Trulioo Person Fraud API

openapi: 3.1.0
info:
  title: Trulioo Person Fraud API
  description: >
    Fraud Intelligence — Person Fraud risk scoring. Submit an identity payload
    and receive a risk verdict that aggregates third-party fraud signals,
    velocity checks, device intelligence, and identity-graph data.
  version: "1.0"
  contact:
    name: Trulioo Support
    url: https://developer.trulioo.com
    email: support@trulioo.com
externalDocs:
  description: Fraud Intelligence - Person Fraud
  url: https://developer.trulioo.com/reference/fraud-intelligence-person-fraud
servers:
  - url: https://api.trulioo.com
    description: Production
security:
  - BasicAuth: []
  - OAuth2: []
tags:
  - name: Person Fraud
    description: Risk-score a person.
  - name: Configuration
    description: Discover supported fields, datasources, and test entities.
paths:
  /risk/v1/check:
    post:
      summary: Person Fraud Check
      description: Perform a person-fraud risk check.
      operationId: personFraudCheck
      tags:
        - Person Fraud
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/RiskVerifyRequest'
      responses:
        "200":
          description: Risk verdict.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/RiskVerifyResult'
  /risk/v1/configuration/countrycodes/{configurationName}:
    get:
      summary: Get Country Codes For Person Fraud
      description: Country codes configured for the Person Fraud product.
      operationId: getPersonFraudCountryCodes
      tags:
        - Configuration
      parameters:
        - $ref: '#/components/parameters/ConfigurationName'
      responses:
        "200":
          description: Country codes.
          content:
            application/json:
              schema:
                type: array
                items:
                  type: string
  /risk/v1/configuration/fields/{configurationName}/{countryCode}:
    get:
      summary: Get Fields For Person Fraud
      description: Field schema for the Person Fraud product per country.
      operationId: getPersonFraudFields
      tags:
        - Configuration
      parameters:
        - $ref: '#/components/parameters/ConfigurationName'
        - $ref: '#/components/parameters/CountryCode'
      responses:
        "200":
          description: Field schema.
          content:
            application/json:
              schema:
                type: object
                additionalProperties: true
  /risk/v1/configuration/datasources/{configurationName}/{countryCode}:
    get:
      summary: Get Datasources For Person Fraud
      description: Available risk-data sources for the Person Fraud product per country.
      operationId: getPersonFraudDatasources
      tags:
        - Configuration
      parameters:
        - $ref: '#/components/parameters/ConfigurationName'
        - $ref: '#/components/parameters/CountryCode'
      responses:
        "200":
          description: List of datasources.
          content:
            application/json:
              schema:
                type: array
                items:
                  type: object
                  additionalProperties: true
components:
  securitySchemes:
    BasicAuth:
      type: http
      scheme: basic
    OAuth2:
      type: oauth2
      flows:
        clientCredentials:
          tokenUrl: https://auth-api.trulioo.com/connect/token
          scopes: {}
  parameters:
    ConfigurationName:
      name: configurationName
      in: path
      required: true
      schema:
        type: string
    CountryCode:
      name: countryCode
      in: path
      required: true
      schema:
        type: string
        minLength: 2
        maxLength: 2
  schemas:
    RiskVerifyRequest:
      type: object
      required:
        - AcceptTruliooTermsAndConditions
        - ConfigurationName
        - CountryCode
        - DataFields
      properties:
        AcceptTruliooTermsAndConditions:
          type: boolean
        ConfigurationName:
          type: string
        CountryCode:
          type: string
        CustomerReferenceID:
          type: string
        DataFields:
          type: object
          properties:
            PersonInfo:
              type: object
              additionalProperties: true
            Communication:
              type: object
              additionalProperties: true
            Location:
              type: object
              additionalProperties: true
            Device:
              type: object
              additionalProperties: true
    RiskVerifyResult:
      type: object
      properties:
        TransactionID:
          type: string
        RiskScore:
          type: number
        RiskVerdict:
          type: string
          enum: [pass, review, fail]
        Reasons:
          type: array
          items:
            type: string
        DatasourceResults:
          type: array
          items:
            type: object
            additionalProperties: true