Optimal Blue Pricing Example

Mortgage TechnologyLoan ServicingLoan OriginationSecondary MarketingDefault ManagementInvestor ReportingProduct Pricing EngineReal Estate DataFintechAcquired CompanyICE Mortgage Technology

Optimal Blue Pricing Example is an example object payload from Black Knight (Acquired by ICE — Now ICE Mortgage Technology), with 10 top-level fields. It illustrates the shape of data this provider's APIs accept or return.

Top-level fields

searchIdloanAmountpropertyValueltvcreditScoreoccupancypropertyTypeloanPurposelockDaysscenarios

Example Payload

Raw ↑
{
  "searchId": "OB-PPE-2026-05-22-9981772",
  "loanAmount": 425000,
  "propertyValue": 530000,
  "ltv": 80.19,
  "creditScore": 745,
  "occupancy": "Primary",
  "propertyType": "SFR",
  "loanPurpose": "Purchase",
  "lockDays": 30,
  "scenarios": [
    {
      "productCode": "FNMA-CONV-30YR-FRM",
      "productName": "Fannie Mae Conventional 30-Yr Fixed",
      "investorName": "Fannie Mae",
      "rate": 6.625,
      "price": 100.125,
      "discountPoints": 0.0,
      "lockPeriodDays": 30,
      "compensation": "LPC"
    },
    {
      "productCode": "FHLMC-CONV-30YR-FRM",
      "productName": "Freddie Mac Conventional 30-Yr Fixed",
      "investorName": "Freddie Mac",
      "rate": 6.500,
      "price": 99.875,
      "discountPoints": 0.125,
      "lockPeriodDays": 30,
      "compensation": "LPC"
    },
    {
      "productCode": "FHA-30YR-FRM",
      "productName": "FHA 30-Yr Fixed",
      "investorName": "Ginnie Mae",
      "rate": 6.250,
      "price": 100.500,
      "discountPoints": 0.0,
      "lockPeriodDays": 30,
      "compensation": "LPC"
    }
  ]
}

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