PayJoy · AsyncAPI Specification

Payjoy Webhooks

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View Spec View on GitHub CompanyFintechPaymentsLendingBuy Now Pay LaterPoint-of-SaleEmerging MarketsFinancial InclusionPartner APIAsyncAPIEvents

AsyncAPI Specification

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generated: '2026-07-20'
method: searched
source: https://developers.payjoy.com/sales-integration/webwooks/webhooks
type: Webhooks
spec_type: webhook-catalog
docs:
- https://developers.payjoy.com/sales-integration/webwooks/webhooks
- https://developers.payjoy.com/ecommerce/webhooks/webhooks
delivery:
  method: POST
  transport: https
  callback_url: Configured per partner in the Admin Console; must begin with https://
signing:
  header: X-PayJoy-Signature
  algorithm: HMAC-SHA256
  encoding: base64
  secret: partner PayJoy API key
  verification: >-
    Compute HMAC-SHA256 of the request `content` using your API key, base64-encode it, and compare
    to the X-PayJoy-Signature header.
events:
  note: >-
    PayJoy emits webhook notifications for all transaction data types. The concrete event-type
    catalog is defined by the Transaction Data Types reference; listeners must ignore unrecognized
    event types (per the versioning policy).
  source_transaction_types:
  - finance
  - cash
  - adjustment
  reference: https://developers.payjoy.com/sales-integration/models/transaction-data-types
ecommerce_webhook:
  note: The E-commerce API delivers a completion/charge webhook (e.g. OpenPay complete-charge) to the partner callback URL.
  reference: https://developers.payjoy.com/ecommerce/webhooks/webhooks

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