Payactiv Access-as-a-Service API

aid: payactiv:payactiv-access-as-a-service-api
name: Payactiv Access-as-a-Service API
description: Access-as-a-Service is Payactiv's API-driven infrastructure for embedding Earned Wage Access,
  debit and payroll card programs, instant payouts, and HCM workforce-data workflows into a partner platform
  under the partner's own brand. Payactiv documents the surface as authentication, orchestration, webhooks
  and sandbox environments, with an OpenAPI-based reference, change log and sandbox samples published
  inside the developer portal. The specification is not served anonymously.
humanURL: https://payactiv.com/developers/
baseURL: https://api.payactiv.com
tags:
- Earned Wage Access
- Payouts
- Cards
- Payroll
- Webhooks
properties:
- type: DeveloperPortal
  url: https://developer.payactiv.com/
- type: Documentation
  url: https://payactiv.com/developers/
- type: SignUp
  url: https://developer.payactiv.com/#/signup
- type: Login
  url: https://developer.payactiv.com/#/login
x-evidence:
  fetched: '2026-08-04'
  baseURL_probe:
    url: https://api.payactiv.com/
    http_status: 500
    note: Host resolves to an AWS ELB named api-v2 fronting Microsoft-IIS/10.0 (ASP.NET 4.0); the root
      path returns an ASP.NET runtime-error page, so the host is live but exposes no anonymous route.
  reference_probe:
    url: https://apidevelopergatewayservice.payactiv.com/users/modules/1
    http_status: 401
    note: The developer portal (Angular SPA, meta robots noindex,nofollow) loads its OpenAPI documents
      from this gateway endpoint and renders them with swagger-ui-dist / redoc. Anonymous requests return
      401, so the specification cannot be harvested without portal credentials.