Qudos Bank Banking Accounts API

openapi: 3.0.3
info:
  contact:
    email: contact@dsb.gov.au
    name: Data Standards Body
    url: https://dsb.gov.au/
  description: Specifications for resource endpoints applicable to data holders in the Banking sector.
  license:
    name: MIT License
    url: https://opensource.org/licenses/MIT
  title: CDR Banking Banking Account Balances Banking Accounts API
  version: 1.36.0
servers:
- description: MTLS
  url: https://mtls.dh.example.com/cds-au/v1
tags:
- description: Banking Account endpoints
  name: Banking Accounts
  x-shortName: Accounts
paths:
  /banking/accounts:
    get:
      description: 'Obtain a list of accounts.


        Obsolete versions: [v1](includes/obsolete/get-accounts-v1.html), [v2](includes/obsolete/get-accounts-v2.html).'
      operationId: listBankingAccounts
      parameters:
      - description: Used to filter results on the _productCategory_ field applicable to accounts. Any one of the valid values for this field can be supplied. If absent then all accounts returned.
        explode: true
        in: query
        name: product-category
        required: false
        schema:
          $ref: '#/components/schemas/BankingProductCategoryV2'
        style: form
      - description: Used to filter results according to open/closed status. Values can be `OPEN`, `CLOSED` or `ALL`. If absent then `ALL` is assumed.
        explode: true
        in: query
        name: open-status
        required: false
        schema:
          default: ALL
          enum:
          - ALL
          - CLOSED
          - OPEN
          type: string
        style: form
      - description: Filters accounts based on whether they are owned by the authorised customer. `true` for owned accounts, `false` for unowned accounts and absent for all accounts.
        explode: true
        in: query
        name: is-owned
        required: false
        schema:
          type: boolean
        style: form
      - description: Page of results to request (standard pagination).
        explode: true
        in: query
        name: page
        required: false
        schema:
          default: 1
          type: integer
        style: form
        x-cds-type: PositiveInteger
      - description: Page size to request. Default is 25 (standard pagination).
        explode: true
        in: query
        name: page-size
        required: false
        schema:
          default: 25
          type: integer
        style: form
        x-cds-type: PositiveInteger
      - description: Version of the API endpoint requested by the client. Must be set to a positive integer. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If the value of [_x-min-v_](#request-headers) is equal to or higher than the value of [_x-v_](#request-headers) then the [_x-min-v_](#request-headers) header should be treated as absent. If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. See [HTTP Headers](#request-headers).
        explode: false
        in: header
        name: x-v
        required: true
        schema:
          type: string
        style: simple
      - description: Minimum version of the API endpoint requested by the client. Must be set to a positive integer if provided. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`.
        explode: false
        in: header
        name: x-min-v
        required: false
        schema:
          type: string
        style: simple
      - description: An **[[RFC4122]](#nref-RFC4122)** UUID used as a correlation id. If provided, the data holder **MUST** play back this value in the _x-fapi-interaction-id_ response header. If not provided a **[[RFC4122]](#nref-RFC4122)** UUID value is required to be provided in the response header to track the interaction.
        explode: false
        in: header
        name: x-fapi-interaction-id
        required: false
        schema:
          type: string
        style: simple
      - description: The time when the customer last logged in to the Data Recipient Software Product as described in **[[FAPI-1.0-Baseline]](#nref-FAPI-1-0-Baseline)**. Required for all resource calls (customer present and unattended). Not required for unauthenticated calls.
        explode: false
        in: header
        name: x-fapi-auth-date
        required: false
        schema:
          type: string
        style: simple
        x-conditional: true
      - description: The customer's original IP address if the customer is currently logged in to the Data Recipient Software Product. The presence of this header indicates that the API is being called in a customer present context. Not to be included for unauthenticated calls.
        explode: false
        in: header
        name: x-fapi-customer-ip-address
        required: false
        schema:
          type: string
        style: simple
      - description: The customer's original standard http headers [Base64](#common-field-types) encoded, including the original User-Agent header, if the customer is currently logged in to the Data Recipient Software Product. Mandatory for customer present calls. Not required for unattended or unauthenticated calls.
        explode: false
        in: header
        name: x-cds-client-headers
        required: false
        schema:
          type: string
        style: simple
        x-conditional: true
        x-cds-type: Base64
      responses:
        '200':
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ResponseBankingAccountListV3'
          description: Successful response
          headers:
            x-v:
              $ref: '#/components/headers/XV'
            x-fapi-interaction-id:
              $ref: '#/components/headers/XFAPIInteractionId'
        '400':
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ResponseErrorListV2'
          description: The following error codes **MUST** be supported:<br/><ul class="error-code-list"><li>[400 - Invalid Field](#error-400-field-invalid)</li><li>[400 - Missing Required Field](#error-400-field-missing)</li><li>[400 - Missing Required Header](#error-400-header-missing)</li><li>[400 - Invalid Version](#error-400-header-invalid-version)</li><li>[400 - Invalid Page Size](#error-400-field-invalid-page-size)</li></ul>
          headers:
            x-fapi-interaction-id:
              $ref: '#/components/headers/XFAPIInteractionId'
        '406':
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ResponseErrorListV2'
          description: The following error codes **MUST** be supported:<br/><ul class="error-code-list"><li>[406 - Unsupported Version](#error-406-header-unsupported-version)</li></ul>
          headers:
            x-fapi-interaction-id:
              $ref: '#/components/headers/XFAPIInteractionId'
        '422':
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ResponseErrorListV2'
          description: The following error codes **MUST** be supported:<br/><ul class="error-code-list"><li>[422 - Invalid Page](#error-422-field-invalid-page)</li></ul>
          headers:
            x-fapi-interaction-id:
              $ref: '#/components/headers/XFAPIInteractionId'
      summary: Get Accounts
      tags:
      - Banking Accounts
      x-scopes:
      - bank:accounts.basic:read
      x-version: '3'
  /banking/accounts/{accountId}:
    get:
      description: 'Obtain detailed information on a single account.


        Obsolete versions: [v1](includes/obsolete/get-account-detail-v1.html), [v2](includes/obsolete/get-account-detail-v2.html), [v3](includes/obsolete/get-account-detail-v3.html), [v4](includes/obsolete/get-account-detail-v4.html).'
      operationId: getBankingAccountDetail
      parameters:
      - description: The _accountId_ to obtain data for. _accountId_ values are returned by account list endpoints.
        explode: false
        in: path
        name: accountId
        required: true
        schema:
          $ref: '#/components/schemas/BankingAccountId'
        style: simple
      - description: Version of the API endpoint requested by the client. Must be set to a positive integer. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If the value of [_x-min-v_](#request-headers) is equal to or higher than the value of [_x-v_](#request-headers) then the [_x-min-v_](#request-headers) header should be treated as absent. If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`. See [HTTP Headers](#request-headers).
        explode: false
        in: header
        name: x-v
        required: true
        schema:
          type: string
        style: simple
      - description: Minimum version of the API endpoint requested by the client. Must be set to a positive integer if provided. The endpoint should respond with the highest supported version between [_x-min-v_](#request-headers) and [_x-v_](#request-headers). If all versions requested are not supported then the endpoint **MUST** respond with a `406 Not Acceptable`.
        explode: false
        in: header
        name: x-min-v
        required: false
        schema:
          type: string
        style: simple
      - description: An **[[RFC4122]](#nref-RFC4122)** UUID used as a correlation id. If provided, the data holder **MUST** play back this value in the _x-fapi-interaction-id_ response header. If not provided a **[[RFC4122]](#nref-RFC4122)** UUID value is required to be provided in the response header to track the interaction.
        explode: false
        in: header
        name: x-fapi-interaction-id
        required: false
        schema:
          type: string
        style: simple
      - description: The time when the customer last logged in to the Data Recipient Software Product as described in **[[FAPI-1.0-Baseline]](#nref-FAPI-1-0-Baseline)**. Required for all resource calls (customer present and unattended). Not required for unauthenticated calls.
        explode: false
        in: header
        name: x-fapi-auth-date
        required: false
        schema:
          type: string
        style: simple
        x-conditional: true
      - description: The customer's original IP address if the customer is currently logged in to the Data Recipient Software Product. The presence of this header indicates that the API is being called in a customer present context. Not to be included for unauthenticated calls.
        explode: false
        in: header
        name: x-fapi-customer-ip-address
        required: false
        schema:
          type: string
        style: simple
      - description: The customer's original standard http headers [Base64](#common-field-types) encoded, including the original User-Agent header, if the customer is currently logged in to the Data Recipient Software Product. Mandatory for customer present calls. Not required for unattended or unauthenticated calls.
        explode: false
        in: header
        name: x-cds-client-headers
        required: false
        schema:
          type: string
        style: simple
        x-conditional: true
        x-cds-type: Base64
      responses:
        '200':
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ResponseBankingAccountByIdV5'
          description: Successful response
          headers:
            x-v:
              $ref: '#/components/headers/XV'
            x-fapi-interaction-id:
              $ref: '#/components/headers/XFAPIInteractionId'
        '400':
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ResponseErrorListV2'
          description: The following error codes **MUST** be supported:<br/><ul class="error-code-list"><li>[400 - Invalid Field](#error-400-field-invalid)</li><li>[400 - Missing Required Field](#error-400-field-missing)</li><li>[400 - Missing Required Header](#error-400-header-missing)</li><li>[400 - Invalid Version](#error-400-header-invalid-version)</li></ul>
          headers:
            x-fapi-interaction-id:
              $ref: '#/components/headers/XFAPIInteractionId'
        '404':
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ResponseErrorListV2'
          description: The following error codes **MUST** be supported:<br/><ul class="error-code-list"><li>[404 - Unavailable Banking Account](#error-404-authorisation-unavailable-banking-account)</li><li>[404 - Invalid Banking Account](#error-404-authorisation-invalid-banking-account)</li></ul>
          headers:
            x-fapi-interaction-id:
              $ref: '#/components/headers/XFAPIInteractionId'
        '406':
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ResponseErrorListV2'
          description: The following error codes **MUST** be supported:<br/><ul class="error-code-list"><li>[406 - Unsupported Version](#error-406-header-unsupported-version)</li></ul>
          headers:
            x-fapi-interaction-id:
              $ref: '#/components/headers/XFAPIInteractionId'
      summary: Get Account Detail
      tags:
      - Banking Accounts
      x-scopes:
      - bank:accounts.detail:read
      x-version: '5'
components:
  schemas:
    BankingFeeDiscountAmount:
      properties:
        amount:
          description: The specific amount discounted from the fee each time it is incurred.
          type: string
          x-cds-type: AmountString
      required:
      - amount
      type: object
    Meta:
      type: object
    ErrorV2_meta:
      description: Additional data for customised error codes.
      properties:
        urn:
          description: The CDR error code URN which the application-specific error code extends. Mandatory if the error _code_ is an application-specific error rather than a standardised error code.
          type: string
      type: object
      x-conditional:
      - urn
    BankingFeeAmount:
      properties:
        amount:
          description: The specific amount charged for the fee each time it is incurred.
          type: string
          x-cds-type: AmountString
      required:
      - amount
      type: object
    BankingAccountId:
      description: A unique identifier for a Banking account, generated according to [CDR ID Permanence](#id-permanence) requirements.
      type: string
      x-cds-type: ASCIIString
    CommonPhysicalAddress:
      properties:
        addressUType:
          description: The type of address object present.
          enum:
          - paf
          - simple
          type: string
        simple:
          $ref: '#/components/schemas/CommonSimpleAddress'
        paf:
          $ref: '#/components/schemas/CommonPAFAddress'
      required:
      - addressUType
      type: object
      x-conditional:
      - simple
      - paf
    LinksPaginated:
      properties:
        self:
          description: Fully qualified link that generated the current response document.
          type: string
          x-cds-type: URIString
        first:
          description: URI to the first page of this set. Mandatory if this response is not the first page.
          type: string
          x-cds-type: URIString
        prev:
          description: URI to the previous page of this set. Mandatory if this response is not the first page.
          type: string
          x-cds-type: URIString
        next:
          description: URI to the next page of this set. Mandatory if this response is not the last page.
          type: string
          x-cds-type: URIString
        last:
          description: URI to the last page of this set. Mandatory if this response is not the last page.
          type: string
          x-cds-type: URIString
      required:
      - self
      type: object
      x-conditional:
      - prev
      - next
      - first
      - last
    ErrorV2:
      properties:
        code:
          description: The code of the error encountered. Where the error is specific to the respondent, an application-specific error code, expressed as a string value. If the error is application-specific, the URN code that the specific error extends must be provided in the _meta_ object. Otherwise, the value is the error code URN.
          type: string
        title:
          description: A short, human-readable summary of the problem that **MUST NOT** change from occurrence to occurrence of the problem represented by the error code.
          type: string
        detail:
          description: A human-readable explanation specific to this occurrence of the problem.
          type: string
        meta:
          $ref: '#/components/schemas/ErrorV2_meta'
      required:
      - code
      - detail
      - title
      type: object
      x-conditional:
      - meta
    BankingProductDiscountV2:
      description: Note that the currency of the fee discount is expected to be the same as the currency of the fee itself.
      properties:
        description:
          description: Description of the discount.
          type: string
        discountType:
          description: The type of discount. For further details, refer to [Product Discount Types](#tocSproductdiscounttypedoc).
          enum:
          - BALANCE
          - DEPOSITS
          - ELIGIBILITY_ONLY
          - FEE_CAP
          - PAYMENTS
          type: string
        discountMethodUType:
          description: Reference to the applicable fee discount method structure.
          enum:
          - fixedAmount
          - rateBased
          type: string
        fixedAmount:
          allOf:
          - $ref: '#/components/schemas/BankingFeeDiscountAmount'
          description: Mandatory if the _discountMethodUType_ value is `fixedAmount`. Where the discount is a specific amount.
        rateBased:
          allOf:
          - $ref: '#/components/schemas/BankingFeeDiscountRate'
          description: Mandatory if the _discountMethodUType_ value is `rateBased`. Where the discount is based on a type of rate. Unless noted in _additionalInfo_, assumes the application and calculation frequency are the same as the corresponding fee.
        additionalValue:
          description: Generic field containing additional information relevant to the [_discountType_](#tocSproductdiscounttypedoc) specified. Whether mandatory or not is dependent on the value of [_discountType_](#tocSproductdiscounttypedoc).
          type: string
        additionalInfo:
          description: Display text providing more information on the discount.
          type: string
        additionalInfoUri:
          description: Link to a web page with more information on this discount.
          type: string
          x-cds-type: URIString
        eligibility:
          description: Eligibility constraints that apply to this discount. Mandatory if the [_discountType_](#tocSproductdiscounttypedoc) value is `ELIGIBILITY_ONLY`.
          items:
            $ref: '#/components/schemas/BankingProductDiscountEligibility'
          type: array
      required:
      - description
      - discountMethodUType
      - discountType
      type: object
      x-conditional:
      - fixedAmount
      - rateBased
      - additionalValue
      - eligibility
    ResponseBankingAccountListV3:
      properties:
        data:
          $ref: '#/components/schemas/ResponseBankingAccountListV3_data'
        links:
          $ref: '#/components/schemas/LinksPaginated'
        meta:
          $ref: '#/components/schemas/MetaPaginated'
      required:
      - data
      - links
      - meta
      type: object
    BankingCreditCardAccount:
      properties:
        minPaymentAmount:
          description: The minimum payment amount due for the next card payment.
          type: string
          x-cds-type: AmountString
        paymentDueAmount:
          description: The amount due for the next card payment.
          type: string
          x-cds-type: AmountString
        paymentCurrency:
          default: AUD
          description: If absent assumes `AUD`.
          type: string
          x-cds-type: CurrencyString
        paymentDueDate:
          description: Date that the next payment for the card is due.
          type: string
          x-cds-type: DateString
      required:
      - minPaymentAmount
      - paymentDueAmount
      - paymentDueDate
      type: object
    CommonSimpleAddress:
      description: Mandatory if the _addressUType_ value is `simple`.
      properties:
        mailingName:
          description: Name of the individual or business formatted for inclusion in an address used for physical mail.
          type: string
        addressLine1:
          description: First line of the standard address object.
          type: string
        addressLine2:
          description: Second line of the standard address object.
          type: string
        addressLine3:
          description: Third line of the standard address object.
          type: string
        postcode:
          description: Mandatory for Australian addresses.
          type: string
        city:
          description: Name of the city or locality.
          type: string
        state:
          description: Free text if the country is not Australia. If country is Australia then must be one of the values defined by the [State Type Abbreviation](https://auspost.com.au/content/dam/auspost_corp/media/documents/australia-post-data-guide.pdf) in the PAF file format. `NSW`, `QLD`, `VIC`, `NT`, `WA`, `SA`, `TAS`, `ACT`, `AAT`.
          type: string
        country:
          default: AUS
          description: A valid [ISO 3166 Alpha-3](https://www.iso.org/iso-3166-country-codes.html) country code. Australia (`AUS`) is assumed if country is not present.
          type: string
          x-cds-type: ExternalRef
      required:
      - addressLine1
      - city
      - state
      type: object
      x-conditional:
      - postcode
    BankingProductLendingRateV3:
      properties:
        lendingRateType:
          description: The type of rate (`FIXED`, `VARIABLE`, etc.) For further details, refer to [Product Lending Rate Types](#tocSproductlendingratetypedoc).
          enum:
          - BALANCE_TRANSFER
          - BUNDLE_DISCOUNT_FIXED
          - BUNDLE_DISCOUNT_VARIABLE
          - CASH_ADVANCE
          - DISCOUNT
          - FIXED
          - FLOATING
          - INTRODUCTORY
          - MARKET_LINKED
          - PENALTY
          - PURCHASE
          - VARIABLE
          example: FIXED
          type: string
        rate:
          description: The rate to be applied.
          type: string
          x-cds-type: RateString
        comparisonRate:
          description: A comparison rate equivalent for this rate.
          type: string
          x-cds-type: RateString
        calculationFrequency:
          description: The period after which the rate is applied to the balance to calculate the amount due for the period. Calculation of the amount is often daily (as balances may change) but accumulated until the total amount is 'applied' to the account (see _applicationFrequency_). Formatted according to [ISO 8601 Durations](https://en.wikipedia.org/wiki/ISO_8601#Durations) (excludes recurrence syntax).
          type: string
          x-cds-type: ExternalRef
        applicationType:
          description: The type of approach used to apply the rate to the account.
          enum:
          - MATURITY
          - PERIODIC
          - UPFRONT
          example: PERIODIC
          type: string
        applicationFrequency:
          description: The period after which the calculated amount(s) (see _calculationFrequency_) are 'applied' (i.e. debited or credited) to the account. Formatted according to [ISO 8601 Durations](https://en.wikipedia.org/wiki/ISO_8601#Durations) (excludes recurrence syntax). Mandatory if the _applicationType_ value is `PERIODIC`.
          type: string
          x-cds-type: ExternalRef
        interestPaymentDue:
          description: When loan payments are due to be paid within each period. The investment benefit of earlier payments affect the rate that can be offered.
          enum:
          - IN_ADVANCE
          - IN_ARREARS
          type: string
        repaymentType:
          description: Option in place for repayments.
          enum:
          - INTEREST_ONLY
          - OTHER
          - PRINCIPAL_AND_INTEREST
          - UNCONSTRAINED
          type: string
        loanPurpose:
          description: The reason for taking out the loan.
          enum:
          - INVESTMENT
          - OTHER
          - OWNER_OCCUPIED
          - UNCONSTRAINED
          type: string
        tiers:
          description: Qualifying criteria or conditions relevant to the associated rate.
          items:
            $ref: '#/components/schemas/BankingProductRateTierV4'
          type: array
        applicabilityConditions:
          description: Applicability conditions for the rate.
          items:
            $ref: '#/components/schemas/BankingProductRateConditionV2'
          type: array
        additionalValue:
          description: Generic field containing additional information relevant to the [_lendingRateType_](#tocSproductlendingratetypedoc) specified. Whether mandatory or not is dependent on the value of [_lendingRateType_](#tocSproductlendingratetypedoc).
          type: string
        additionalInfo:
          description: Display text providing more information on the rate.
          type: string
        additionalInfoUri:
          description: Link to a web page with more information on this rate.
          type: string
          x-cds-type: URIString
      required:
      - applicationType
      - lendingRateType
      - loanPurpose
      - rate
      - repaymentType
      type: object
      x-conditional:
      - additionalValue
      - applicationFrequency
    BankingProductDiscountEligibility:
      properties:
        discountEligibilityType:
          description: The type of the specific eligibility constraint for a discount. For further details, refer to [Product Discount Eligibility Types](#tocSproductdiscounteligibilitydoc).
          enum:
          - BUSINESS
          - EMPLOYMENT_STATUS
          - INTRODUCTORY
          - MAX_AGE
          - MIN_AGE
          - MIN_INCOME
          - MIN_TURNOVER
          - NATURAL_PERSON
          - OTHER
          - PENSION_RECIPIENT
          - RESIDENCY_STATUS
          - STAFF
          - STUDENT
          type: string
        additionalValue:
          description: Generic field containing additional information relevant to the [_discountEligibilityType_](#tocSproductdiscounteligibilitydoc) specified. Whether mandatory or not is dependent on the value of [_discountEligibilityType_](#tocSproductdiscounteligibilitydoc).
          type: string
        additionalInfo:
          description: Display text providing more information on this eligibility constraint. Mandatory if the [_discountEligibilityType_](#tocSproductdiscounteligibilitydoc) value is `OTHER`.
          type: string
        additionalInfoUri:
          description: Link to a web page with more information on this eligibility constraint.
          type: string
          x-cds-type: URIString
      required:
      - discountEligibilityType
      type: object
      x-conditional:
      - additionalInfo
      - additionalValue
    BankingProductDepositRateV2:
      properties:
        depositRateType:
          description: The type of rate (`FIXED`, `VARIABLE`, `BONUS`, etc.) For further details, refer to [Product Deposit Rate Types](#tocSproductdepositratetypedoc).
          enum:
          - BONUS
          - BUNDLE_BONUS
          - FIXED
          - FLOATING
          - INTRODUCTORY
          - MARKET_LINKED
          - VARIABLE
          example: VARIABLE
          type: string
        rate:
          description: The rate to be applied.
          type: string
          x-cds-type: RateString
        calculationFrequency:
          description: The period after which the rate is applied to the balance to calculate the amount due for the period. Calculation of the amount is often daily (as balances may change) but accumulated until the total amount is 'applied' to the account (see _applicationFrequency_). Formatted according to [ISO 8601 Durations](https://en.wikipedia.org/wiki/ISO_8601#Durations) (excludes recurrence syntax).
          type: string
          x-cds-type: ExternalRef
        applicationType:
          description: The type of approach used to apply the rate to the account.
          enum:
          - MATURITY
          - PERIODIC
          - UPFRONT
          example: PERIODIC
          type: string
        applicationFrequency:
          description: The period after which the calculated amount(s) (see _calculationFrequency_) are 'applied' (i.e. debited or credited) to the account. Formatted according to [ISO 8601 Durations](https://en.wikipedia.org/wiki/ISO_8601#Durations) (excludes recurrence syntax). Mandatory if the _applicationType_ value is `PERIODIC`.
          type: string
          x-cds-type: ExternalRef
        tiers:
          description: Qualifying criteria or conditions relevant to the associated rate.
          items:
            $ref: '#/components/schemas/BankingProductRateTierV4'
          type: array
        applicabilityConditions:
          description: Applicability conditions for the rate.
          items:
            $ref: '#/components/schemas/BankingProductRateConditionV2'
          type: array
        additionalValue:
          description: Generic field containing additional information relevant to the [_depositRateType_](#tocSproductdepositratetypedoc) specified. Whether mandatory or not is dependent on the value of [_depositRateType_](#tocSproductdepositratetypedoc).
          type: string
        additionalInfo:
          description: Display text providing more information on the rate.
          type: string
        additionalInfoUri:
          description: Link to a web page with more information on this rate.
          type: string
          x-cds-type: URIString
      required:
      - applicationType
      - depositRateType
      - rate
      type: object
      x-conditional:
      - additionalValue
      - applicationFrequency
    BankingFeeDiscountRate:
      properties:
        rateType:
          description: Type of fee rate discount calculation.<ul><li>`BALANCE` A fee rate discount based on a balance</li><li>`FEE` A fee rate discount based on the fee to which the discount is attached</li><li>`INTEREST_ACCRUED` A fee rate discount based on interest accrued</li><li>`TRANSACTION` A fee rate discount based on a transaction.</li></ul>
          enum:
          - BALANCE
          - FEE
          - INTEREST_ACCRUED
          - TRANSACTION
          type: string
        rate:
          description: The fee rate discount calculated according to the _rateType_.
          type: string
          x-cds-type: RateString
        amountRange:
          $ref: '#/components/schemas/BankingFeeDiscountRange'
      required:
      - rate
      - rateType
      type: object
    BankingFeeRange:
      description: A minimum or maximum fee amount where a specific fixed amount is not known until the fee is incurred.
      properties:
        feeMinimum:
          description: The minimum fee that will be charged per occurrence.
          type: string
          x-cds-type: AmountString
        feeMaximum:
          description: The maximum fee that will be charged per occurrence.
          type: string
          x-cds-type: AmountString
      type: object
    Links:
      properties:
        self:
          description: Fully qualified link that generated the current response document.
          type: string
          x-cds-type: URIString
      required:
      - self
      type: object
    ResponseErrorListV2:
      properties:
        errors:
          description: List of errors.
          items:
            $ref: '#/components/schemas/ErrorV2'
          type: array
      required:
      - errors
      type: object
    MetaPaginated:
      prop

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