accountName": "Example Retail (Adaeze)"
          }
        ]
      }
    }
  }
}

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