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OpenAPI Specification

openapi: 3.2.0
info:
  description: API Documentation for `Scratchpay-API`
  version: 1.0.0
  title: Scratchpay Borrower application API
  contact:
    email: tech@scratchpay.com
servers:
- url: https://staging.scratchpay.com/api
  description: staging
- url: https://scratchpay.com/api
  description: production
schemes:
- https
tags:
- name: Borrower application
paths:
  /application:
    post:
      tags:
      - Borrower application
      summary: Send borrower loan application data
      description: Will require some data for the borrower loan application and will send back a specific url that the borrower should be redirected to for mobile phone verification page
      parameters:
      - in: header
        name: Authorization
        schema:
          type: string
          example: Bearer 20c864a867e1563d298e316af9a50ee3
        required: true
      requestBody:
        content:
          application/json:
            schema:
              type: object
              properties:
                phoneNumber:
                  type: string
                  example: 18557272395
                  description: Borrower phone number
                  required: true
                practiceUniqueId:
                  type: string
                  example: cb8306268cbe4d289dbf1e5a2ec0c484
                  description: A unique ID for the practice
                  required: true
                requestedAmount:
                  type: integer
                  example: 500
                  description: Borrower loan requested amount in USD
                  required: true
                loanUniqueId:
                  type: string
                  example: 46bf3c423264c47dd0bb7f2626641181
                  description: Unique alpha numeric string that the partner can use to identify the loan application when we call their API back to send the result
                successURL:
                  type: string
                  example: https://www.google.com
                  required: true
                declineURL:
                  type: string
                  example: https://www.google.com
                  required: true
                firstName:
                  type: string
                  example: Jonathan
                  required: false
                lastName:
                  type: string
                  example: Consumer
                  required: false
                address1:
                  type: string
                  example: Canal Street
                  required: false
                address2:
                  type: string
                  example: Youngtown
                  required: false
                postalCode:
                  type: string
                  example: 10598
                  required: false
                city:
                  type: string
                  example: New York
                  required: false
                state:
                  type: string
                  example: NY
                  required: false
                email:
                  type: string
                  example: jc@example.com
                  required: false
                birthDate:
                  type: string
                  example: '1973-12-23'
                  required: false
                yearlyIncomeAmount:
                  type: integer
                  example: 70000
                  required: false
                country:
                  type: string
                  example: US
                  required: false
      responses:
        200:
          description: success
          content:
            application/json:
              example:
                url: https://scratchpay.com/verify/18557272395/40
        422:
          description: Unable to process the request. One or more fields are invalid or missing.
          content:
            application/json:
              schema:
                type: object
                properties:
                  phoneNumber:
                    type: array
                example:
                  requestedAmount:
                  - The requested amount may not be greater than 10000.
                  phoneNumber:
                  - The phone number format is invalid.
                  loanUniqueId:
                  - The loan unique id field is required.
      operationId: postApplication
      x-operation-id-source: derived
externalDocs:
  description: Find out more about Scratchpay
  url: https://scratchpay.com