token-io Payments v2 API

Creates and initiates a single immediate payment or a future-dated payment. Also supports initiating a Variable Recurring Payment (VRP) using an existing VRP mandate that has been created and authorised via the `/vrp-consent` endpoint.

Operations 5

Each operation below carries the questions people ask an LLM about it and the instructions they give an agent to run it. Generated by API Evangelist overlay

POST /v2/payments Initiate a payment with a bank · Initiate a payment #
Ask an LLM
“How do I kick off a pay-by-bank payment for a customer?”
“What happens after I initiate a payment, does the user authenticate with their bank?”
Tell an agent
Initiate a payment with initiation {initiation}.
Start payment {initiation} and accept the PIS consent {accepted}.
GET /v2/payments List payments with filters · Get payments #
Ask an LLM
“Which of my payments were refunded or partially refunded?”
“Can I filter payments by status and creation date?”
Tell an agent
List {limit} payments with statuses {statuses}.
Show {limit} payments created after {created_after}.
GET /v2/payments/{paymentId} Get a payment and check its next step · Get a payment #
Ask an LLM
“What's the status of one payment and what should happen next?”
“Can I look up a single payment by id?”
Tell an agent
Get payment {payment_id}.
Check the status and next step of payment {payment_id}.
POST /v2/payments/{paymentId}/embedded-auth Provide embedded authentication fields for a payment · Provide information for embedded authentication #
Ask an LLM
“A payment is in INITIATION_PENDING_EMBEDDED_AUTH; what do I send?”
“Can I supply the bank's requested fields without redirecting the user?”
Tell an agent
Provide embedded auth {embedded_auth} for payment {payment_id}.
Submit the requested embedded authentication fields for payment {payment_id}.
GET /qr-code Generate a QR code for data · Generate QR code #
Ask an LLM
“Can I generate a scannable QR code for a payment URL?”
“What format and size is the generated QR code?”
Tell an agent
Generate a QR code for {data}.
Make an SVG QR code encoding {data}.

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OpenAPI Specification

token-io-payments-v2-api-openapi.yml Raw ↑
openapi: 3.2.0
info:
  title: Token.io's Open Banking API for TPPs Payments v2 API
  description: 'Token.io''s Open Banking API


    Token.io Support: support.token.io


    The Token.io Open Banking API enables you to connect securely with banks for a range of services.'
  version: ''
servers:
- url: https://api.token.io
tags:


# --- truncated at 32 KB (85 KB total) ---
# Full source: https://raw.githubusercontent.com/api-evangelist/token-io/refs/heads/main/openapi/token-io-payments-v2-api-openapi.yml