Upward Financial creditInsights API

openapi: 3.1.0
info:
  title: API Reference accounts creditInsights API
  version: 1.0.0
servers:
- url: https://host.com
  description: Default
tags:
- name: creditInsights
paths:
  /v2/credit-insights/{consumer_id}/summary/:
    get:
      operationId: retrieve-credit-insights-overview
      summary: Retrieve Credit Insights Overview
      description: Get credit insights overview
      tags:
      - creditInsights
      parameters:
      - name: consumer_id
        in: path
        description: ''
        required: true
        schema:
          type: string
      - name: Authorization
        in: header
        description: Bearer authentication
        required: true
        schema:
          type: string
      responses:
        '200':
          description: ''
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CreditInsightsOverviewV2'
components:
  schemas:
    CreditInsightsOverviewV2:
      type: object
      properties:
        credit_score_card:
          $ref: '#/components/schemas/CreditInsightsOverviewV2CreditScoreCard'
        credit_score_history:
          type: array
          items:
            $ref: '#/components/schemas/CreditInsightsOverviewV2CreditScoreHistoryItems'
      required:
      - credit_score_card
      - credit_score_history
      title: CreditInsightsOverviewV2
    CreditInsightsOverviewV2CreditScoreCardCreditReportStatus:
      type: string
      enum:
      - NotOrdered
      - Ordered
      - Fulfilled
      - Frozen
      - Rejected
      - Failed
      - Error
      - NoCredit
      title: CreditInsightsOverviewV2CreditScoreCardCreditReportStatus
    CreditInsightsOverviewV2CreditScoreHistoryItems:
      type: object
      properties:
        month:
          type: string
        score:
          type: integer
      required:
      - score
      title: CreditInsightsOverviewV2CreditScoreHistoryItems
    CreditInsightsOverviewV2CreditScoreCard:
      type: object
      properties:
        score:
          type: integer
        change:
          type: integer
        credit_usage:
          type: integer
        total_tradelines:
          type: integer
        payment_history:
          type: integer
        credit_inquiries:
          type: integer
        credit_age:
          type: integer
        debt_collection_count:
          type: integer
        report_date:
          type: string
          format: date-time
        late_payment_percentage:
          type: integer
        total_public_records:
          type: integer
        total_open_revolving_accounts:
          type: integer
        total_open_collection_accounts:
          type: integer
        total_bankruptcies:
          type: integer
        credit_report_status:
          $ref: '#/components/schemas/CreditInsightsOverviewV2CreditScoreCardCreditReportStatus'
      required:
      - report_date
      title: CreditInsightsOverviewV2CreditScoreCard
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer