Scratchpay Partner Webhooks

generated: '2026-07-21'
method: searched
source: openapi/scratchpay-partner-1.0.0-apis-swagger.yml
spec_type: Webhooks
summary: >
  Scratchpay delivers the borrower loan-application decision asynchronously by
  calling the partner's own HTTP endpoint back (a partner-hosted webhook / callback).
  The partner registers/implements this endpoint; Scratchpay POSTs the result to it,
  correlated by the loanUniqueId the partner supplied on the original application.
webhooks:
  - name: loan-application-result
    direction: scratchpay-to-partner
    method: POST
    path_template: /application/{loanUniqueId}/result
    auth:
      header: Authorization
      format: 'Bearer <token>'
    correlation:
      field: loanUniqueId
      note: The alphanumeric id the partner passed on POST /application.
    payload:
      content_type: application/json
      schema:
        result:
          type: integer
          enum: [0, 1]
          description: The application result, either 0 or 1 (decline / approve).
    source_operation: openapi/scratchpay-partner-1.0.0-apis-swagger.yml#POST /application/{loanUniqueId}/result