PayJoy · AsyncAPI Specification
Payjoy Webhooks
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CompanyFintechPaymentsLendingBuy Now Pay LaterPoint-of-SaleEmerging MarketsFinancial InclusionPartner APIAsyncAPIEvents
AsyncAPI Specification
generated: '2026-07-20'
method: searched
source: https://developers.payjoy.com/sales-integration/webwooks/webhooks
type: Webhooks
spec_type: webhook-catalog
docs:
- https://developers.payjoy.com/sales-integration/webwooks/webhooks
- https://developers.payjoy.com/ecommerce/webhooks/webhooks
delivery:
method: POST
transport: https
callback_url: Configured per partner in the Admin Console; must begin with https://
signing:
header: X-PayJoy-Signature
algorithm: HMAC-SHA256
encoding: base64
secret: partner PayJoy API key
verification: >-
Compute HMAC-SHA256 of the request `content` using your API key, base64-encode it, and compare
to the X-PayJoy-Signature header.
events:
note: >-
PayJoy emits webhook notifications for all transaction data types. The concrete event-type
catalog is defined by the Transaction Data Types reference; listeners must ignore unrecognized
event types (per the versioning policy).
source_transaction_types:
- finance
- cash
- adjustment
reference: https://developers.payjoy.com/sales-integration/models/transaction-data-types
ecommerce_webhook:
note: The E-commerce API delivers a completion/charge webhook (e.g. OpenPay complete-charge) to the partner callback URL.
reference: https://developers.payjoy.com/ecommerce/webhooks/webhooks
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