Worldpay

Worldpay Payout instruments API

Create and maintain payout instruments.

GitHub OpenAPI

Operations 3

POST /parties/{partyId}/payoutInstruments Create a payout instrument #
GET /parties/{partyId}/payoutInstruments/{payoutInstrumentId} View a payout instrument #
PUT /parties/{partyId}/payoutInstruments/{payoutInstrumentId} Update a payout instrument #

Documentation

📖
Documentation
https://docs.worldpay.com/access/products/payments
📖
Documentation
https://docs.worldpay.com/access/apis

Specifications

⚙
OpenAPI
https://raw.githubusercontent.com/api-evangelist/worldpay/refs/heads/main/openapi/worldpay-payout-instruments-api-openapi.yml

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OpenAPI Specification

worldpay-payout-instruments-api-openapi.yml Raw ↑ 
openapi: 3.2.0
info:
  title: Parties Payout instruments API
  description: Create parties, manage your payout instruments and beneficial owners and carry out identity verification checks.
  contact:
    name: Team Fusion
  version: '2025-01-01'
  x-metadata:
    catalog-list: true
    business:
    - Marketplaces
    category:
    - Parties
    generated: true
servers:
- url: https://try.access.worldpay.com
  description: Test (Try)
- url: https://access.worldpay.com
  description: Live
security:
- basicAuth: []
tags:
- name: Payout instruments
  description: Create and maintain payout instruments.
paths:
  /parties/{partyId}/payoutInstruments:
    post:
      tags:
      - Payout instruments
      summary: Create a payout instrument
      operationId: createPayoutInstruments
      parameters:
      - name: partyId
        in: path
        description: A unique identifier for the party generated by us. This is sent in the response of your party creation call.
        required: true
        schema:
          type: string
      - name: WP-Api-Version
        in: header
        description: The API version.
        required: true
        schema:
          type: string
          format: date
        example: '2025-01-01'
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/BankAccount'
            examples:
              Create a payout instrument for existing party of person (modular):
                $ref: '#/components/examples/Create_PayoutInstrument_Person_modular'
              Create a payout instrument for existing party of sole trader (modular):
                $ref: '#/components/examples/Create_PayoutInstrument_SoleTrader_modular'
              Create a payout instrument for existing party of company (modular):
                $ref: '#/components/examples/Create_PayoutInstrument_Company_modular'
        required: true
      responses:
        '201':
          description: Created
          content:
            application/json:
              schema:
                type: object
                oneOf:
                - $ref: '#/components/schemas/BankAccount'
                - $ref: '#/components/schemas/Wallet'
                - $ref: '#/components/schemas/Card'
                title: payout instrument
              examples:
                Create a payout instrument for existing party of person (modular):
                  $ref: '#/components/examples/PayoutInstrument_Person_created_201_modular'
                Create a payout instrument for existing party of sole Trader (modular):
                  $ref: '#/components/examples/PayoutInstrument_SoleTrader_created_201_modular'
                Create a payout instrument for existing party of company (modular):
                  $ref: '#/components/examples/PayoutInstrument_Company_created_201_modular'
        '400':
          description: ''
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              examples:
                Bad request:
                  $ref: '#/components/examples/400'
                URL with invalid value:
                  $ref: '#/components/examples/400_Invalid_Url'
        '500':
          description: Internal Server Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              examples:
                Internal error occurred:
                  $ref: '#/components/examples/500'
        '503':
          description: Service Unavailable
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              examples:
                Service Unavailable:
                  $ref: '#/components/examples/503'
  /parties/{partyId}/payoutInstruments/{payoutInstrumentId}:
    get:
      tags:
      - Payout instruments
      summary: View a payout instrument
      operationId: getPayoutInstrument
      parameters:
      - name: partyId
        in: path
        description: A unique identifier for the party generated by us. This is sent in the response of your party creation call.
        required: true
        schema:
          type: string
          maxLength: 25
          minLength: 25
          pattern: ^par[a-zA-Z0-9-_]*0$
      - name: payoutInstrumentId
        in: path
        description: A unique identifier for the payoutInstrument generated by us. This is sent in the response of your payoutInstrument creation call.
        required: true
        schema:
          type: string
          maxLength: 25
          minLength: 25
          pattern: par.*0$
      - name: WP-Api-Version
        in: header
        description: The API version.
        required: true
        schema:
          type: string
          format: date
        example: '2025-01-01'
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                type: object
                oneOf:
                - $ref: '#/components/schemas/BankAccount'
                - $ref: '#/components/schemas/Wallet'
                - $ref: '#/components/schemas/Card'
                title: payout instrument
              examples:
                Get a payout instrument for existing party of person (modular):
                  $ref: '#/components/examples/Get_PayoutInstrument_Person_200_modular'
                Get a payout instrument for existing party of sole trader (modular):
                  $ref: '#/components/examples/Get_PayoutInstrument_SoleTrader_200_modular'
                Get a payout instrument for existing party of company (modular):
                  $ref: '#/components/examples/Get_PayoutInstrument_Company_200_modular'
        '400':
          description: ''
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              examples:
                Bad request:
                  $ref: '#/components/examples/400'
                URL with invalid value:
                  $ref: '#/components/examples/400_Invalid_Url'
        '500':
          description: Internal Server Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              examples:
                Internal error occurred:
                  $ref: '#/components/examples/500'
        '503':
          description: Service Unavailable
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              examples:
                Service Unavailable:
                  $ref: '#/components/examples/503'
    put:
      tags:
      - Payout instruments
      summary: Update a payout instrument
      operationId: updatePayoutInstruments
      parameters:
      - name: partyId
        in: path
        description: A unique identifier for the party generated by us. This is sent in the response of your party creation call.
        required: true
        schema:
          type: string
          maxLength: 25
          minLength: 25
          pattern: ^par[a-zA-Z0-9-_]*0$
      - name: payoutInstrumentId
        in: path
        description: A unique identifier for the payoutInstrument generated by us. This is sent in the response of your payoutInstrument creation call.
        required: true
        schema:
          type: string
          maxLength: 25
          minLength: 25
          pattern: par.*0$
      - name: WP-Api-Version
        in: header
        description: The API version.
        required: true
        schema:
          type: string
          format: date
        example: '2025-01-01'
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/BankAccount'
            examples:
              Update a payout instrument for existing party of company (modular):
                $ref: '#/components/examples/Update_PayoutInstrument_Company_modular'
        required: true
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                type: object
                oneOf:
                - $ref: '#/components/schemas/BankAccount'
                - $ref: '#/components/schemas/Wallet'
                - $ref: '#/components/schemas/Card'
                title: payout instrument
              examples:
                Update a payout instrument for existing party of company (modular):
                  $ref: '#/components/examples/Update_PayoutInstrument_Company_200_modular'
        '400':
          description: ''
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              examples:
                Bad request:
                  $ref: '#/components/examples/400'
                URL with invalid value:
                  $ref: '#/components/examples/400_Invalid_Url'
        '500':
          description: Internal Server Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              examples:
                Internal error occurred:
                  $ref: '#/components/examples/500'
        '503':
          description: Service Unavailable
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              examples:
                Service Unavailable:
                  $ref: '#/components/examples/503'
components:
  schemas:
    NanoId:
      type: object
      properties:
        nanoPrefix:
          type: string
        nanoId:
          type: string
    Wallet:
      type: object
      properties:
        payoutInstrumentReference:
          type: string
          description: 'A reference of the `payoutInstrument` created by you. This

            field holds the beneficiary bank details. Use this to direct payouts to

            the relevant beneficiary. This must be unique within an entity.

            '
          example: personalCheckingAccount
          maxLength: 64
          minLength: 3
          pattern: ^[A-Za-z0-9\-_ ]*$
        payoutInstrumentId:
          type: string
          description: An ID generated by us to identify a payout instrument. You receive this in the response after successfully creating a payout instrument.
          example: parOk0YlPtQogrqQdz7_fKXs0
          maxLength: 25
          minLength: 25
          pattern: ^par[a-zA-Z0-9-_]*0$
        payoutInstrumentType:
          type: string
          description: The type of the payout instrument.
          enum:
          - bankAccount
          - wallet
          - card
        currency:
          type: string
          description: The currency in [ISO 4217 currency format](/products/reference/supported-countries-currencies#iso-currency-codes).
          example: GBP
          maxLength: 3
          minLength: 3
          pattern: ^[A-Z]*$
        dateTimeCreated:
          type: string
          description: The date and time the `payoutInstrument` was created, as an ISO 8601 zoned date time.
          readOnly: true
        dateTimeUpdated:
          type: string
          description: The date and time the `payoutInstrument` was updated, as an ISO 8601 zoned date time.
          readOnly: true
        version:
          type: integer
          format: int32
      required:
      - currency
    ErrorResponseItem:
      type: object
      properties:
        errorName:
          type: string
        message:
          type: string
        path:
          type: string
        jsonPath:
          type: string
        queryParameter:
          type: string
        pathParameter:
          type: string
    Card:
      type: object
      properties:
        payoutInstrumentReference:
          type: string
          description: 'A reference of the `payoutInstrument` created by you. This

            field holds the beneficiary bank details. Use this to direct payouts to

            the relevant beneficiary. This must be unique within an entity.

            '
          example: primaryBusinessAccount
          maxLength: 64
          minLength: 3
          pattern: ^[A-Za-z0-9\-_ ]*$
        payoutInstrumentId:
          type: string
          description: An ID generated by us to identify a payout instrument. You receive this in the response after successfully creating a payout instrument.
          example: parOk0YlPtQogrqQdz7_fKXs0
          maxLength: 25
          minLength: 25
          pattern: ^par[a-zA-Z0-9-_]*0$
        payoutInstrumentType:
          type: string
          description: The type of the payout instrument.
          enum:
          - bankAccount
          - wallet
          - card
        currency:
          type: string
          description: The currency in [ISO 4217 currency format](/products/reference/supported-countries-currencies#iso-currency-codes).
          example: GBP
          maxLength: 3
          minLength: 3
          pattern: ^[A-Z]*$
        dateTimeCreated:
          type: string
          description: The date and time the `payoutInstrument` was created, as an ISO 8601 zoned date time.
          readOnly: true
        dateTimeUpdated:
          type: string
          description: The date and time the `payoutInstrument` was updated, as an ISO 8601 zoned date time.
          readOnly: true
        version:
          type: integer
          format: int32
        id:
          $ref: '#/components/schemas/NanoId'
        token:
          type: string
      required:
      - currency
    ErrorResponse:
      type: object
      properties:
        errorName:
          type: string
          description: An ordinal error type that is part of the API contract. It is machine readable, but also human readable for clarity and semantic understanding of the error.
          example: bodyDoesNotMatchSchema
        message:
          type: string
          description: A human readable message giving a corrective action for the error. THIS IS NOT FOR MACHINE CONSUMPTION.
        validationErrors:
          type: array
          items:
            $ref: '#/components/schemas/ErrorResponseItem'
        pathParameter:
          type: string
        queryParameter:
          type: string
        jsonPath:
          type: string
      readOnly: true
      title: Error Response
    Address:
      type: object
      description: Object containing details about the address.
      properties:
        address1:
          type: string
          description: 'The address.


            Must consist of at least two letters, two words, and one number.'
          example: 1847 Kingsbury Court
          maxLength: 35
          minLength: 2
        address2:
          type: string
          description: Line two of the address.
          example: Unit 42
          maxLength: 35
          minLength: 2
        city:
          type: string
          description: The city of this address.
          example: London
          maxLength: 35
          minLength: 1
        state:
          type: string
          description: The state of this address.
          example: Greater London
          maxLength: 35
          minLength: 2
        countryCode:
          type: string
          description: The country code specified in [ISO 3166-1 Alpha-2 code format](/products/reference/supported-countries-currencies#iso-country-codes).
          example: GB
          maxLength: 2
          minLength: 2
        postalCode:
          type: string
          description: The postal code of this address.
          example: NW9 0RR
          maxLength: 20
          minLength: 1
        type:
          type: string
          description: Identifies the type of this address.
          enum:
          - home
          - business
          - poBox
          - other
          example: home
      required:
      - address1
      - city
      - countryCode
    BankAccount:
      type: object
      properties:
        payoutInstrumentReference:
          type: string
          description: 'A reference of the `payoutInstrument` created by you. This

            field holds the beneficiary bank details. Use this to direct payouts to

            the relevant beneficiary. This must be unique within an entity.

            '
          example: primaryBusinessAccount
          maxLength: 64
          minLength: 3
          pattern: ^[A-Za-z0-9\-_ ]*$
        payoutInstrumentId:
          type: string
          description: An ID generated by us to identify a payout instrument. You receive this in the response after successfully creating a payout instrument.
          example: parOk0YlPtQogrqQdz7_fKXs0
          maxLength: 25
          minLength: 25
          pattern: ^par[a-zA-Z0-9-_]*0$
        payoutInstrumentType:
          type: string
          description: The type of the payout instrument.
          enum:
          - bankAccount
          - wallet
          - card
        currency:
          type: string
          description: The currency in [ISO 4217 currency format](/products/reference/supported-countries-currencies#iso-currency-codes).
          example: GBP
          maxLength: 3
          minLength: 3
          pattern: ^[A-Z]*$
        dateTimeCreated:
          type: string
          description: The date and time the `payoutInstrument` was created, as an ISO 8601 zoned date time.
          readOnly: true
        dateTimeUpdated:
          type: string
          description: The date and time the `payoutInstrument` was updated, as an ISO 8601 zoned date time.
          readOnly: true
        version:
          type: integer
          format: int32
        accountHolderName:
          type: string
        swiftBic:
          type: string
        bankCode:
          type: string
          description: The bankCode must be exactly 6 digits.
          example: '184758'
        accountNumber:
          type: string
        accountType:
          type: string
          enum:
          - checking
          - savings
          - moneyMarket
          - certificateOfDeposit
          - vista
          - other
        iban:
          type: string
        bankName:
          type: string
        address:
          $ref: '#/components/schemas/Address'
        branchCode:
          type: string
      required:
      - currency
  examples:
    '400':
      value:
        errorName: bodyDoesNotMatchSchema
        message: There were field validation errors. The errors that occurred are within the validationErrors array.
        validationErrors:
        - errorName: fieldIsNotAllowed
          message: The identified field is present when it is explicitly not allowed in the request.
          jsonPath: $.additionalData
    PayoutInstrument_Person_created_201_modular:
      description: PayoutInstrument for a person (modular)
      value:
        payoutInstrumentReference: personalCheckingAccount
        payoutInstrumentId: parF4BlVTN_zIcADcyBpXK6J0
        payoutInstrumentType: bankAccount
        currency: EUR
        dateTimeCreated: '2025-04-07T20:42:24.408Z'
        version: 0
        accountHolderName: Case H. Mitchell
        swiftBic: BUKBGB22
        bankCode: '045110'
        accountNumber: '23198765'
        accountType: checking
        iban: GB892019000123456789
        bankName: Metro Bank
        address:
          address1: 17 Neo-London Financial Tower
          address2: Suite 1288
          city: London
          countryCode: GB
          postalCode: EC1A 1BB
          type: business
        branchCode: Barclays Branch
    Get_PayoutInstrument_SoleTrader_200_modular:
      description: Get a payoutInstrument for a party of soleTrader  (modular)
      value:
        payoutInstrumentReference: primaryBusinessAccount
        payoutInstrumentId: partA3SpNddFfGPV0fYk_zI-0
        payoutInstrumentType: bankAccount
        currency: USD
        dateTimeCreated: '2025-04-07T20:48:00.660Z'
        version: 0
        accountHolderName: Case H. Mitchell
        swiftBic: BUKBGB22
        bankCode: '045110'
        accountNumber: '23198765'
        accountType: checking
        iban: GB892019000123456789
        bankName: Metro Bank
        address:
          address1: 17 Neo-London Financial Tower
          address2: Suite 1288
          city: London
          countryCode: GB
          postalCode: EC1A 1BB
          type: business
        branchCode: Barclays Branch
    '500':
      value:
        errorName: internalErrorOccurred
        message: An error occurred within the service (potentially due to an interaction with a downstream service).
    '503':
      value:
        errorName: serviceUnavailable
        message: Service cannot fulfil the request even though service functions witout internal errors.
    Get_PayoutInstrument_Company_200_modular:
      description: Get a payoutInstrument for a party of company (modular)
      value:
        payoutInstrumentReference: primaryBusinessAccount
        payoutInstrumentId: parRI-eYCnF_sOAK59-38hUF0
        payoutInstrumentType: bankAccount
        currency: USD
        dateTimeCreated: '2025-04-24T18:22:16.393Z'
        dateTimeUpdated: '2025-04-25T18:22:16.393Z'
        version: 1
        accountHolderName: Tessier-Ashpool Systems Ltd.
        swiftBic: FSFCUS33
        bankCode: '045110'
        accountNumber: '22765819'
        accountType: savings
        iban: GB33TASS12345678901234
        bankName: Freeside Financial Corporation
        address:
          address1: 3 Villa Straylight
          address2: Freeside
          city: York
          state: NA
          countryCode: GB
          postalCode: L502 MK54
          type: business
        branchCode: Muswell Hill Branch
    Update_PayoutInstrument_Company_modular:
      value:
        accountHolderName: Tessier-Ashpool Systems Ltd.
        payoutInstrumentType: bankAccount
        swiftBic: FSFCUS33
        bankCode: '045110'
        branchCode: Muswell Hill Branch
        accountNumber: '2276581'
        accountType: savings
        iban: GB33TASS12345678901234
        bankName: Freeside Financial Corporation
        payoutInstrumentReference: primaryBusinessAccount
        currency: EUR
        address:
          address1: 9105 Villa Straylight
          address2: Freeside
          type: business
          city: York
          state: NA
          countryCode: GB
          postalCode: L502 MK54
    PayoutInstrument_SoleTrader_created_201_modular:
      description: PayoutInstrument for a soleTrader (modular)
      value:
        payoutInstrumentReference: primaryBusinessAccount
        payoutInstrumentId: parC_x1lzotG7wnqx1_Den9E0
        payoutInstrumentType: bankAccount
        currency: USD
        dateTimeCreated: '2025-04-07T20:42:24.759Z'
        version: 0
        accountHolderName: Case H. Mitchell
        swiftBic: BUKBGB22
        bankCode: '045110'
        accountNumber: '23198765'
        accountType: checking
        iban: GB892019000123456789
        bankName: Metro Bank
        address:
          address1: 17 Neo-London Financial Tower
          address2: Suite 1288
          city: London
          countryCode: GB
          postalCode: EC1A 1BB
          type: business
        branchCode: Barclays Branch
    400_Invalid_Url:
      value:
        errorName: urlContainsInvalidValue
        message: The URL contains a value or values that are invalid.
        validationErrors:
        - errorName: fieldHasInvalidValue
          message: Party 'parDgfhD9O5lWVjWiUOo3Cdf0' was not found.
          jsonPath: $.partyId
    Create_PayoutInstrument_Person_modular:
      value:
        accountHolderName: Case H. Mitchell
        payoutInstrumentType: bankAccount
        swiftBic: BUKBGB22
        bankCode: '045110'
        branchCode: Barclays Branch
        accountNumber: '23198765'
        accountType: checking
        iban: GB892019000123456789
        bankName: Metro Bank
        payoutInstrumentReference: personalCheckingAccount
        currency: EUR
        address:
          address1: 17 Neo-London Financial Tower
          address2: Suite 1288
          type: business
          city: London
          countryCode: GB
          postalCode: EC1A 1BB
    Create_PayoutInstrument_SoleTrader_modular:
      value:
        accountHolderName: Case H. Mitchell
        payoutInstrumentType: bankAccount
        swiftBic: BUKBGB22
        bankCode: '045110'
        branchCode: Barclays Branch
        accountNumber: '23198765'
        accountType: checking
        iban: GB892019000123456789
        bankName: Metro Bank
        payoutInstrumentReference: primaryBusinessAccount
        currency: USD
        address:
          address1: 17 Neo-London Financial Tower
          address2: Suite 1288
          type: business
          city: London
          countryCode: GB
          postalCode: EC1A 1BB
    PayoutInstrument_Company_created_201_modular:
      description: PayoutInstrument for a company (modular)
      value:
        payoutInstrumentReference: primaryBusinessAccount
        payoutInstrumentId: parbLmHCft8cLP8XXsay63fQ0
        payoutInstrumentType: bankAccount
        currency: USD
        dateTimeCreated: '2025-04-24T18:05:41.525Z'
        version: 0
        accountHolderName: Tessier-Ashpool Systems Ltd.
        swiftBic: FSFCUS33
        bankCode: '045110'
        accountNumber: '22765819'
        accountType: savings
        iban: GB33TASS12345678901234
        bankName: Freeside Financial Corporation
        address:
          address1: 3 Villa Straylight
          address2: Freeside
          city: York
          state: NA
          countryCode: GB
          postalCode: L502 MK54
          type: business
        branchCode: Muswell Hill Branch
    Get_PayoutInstrument_Person_200_modular:
      description: Get a payoutInstrument for a party of person  (modular)
      value:
        payoutInstrumentReference: personalCheckingAccount
        payoutInstrumentId: parVID57-ep4PqX6J-25AkZk0
        payoutInstrumentType: bankAccount
        currency: EUR
        dateTimeCreated: '2025-04-07T20:48:00.227Z'
        version: 0
        accountHolderName: Case H. Mitchell
        swiftBic: BUKBGB22
        bankCode: '045110'
        accountNumber: '23198765'
        accountType: checking
        iban: GB892019000123456789
        bankName: Metro Bank
        address:
          address1: 17 Neo-London Financial Tower
          address2: Suite 1288
          city: London
          countryCode: GB
          postalCode: EC1A 1BB
          type: business
        branchCode: Barclays Branch
    Update_PayoutInstrument_Company_200_modular:
      description: Update payout instrument for existing party of a company (modular)
      value:
        payoutInstrumentReference: primaryBusinessAccount
        payoutInstrumentId: parWm7eF6Dfwry4EYQdpXSSB0
        payoutInstrumentType: bankAccount
        currency: EUR
        dateTimeCreated: '2025-04-22T19:24:07.680Z'
        dateTimeUpdated: '2025-04-22T19:24:11.462Z'
        version: 2
        accountHolderName: Tessier-Ashpool Systems Ltd.
        swiftBic: FSFCUS33
        bankCode: '045110'
        accountNumber: '2276581'
        accountType: savings
        iban: GB33TASS12345678901234
        bankName: Freeside Financial Corporation
        address:
          address1: 9105 Villa Straylight
          address2: Freeside
          city: York
          state: NA
          countryCode: GB
          postalCode: L502 MK54
          type: business
        branchCode: Muswell Hill Branch
    Create_PayoutInstrument_Company_modular:
      value:
        accountHolderName: Tessier-Ashpool Systems Ltd.
        payoutInstrumentType: bankAccount
        swiftBic: FSFCUS33
        bankCode: '045110'
        branchCode: Muswell Hill Branch
        accountNumber: '22765819'
        accountType: savings
        iban: GB33TASS12345678901234
        bankName: Freeside Financial Corporation
        payoutInstrumentReference: primaryBusinessAccount
        currency: USD
        address:
          address1: 3 Villa Straylight
          address2: Freeside
          type: business
          city: York
          state: NA
          countryCode: GB
          postalCode: L502 MK54
  securitySchemes:
    basicAuth:
      type: http
      description: Basic authentication with user name and password
      scheme: basic