Worldpay Accounts API

openapi: 3.2.0
info:
  title: 3DS 3DS actions Accounts API
  description: "Protect your business and meet regulatory requirements by verifying your customer's identity.\n\n__Authentication header__\n  ```\n    Authorization: {your_credentials}\n  ```\nReplace `{your_credentials}` with your base64-encoded Basic Auth username and password given to your by your Worldpay Implementation Manager.\n<br /> <br />\n\nYou **must** use the `Authorization` header for any request you send to our 3DS API.\n\n__Accept/Content-Type header__\n  ```\n  Content-Type: application/vnd.worldpay.verifications.customers-v3.hal+json\n  Accept: application/vnd.worldpay.verifications.customers-v3.hal+json\n  ```\nWe use the Accept header to identify which version of our API you are using. You must use the Accept header for any request you send to our 3DS API.\n\nWe require the Content-Type header if the request you're sending includes a request body, and if the HTTP method is a `POST` or a `PUT`.\n<br /><br />\n\n\n__DNS whitelisting__  \nWhitelist the following URLs:\n* `https://try.access.worldpay.com/`\n* `https://access.worldpay.com/`\n\nPlease ensure you use DNS whitelisting, not explicit IP whitelisting."
  version: '3'
  x-metadata:
    category:
    - 3DS
    - SCA Exemptions
    business:
    - Enterprise
    catalog-list: true
    generated: false
servers:
- url: https://try.access.worldpay.com
  description: Test (Try)
- url: https://access.worldpay.com
  description: Live
security:
- BasicAuth: []
tags:
- name: Accounts
paths:
  /accounts/{accountNumber}:
    get:
      summary: Get account details
      description: Retrieve the details of one specific account.
      operationId: ReceiveTransferRequestForAccount
      parameters:
      - name: accountNumber
        in: path
        description: The account number.
        required: true
        schema:
          type: string
      - name: WP-Api-Version
        in: header
        description: Represents the version of the API.
        required: true
        schema:
          type: string
        example: '2025-01-01'
      - name: WP-CorrelationId
        in: header
        description: Optional ID to trace requests, if not provided, it is generated.
        schema:
          type: string
        example: 15cd16b2-7b82-41cb-9b11-21be9dacad88
      - name: Accept
        in: header
        schema:
          type: string
        example: application/json
      responses:
        '200':
          description: OK response
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/AccountResponse'
              example:
                entity: Test
                accounts:
                - accountNumber: '01012145214562214'
                  accountName: TestDisplayName
                  currency: GBP
                  clearedBalance: 36
                  unclearedBalance: 2
                  balance: 38
                  accountStatus: Active
        '400':
          description: BAD REQUEST response if the request is incorrectly validated
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                errorName: urlContainsInvalidValue
                message: The URL contains a value or values that are invalid
                validationErrors:
                - errorName: fieldHasInvalidValue
                  message: accountNumber must contain 16 characters
                  queryParameter: accountNumber
                - errorName: fieldIsNull
                  message: accountNumber is mandatory
                  queryParameter: accountNumber
        '401':
          description: UNAUTHORIZED response if JWT is not valid
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/BaseAccessErrorResponse'
              example:
                errorName: unauthorized
                message: Invalid token
        '403':
          description: FORBIDDEN response if you are not authorized to access
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/BaseAccessErrorResponse'
              example:
                errorName: entityIsNotConfigured
                message: Provided Identity is not valid
        '500':
          description: Internal Server Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/BaseAccessErrorResponse'
              example:
                errorName: entityIsNotConfigured
                message: Unexpected issue occured
      tags:
      - Accounts
  /accounts:
    get:
      summary: Get details for all your accounts
      description: Retrieve account details for all your accounts.
      operationId: ReceiveTransferRequest
      parameters:
      - name: entity
        in: query
        description: Unique ID given during the on-boarding process.
        required: true
        schema:
          maxLength: 32
          minLength: 1
          pattern: ^[a-zA-Z\s-]{1,32}$
          type: string
          description: Unique ID given during the on-boarding process.
      - name: currency
        in: query
        description: The [ISO 4217 currency codes](/products/reference/supported-countries-currencies#iso-currency-codes) of the account.
        schema:
          type: string
          description: The [ISO 4217 currency codes](/products/reference/supported-countries-currencies#iso-currency-codes) of the account.
      - name: partyReference
        in: query
        description: Your reference for this party, must be unique within an entity. Allowed values string 3 to 64 characters a-z, A-Z, 0-9, spaces and hyphens.
        schema:
          type: string
          description: Your reference for this party, must be unique within an entity. Allowed values string 3 to 64 characters a-z, A-Z, 0-9, spaces and hyphens.
      - name: status
        in: query
        description: 'Get accounts on the bases of account status. '
        schema:
          type: string
          description: 'Get accounts on the bases of account status. '
          example: Active/Inactive
      - name: pageNumber
        in: query
        description: Positive whole number indicating which page of the account to return.
        schema:
          maximum: 2147483647
          minimum: 1
          type: integer
          description: Positive whole number indicating which page of the account to return.
          format: int32
      - name: pageSize
        in: query
        description: Positive whole number indicating the number of account to return in each page.
        schema:
          type: integer
          description: Positive whole number indicating the number of account to return in each page.
          format: int32
      - name: WP-Api-Version
        in: header
        description: Represents the version of the API.
        required: true
        schema:
          type: string
        example: '2025-01-01'
      - name: WP-CorrelationId
        in: header
        description: Optional ID to trace requests, if not provided, it is generated.
        schema:
          type: string
        example: 15cd16b2-7b82-41cb-9b11-21be9dacad88
      - name: Accept
        in: header
        schema:
          type: string
        example: application/json
      responses:
        '200':
          description: OK response
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/AccountByEntityResponse'
              example:
                entity: Test
                accounts:
                - accountNumber: '01012145214562214'
                  accountName: TestDisplayName
                  currency: GBP
                  clearedBalance: 36
                  unclearedBalance: 2
                  balance: 38
                  accountStatus: Active
                pagination:
                  pageNumber: 1
                  recordsPerPage: 10
                  totalPages: 1
                  totalNumberOfRecords: 1
        '400':
          description: BAD REQUEST response if the request is incorrectly validated
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
              example:
                errorName: urlContainsInvalidValue
                message: The URL contains a value or values that are invalid
                validationErrors:
                - errorName: fieldHasInvalidValue
                  message: entity must contain 32 characters
                  queryParameter: Entity
                - errorName: fieldHasInvalidValue
                  message: status is invalid
                  queryParameter: Status
        '401':
          description: UNAUTHORIZED response if JWT is not valid
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/BaseAccessErrorResponse'
              example:
                errorName: unauthorized
                message: Invalid token
        '403':
          description: FORBIDDEN response if you are not authorized to access
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/BaseAccessErrorResponse'
              example:
                errorName: entityIsNotConfigured
                message: Provided Identity is not valid
        '500':
          description: Internal Server Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/BaseAccessErrorResponse'
              example:
                errorName: entityIsNotConfigured
                message: Unexpected issue occured
      tags:
      - Accounts
  /accounts/statements:
    get:
      summary: Query account statement items
      operationId: GetStatements
      parameters:
      - name: startDate
        in: query
        description: An ISO 8601 date-time string. From date and time. Timespan between 'startDate' and 'endDate' shouldn't exceed 31 days. This should not be a date in the future.
        required: true
        schema:
          type: string
          description: An ISO 8601 date-time string. From date and time. Timespan between 'startDate' and 'endDate' shouldn't exceed 31 days. This should not be a date in the future.
          format: date-time
          example: '2022-05-01T15:16:30Z'
      - name: endDate
        in: query
        description: An ISO 8601 date-time string. To date and time. Timespan between 'startDate' and 'endDate' shouldn't exceed 31 days. This should not be a date in the future.
        required: true
        schema:
          type: string
          description: An ISO 8601 date-time string. To date and time. Timespan between 'startDate' and 'endDate' shouldn't exceed 31 days. This should not be a date in the future.
          format: date-time
          example: '2022-05-05T15:16:30Z'
      - name: accountNumber
        in: query
        description: 'The account number. You must use this if you are an Account Payout customer. You can use this for a Marketplaces flow.

          {% admonition type="warning" %}

          `accountNumber` or `partyReference` must be provided. <br><br>

          {% /admonition %}

          <br>  '
        schema:
          maxLength: 16
          minLength: 16
          type: string
          description: The account number.
          example: '0005553123712133'
      - name: partyReference
        in: query
        description: 'Your reference for this party, must be unique within an entity. Typically used for a Marketplaces flow and used to retrieve information about your onboarded party. Allowed values: a-z, A-Z, 0-9, spaces and hyphens.

          {% admonition type="warning" %}

          `accountNumber` or `partyReference` must be provided. <br><br>

          If `partyReference` is provided you must also include `entity` and `currency`.

          {% /admonition %}

          <br>  '
        schema:
          maxLength: 63
          minLength: 3
          type: string
          description: Your reference for this party, must be unique within an entity. Allowed values a-z, A-Z, 0-9, spaces and hyphens.
          example: Hosaka2738491
      - name: entity
        in: query
        description: Used to route the request in Access Worldpay, created as part of on-boarding.
        schema:
          maxLength: 36
          minLength: 1
          type: string
          description: Used to route the request in Access Worldpay, created as part of on-boarding.
          example: default
      - name: currency
        in: query
        description: The currency in [ISO 4217 currency format](/products/reference/supported-countries-currencies#iso-currency-codes) for the account associated with the party.
        schema:
          maxLength: 3
          minLength: 3
          type: string
          description: The currency in [ISO 4217 currency format](/products/reference/supported-countries-currencies#iso-currency-codes) for the account associated with the party
          example: GBP
      - name: pageNumber
        in: query
        description: The page number of the results. Default is 1 if no value is provided. This value specifies the exact page of each list of statements that you want to retrieve.
        schema:
          minLength: 1
          type: integer
          description: The page number of the results. Default is 1 if no value is provided. This value specifies the exact page of each list of statements that you want to retrieve.
          format: int32
      - name: pageSize
        in: query
        description: Exact number of records per page to be shown. Max 500 items/rows. Value must be between 1-500. Default is 500 if no value is provided.
        schema:
          maxLength: 500
          minLength: 1
          type: integer
          description: Exact number of records per page to be shown. Max 500 items/rows. Value must be between 1-500. Default is 1 if no value is provided.
          format: int32
      - name: fundingType
        in: query
        description: Credit or debit operation. Value can be credit or debit. If no value is passed, the statement includes both credits and debits.
        schema:
          enum:
          - credit
          - debit
          type: string
          description: Credit or debit operation. Value can be credit or debit. If no value is passed, the statement includes both credits and debits.
      - name: transferType
        in: query
        description: Type of the transaction used to filter out statement entries. Alphanumeric only. Special characters are restricted.
        schema:
          pattern: ^[a-zA-Z0-9 ._-]*$
          description: Type of the transaction used to filter out statement entries. Alphanumeric only. Special characters are restricted.
          enum:
          - ACQUIRING SETTLEMENT
          - BANKIN
          - BANKIN_REFUND
          - BANKOUT
          - BENEFICIARY PAYOUT
          - BENEFICIARY_FUNDING
          - CHARGEBACK
          - COMMISSION
          - CORRECTION
          - CREDIT
          - DEBIT
          - DEDUCTION
          - EFTIN
          - EFTIN_REFUND
          - FFX PAYOUT
          - FFX PAYOUT RETURNED
          - FFX PAYOUT REVERSAL
          - FX DEAL
          - INTERNAL LIQUIDITY
          - LIQUIDITY
          - PAYIN
          - PAYIN_REFUND
          - PAYIN REVERSAL
          - PAYOUT
          - PAYOUT RETURNED
          - PAYOUT REVERSAL
          - REFUND
          - SPLIT PAYMENT
          - SPLIT PAYOUT
          - STREAMLINE TRANSFER
          x-enumDescriptions:
            ACQUIRING SETTLEMENT: null
            BANKIN: Non-US customers only
            BANKIN_REFUND: Non-US customers only
            BANKOUT: Non-US customers only
            BENEFICIARY PAYOUT: Used in Marketplaces
            BENEFICIARY_FUNDING: Used in Marketplaces
            CHARGEBACK: Used in Marketplaces
            COMMISSION: Used in Marketplaces
            CORRECTION: null
            CREDIT: Used in Marketplaces
            DEBIT: Used in Marketplaces
            DEDUCTION: null
            EFTIN: null
            EFTIN_REFUND: null
            FFX PAYOUT: null
            FFX PAYOUT RETURNED: null
            FFX PAYOUT REVERSAL: null
            FX DEAL: null
            INTERNAL LIQUIDITY: null
            LIQUIDITY: null
            PAYIN: US-merchants only
            PAYIN_REFUND: US-merchants only
            PAYIN REVERSAL: null
            PAYOUT: US-merchants only
            PAYOUT RETURNED: null
            PAYOUT REVERSAL: null
            REFUND: null
            SPLIT PAYMENT: null
            SPLIT PAYOUT: null
            STREAMLINE TRANSFER: null
      - name: countryCode
        in: query
        description: The country code specified in [ISO 3166-1 Alpha-2 code format](/products/reference/supported-countries-currencies#iso-country-codes) of the transaction.
        schema:
          maxLength: 2
          minLength: 2
          pattern: ^[a-zA-Z0-9]*$
          type: string
          description: The country code specified in [ISO 3166-1 Alpha-2 code format](/products/reference/supported-countries-currencies#iso-country-codes) of the transaction.
      - name: amount
        in: query
        description: The transaction amount.
        schema:
          type: number
          description: The transaction amount.
          format: double
      - name: transactionReference
        in: query
        description: Your unique reference for the payment request. This can be a "like" search (exact or partial match). Special characters are allowed. For the list, please see our [formatting guide](/products/reference/formatting.md).
        schema:
          maxLength: 50
          minLength: 1
          type: string
          description: Your unique reference for the payment request. This can be a "like" search (exact or partial match). Special characters are allowed. For the list, please see our [formatting guide](/products/reference/formatting.md).
      - name: WP-Api-Version
        in: header
        description: Represents the version of the API.
        required: true
        schema:
          type: string
        example: '2025-01-01'
      - name: WP-CorrelationId
        in: header
        description: Optional ID to trace requests, if not provided, it is generated.
        schema:
          type: string
        example: 15cd16b2-7b82-41cb-9b11-21be9dacad88
      - name: WP-CallerId
        in: header
        description: An ID used for logging purposes.
        schema:
          type: string
      - name: Accept
        in: header
        description: Accept header is optional and must be application/json if provided.
        schema:
          type: string
        example: application/json
      responses:
        '200':
          description: OK response if the request is valid
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ExternalStatementResponseV2'
        '204':
          description: No content for valid request
        '400':
          description: BAD REQUEST response if the request is not valid
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ExtendedAccessErrorResponse'
              examples:
                InvalidUser:
                  summary: This example shows an invalid format error.
                  value:
                    errorName: urlContainsInvalidValue
                    message: The URL contains a value or values that are invalid.
                    validationErrors:
                    - errorName: numberIsTooLarge
                      message: AccountNumber is mandatory
                      queryParameter: accountNumber
                noFutureDates:
                  summary: noFutureDates
                  value:
                    errorName: urlContainsInvalidValue
                    message: The URL contains a value or values that are invalid.
                    validationErrors:
                    - errorName: fieldHasInvalidValue
                      message: Request date shouldn't be a future date
                      queryParameter: endDate
                DateLimitIntervalExceeded:
                  summary: DateLimitIntervalExceeded
                  value:
                    errorName: urlContainsInvalidValue
                    message: The URL contains a value or values that are invalid.
                    validationErrors:
                    - errorName: fieldHasInvalidValue
                      message: Date interval limit exceeded in the request. Max interval is 31 days
                      queryParameter: startDate
                ExceededMaxLimit:
                  summary: ExceededMaxLimit
                  value:
                    errorName: urlContainsInvalidValue
                    message: The URL contains a value or values that are invalid.
                    validationErrors:
                    - errorName: fieldHasInvalidValue
                      message: pageSize limit exceeded in the request. Maximum number of pageSize is 500
                      queryParameter: startDate
        '401':
          description: UNAUTHORIZED response if JWT is not valid
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/BaseAccessErrorResponse_2'
              example:
                errorName: accessDenied
                message: Access to the requested resource has been denied
        '403':
          description: FORBIDDEN response if Entitlements are not valid
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/BaseAccessErrorResponse_2'
              example:
                errorName: forbidden
                message: AccessWorldpayId value not available in context
        '404':
          description: NOT FOUND response if the AccountNumber or Page was not found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/BaseAccessErrorResponse_2'
              example:
                errorName: notFound
                message: The requested page was not found. The page number requested is outside the value of the total number of pages.
        '500':
          description: Internal server error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/BaseAccessErrorResponse_2'
              example:
                errorName: internalServerError
                message: An internal server error occurred
      tags:
      - Accounts
  /accounts/transfer:
    post:
      summary: Transfer funds between your accounts
      description: Transfer funds between your accounts.
      operationId: ReceiveTransferRequest
      parameters:
      - name: WP-Api-Version
        in: header
        description: Represents the version of the API.
        required: true
        schema:
          type: string
        example: '2025-01-01'
      - name: WP-CorrelationId
        in: header
        description: Optional ID to trace requests, if not provided, it is generated.
        schema:
          type: string
        example: 15cd16b2-7b82-41cb-9b11-21be9dacad88
      - name: WP-CallerId
        in: header
        description: An ID used for logging purposes.
        schema:
          type: string
          default: swagger
      - name: Accept
        in: header
        schema:
          type: string
        example: application/json
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/TransferRequest'
      responses:
        '202':
          description: Accepted
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/TransferResponse'
        '400':
          description: Bad Request
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ExtendedAccessErrorResponse_2'
              examples:
                InvalidUser:
                  summary: This example shows an invalid format error.
                  value:
                    errorName: BodyIsEmpty
                    message: The json body provided does not match the expected schema.
                    validationErrors:
                    - errorName: fieldHasInvalidValue
                      message: Target AccountNumber is mandatory
                      jsonPath: $.targetAccountNumber
                FieldHasInvalidValue:
                  summary: FieldHasInvalidValue
                  value:
                    errorName: BodyIsEmpty
                    message: The json body provided does not match the expected schema.
                    validationErrors:
                    - errorName: numberIsTooLarge
                      message: Amount should have a maximum of 7 digits before the decimal place
                      jsonPath: $.amount
                NotHaveMinimumLimit:
                  summary: NotHaveMinimumLimit
                  value:
                    errorName: BodyIsEmpty
                    message: The json body provided does not match the expected schema.
                    validationErrors:
                    - errorName: stringIsTooShort
                      message: Narrative must be at least 6 characters
                      jsonPath: $.narrative
                ExceededMaxLimit:
                  summary: ExceededMaxLimit
                  value:
                    errorName: BodyIsEmpty
                    message: The json body provided does not match the expected schema.
                    validationErrors:
                    - errorName: stringIsTooLong
                      message: Narrative limit exceeded in the request. Narrative must be no more than 34 characters
                      jsonPath: $.narrative
        '401':
          description: Unauthorized
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/BaseAccessErrorResponse_3'
              example:
                errorName: Access to the requested resource has been denied
                message: AccessDenied
        '403':
          description: Forbidden
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/BaseAccessErrorResponse_3'
              example:
                errorName: AccessWorldpayId value not available in context
                message: Forbidden
        '404':
          description: Not Found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/BaseAccessErrorResponse_3'
              example:
                errorName: The requested page was not found. The page number requested is outside the value of the total number of pages.
                message: NotFound
        '500':
          description: Internal Server Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/BaseAccessErrorResponse_3'
              example:
                errorName: An internal server error occurred
                message: InternalServerError
      tags:
      - Accounts
components:
  schemas:
    ValidationErrors_2:
      type: object
      properties:
        errorName:
          type:
          - string
          - 'null'
        message:
          type:
          - string
          - 'null'
        jsonPath:
          type:
          - string
          - 'null'
      additionalProperties: false
    ValidationErrors:
      type: object
      properties:
        errorName:
          type:
          - string
          - 'null'
        message:
          type:
          - string
          - 'null'
        queryParameter:
          type:
          - string
          - 'null'
      additionalProperties: false
    AccountByEntityResponse:
      type: object
      properties:
        entity:
          type:
          - string
          - 'null'
        accounts:
          type:
          - array
          - 'null'
          items:
            $ref: '#/components/schemas/Account'
        pagination:
          $ref: '#/components/schemas/PageInformation'
      additionalProperties: false
    Account:
      type: object
      properties:
        accountNumber:
          type:
          - string
          - 'null'
          description: The account number.
        accountName:
          type:
          - string
          - 'null'
          description: Name of the account given to you as part of on-boarding.
        currency:
          type:
          - string
          - 'null'
          description: The [ISO 4217 currency codes](/products/reference/supported-countries-currencies#iso-currency-codes) of the account.
        clearedBalance:
          type: number
          description: The cleared balance.
          format: double
        unclearedBalance:
          type: number
          description: The uncleared balance.
          format: double
        balance:
          type: number
          description: The total balance.
          format: double
        accountStatus:
          type:
          - string
          - 'null'
          description: The status of the account.
      additionalProperties: false
    ErrorResponse:
      type: object
      properties:
        errorName:
          type:
          - string
          - 'null'
          description: Unique response code
        message:
          type:
          - string
          - 'null'
          description: Error message
        headerName:
          type:
          - string
          - 'null'
          description: Header Name
        validationErrors:
          type:
          - array
          - 'null'
          items:
            $ref: '#/components/schemas/AwQueryParameterErrorModel'
          description: Collection of error details
      additionalProperties: false
    AwQueryParameterErrorModel:
      type: object
      properties:
        errorName:
          type:
          - string
          - 'null'
        message:
          type:
          - string
          - 'null'
        queryParameter:
          type:
          - string
          - 'null'
      additionalProperties: false
    ExternalAccountStatementItemsV2:
      type: object
      properties:
        transactionReference:
          type:
          - string
          - 'null'
          description: Your unique reference for the transaction.
        transferType:
          type:
          - string
          - 'null'
          description: The transfer type.
        amount:
          type: number
          description: The amount.
          format: double
        timestamp:
          type: string
          description: The posting date of the specific statement item.
          format: date-time
        fundingType:
          type:
          - string
          - 'null'
          description: A credit or debit operation. Value can be `credit` or `debit`.
        rate:
          type:
          - number
          - 'null'
          description: The rate applied for FX conversion.
          format: double
        cleared:
          type:
          - string
          - 'null'
          description: Cleared balance or uncleared balance. Value can be `yes` or `no`.
        description:
          type:
          - string
          - 'null'
          description: The description of this statement item.
        statementItemId:
          type: string
          description: The statement identifier.
          format: uuid
        balance:
          type: number
          description: The balance that resulted from this statement item's transaction.
          format: double
        statementNumber:
          type: integer
          description: The statement number.
          format: int64
        narrative:
          $ref: '#/components/schemas/ExternalNarrativeV2'
        countryCode:
          type:
          - string
          - 'null'
          description: The country code.
        originalCurrency:
          type:
          - string
          - 'null'
          description: "For statement items (debits/credits) with no FX conversion involved, `originalCurrency` value will

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# Full source: https://raw.githubusercontent.com/api-evangelist/worldpay/refs/heads/main/openapi/worldpay-accounts-api-openapi.yml