Tap Payments Authorize API

openapi: 3.0.3
info:
  title: Tap Payments Authorize API
  description: REST API for Tap Payments, a payment gateway and financial infrastructure provider for the Middle East and North Africa. Merchants accept online payments across the GCC and Egypt using cards (Visa, Mastercard, Amex), local schemes (mada, KNET, Benefit), and wallets (Apple Pay, Google Pay). The core flows are Charges (charge a source now), Authorize/Capture (hold then capture), Tokens (single-use tokenization of a card or wallet), Customers and Cards (vaulting for recurring / card-on-file), Refunds, Invoices, Payouts, and Business/merchant onboarding. All requests are authenticated with a secret API key passed as a Bearer token; separate test (sk_test_...) and live (sk_live_...) keys are issued from the Tap dashboard. Endpoint paths and methods are grounded in the public Tap developer reference and its published OpenAPI index (developers.tap.company/llms.txt); request and response schemas below are modeled for common fields and are not an exhaustive reproduction of Tap's object schemas - verify field-level detail against the live reference.
  version: '1.0'
  contact:
    name: Tap Payments Developers
    url: https://developers.tap.company
  x-modeled-note: Endpoint list and HTTP methods are grounded in Tap's public developer reference and OpenAPI index. Property-level schemas are modeled (representative), not copied verbatim from Tap.
servers:
- url: https://api.tap.company/v2
  description: Tap Payments production API (test vs live selected by API key)
security:
- bearerAuth: []
tags:
- name: Authorize
  description: Authorize (hold) funds for later capture.
paths:
  /authorize:
    post:
      operationId: createAuthorize
      tags:
      - Authorize
      summary: Create an authorize
      description: Authorizes (holds) funds on a card without capturing. Capture later by creating a charge whose source references this authorize id. For 3D Secure, pass redirect.url.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/ChargeInput'
      responses:
        '200':
          description: The created authorize.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Charge'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /authorize/{authorize_id}:
    parameters:
    - name: authorize_id
      in: path
      required: true
      description: The id of the authorize object.
      schema:
        type: string
    get:
      operationId: retrieveAuthorize
      tags:
      - Authorize
      summary: Retrieve an authorize
      description: Retrieves an authorize object by its id.
      responses:
        '200':
          description: The requested authorize.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Charge'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
    put:
      operationId: updateAuthorize
      tags:
      - Authorize
      summary: Update an authorize
      description: Updates an authorize object (for example to void it or adjust metadata).
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              additionalProperties: true
      responses:
        '200':
          description: The updated authorize.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Charge'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
components:
  responses:
    Unauthorized:
      description: Missing or invalid API key.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    NotFound:
      description: The requested resource was not found.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
  schemas:
    Source:
      type: object
      description: The payment source. Provide a token id, a saved card id, an authorize id (to capture), or a scheme identifier such as src_kw.knet, src_sa.mada, src_bh.benefit, src_card, src_apple_pay, or src_google_pay.
      properties:
        id:
          type: string
    Customer:
      allOf:
      - $ref: '#/components/schemas/CustomerInput'
      - type: object
        properties:
          id:
            type: string
          object:
            type: string
            example: customer
    Charge:
      type: object
      properties:
        id:
          type: string
        object:
          type: string
          example: charge
        status:
          type: string
          description: For example INITIATED, IN_PROGRESS, CAPTURED, AUTHORIZED, DECLINED, VOID.
        amount:
          type: number
        currency:
          type: string
        threeDSecure:
          type: boolean
        customer:
          $ref: '#/components/schemas/Customer'
        source:
          $ref: '#/components/schemas/Source'
        transaction:
          type: object
          additionalProperties: true
        reference:
          type: object
          additionalProperties: true
        response:
          type: object
          additionalProperties: true
    CustomerInput:
      type: object
      properties:
        first_name:
          type: string
        middle_name:
          type: string
        last_name:
          type: string
        email:
          type: string
          format: email
        phone:
          type: object
          properties:
            country_code:
              type: string
            number:
              type: string
        description:
          type: string
        metadata:
          type: object
          additionalProperties: true
    ChargeInput:
      type: object
      required:
      - amount
      - currency
      - source
      properties:
        amount:
          type: number
        currency:
          type: string
        customer_initiated:
          type: boolean
        threeDSecure:
          type: boolean
        save_card:
          type: boolean
        description:
          type: string
        metadata:
          type: object
          additionalProperties: true
        reference:
          type: object
          additionalProperties: true
        receipt:
          type: object
          additionalProperties: true
        customer:
          $ref: '#/components/schemas/CustomerInput'
        source:
          $ref: '#/components/schemas/Source'
        redirect:
          $ref: '#/components/schemas/Redirect'
        post:
          $ref: '#/components/schemas/Redirect'
    Redirect:
      type: object
      properties:
        url:
          type: string
          format: uri
          description: URL Tap redirects the customer to after 3D Secure authentication.
    Error:
      type: object
      properties:
        errors:
          type: array
          items:
            type: object
            properties:
              code:
                type: string
              description:
                type: string
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      description: 'Secret API key passed as a Bearer token in the Authorization header: `Authorization: Bearer sk_test_...` (test) or `sk_live_...` (live). Keys are issued from the Tap dashboard. Never expose the secret key in client-side code.'