Q2 Card - Risk Factor API

Endpoints related to card risk factors

Documentation GitHub OpenAPI

Operations 2

GET /card/riskFactor/get/{customerId}/{cardId} Get card risk factors #

POST /card/riskFactor/set Set card risk factors #

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OpenAPI Specification

openapi: 3.2.0
info:
  title: Helix Card - Risk Factor API
  version: 3.0.0
  description: Helix Public API (no customer KYC/IDV). **This spec covers all of Helix 3.x and is subject to change at any time.**
servers:
- url: https://sandbox-api.helix.q2.com
  description: Sandbox server
- url: https://api.helix.q2.com
  description: Production server
security:
- basicAuth: []
tags:
- name: Card - Risk Factor
  description: Endpoints related to card risk factors
paths:
  /card/riskFactor/get/{customerId}/{cardId}:
    get:
      tags:
      - Card - Risk Factor
      summary: Get card risk factors
      description: Get current risk factor data for a given `cardId`.
      externalDocs:
        url: https://docs.helix.q2.com/reference/cardriskfactorget
      operationId: cardRiskFactorGet
      parameters:
      - $ref: '#/components/parameters/CustomerIdPath'
      - $ref: '#/components/parameters/CardIdPath'
      responses:
        '200':
          description: Risk factor data properties
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CardRiskFactorGet200Response'
        '400':
          $ref: '#/paths/~1card~1lock/post/responses/400'
        '401':
          $ref: '#/paths/~1card~1lock/post/responses/401'
        '404':
          $ref: '#/paths/~1card~1lock/post/responses/404'
        '405':
          $ref: '#/paths/~1card~1lock/post/responses/405'
        '429':
          $ref: '#/paths/~1card~1lock/post/responses/429'
  /card/riskFactor/set:
    post:
      tags:
      - Card - Risk Factor
      summary: Set card risk factors
      description: Initiate a cardholder base or override risk factor on a card for Stand Alone Fraud Management clients. The base and override risk factors must be defined in Risk Services Manager (RSM). An override risk factor requires the base risk factor, a start and end date.
      externalDocs:
        url: https://docs.helix.q2.com/reference/cardriskfactorset
      operationId: cardRiskFactorSet
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              required:
              - customerId
              - cardId
              - baseRiskFactor
              properties:
                customerId:
                  $ref: '#/components/schemas/HelixId'
                cardId:
                  $ref: '#/components/schemas/HelixId'
                baseRiskFactor:
                  type: string
                  maxLength: 3
                  description: Risk Services Manager (RSM) defined value
                overrideRiskFactor:
                  type: string
                  maxLength: 3
                  description: Risk Services Manager (RSM) defined value
                startDate:
                  type: string
                  format: date
                  description: 'Required if passing `overrideRiskFactor`. Format: YYYY-MM-DD'
                endDate:
                  type: string
                  format: date
                  description: 'Required if passing `overrideRiskFactor`. Format: YYYY-MM-DD'
      responses:
        '200':
          description: A 200 status with no `data` property present
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CardArray200Response/allOf/0'
        '400':
          $ref: '#/paths/~1card~1lock/post/responses/400'
        '401':
          $ref: '#/paths/~1card~1lock/post/responses/401'
        '404':
          $ref: '#/paths/~1card~1lock/post/responses/404'
        '405':
          $ref: '#/paths/~1card~1lock/post/responses/405'
        '429':
          $ref: '#/paths/~1card~1lock/post/responses/429'
components:
  schemas:
    DateTimeProperty:
      type: string
      format: date-time
      example: '2000-07-04T00:00:00.000+00:00'
    CardArray200Response:
      allOf:
      - type: object
        properties:
          errors:
            type: array
            items: {}
            example: []
          requestId:
            type: string
            example: 1249a3bf-aca1-40dd-9fba-2a3193550c39
          status:
            type: integer
            enum:
            - 200
          throttle:
            type: object
            properties:
              periodEndsAt:
                $ref: '#/components/schemas/CustomerSetLastContact200Response/allOf/1/properties/data/items/properties/lastContactDate'
              periodLengthInSeconds:
                $ref: '#/components/schemas/HelixId'
              periodRequestLimit:
                $ref: '#/components/schemas/HelixId'
              requestsRemainingInPeriod:
                $ref: '#/components/schemas/HelixId'
              warningThreshold:
                type: number
                format: decimal
                example: 0.2
      - type: object
        properties:
          data:
            type: array
            items:
              $ref: '#/components/schemas/CardObject200Response/allOf/1/properties/data'
    CustomerSetLastContact200Response:
      allOf:
      - $ref: '#/components/schemas/CardArray200Response/allOf/0'
      - type: object
        properties:
          data:
            type: array
            items:
              type: object
              properties:
                customerId:
                  $ref: '#/components/schemas/HelixId'
                dormancyStatus:
                  type: string
                  enum:
                  - Active
                  - Inactive
                  - Dormant
                lastContactDate:
                  type: string
                  format: date-time
                  example: '2021-01-07T19:00:59.761-06:00'
                lastContactType:
                  $ref: '#/components/schemas/LastContactType'
    CardRiskFactorGet200Response:
      allOf:
      - $ref: '#/components/schemas/CardArray200Response/allOf/0'
      - type: object
        properties:
          data:
            type: object
            properties:
              baseRiskFactor:
                type: string
                enum:
                - TST
                description: 'The risk strategy applied to card on an ongoing basis. Possible value are a combination between Risk Service Management (RSM) preconfigured strategies such as `C0M`, `C1M`, `C2M`, `C3M`, `C4M`, `C9M` and/or Client configured strategies where values are defined by client.

                  '
              cardId:
                $ref: '#/components/schemas/HelixId'
              customerId:
                $ref: '#/components/schemas/HelixId'
              endDate:
                allOf:
                - description: The completion date of an `overrideRiskFactor`
                - $ref: '#/components/schemas/DateTimeProperty'
              overrideRiskFactor:
                type: string
                enum:
                - ORR
                description: 'The risk strategy applied to card on an ongoing basis. Possible value are a combination between Risk Service Management (RSM) preconfigured strategies such as `C0M`, `C1M`, `C2M`, `C3M`, `C4M`, `C9M` and/or Client configured strategies where values are defined by client.

                  '
              startDate:
                allOf:
                - description: The beginning date of an `overrideRiskFactor`
                - $ref: '#/components/schemas/DateTimeProperty'
    HelixId:
      type: integer
      format: int32
      minimum: 1
  parameters:
    CustomerIdPath:
      name: customerId
      in: path
      required: true
      schema:
        $ref: '#/components/schemas/HelixId'
    CardIdPath:
      name: cardId
      in: path
      required: true
      schema:
        $ref: '#/components/schemas/HelixId'
  securitySchemes:
    basicAuth:
      type: http
      scheme: basic
x-samples-languages:
- curl
- node
- python
- csharp
- ruby
- go
- java
- kotlin
- php
x-provenance:
  method: searched
  source: https://docs.helix.q2.com/reference
  harvested: '2026-10-14'
  tool: harvest-readme-openapi.py
  note: Assembled verbatim from the OpenAPI definition ReadMe embeds in each operation page of the provider's developer portal; paths and components merged by API title, nothing authored.
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  - https://docs.helix.q2.com/reference/accountbeneficiaryremove.md
  - https://docs.helix.q2.com/reference/accountbeneficiaryreplace.md
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  - https://docs.helix.q2.com/reference/accountcreate.md
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  - https://docs.helix.q2.com/reference/accountplacehold.md
  - https://docs.helix.q2.com/reference/accountreleasehold.md
  - https://docs.helix.q2.com/reference/accountremoveentitlement.md
  - https://docs.helix.q2.com/reference/accountstoppaycreatecheckstoppay.md
  - https://docs.helix.q2.com/reference/accountstoppayexpire.md
  - https://docs.helix.q2.com/reference/accountstoppaylist.md
  - https://docs.helix.q2.com/reference/accountunlock.md
  - https://docs.helix.q2.com/reference/accountupdate.md
  - https://docs.helix.q2.com/reference/bankdocumentdownload.md
  - https://docs.helix.q2.com/reference/bankdocumentlist.md
  - https://docs.helix.q2.com/reference/cardaddaccount.md
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  - https://docs.helix.q2.com/reference/cardcontrolarchivebytag.md
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  - https://docs.helix.q2.com/reference/cardlimitreset.md
  - https://docs.helix.q2.com/reference/cardlimittemporaryoverride.md
  - https://docs.helix.q2.com/reference/cardlist.md
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  - https://docs.helix.q2.com/reference/cardmockadminfalconfraud.md
  - https://docs.helix.q2.com/reference/cardmockdeclinepurchaseauthorize.md
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  - https://docs.helix.q2.com/reference/cardmockdepositpurchasereturnreversal.md
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  - https://docs.helix.q2.com/reference/cardmockwithdrawalpurchaseauthorize.md
  - https://docs.helix.q2.com/reference/cardmockwithdrawalpurchasecomplete.md
  - https://docs.helix.q2.com/reference/cardorderphysical.md
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  - https://docs.helix.q2.com/reference/cardriskfactorget.md
  - https://docs.helix.q2.com/reference/cardriskfactorset.md
  - https://docs.helix.q2.com/reference/cardunlock.md
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  - https://docs.helix.q2.com/reference/cardverifybycvv.md
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  merge:
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Q2 Card - Risk Factor API

Operations 2

Documentation

Specifications

Schemas & Data

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