PEXA
PEXA Standalone Discharge Experience API

An OpenAPI 3.1.0 experience API supporting consolidated standalone mortgage discharge, used by financial institutions discharging a mortgage outside of a full transfer workspace. Declares production and test servers and OAuth 2.0 authorizationCode and clientCredentials flows.
Documentation GitHub OpenAPI
OpenAPI Specification

openapi: 3.1.0
info:
  title: Standalone Discharge Experience API
  description: 'Use this API to create standalone discharge in PEXA. The API automates all the necessary steps as a single experience API call, starting from creating workspace to discharge document to enable you to sign the document. <br> <br> Pricing: <br> This API is a premium API service and usage of the API is billed. Please contact the API support team [here](mailto:apisupport@pexa.com.au) for more information. <br> <br> This API uses the OAuth 2.0 protocol for authentication and authorization. It supports the following OAuth 2.0 flows: <br> - Client Credentials <br> - Authorization Code <br> <br> Scopes are used to grant an application different levels of access to data. Each API endpoint will require specific scopes. <br> The scopes are listed against each API endpoint.'
  version: v1
  contact:
    email: apisupport@pexa.com.au

servers:
  - url: 'https://api.pexa.com.au'
    description: Production server
  - url: 'https://api-tst.pexalabs.com.au'
    description: Non-Prod server

paths:
  /v1/discharge:
    post:
      tags:
        - Standalone Discharge Experience
      summary:  Standalone Discharge Experience
      description: |
        Use this API to create standalone discharge in PEXA. The API automates all the necessary steps as a single 
        experience API call, starting from creating workspace to discharge document to enable you to sign the document.
      operationId: processDischarge
      security:
        - oauth2:
            - '{{api_scope}}'
      parameters:
        - in: header
          name: Authorization
          schema:
            type: string
          required: true
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/standaloneDischarge'
      responses:
        '200':
          description: Successful response
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/standaloneDischarge'
        '400':
          description: Invalid input
          content:
            application/json:
                example:
                  errors:
                    - code: "code"
                      message: "message"

components:
  schemas:
    standaloneDischarge:
      type: object
      properties:
        subscriberId:
          type: integer
          format: int64
          description: The id of a valid PEXA subscriber that you represent
          writeOnly: true
          example: 9602
        transactionId:
          type: string
          description: A unique randomised id representing the transaction
          readOnly: true
          example: fghjgrjyu543544affaf12345
        workspace:
          type: object
          readOnly: true
          properties:
            workspaceId:
              type: string
            status:
              type: string
            jurisdiction:
              type: string
            documentSummary:
              type: object
              properties:
                lodgementCases:
                  type: array
                  items:
                    $ref: '#/components/schemas/lodgementCase'
        workspaceStatus:
          type: string
          example: Prepared
          readOnly: true
        subscriberReference:
          type: string
          example: "Matter 936760 – AM Settlement Planned"
          description: The subscriber's reference for the transaction
        workspaceId:
          type: string
          example: PEXA1900339556
          readOnly: true
          description: The PEXA workspace number that was created by the API
        landTitles:
          type: array
          items:
            type: string
          example: ['191/1185294']
          description: The Land titles for which the standalone discharge needs to be created
        panelMasterSubscriberId:
          type: integer
          format: int64
          example: 2000
          description: |
            The subscriber id of your Panel Master for this transaction.
            REQUIRED for Panel clients, OMIT for Financial Institution clients.
        jurisdiction:
          $ref: '#/components/schemas/jurisdiction'
        mortgageNumbers:
          type: array
          items:
            type: string
          description: List of mortgage numbers to be discharged
          example: ['123123', '12312']
        workgroupId:
          type: integer
          format: int64
          example: 200
          description: The workgroupId of the Workgroup under which the workspace will be created
        retainCTControl:
          type: boolean
          writeOnly: true
          default: false
          description: Indicator to retain control of the newly issued Certificate of Title
        status:
          type: string
          example: SUCCESS
          readOnly: true
        message:
          type: string
          example: Congratulations, please proceed to PEXA Exchange to complete your transaction
          readOnly: true
        lodgementInstructions:
          type: object
          writeOnly: true
          description: |
            Lodgement instructions for Title. Applicable for VIC jurisdiction.
            OPTIONAL for Financial Institution clients.
          properties:
            issuingInstructions:
              $ref: '#/components/schemas/issuingInstructions'
        events:
          type: array
          readOnly: true
          items:
            $ref: '#/components/schemas/event'
      required:
        - subscriberReference
        - landTitles
        - jurisdiction

    jurisdiction:
      type: string
      enum: [VIC, NSW, QLD, SA, WA, ACT, NT, TAS]
      example: VIC
      description: The Jurisdiction for the title

    issuingInstructions:
      type: object
      description: Use this element if you want to instruct issuing for the title
      properties:
        titleFormat:
          $ref: '#/components/schemas/titleFormat'
        ctIssuedToPanelMaster:
          type: boolean
          description: Do you wish to issue the title to your Panel Master? (Panel clients only)
          example: true
      required:
        - titleFormat

    titleFormat:
      type: string
      description: PCT for Paper Certificate of Title, ECT for Electronic Certificate of Title
      enum: [ECT, PCT]

    lodgementCase:
      title: lodgementCase
      type: object
      properties:
        lodgementCaseId:
          type: string
        lodgementCaseStatus:
          type: string
        documents:
          type: array
          items:
            $ref: '#/components/schemas/document'
    document:
      title: Document
      type: object
      properties:
        documentId:
          type: string
        documentStatus:
          type: string
        documentType:
          type: string
        landTitleReferences:
          type: array
          items:
            type: string
        lastModified:
          type: string
          format: date-time
        lodgement:
          $ref: '#/components/schemas/lodgement'
        lodgementVerification:
          type: object
    lodgement:
      title: lodgement
      type: object
      properties:
        id:
          type: string
          format: date-time
        dealingNumber:
          type: string


    event:
      type: object
      properties:
        stage:
          type: string
          example: Workspace Setup
        status:
          type: string
          example: 'Yay, done!'
        code:
          type: string
          description: Only applicable when an event is interrupted
          example: OB1400.001
        message:
          type: string
          description: Only applicable when an event is interrupted
          example: We could not find the Land Title you provided within PEXA. Can you verify the land title and resend your request
  securitySchemes:
    oauth2:
      type: oauth2
      flows:
        authorizationCode:
          authorizationUrl: https://'{{auth2_env}}'/authorize
          tokenUrl: https://'{{auth2_env}}'/oauth/token
          scopes:
            '{{api_scope}}': API scope
        clientCredentials:
          tokenUrl: https://'{{auth2_env}}'/oauth/token
          scopes:
            '{{api_scope}}': API scope
PEXA Standalone Discharge Experience API

Documentation

Specifications

Other Resources

OpenAPI Specification
