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OpenAPI Specification

openapi: 3.2.0
info:
  title: Bank Webhooks Accounts API
  version: 2.0.0
  description: API documentation for bank-related webhooks, including account and payment operations.
tags:
- name: Accounts
paths:
  /v2_accounts:
    post:
      summary: Get account list.
      description: "Get the list of accounts for the authenticated user.\n\n \"Get accounts\" is initiated by the request from TPP and it is part of the [Get data flow](#appendix--workflow-get-data) between the BANK and TOB. TPP requests client’s accounts information from TOB which requests the information from the BANK. \n\n In the case of multicurrency accounts, the account for each of the currencies associated with the same account identifier (e.g. IBAN) will be returned in the response with a different `resource_id`."
      tags:
      - Accounts
      responses:
        '200':
          description: The successful response.
          content:
            application/json:
              schema:
                type: object
                properties:
                  accounts:
                    type: array
                    items:
                      $ref: '#/components/schemas/Account'
  /v2_account:
    post:
      summary: Get single account details.
      description: Get details for a specific account.
      tags:
      - Accounts
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/AccountRequest'
      responses:
        '200':
          description: The successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/AccountResponse'
  /v2_account_balances:
    post:
      summary: Get account balances.
      description: Get balances for a specific account.
      tags:
      - Accounts
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/AccountBalanceRequest'
      responses:
        '200':
          description: The successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/AccountBalanceResponse'
  /v2_account_transactions:
    post:
      summary: Get account transactions.
      description: Get transactions for a specific account.
      tags:
      - Accounts
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/AccountTransactionsRequest'
      responses:
        '200':
          description: The successful response.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/AccountTransactionsResponse'
components:
  schemas:
    Account:
      type: object
      properties:
        resource_id:
          type: string
          description: The account ID.
        iban:
          type: string
          description: The IBAN of the account.
          maxLength: 34
        bban:
          type: string
          description: The local ASPSP identifier of the account.
          maxLength: 30
        account_number:
          type: integer
          description: The account number. Used to identify the account in the United Kingdom.
          maxLength: 8
        sort_code:
          type: integer
          description: The sort code. Used to identify the account in the United Kingdom.
          maxLength: 6
        currency:
          type: string
          description: The account currency in ISO 4217 alpha-3 currency code.
          maxLength: 3
        name:
          type: string
          description: The account name.
        payment_schemes:
          type: array
          description: The list of possible payment schemes for when the account is used as a debtor during the payment.
          items:
            type: string
            enum:
            - SCT
            - SCTI
            - FPS
            - BACS
            - CHAPS
            - SWIFT
    AccountRequest:
      type: object
      properties:
        account_id:
          type: string
          description: The account ID.
      required:
      - account_id
    AccountBalanceRequest:
      type: object
      properties:
        account_id:
          type: string
          description: The account ID.
      required:
      - account_id
    AccountTransaction:
      type: object
      properties:
        booked:
          type: array
          items:
            $ref: '#/components/schemas/Transaction'
        pending:
          type: array
          items:
            $ref: '#/components/schemas/Transaction'
    AccountTransactionsResponse:
      type: object
      properties:
        transactions:
          $ref: '#/components/schemas/AccountTransaction'
        page_key:
          type: string
          description: The key for the next page of results.
    Balance:
      type: object
      properties:
        balance_amount:
          $ref: '#/components/schemas/Amount'
        balance_type:
          type: string
          description: The type of the balance.
          enum:
          - openingBooked
          - interimAvailable
          - interimBooked
          - forwardAvailable
          - nonInvoiced
    RemittanceInformationStructured:
      type: object
      properties:
        reference:
          type: string
          description: The remittance information.
          maxLength: 35
        reference_type:
          type: string
          description: The type of the remittance information.
          maxLength: 35
    Amount:
      type: object
      properties:
        amount:
          type: string
          description: The amount value. The decimal separator is a dot.
        currency:
          type: string
          description: The currency in ISO 4217 alpha-3 currency code.
          maxLength: 3
      required:
      - amount
      - currency
    AccountBalanceResponse:
      type: object
      properties:
        balances:
          type: array
          items:
            $ref: '#/components/schemas/Balance'
    Transaction:
      type: object
      properties:
        transaction_id:
          type: string
          description: The transaction ID.
        creditor_name:
          type: string
          description: The transaction recipient's name.
        creditor_account:
          $ref: '#/components/schemas/Account'
        debtor_name:
          type: string
          description: The transaction sender's name.
        debtor_account:
          $ref: '#/components/schemas/Account'
        remittance_information_unstructured:
          type: string
          description: The remittance information in a single string.
          maxLength: 140
        remittance_information_structured:
          $ref: '#/components/schemas/RemittanceInformationStructured'
        transaction_amount:
          type: object
          properties:
            amount:
              type: string
              description: The transaction amount.
            currency:
              type: string
              description: The transaction currency in ISO 4217 alpha-3 currency code.
              maxLength: 3
            value_date:
              type: string
              description: The date when assets become available.
              format: date
            booking_date:
              type: string
              description: The date when entry is posted to the account.
              format: date
    AccountTransactionsRequest:
      type: object
      properties:
        account_id:
          type: string
          description: The account ID. Identical to the `resource_id` from the [Get account list](#webhooks--accounts--get-account-list) webhook.
        booking_status:
          type: string
          description: The type of transactions to return.
          enum:
          - booked
          - pending
          - both
        page_key:
          type: string
          description: The value indicates which page to retrieve. Applicable when there is more than one data page available.
        page_size:
          type: integer
          description: The maximum number of transactions to show in the response. The default value is `100`.
          default: 100
        date_from:
          type: string
          description: Filters transactions beginning from a specific date in `YYYY-MM-DD` format.
        date_to:
          type: string
          description: Filters transactions ending on a specific date in `YYYY-MM-DD` format.
      required:
      - account_id
      - booking_status
    AccountResponse:
      type: object
      properties:
        account:
          $ref: '#/components/schemas/Account'