PayTo

PayTo / NPP Developer Resources

PayTo's public developer surface, published by Australian Payments Plus (AP+) and NPP Australia. Rather than a self-serve API hosted by the scheme, this covers the AP+ Developer Portal (login-gated APIs and documentation sections), the NPP API Framework v5.0 that defines the ISO 20022-aligned data attributes and technical approach for PayTo agreements and payment initiation, and the NPP API sandbox for building and testing NPP-based solutions. The production PayTo APIs are implemented by NPP Participants and connected payment service providers, not by the scheme itself.

GitHub

Documentation

📖
Documentation
https://www.developers.auspayplus.com.au/docs/
📖
Documentation
https://www.auspayplus.com.au/brands/nppa-for-developers
📖
Documentation
https://www.auspayplus.com.au/solutions/npp-resources-faqs

Other Resources

🔗
DeveloperPortal
https://www.developers.auspayplus.com.au/
🔗
SDKDocumentation
https://www.auspayplus.com.au/wp-content/uploads/2024/06/NPP-API-Framework-v5.0.pdf
🔗
APIsJSON
https://raw.githubusercontent.com/api-evangelist/payto/refs/heads/main/apis.yml

Work with this as data

Every API here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for apis

7 MCP tools reach this
  • find_apisBrowse and filter every API in the catalog.
  • get_api_artifactsOne API's artifacts, grouped by type.
  • get_openapiThe primary OpenAPI for this API.
  • find_similar_apisAPIs that look like this one.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools

Call it yourself

curl for this page
This API 
curl "https://apis.io/api/v1/apis/payto-npp-developer-resources"
All apis 
curl "https://apis.io/api/v1/apis?limit=25"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no email required.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have.

API entry from apis.yml

apis.yml Raw ↑ 
aid: payto:payto-npp-developer-resources
name: PayTo / NPP Developer Resources
description: PayTo's public developer surface, published by Australian Payments Plus (AP+) and NPP Australia.
  Rather than a self-serve API hosted by the scheme, this covers the AP+ Developer Portal (login-gated
  APIs and documentation sections), the NPP API Framework v5.0 that defines the ISO 20022-aligned data
  attributes and technical approach for PayTo agreements and payment initiation, and the NPP API sandbox
  for building and testing NPP-based solutions. The production PayTo APIs are implemented by NPP Participants
  and connected payment service providers, not by the scheme itself.
humanURL: https://www.developers.auspayplus.com.au/
tags:
- PayTo
- NPP
- Mandates
- ISO 20022
properties:
- type: DeveloperPortal
  url: https://www.developers.auspayplus.com.au/
- type: Documentation
  url: https://www.developers.auspayplus.com.au/docs/
- type: Documentation
  url: https://www.auspayplus.com.au/brands/nppa-for-developers
- type: Documentation
  url: https://www.auspayplus.com.au/solutions/npp-resources-faqs
- type: SDKDocumentation
  url: https://www.auspayplus.com.au/wp-content/uploads/2024/06/NPP-API-Framework-v5.0.pdf