wells-fargo Transactions API

openapi: 3.1.0
info:
  title: Wells Fargo Account Accounts Transactions API
  description: The Wells Fargo Account Transactions API enables treasury management customers to search and retrieve transaction data from the current day through 180 days prior. The API supports ACH, Wire, and RTP/Instant Payment transactions with unique transaction IDs, intraday and previous day reporting, and pagination for high-volume transaction retrieval. Authentication uses OAuth 2.0 bearer tokens obtained through the Wells Fargo Developer Portal.
  version: '3.0'
  contact:
    url: https://developer.wellsfargo.com/documentation/api-references/account-transactions/v3/transaction-detail-api-ref-v3
servers:
- url: https://api.wellsfargo.com
tags:
- name: Transactions
  description: Retrieve and search account transaction data.
paths:
  /v3/accounts/{accountId}/transactions:
    get:
      operationId: listAccountTransactions
      summary: List Account Transactions
      description: Retrieves a paginated list of transactions for a specified account, supporting ACH, Wire, and RTP/Instant Payment transaction types with intraday and previous-day reporting up to 180 days. Includes unique transaction IDs for deduplication.
      tags:
      - Transactions
      parameters:
      - name: accountId
        in: path
        description: The Wells Fargo account identifier.
        required: true
        schema:
          type: string
      - name: startDate
        in: query
        description: Start date for transaction search (YYYY-MM-DD). Maximum 180 days prior.
        schema:
          type: string
          format: date
      - name: endDate
        in: query
        description: End date for transaction search (YYYY-MM-DD).
        schema:
          type: string
          format: date
      - name: transactionType
        in: query
        description: Filter by transaction type (ACH, WIRE, RTP, CHECK, FED_NOW).
        schema:
          type: string
          enum:
          - ACH
          - WIRE
          - RTP
          - CHECK
          - FED_NOW
      - name: debitCreditIndicator
        in: query
        description: Filter by debit or credit transactions.
        schema:
          type: string
          enum:
          - DEBIT
          - CREDIT
      - name: pageSize
        in: query
        description: Number of transactions to return per page (default 100, max 500).
        schema:
          type: integer
          default: 100
          maximum: 500
      - name: pageToken
        in: query
        description: Pagination token from a previous response to fetch next page.
        schema:
          type: string
      security:
      - oauth2:
        - transactions:read
      responses:
        '200':
          description: Transaction list returned successfully.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/TransactionListResponse'
        '400':
          description: Bad request - invalid parameters.
        '401':
          description: Unauthorized - invalid or missing access token.
        '403':
          description: Forbidden - insufficient permissions.
        '404':
          description: Account not found.
  /v3/accounts/{accountId}/transactions/{transactionId}:
    get:
      operationId: getTransactionDetail
      summary: Get Transaction Detail
      description: Retrieves detailed information for a specific transaction by its unique transaction ID, including amount, counterparty, date, status, and transaction-type-specific fields for ACH, Wire, and RTP transactions.
      tags:
      - Transactions
      parameters:
      - name: accountId
        in: path
        description: The Wells Fargo account identifier.
        required: true
        schema:
          type: string
      - name: transactionId
        in: path
        description: The unique transaction identifier.
        required: true
        schema:
          type: string
      security:
      - oauth2:
        - transactions:read
      responses:
        '200':
          description: Transaction detail returned successfully.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Transaction'
        '401':
          description: Unauthorized.
        '404':
          description: Transaction not found.
  /transactions:
    get:
      operationId: listTransactions
      summary: List transactions
      description: Retrieves a list of transactions for a specified account with filtering by date range, amount, and transaction type.
      tags:
      - Transactions
      parameters:
      - name: accountId
        in: query
        description: The account identifier.
        required: true
        schema:
          type: string
      - name: startDate
        in: query
        description: Filter transactions from this date.
        schema:
          type: string
          format: date
      - name: endDate
        in: query
        description: Filter transactions up to this date.
        schema:
          type: string
          format: date
      responses:
        '200':
          description: Success
components:
  schemas:
    Transaction:
      type: object
      properties:
        transactionId:
          type: string
          description: Unique transaction identifier.
        accountId:
          type: string
        transactionType:
          type: string
          enum:
          - ACH
          - WIRE
          - RTP
          - CHECK
          - FED_NOW
        debitCreditIndicator:
          type: string
          enum:
          - DEBIT
          - CREDIT
        amount:
          type: number
          format: double
        currency:
          type: string
          example: USD
        transactionDate:
          type: string
          format: date
        postingDate:
          type: string
          format: date
        description:
          type: string
        status:
          type: string
          enum:
          - POSTED
          - PENDING
          - RETURNED
        counterpartyName:
          type: string
        counterpartyAccountNumber:
          type: string
        counterpartyRoutingNumber:
          type: string
        referenceNumber:
          type: string
    TransactionListResponse:
      type: object
      properties:
        transactions:
          type: array
          items:
            $ref: '#/components/schemas/Transaction'
        nextPageToken:
          type: string
          description: Token for fetching the next page of results.
        totalCount:
          type: integer
  securitySchemes:
    oauth2:
      type: oauth2
      flows:
        clientCredentials:
          tokenUrl: https://api.wellsfargo.com/oauth2/token
          scopes:
            accounts:read: Read account information and balances
            transactions:read: Read transaction history and details