Qwist Transactions API

openapi: 3.2.0
info:
  title: nrich Transactions API
  version: '2.10'
  contact:
    name: Qwist GmbH
    email: partnersupport@qwist.com
    url: https://qwist.com
  description: This is the reference for Qwist's nrich API
servers:
- url: https://api.nrich.qwist.cloud
  description: Staging environment
tags:
- name: Transactions
paths:
  /rest/accounts/{account-id}/transactions:
    get:
      summary: List transactions of account
      operationId: listTransactionsOfAccount
      description: Get a list of the transactions associated with a specific account. You can additionally constrain the amount of transactions being returned by using the query parameters described below as filters.
      tags:
      - Transactions
      security:
      - user_auth: []
      parameters:
      - $ref: '#/paths/~1catalog/get/parameters/0'
      - $ref: '#/paths/~1rest~1accounts~1{account-id}/get/parameters/0'
      - $ref: '#/paths/~1auth~1users/get/parameters/0'
      - $ref: '#/paths/~1auth~1users/get/parameters/1'
      - $ref: '#/paths/~1rest~1transactions/get/parameters/5'
      - $ref: '#/paths/~1rest~1transactions/get/parameters/4'
      - $ref: '#/paths/~1rest~1securities/get/parameters/3'
      - $ref: '#/paths/~1rest~1transactions/get/parameters/7'
      - $ref: '#/paths/~1rest~1transactions/get/parameters/8'
      - $ref: '#/paths/~1rest~1categories/get/parameters/8'
      - $ref: '#/paths/~1rest~1categories/get/parameters/9'
      - $ref: '#/paths/~1rest~1transactions/get/parameters/11'
      - $ref: '#/paths/~1rest~1timeline/get/parameters/6'
      - $ref: '#/paths/~1rest~1timeline/get/parameters/7'
      - $ref: '#/paths/~1rest~1transactions/get/parameters/14'
      - $ref: '#/paths/~1rest~1transactions/get/parameters/15'
      - $ref: '#/paths/~1rest~1payments/get/parameters/5'
      - $ref: '#/paths/~1rest~1transactions/get/parameters/17'
      - $ref: '#/paths/~1rest~1transactions/get/parameters/18'
      responses:
        '200':
          $ref: '#/paths/~1rest~1transactions/get/responses/200'
        '400':
          $ref: '#/paths/~1rest~1user/put/responses/400'
        '401':
          $ref: '#/paths/~1catalog/get/responses/401'
        '404':
          $ref: '#/paths/~1auth~1token/post/responses/404'
  /rest/accounts/{account-id}/transactions/{transaction-id}:
    get:
      summary: Get transaction of account
      operationId: getTransactionOfAccount
      description: Retrieve the details of a single transaction by its ID associated to a specific account.
      security:
      - user_auth: []
      tags:
      - Transactions
      parameters:
      - $ref: '#/paths/~1catalog/get/parameters/0'
      - $ref: '#/paths/~1rest~1accounts~1{account-id}/get/parameters/0'
      - $ref: '#/paths/~1rest~1transactions~1{transaction-id}/get/parameters/1'
      - $ref: '#/paths/~1rest~1payments/get/parameters/5'
      responses:
        '200':
          $ref: '#/paths/~1rest~1transactions~1{transaction-id}/get/responses/200'
        '400':
          $ref: '#/paths/~1rest~1user/put/responses/400'
        '401':
          $ref: '#/paths/~1catalog/get/responses/401'
        '404':
          $ref: '#/paths/~1auth~1token/post/responses/404'
        4XX:
          $ref: '#/paths/~1rest~1loans/get/responses/4XX'
  /rest/transactions:
    get:
      summary: List transactions
      operationId: listTransactions
      description: Get a list of the transactions of all accounts. You can additionally constrain the amount of transactions being returned by using the query parameters described below as filters.
      tags:
      - Transactions
      parameters:
      - $ref: '#/paths/~1catalog/get/parameters/0'
      - $ref: '#/paths/~1rest~1timeline/get/parameters/5'
      - $ref: '#/paths/~1auth~1users/get/parameters/0'
      - $ref: '#/paths/~1auth~1users/get/parameters/1'
      - in: query
        name: sort
        schema:
          type: string
          enum:
          - asc
          - desc
          default: desc
        description: Determines whether results will be sorted in ascending or descending order.
      - in: query
        name: since_type
        schema:
          type: string
          enum:
          - booked
          - created
          - modified
          default: booked
        description: This parameter defines how the parameter `since` will be interpreted.
      - $ref: '#/paths/~1rest~1securities/get/parameters/3'
      - in: query
        name: until
        schema:
          $ref: '#/paths/~1auth~1users/get/parameters/2/schema'
        description: Only entities with a corresponding date **equal or older** to this date will be selected. The type of date that is filtered by is determined by the `since_type` parameter.
        example: '2020-02-01'
      - in: query
        name: filter
        schema:
          type: string
        description: "Filter transactions by given `key:value` combination. Possible keys:\n\n  - date (maps to `booked_at`, please use ISO date here, not datetime)\n  - person (maps to payer/payee name)\n  - purpose\n  - amount\n\nValues are interpreted using wildcards: `person:John Doe` will match\n  `%John Doe%`."
        example: date:2017-02-03
      - $ref: '#/paths/~1rest~1categories/get/parameters/8'
      - $ref: '#/paths/~1rest~1categories/get/parameters/9'
      - in: query
        name: sync_id
        schema:
          type: string
          format: UUID
          example: a18952ae-a93e-48b5-b863-cf8e47156784
          description: nrich ID of synchronization operation.
        description: Show only those items that have been created within this synchronization.
      - $ref: '#/paths/~1rest~1timeline/get/parameters/6'
      - $ref: '#/paths/~1rest~1timeline/get/parameters/7'
      - in: query
        name: contracts
        schema:
          type: string
        description: Comma-separated list of contract IDs. Only transactions matching these contracts will be selected.
        example: C12345.6,C12345.7
        explode: false
      - in: query
        name: types
        description: A comma-separated list of transaction types used for filtering.
        schema:
          type: string
          enum:
          - Transfer
          - Standing order
          - Direct debit
          - Salary or rent
          - GeldKarte
          - Charges or interest
          - Unknown
          description: The transaction type.
        example: Transfer
      - $ref: '#/paths/~1rest~1payments/get/parameters/5'
      - in: query
        name: include_pending
        schema:
          type: boolean
          default: false
        description: This flag indicates whether pending transactions should be included in the response. Pending transactions are always included as a complete set, regardless of the since parameter.
      - in: query
        name: include_statistics
        description: 'If `true` includes statistics on the returned transactions: maximum deposit, total deposits, maximum expense, total expenses.

          '
        schema:
          type: boolean
          default: false
        example: true
      security:
      - user_auth: []
      responses:
        '200':
          description: List of transactions.
          content:
            application/json:
              schema:
                type: object
                properties:
                  transactions:
                    type: array
                    items:
                      $ref: '#/paths/~1rest~1transactions~1{transaction-id}/get/responses/200/content/application~1json/schema'
                    description: List of transactions.
                  status:
                    $ref: '#/paths/~1rest~1accesses/get/responses/200/content/application~1json/schema/items/properties/status'
                  statistics:
                    description: Statistics on the transactions
                    type: object
                    properties:
                      deposit_sum:
                        type: number
                        description: Sum of deposits
                        example: 27560
                      deposit_max:
                        type: number
                        description: Maximum deposit amount
                        example: 5250
                      expense_max:
                        type: number
                        description: Maximum expense amount
                        example: -1200
                      expense_sum:
                        type: number
                        description: Sum of expenses
                        example: -10821.02
                  deleted:
                    description: List of deleted transaction public ids
                    type: array
                    items:
                      type: string
                required:
                - transactions
                - status
                - statistics
                - deleted
        '400':
          $ref: '#/paths/~1rest~1user/put/responses/400'
        '401':
          $ref: '#/paths/~1catalog/get/responses/401'
  /rest/transactions/{transaction-id}:
    get:
      summary: Get transaction
      operationId: getTransaction
      description: Retrieve the details of a single transaction by its ID.
      tags:
      - Transactions
      parameters:
      - $ref: '#/paths/~1catalog/get/parameters/0'
      - name: transaction-id
        in: path
        required: true
        schema:
          type: string
          description: nrich ID of transaction.
          example: T12345.6
      - $ref: '#/paths/~1rest~1payments/get/parameters/5'
      security:
      - user_auth: []
      responses:
        '200':
          description: Transaction details.
          content:
            application/json:
              schema:
                type: object
                allOf:
                - properties:
                    account_id:
                      $ref: '#/paths/~1rest~1accounts~1{account-id}/get/parameters/0/schema'
                    transaction_id:
                      $ref: '#/paths/~1rest~1transactions~1{transaction-id}/get/parameters/1/schema'
                - type: object
                  properties:
                    amount:
                      $ref: '#/paths/~1uploads/post/requestBody/content/application~1json/schema/properties/accounts/items/properties/balance'
                    currency:
                      $ref: '#/paths/~1rest~1loans~1{loan-id}/get/responses/200/content/application~1json/schema/properties/currency'
                    account_number:
                      $ref: '#/paths/~1rest~1accounts~1{account-id}/get/responses/200/content/application~1json/schema/properties/account_number'
                    bank_code:
                      $ref: '#/paths/~1rest~1accounts~1{account-id}/get/responses/200/content/application~1json/schema/properties/bank_code'
                    iban:
                      $ref: '#/paths/~1uploads/post/requestBody/content/application~1json/schema/properties/accounts/items/properties/iban'
                    bic:
                      $ref: '#/paths/~1uploads/post/requestBody/content/application~1json/schema/properties/accounts/items/properties/bic'
                    name:
                      type: string
                      description: Name of the counterparty.
                      example: AMAZON EU S.A R.L.
                    purpose:
                      type: string
                      description: Purpose of the transaction potentially including other structured SEPA information (e.g. `EREF+`, `MREF+`). For the pure purpose text see `sepa_remittance_info`.
                      example: EREF+5B5U3FFS9EA2LS0O MREF+xJbwAFja+X58H3w,CTnl.ascP,WtKe CRED+DE24ZZZ00000561652 SVWZ+306-7405387-3384342 Amazon.de
                    external_id:
                      type: string
                      description: The identification field provided by the bank. This is not the same as the `transaction_id`. The difference between these two fields is that while the `transaction_id` is generated internally by our systems, the `external_id` is provided by the bank as its way to identify the transaction. This is an optional field since not every bank provides an internal transaction id.
                      example: 52793b25-00d9-40b0-94bd-2594e4e1716d
                - type: object
                  properties:
                    sepa_remittance_info:
                      type: string
                      description: Pure purpose text without other SEPA fields.
                      example: 306-7405387-3384342 Amazon.de
                - type: object
                  properties:
                    sepa_purpose_code:
                      $ref: '#/paths/~1rpc~1categorize/post/requestBody/content/application~1json/schema/items/properties/sepa_purpose_code'
                    booking_text:
                      type: string
                      description: Booking text further describing the type of transaction.
                      example: Basislastschrift
                    booking_key:
                      type: string
                      description: SWIFT transaction identification code indicating the purpose of the transaction. Possible codes are specified in [MT940](https://www2.swift.com/knowledgecentre/publications/us9m_20210723/3.0?topic=con_sfld_G-krv9uqEeqF57jgqTEwJQ_1564595035fld.htm) (field 61, subfield 6).
                      example: NMSC
                    creditor_id:
                      $ref: '#/paths/~1rpc~1categorize/post/requestBody/content/application~1json/schema/items/properties/creditor_id'
                    mandate_reference:
                      $ref: '#/paths/~1rpc~1categorize/post/requestBody/content/application~1json/schema/items/properties/mandate_reference'
                    end_to_end_reference:
                      $ref: '#/paths/~1rpc~1categorize/post/requestBody/content/application~1json/schema/items/properties/end_to_end_reference'
                - type: object
                  properties:
                    type:
                      $ref: '#/paths/~1rest~1transactions/get/parameters/15/schema'
                    prima_nota_number:
                      type: string
                      deprecated: true
                      description: '*FinTS*: Bank-internal number to group and identify transactions.'
                      example: '931'
                    transaction_code:
                      type: integer
                      deprecated: true
                      description: '*FinTS*: Transaction type as DTA Textschlüssel/Geschäftsvorfallcode.'
                      example: 117
                    additional_info:
                      type: object
                      description: 'Additional info on the transaction, if available.

                        '
                      properties:
                        bank_reference:
                          type: string
                          description: Bank reference or instruction ID, can be filled by the payers bank.
                        reference_party_debitor:
                          type: string
                          description: Deviating sender of the transfer.
                        reference_party_creditor:
                          type: string
                          description: Deviating receiver of the transfer.
                        fee:
                          type: number
                          format: float
                          description: Paid fees.
                        gross_amount:
                          type: number
                          format: float
                          description: Gross amount of the transaction.
                        debitor_id:
                          type: string
                          description: '*FinTS*: An identifier of the payer.'
                        compensation_amount:
                          type: string
                          description: '*FinTS*: Sum of reimbursement of out-of-pocket expenses plus processing fee in case of a national return / refund debit as well as an optional interest equalization (for SEPA direct debit returns).'
                        original_amount:
                          type: string
                          description: '*FinTS*: Amount of the original direct debit (for SEPA direct debit returns).'
                      example:
                        fee: 0.5
                        gross_amount: 12.5
                - type: object
                  properties:
                    categories:
                      description: Category sub-tree associated with this transaction.
                      type: array
                      items:
                        $ref: '#/paths/~1category-tree/get/responses/200/content/application~1json/schema/items'
                    payment_partner:
                      type: object
                      properties:
                        id:
                          $ref: '#/paths/~1rest~1payment-partners/get/responses/200/content/application~1json/schema/items/allOf/0/properties/id'
                        name:
                          type: string
                          description: Name of payment partner.
                          example: Qwist GmbH
                        website_url:
                          type: string
                          format: url
                          description: The HTTP URL of the partners website
                          example: https://qwist.com
                        logo_url:
                          type: string
                          format: url
                          description: The HTTP URL of the partners logo
                          example: https://qwist.com/wp-content/uploads/2024/04/qwist_logo.svg
                        latitude:
                          type: number
                          format: float
                          description: Latitude of the partners physical location. If the partner is an online retailer i.e. Amazon - then the field is not provided
                          example: 52.508099
                        longitude:
                          type: number
                          format: float
                          description: Longitude of the partners physical location. If the partner is an online retailer i.e. Amazon - then the field is not provided
                          example: 13.329611
                        confidence:
                          type: number
                          format: float
                          minimum: 0
                          maximum: 1
                          example: 0.95
                          description: Confidence score of the payment partner recognition backend, ranging from 0.0 (lowest confidence) to 1.0 (highest confidence). This value indicates how certain the engine is about the match. In general, values between 0.7 (inclusive) and 1.0 are considered highly reliable. We recommend treating values below 0.7 as  potentially uncertain. When the system fails to identify a payment partner, a fallback partner is assigned with a confidence  score of 0.65, derived directly from other transaction fields.
                      required:
                      - id
                      - name
                    contract_id:
                      $ref: '#/paths/~1rest~1contracts~1{contract-id}/get/parameters/1/schema'
                - properties:
                    booked:
                      type: boolean
                      description: Indicates if the transaction has been settled.
                      example: true
                - type: object
                  properties:
                    booked_at:
                      $ref: '#/paths/~1uploads/post/responses/200/content/application~1json/schema/properties/ended_at'
                      description: The date on which the transaction was booked.
                    settled_at:
                      $ref: '#/paths/~1uploads/post/responses/200/content/application~1json/schema/properties/ended_at'
                      description: The date on which the transaction was settled.
                - properties:
                    created_at:
                      $ref: '#/paths/~1rest~1accesses/get/responses/200/content/application~1json/schema/items/properties/created_at'
                    modified_at:
                      $ref: '#/paths/~1rest~1loans~1{loan-id}/get/responses/200/content/application~1json/schema/properties/modified_at'
                required:
                - account_id
                - transaction_id
                - amount
                - currency
                - iban
                - bic
                - name
                - type
                - transaction_code
                - categories
                - booked
                - booked_at
                - settled_at
                - created_at
                - modified_at
        '400':
          $ref: '#/paths/~1rest~1user/put/responses/400'
        '401':
          $ref: '#/paths/~1catalog/get/responses/401'
        '404':
          $ref: '#/paths/~1auth~1token/post/responses/404'
        4XX:
          $ref: '#/paths/~1rest~1loans/get/responses/4XX'
components:
  securitySchemes:
    user_auth:
      type: http
      description: 'In order to access any information belonging to a user, a client has to authenticate with a token linking itself to the user.  This token is called an `access token` and contains information on the client, the user and the level of access the client has to the users data. In order to authenticate using such an access token the HTTP header `Authorization` is set to `Bearer <access token>`. The  `access token` is formatted

        as a JSON Web Token according to [RFC7519](https://tools.ietf.org/html/rfc7519)


        Such an `access token` is either returned when


        * exchanging an authorization code after a successful OAuth login flow

        * logging in with the user''s credentials

        * exchanging a refresh token, which is returned at either of the aforementioned points


        **Authentication errors**


        In case of an authentication error a HTTP code 401 response is returned containing further

        details on the kind of error in the `WWW-Authenticate` header.


        In addition to the below listed scope the flags are used for simple boolean permissions.


        | Flag            | Description                                  |

        | --              | --                                           |

        | submit_payments | Allow submission of payments to bank server  |

        | offline         | Access finX API when the user is not present |

        | create_user     | Allow creation of finX accounts              |


        **Example**


        The string `"accounts=rw submit_payments"` is URL-encoded and passed as the URL

        parameter `scope`.'
      scheme: bearer
      bearerFormat: JWT
      x-bearerInfoFunc: app.decode_token
      x-scopes:
        accounts=rw: Modify accounts
        accounts=ro: Read accounts
        balance=ro: Read account balance
        securities=ro: Read securities
        transactions=ro: Read transactions
        transactions=rw: Modify transactions
        payments=ro: Read payments
        payments=rw: Create/modify payments
        submit_payments: Submit payment to service provider
        user=ro: Read user information
        user=rw: Modify user information
    client_auth:
      x-basicInfoFunc: app.basic_auth
      type: http
      scheme: basic
      description: Client authentication is performed via [HTTP Basic Auth](https://en.wikipedia.org/wiki/Basic_access_authentication) with client ID as username and client secret as password.
x-provenance:
  method: searched
  source: https://docs.qwist.com/reference
  harvested: '2026-10-21'
  tool: harvest-readme-openapi.py
  note: Assembled verbatim from the OpenAPI definition ReadMe embeds in each operation page of the provider's developer portal; paths and components merged by API title, nothing authored.
  assembled_from:
  - https://docs.qwist.com/reference/addprovideraccess.md
  - https://docs.qwist.com/reference/categorizetransactions.md
  - https://docs.qwist.com/reference/createaccesstoken.md
  - https://docs.qwist.com/reference/createaccountverification.md
  - https://docs.qwist.com/reference/createcontract.md
  - https://docs.qwist.com/reference/createincomereport.md
  - https://docs.qwist.com/reference/createmanualsync.md
  - https://docs.qwist.com/reference/createnotification.md
  - https://docs.qwist.com/reference/createonetimeaccess.md
  - https://docs.qwist.com/reference/createonetimeincomereport.md
  - https://docs.qwist.com/reference/createonetimepayment.md
  - https://docs.qwist.com/reference/createonetimeriskreport.md
  - https://docs.qwist.com/reference/createongoingaccess.md
  - https://docs.qwist.com/reference/createongoingpayment.md
  - https://docs.qwist.com/reference/createongoingriskreport.md
  - https://docs.qwist.com/reference/createpayment.md
  - https://docs.qwist.com/reference/createpaymentfromaccount.md
  - https://docs.qwist.com/reference/createqwistlink.md
  - https://docs.qwist.com/reference/createriskreport.md
  - https://docs.qwist.com/reference/createsync.md
  - https://docs.qwist.com/reference/createupload.md
  - https://docs.qwist.com/reference/createuser.md
  - https://docs.qwist.com/reference/createverifyandpay.md
  - https://docs.qwist.com/reference/deleteaccount.md
  - https://docs.qwist.com/reference/deleteclientuser.md
  - https://docs.qwist.com/reference/deletecontract.md
  - https://docs.qwist.com/reference/deletenotification.md
  - https://docs.qwist.com/reference/deletepayment.md
  - https://docs.qwist.com/reference/deleteprovideraccess.md
  - https://docs.qwist.com/reference/deleteuser.md
  - https://docs.qwist.com/reference/getaccount.md
  - https://docs.qwist.com/reference/getaccountbalance.md
  - https://docs.qwist.com/reference/getaccountverificationreceipt.md
  - https://docs.qwist.com/reference/getandgenerateincomereport.md
  - https://docs.qwist.com/reference/getartifact.md
  - https://docs.qwist.com/reference/getcategories.md
  - https://docs.qwist.com/reference/getcategoriesforaccess.md
  - https://docs.qwist.com/reference/getcategoriesforaccount.md
  - https://docs.qwist.com/reference/getcategorytree.md
  - https://docs.qwist.com/reference/getcontract.md
  - https://docs.qwist.com/reference/getcredential.md
  - https://docs.qwist.com/reference/getincomereport.md
  - https://docs.qwist.com/reference/getinsurance.md
  - https://docs.qwist.com/reference/getloan.md
  - https://docs.qwist.com/reference/getnotification.md
  - https://docs.qwist.com/reference/getpaymentchallenge.md
  - https://docs.qwist.com/reference/getpaymentchallengeofaccount.md
  - https://docs.qwist.com/reference/getpaymentinitstatus.md
  - https://docs.qwist.com/reference/getpaymentinitstatusofaccount.md
  - https://docs.qwist.com/reference/getpaymentofaccount.md
  - https://docs.qwist.com/reference/getpaymentpartners.md
  - https://docs.qwist.com/reference/getpaymentpartnersforaccess.md
  - https://docs.qwist.com/reference/getpaymentpartnersforaccount.md
  - https://docs.qwist.com/reference/getpaymentreceipt.md
  - https://docs.qwist.com/reference/getprovideraccess.md
  - https://docs.qwist.com/reference/getriskreport.md
  - https://docs.qwist.com/reference/getsecurityofaccount.md
  - https://docs.qwist.com/reference/getsyncchallenge.md
  - https://docs.qwist.com/reference/getsyncstatus.md
  - https://docs.qwist.com/reference/gettimeline.md
  - https://docs.qwist.com/reference/gettimelineforaccess.md
  - https://docs.qwist.com/reference/gettimelineforaccount.md
  - https://docs.qwist.com/reference/gettransaction.md
  - https://docs.qwist.com/reference/gettransactionofaccount.md
  - https://docs.qwist.com/reference/getuploadstatus.md
  - https://docs.qwist.com/reference/getuser.md
  - https://docs.qwist.com/reference/getversion.md
  - https://docs.qwist.com/reference/initpayment.md
  - https://docs.qwist.com/reference/initpaymentofaccount.md
  - https://docs.qwist.com/reference/listaccounts.md
  - https://docs.qwist.com/reference/listaccountsofaccess.md
  - https://docs.qwist.com/reference/listbanks.md
  - https://docs.qwist.com/reference/listcatalog.md
  - https://docs.qwist.com/reference/listcatalogclientauth.md
  - https://docs.qwist.com/reference/listclientusers.md
  - https://docs.qwist.com/reference/listcontracts.md
  - https://docs.qwist.com/reference/listcontractsofaccess.md
  - https://docs.qwist.com/reference/listcontractsofaccount.md
  - https://docs.qwist.com/reference/listcredentials.md
  - https://docs.qwist.com/reference/listinsurances.md
  - https://docs.qwist.com/reference/listinsurancesofaccess.md
  - https://docs.qwist.com/reference/listloans.md
  - https://docs.qwist.com/reference/listloansofaccess.md
  - https://docs.qwist.com/reference/listnotifications.md
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