Upward Financial creditInsights API

The creditInsights API from Upward Financial — 1 operation(s) for creditinsights.

Operations 1

GET /v2/credit-insights/{consumer_id}/summary/ Retrieve Credit Insights Overview #

Work with this as data

Every API here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for apis

7 MCP tools reach this
  • find_apisBrowse and filter every API in the catalog.
  • get_api_artifactsOne API's artifacts, grouped by type.
  • get_openapiThe primary OpenAPI for this API.
  • find_similar_apisAPIs that look like this one.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This API
curl "https://apis.io/api/v1/apis/upward-financial-creditinsights-api"
All apis
curl "https://apis.io/api/v1/apis?limit=25"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

A second provider on the same verified email joins the account you already have.

OpenAPI Specification

upward-financial-creditinsights-api-openapi.yml Raw ↑
openapi: 3.2.0
info:
  title: Reference accounts Credit Insights API
  version: 1.0.0
servers:
- url: https://host.com
  description: Default
tags:
- name: creditInsights
paths:
  /v2/credit-insights/{consumer_id}/summary/:
    get:
      operationId: retrieve-credit-insights-overview
      summary: Retrieve Credit Insights Overview
      description: Get credit insights overview
      tags:
      - creditInsights
      parameters:
      - name: consumer_id
        in: path
        description: ''
        required: true
        schema:
          type: string
      - name: Authorization
        in: header
        description: Bearer authentication
        required: true
        schema:
          type: string
      responses:
        '200':
          description: ''
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CreditInsightsOverviewV2'
components:
  schemas:
    CreditInsightsOverviewV2:
      type: object
      properties:
        credit_score_card:
          $ref: '#/components/schemas/CreditInsightsOverviewV2CreditScoreCard'
        credit_score_history:
          type: array
          items:
            $ref: '#/components/schemas/CreditInsightsOverviewV2CreditScoreHistoryItems'
      required:
      - credit_score_card
      - credit_score_history
      title: CreditInsightsOverviewV2
    CreditInsightsOverviewV2CreditScoreCardCreditReportStatus:
      type: string
      enum:
      - NotOrdered
      - Ordered
      - Fulfilled
      - Frozen
      - Rejected
      - Failed
      - Error
      - NoCredit
      title: CreditInsightsOverviewV2CreditScoreCardCreditReportStatus
    CreditInsightsOverviewV2CreditScoreCard:
      type: object
      properties:
        score:
          type: integer
        change:
          type: integer
        credit_usage:
          type: integer
        total_tradelines:
          type: integer
        payment_history:
          type: integer
        credit_inquiries:
          type: integer
        credit_age:
          type: integer
        debt_collection_count:
          type: integer
        report_date:
          type: string
          format: date-time
        late_payment_percentage:
          type: integer
        total_public_records:
          type: integer
        total_open_revolving_accounts:
          type: integer
        total_open_collection_accounts:
          type: integer
        total_bankruptcies:
          type: integer
        credit_report_status:
          $ref: '#/components/schemas/CreditInsightsOverviewV2CreditScoreCardCreditReportStatus'
      required:
      - report_date
      title: CreditInsightsOverviewV2CreditScoreCard
    CreditInsightsOverviewV2CreditScoreHistoryItems:
      type: object
      properties:
        month:
          type: string
        score:
          type: integer
      required:
      - score
      title: CreditInsightsOverviewV2CreditScoreHistoryItems
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer