PayU

PayU PF-Submerchant-Registration API

Payment Facilitator (PF) is an advanced form of partnership where PayU cedes much of its own responsibilities, like e.g. Know Your Customer (KYC) and verification, customer support and settlement (payouts) to the PF. Below are the endpoints for registering and handling PF submerchants.

GitHub OpenAPI

Documentation

📖
Documentation
https://developers.payu.com/europe/docs/get-started/apis/

Specifications

⚙
OpenAPI
https://raw.githubusercontent.com/api-evangelist/payu/refs/heads/main/openapi/payu-pf-submerchant-registration-api-openapi.yml

Schemas & Data

📊
JSONSchema
https://raw.githubusercontent.com/api-evangelist/payu/refs/heads/main/json-schema/payu-europe-rest-api.json

Other Resources

🔗
Examples
https://raw.githubusercontent.com/api-evangelist/payu/refs/heads/main/examples/payu-europe-rest-api-examples.json
🔗
Vocabulary
https://raw.githubusercontent.com/api-evangelist/payu/refs/heads/main/vocabulary/payu-europe-rest-api-vocabulary.json
🔗
JSONLD
https://raw.githubusercontent.com/api-evangelist/payu/refs/heads/main/json-ld/payu-europe-rest-api.jsonld

OpenAPI Specification

payu-pf-submerchant-registration-api-openapi.yml Raw ↑ 
openapi: 3.1.0
info:
  version: 2.1.0
  title: PayU GPO Europe REST Authorize PF-Submerchant-Registration API
  license:
    name: Apache 2.0
    url: http://www.apache.org/licenses/LICENSE-2.0.html
  x-logo:
    url: https://poland.payu.com/wp-content/themes/global-website/assets/src/images/payu-logo.svg
  description: '# Overview


    This reference is designed to assist you in effectively utilizing the PayU REST API to enhance your online payment capabilities. Whether you''re running an e-commerce store or developing applications that require secure and seamless payment processing, our API offers a range of features to meet your needs.


    Our API offers a comprehensive set of endpoints to empower you with full control over your payment processes. With these endpoints, you can seamlessly create, capture, cancel, and retrieve orders, conduct payouts, and access essential reports.


    For more details on the integration, please refer to the official <a href="/europe/docs/">PayU documentation</a>. It provides comprehensive explanations, code samples, and best practices for seamless integration of the PayU API into your applications.


    ## Testing


    ### Production Environment


    For a basic integration, including only a redirection to PayU hosted payment page, it is perfectly enough to use the public test point of sale. However, if you would like to test a full set of endpoints, including e.g. refunds, consider registering for a sandbox account.


    **Public Test POS (point of sale)**


    | Key name                       |                            Value |

    | ------------------------------ | -------------------------------: |

    | POS ID (pos_id)                |                           145227 |

    | OAuth protocol - client_id     |                           145227 |

    | Second key (MD5)               | 13a980d4f851f3d9a1cfc792fb1f5e50 |

    | OAuth protocol - client_secret | 12f071174cb7eb79d4aac5bc2f07563f |


    ### Sandbox Environment


    Sandbox is an almost identical copy of PayU production system. It can be used for integration and testing purposes.


    **Public Test POS (Point of Sale)**


    Although it is best to <a href="https://registration-merch-prod.snd.payu.com/boarding/#/registerSandbox/" target="_blank">create your own account</a> to later be able to configure it as needed, you may also use a public sandbox test POS without registering:


    | Key name                       |                            Value |

    | ------------------------------ | -------------------------------: |

    | POS ID (pos_id)                |                           300746 |

    | OAuth protocol - client_id     |                           300746 |

    | Second key (MD5)               | b6ca15b0d1020e8094d9b5f8d163db54 |

    | OAuth protocol - client_secret | 2ee86a66e5d97e3fadc400c9f19b065d |


    The availability of the sandbox environment can be checked on the <a href="https://status.snd.payu.com/" target="_blank">Status page</a>.


    **Testing Card Payments**


    In order to test card payments on sandbox, please use credentials displayed on the <a href="/europe/docs/testing/sandbox/" target="_blank">Sandbox</a> documentation page.'
servers:
- url: https://secure.payu.com
  description: Production Server
- url: https://secure.snd.payu.com
  description: Sandbox Test Server
security:
- Bearer:
  - client_credentials
tags:
- name: PF-Submerchant-Registration
  x-displayName: Payment Facilitator Submerchant Registration
  description: Payment Facilitator (PF) is an advanced form of partnership where PayU cedes much of its own responsibilities, like e.g. Know Your Customer (KYC) and verification, customer support and settlement (payouts) to the PF. Below are the endpoints for registering and handling PF submerchants.
paths:
  /api/v2_1/firms/{firmPublicId}/submerchants:
    post:
      tags:
      - PF-Submerchant-Registration
      summary: Create a Submerchant
      operationId: create-a-submerchant
      parameters:
      - name: firmPublicId
        in: path
        description: Firm id in alphanumeric format, visible in the merchant panel.
        required: true
        content:
          application/json:
            schema:
              type: string
      - name: Content-Type
        in: header
        description: Content type
        required: true
        schema:
          type: string
        style: simple
        example: application/json
      - name: Authorization
        in: header
        description: Auth token
        required: true
        schema:
          type: string
        style: simple
        example: Bearer 3e5cac39-7e38-4139-8fd6-30adc06a61bd
      requestBody:
        content:
          application/json:
            schema:
              discriminator:
                propertyName: payTypeCategories
                mapping:
                  Card: '#/components/schemas/Card'
                  Card, PBL: '#/components/schemas/CardPbl'
                  PBL: '#/components/schemas/Pbl'
              anyOf:
              - $ref: '#/components/schemas/Card'
              - $ref: '#/components/schemas/CardPbl'
              - $ref: '#/components/schemas/Pbl'
      responses:
        '200':
          x-summary: OK
          description: ''
          content:
            application/json:
              schema:
                type: object
                properties:
                  id:
                    type: string
                    description: Id assigned by PayU and required in OrderCreateRequest.
                  externalId:
                    type: string
                    description: Id assigned by the Payment Facilitator.
                  status:
                    type: string
                    enum:
                    - NOT_ACTIVE
                    - ACTIVE
                    - BLOCKED
                    description: Submerchant status.
                  lastUpdated:
                    type: string
                    description: Datetime of resource creation or last update (if applicable) in ISO 8601 format.
                    format: YYYY-MM-DDThh:mm:ss±hh:mm
                  notifyUrl:
                    type: string
                    description: Notifications regarding submerchant status change will be sent to address provided in this field.
                  legalName:
                    type: string
                    description: Full legal (registration) name.
                  dbaName:
                    type: string
                    description: '"Doing business as" name, usually simplified website address which can be recognized by customer (e.g. when displayed on card statement).'
                  address:
                    type: object
                    description: Legal address object.
                    properties:
                      street:
                        type: string
                        description: Legal address street including house/apartment number (if applicable).
                      city:
                        type: string
                        description: Legal address city.
                      postalCode:
                        type: string
                        description: Legal address postal code.
                      countryCode:
                        type: string
                        description: Legal address country code. Must be a valid ISO 3166-1 two-letter code.
                  phone:
                    type: string
                    description: Contact phone number.
                  websiteUrl:
                    type: string
                    description: A valid URL address of merchant's website.
                  mcc:
                    type: number
                    description: Accurate Merchant Category Code established during KYC process by the PF.
                  riskClass:
                    type: string
                    description: Risk class assigned by Payment Facilitator (basing on requirements provided by PayU).
                    enum:
                    - LOW
                    - NORMAL
                    - HIGH
                  taxId:
                    type: string
                    description: Tax identification (e.g. NIP in Poland) or business identification (e.g. IČ in Czechia).
                  representatives:
                    type: array
                    description: Array of either principals or enterprise owners (depends on legal form). Minimum one is required.
                    items:
                      type: object
                      properties:
                        name:
                          type: string
                          description: Representative's name.
                        phone:
                          type: string
                          description: Representative's phone number.
                  legalForm:
                    type: string
                    description: Dictionary value - legal entity type. Dictionaries for specific origin are available here.
                  agreementDate:
                    type: string
                    description: Date when PF signed agreement with the submerchant (required by Visa for reporting purposes).
                    format: yyyy-mm-dd
                  payTypeCategories:
                    type: string
                    description: 'Array of enumerated values: CARD, PBL. Minimum one is required.'
        '401':
          x-summary: Unauthorized
          description: ''
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/401'
  /api/v2_1/firms/{firmPublicId}/submerchants/{submerchantId}:
    put:
      tags:
      - PF-Submerchant-Registration
      summary: Update Submerchant Data
      operationId: update-submerchants-data
      parameters:
      - name: firmPublicId
        in: path
        description: Firm id in alphanumeric format, visible in the merchant panel.
        required: true
        content:
          application/json:
            schema:
              type: string
      - name: submerchantId
        in: path
        description: Id returned by PayU upon submerchant registration.
        required: true
        content:
          application/json:
            schema:
              type: string
      - name: Content-Type
        in: header
        description: Content type
        required: true
        schema:
          type: string
        style: simple
        example: application/json
      - name: Authorization
        in: header
        description: Auth token
        required: true
        schema:
          type: string
        style: simple
        example: Bearer 3e5cac39-7e38-4139-8fd6-30adc06a61bd
      requestBody:
        content:
          application/json:
            schema:
              discriminator:
                propertyName: payTypeCategories
                mapping:
                  Card: '#/components/schemas/Card'
                  Card, PBL: '#/components/schemas/CardPbl'
                  PBL: '#/components/schemas/Pbl'
              anyOf:
              - $ref: '#/components/schemas/Card'
              - $ref: '#/components/schemas/CardPbl'
              - $ref: '#/components/schemas/Pbl'
      responses:
        '200':
          x-summary: OK
          description: ''
          content:
            application/json:
              schema:
                type: object
                properties:
                  id:
                    type: string
                    description: Id assigned by PayU and required in OrderCreateRequest.
                  externalId:
                    type: string
                    description: Id assigned by the Payment Facilitator.
                  status:
                    type: string
                    enum:
                    - NOT_ACTIVE
                    - ACTIVE
                    - BLOCKED
                    description: Submerchant status.
                  lastUpdated:
                    type: string
                    description: Datetime of resource creation or last update (if applicable) in ISO 8601 format.
                    format: YYYY-MM-DDThh:mm:ss±hh:mm
                  notifyUrl:
                    type: string
                    description: Notifications regarding submerchant status change will be sent to address provided in this field.
                  legalName:
                    type: string
                    description: Full legal (registration) name.
                  dbaName:
                    type: string
                    description: '"Doing business as" name, usually simplified website address which can be recognized by customer (e.g. when displayed on card statement).'
                  address:
                    type: object
                    description: Legal address object.
                    properties:
                      street:
                        type: string
                        description: Legal address street including house/apartment number (if applicable).
                      city:
                        type: string
                        description: Legal address city.
                      postalCode:
                        type: string
                        description: Legal address postal code.
                      countryCode:
                        type: string
                        description: Legal address country code. Must be a valid ISO 3166-1 two-letter code.
                  phone:
                    type: string
                    description: Contact phone number.
                  websiteUrl:
                    type: string
                    description: A valid URL address of merchant's website.
                  mcc:
                    type: number
                    description: Accurate Merchant Category Code established during KYC process by the PF.
                  riskClass:
                    type: string
                    description: Risk class assigned by Payment Facilitator (basing on requirements provided by PayU).
                    enum:
                    - LOW
                    - NORMAL
                    - HIGH
                  taxId:
                    type: string
                    description: Tax identification (e.g. NIP in Poland) or business identification (e.g. IČ in Czechia).
                  representatives:
                    type: array
                    description: Array of either principals or enterprise owners (depends on legal form). Minimum one is required.
                    items:
                      type: object
                      properties:
                        name:
                          type: string
                          description: Representative's name.
                        phone:
                          type: string
                          description: Representative's phone number.
                  legalForm:
                    type: string
                    description: Dictionary value - legal entity type. Dictionaries for specific origin are available here.
                  agreementDate:
                    type: string
                    description: Date when PF signed agreement with the submerchant (required by Visa for reporting purposes).
                    format: yyyy-mm-dd
                  payTypeCategories:
                    type: string
                    description: 'Array of enumerated values: CARD, PBL. Minimum one is required.'
        '401':
          x-summary: Unauthorized
          description: ''
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/401'
    get:
      tags:
      - PF-Submerchant-Registration
      summary: Retrieve Submerchant Data
      description: ''
      operationId: retrieve-submerchant-data
      parameters:
      - name: firmPublicId
        in: path
        description: Firm id in alphanumeric format, visible in the merchant panel.
        required: true
        content:
          application/json:
            schema:
              type: string
      - name: submerchantId
        in: path
        description: Id returned by PayU upon submerchant registration.
        required: true
        content:
          application/json:
            schema:
              type: string
      - name: Content-Type
        in: header
        description: Content type
        required: true
        schema:
          type: string
        style: simple
        example: application/json
      - name: Authorization
        in: header
        description: Auth token
        required: true
        schema:
          type: string
        style: simple
        example: Bearer 3e5cac39-7e38-4139-8fd6-30adc06a61bd
      responses:
        '200':
          x-summary: OK
          description: ''
          content:
            application/json:
              schema:
                type: object
                properties:
                  id:
                    type: string
                    description: Id assigned by PayU and required in OrderCreateRequest.
                  externalId:
                    type: string
                    description: Id assigned by the Payment Facilitator.
                  status:
                    type: string
                    enum:
                    - NOT_ACTIVE
                    - ACTIVE
                    - BLOCKED
                    description: Submerchant status.
                  lastUpdated:
                    type: string
                    description: Datetime of resource creation or last update (if applicable) in ISO 8601 format.
                    format: YYYY-MM-DDThh:mm:ss±hh:mm
                  notifyUrl:
                    type: string
                    description: Notifications regarding submerchant status change will be sent to address provided in this field.
                  legalName:
                    type: string
                    description: Full legal (registration) name.
                  dbaName:
                    type: string
                    description: '"Doing business as" name, usually simplified website address which can be recognized by customer (e.g. when displayed on card statement).'
                  address:
                    type: object
                    description: Legal address object.
                    properties:
                      street:
                        type: string
                        description: Legal address street including house/apartment number (if applicable).
                      city:
                        type: string
                        description: Legal address city.
                      postalCode:
                        type: string
                        description: Legal address postal code.
                      countryCode:
                        type: string
                        description: Legal address country code. Must be a valid ISO 3166-1 two-letter code.
                  phone:
                    type: string
                    description: Contact phone number.
                  websiteUrl:
                    type: string
                    description: A valid URL address of merchant's website.
                  mcc:
                    type: number
                    description: Accurate Merchant Category Code established during KYC process by the PF.
                  riskClass:
                    type: string
                    description: Risk class assigned by Payment Facilitator (basing on requirements provided by PayU).
                    enum:
                    - LOW
                    - NORMAL
                    - HIGH
                  taxId:
                    type: string
                    description: Tax identification (e.g. NIP in Poland) or business identification (e.g. IČ in Czechia).
                  representatives:
                    type: array
                    description: Array of either principals or enterprise owners (depends on legal form). Minimum one is required.
                    items:
                      type: object
                      properties:
                        name:
                          type: string
                          description: Representative's name.
                        phone:
                          type: string
                          description: Representative's phone number.
                  legalForm:
                    type: string
                    description: Dictionary value - legal entity type. Dictionaries for specific origin are available here.
                  agreementDate:
                    type: string
                    description: Date when PF signed agreement with the submerchant (required by Visa for reporting purposes).
                    format: yyyy-mm-dd
                  payTypeCategories:
                    type: string
                    description: 'Array of enumerated values: CARD, PBL. Minimum one is required.'
        '401':
          x-summary: Unauthorized
          description: ''
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/401'
components:
  schemas:
    '401':
      type: object
      properties:
        status:
          type: object
          properties:
            statusCode:
              type: string
              description: Error type.
            code:
              type: string
              description: Identification code of specific error.
            codeLiteral:
              type: string
              description: Cause of the error.
            statusDesc:
              type: string
              description: Error description.
    CardPbl:
      type: object
      title: Card, PBL
      required:
      - notifyUrl
      - externalId
      - legalName
      - dbaName
      - address
      - phone
      - websiteUrl
      - mcc
      - riskClass
      - taxId
      - representatives
      - legalForm
      - agreementDate
      properties:
        payTypeCategories:
          type: array
          description: 'Array of enumerated values: `Card`, `PBL`. Both can be used at the same time - minimum one is required.'
          items:
            type: string
          example:
          - Card
          - PBL
        externalId:
          type: string
          description: Id assigned by the Payment Facilitator.
        notifyUrl:
          type: string
          description: Notifications regarding submerchant status change will be sent to address provided in this field.
        legalName:
          type: string
          description: Full legal (registration) name.
        dbaName:
          type: string
          description: '"Doing business as" name, usually simplified website address which can be recognized by customer (e.g. when displayed on card statement).'
        address:
          type: object
          required:
          - street
          - postalCode
          - city
          - countryCode
          description: Legal address object.
          properties:
            street:
              type: string
              description: Legal address street including house/apartment number (if applicable).
            city:
              type: string
              description: Legal address city.
            postalCode:
              type: string
              description: Legal address postal code.
            countryCode:
              type: string
              description: Legal address country code. Must be a valid ISO 3166-1 two-letter code.
        phone:
          type: string
          description: Contact phone number.
        websiteUrl:
          type: string
          description: A valid URL address of merchant's website.
        mcc:
          type: number
          description: Accurate Merchant Category Code established during KYC process by the PF.
        riskClass:
          type: string
          description: Risk class assigned by Payment Facilitator (basing on requirements provided by PayU).
          enum:
          - LOW
          - NORMAL
          - HIGH
        representatives:
          type: array
          description: Array of either principals or enterprise owners (depends on legal form). Minimum one is required.
          items:
            type: object
            required:
            - name
            - phone
            properties:
              name:
                type: string
                description: Representative's name.
              phone:
                type: string
                description: Representative's phone number.
        legalForm:
          type: string
          enum:
          - FU
          - FZ
          - IB
          - JST
          - KOP
          - PO
          - PP
          - PPZ
          - PRPA
          - SA
          - SC
          - SD
          - SIK
          - SJ
          - SK
          - SO
          - SP
          - SPOL
          - ST
          description: Dictionary value - legal entity type. Check dictionaries for <a href="/europe/docs/collaboration/referral-program/#firm-types">specific origin</a>.
        taxId:
          type: string
          description: Tax identification (e.g. NIP in Poland) or business identification (e.g. IČ in Czechia).
        agreementDate:
          type: string
          description: Date when PF signed agreement with the submerchant (required by Visa for reporting purposes).
          format: yyyy-mm-dd
    Card:
      type: object
      required:
      - notifyUrl
      - externalId
      - legalName
      - dbaName
      - address
      - phone
      - websiteUrl
      - mcc
      - riskClass
      - taxId
      - representatives
      - legalForm
      - agreementDate
      properties:
        payTypeCategories:
          type: array
          description: 'Array of enumerated values: `Card`, `PBL`. Both can be used at the same time - minimum one is required.'
          items:
            type: string
          example:
          - Card
        externalId:
          type: string
          description: Id assigned by the Payment Facilitator.
        notifyUrl:
          type: string
          description: Notifications regarding submerchant status change will be sent to address provided in this field.
        legalName:
          type: string
          description: Full legal (registration) name.
        dbaName:
          type: string
          description: '"Doing business as" name, usually simplified website address which can be recognized by customer (e.g. when displayed on card statement).'
        address:
          type: object
          required:
          - street
          - postalCode
          - city
          - countryCode
          description: Legal address object.
          properties:
            street:
              type: string
              description: Legal address street including house/apartment number (if applicable).
            city:
              type: string
              description: Legal address city.
            postalCode:
              type: string
              description: Legal address postal code.
            countryCode:
              type: string
              description: Legal address country code. Must be a valid ISO 3166-1 two-letter code.
        phone:
          type: string
          description: Contact phone number.
        websiteUrl:
          type: string
          description: A valid URL address of merchant's website.
        mcc:
          type: number
          description: Accurate Merchant Category Code established during KYC process by the PF.
        riskClass:
          type: string
          description: Risk class assigned by Payment Facilitator (basing on requirements provided by PayU).
          enum:
          - LOW
          - NORMAL
          - HIGH
        representatives:
          type: array
          description: Array of either principals or enterprise owners (depends on legal form). Minimum one is required.
          items:
            type: object
            required:
            - name
            - phone
            properties:
              name:
                type: string
                description: Representative's name.
              phone:
                type: string
                description: Representative's phone number.
        legalForm:
          type: string
          enum:
          - FU
          - FZ
          - IB
          - JST
          - KOP
          - PO
          - PP
          - PPZ
          - PRPA
          - SA
          - SC
          - SD
          - SIK
          - SJ
          - SK
          - SO
          - SP
          - SPOL
          - ST
          description: Dictionary value - legal entity type. Check dictionaries for <a href="/europe/docs/collaboration/referral-program/#firm-types">specific origin</a>.
        taxId:
          type: string
          description: Tax identification (e.g. NIP in Poland) or business identification (e.g. IČ in Czechia).
        agreementDate:
          type: string
          description: Date when PF signed agreement with the submerchant (required by Visa for reporting purposes).
          format: yyyy-mm-dd
    Pbl:
      type: object
      title: PBL
      required:
      - notifyUrl
      - externalId
      - legalName
      - dbaName
      - address
      - websiteUrl
      - mcc
      - taxId
      properties:
        payTypeCategories:
          type: array
          description: 'Array of enumerated values: `Card`, `PBL`. Both can be used at the same time - minimum one is required.'
          items:
            type: string
          example:
          - PBL
        externalId:
          type: string
          description: Id assigned by the Payment Facilitator.
        notifyUrl:
          type: string
          description: Notifications regarding submerchant status change will be sent to address provided in this field.
        legalName:
          type: string
          description: Full legal (registration) name.
        dbaName:
          type: string
          description: '"Doing business as" name, usually simplified website address which can be recognized by customer (e.g. when displayed on card statement).'
        address:
          type: object
          required:
          - street
          - postalCode
          - city
          - countryCode
          description: Legal address object.
          properties:
            street:
              type: string
              description: Legal address street including house/apartment number (if applicable).
            city:
              type: string
              description: Legal address city.
            postalCode:
              type: string
              description: Legal address postal code.
            countryCode:
              type: string
              description: Legal address country code. Must be a valid ISO 3166-1 two-letter code.
        phone:
          type: string
          description: Contact phone number.
        websiteUrl:
          type: string
          description: A valid URL address of merchant's website.
        mcc:
          type: number
          description: Accurate Merchant Category Code established during KYC process by the PF.
        riskClass:
          type: string
          description: Risk class assigned by Payment Facilitator (basing on requirements provided by PayU).
          enum:
          - LOW
          - NORMAL
          - HIGH
        representatives:
          type: array
          description: Array of either principals or enterprise owners (depends on legal form). Minimum one is required.
          items:
            type: object
            required:
            - name
            - phone
            properties:
              name:
                type: string
                description: Representative's name.
              phone:
                type: string
                description: Representative's phone number.
        legalForm:
          type: string
          enum:
          - FU
          - FZ
          - IB
          - JST
          - KOP
          - PO
          - PP
          - PPZ
          - PRPA
          - SA
          - SC
          - SD
          - SIK
          - SJ
          - SK
          - SO
          - SP
          - SPOL
          - ST
          description: Dictionary value - legal entity type. Check dictionaries for <a href="/europe/docs/collaboration/referral-program/#firm-types">spe

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# Full source: https://raw.githubusercontent.com/api-evangelist/payu/refs/heads/main/openapi/payu-pf-submerchant-registration-api-openapi.yml