Palla
Palla Payment Methods API

Payment Methods are used to send and/or receive Transfers.
Documentation GitHub OpenAPI
OpenAPI Specification

openapi: 3.0.3
info:
  title: Palla Platform Partner Accounts Payment Methods API
  version: '1.0'
  description: The Palla Platform API enables trusted Partners to embed cross-border peer-to-peer (P2P) money transfers into their own applications. Partners exchange client credentials for a scoped Bearer token that authorizes a specific end User, then manage that User's Account, Payment Methods, Links, Relationships, and Transfers. Responses use a consistent envelope with a `meta` block (code, path, requestId, result) plus either a `data` payload on success or an `error` object (message, rc, description) on failure. Derived from the public Palla Platform Partner Docs Postman collection; not an official Palla-published OpenAPI document.
  contact:
    name: Palla Financial
    url: https://www.palla.com
  termsOfService: https://palla.app/terms-and-conditions
servers:
- url: https://api.platform.palla.app
  description: Production
security:
- partnerToken: []
tags:
- name: Payment Methods
  description: Payment Methods are used to send and/or receive Transfers.
paths:
  /v1/payment-methods:
    post:
      operationId: createPaymentMethod
      tags:
      - Payment Methods
      summary: Create Payment Method
      description: Create a Payment Method belonging to the Account. Card data must be RSA-encrypted client-side; see PallaFinancial/card-encrypt.
      parameters:
      - $ref: '#/components/parameters/RequestId'
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CreatePaymentMethodRequest'
      responses:
        '201':
          description: Created
          content:
            application/json:
              schema:
                type: object
                properties:
                  meta:
                    $ref: '#/components/schemas/Meta'
                  data:
                    $ref: '#/components/schemas/PaymentMethod'
        '409':
          description: Conflict (card exists / missing identity name)
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorEnvelope'
        '412':
          description: Precondition Failed (BIN restriction)
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorEnvelope'
        '451':
          description: Unavailable For Legal Reasons (OFAC hit)
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorEnvelope'
    get:
      operationId: listPaymentMethods
      tags:
      - Payment Methods
      summary: List Payment Methods
      description: List all Payment Methods belonging to the Account.
      parameters:
      - $ref: '#/components/parameters/RequestId'
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                type: object
                properties:
                  meta:
                    $ref: '#/components/schemas/Meta'
                  data:
                    type: object
                    properties:
                      items:
                        type: array
                        items:
                          $ref: '#/components/schemas/PaymentMethod'
    put:
      operationId: updatePaymentMethod
      tags:
      - Payment Methods
      summary: Update Payment Method
      description: Update a Payment Method belonging to the Account.
      parameters:
      - $ref: '#/components/parameters/RequestId'
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/UpdatePaymentMethodRequest'
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                type: object
                properties:
                  meta:
                    $ref: '#/components/schemas/Meta'
                  data:
                    $ref: '#/components/schemas/PaymentMethod'
        '404':
          $ref: '#/components/responses/NotFound'
    delete:
      operationId: deletePaymentMethod
      tags:
      - Payment Methods
      summary: Delete Payment Method
      description: Delete a Payment Method by id belonging to the Account.
      parameters:
      - $ref: '#/components/parameters/RequestId'
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/DeletePaymentMethodRequest'
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                type: object
                properties:
                  meta:
                    $ref: '#/components/schemas/Meta'
components:
  schemas:
    DeletePaymentMethodRequest:
      type: object
      required:
      - paymentMethodId
      properties:
        paymentMethodId:
          type: string
          example: pmt_01FEVEE4BJ9NT7QS08ZJ9RAVZC
    UpdatePaymentMethodRequest:
      type: object
      required:
      - paymentMethodId
      properties:
        paymentMethodId:
          type: string
          example: pmt_01FW482PM57E4HT2JK2HGDBR4B
        primary:
          type: boolean
        configuration:
          type: object
    Error:
      type: object
      description: Error object returned on failure responses.
      properties:
        message:
          type: string
          example: payment_methods
        rc:
          type: integer
          description: Palla numeric result code
          example: 22
        description:
          type: string
          example: resource/missing
        resource:
          type: string
    PaymentMethod:
      type: object
      properties:
        paymentMethodId:
          type: string
          example: pmt_01J0Y5P8TQ950YKY7HZXRAH81A
        type:
          type: string
          example: card
        primary:
          type: boolean
        country:
          type: string
          example: US
        brand:
          type: string
          example: visa
        last4:
          type: string
          example: '0004'
    Meta:
      type: object
      properties:
        code:
          type: integer
          example: 200
        path:
          type: string
          example: /v1/accounts
        requestId:
          type: string
          example: my-request-id
        result:
          type: string
          enum:
          - success
          - failure
          example: success
        requestCountry:
          type: string
          example: US
        itemCount:
          type: integer
        itemLimit:
          type: integer
        itemOffset:
          type: integer
        itemTotal:
          type: integer
    ErrorEnvelope:
      type: object
      properties:
        meta:
          $ref: '#/components/schemas/Meta'
        error:
          $ref: '#/components/schemas/Error'
    CreatePaymentMethodRequest:
      type: object
      required:
      - type
      - primary
      - card
      properties:
        type:
          type: string
          enum:
          - card
          example: card
        primary:
          type: boolean
          example: true
        card:
          type: object
          properties:
            keyId:
              type: string
              description: Public key id used to encrypt the card data.
            data:
              type: string
              description: RSA-encrypted card data (see PallaFinancial/card-encrypt).
  parameters:
    RequestId:
      name: x-palla-request-id
      in: header
      required: false
      description: Partner-supplied request id echoed back in meta.requestId for tracing.
      schema:
        type: string
        example: my-request-id
  responses:
    NotFound:
      description: Not Found
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorEnvelope'
  securitySchemes:
    partnerToken:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: Partner Bearer token obtained from POST /v1/auth/token via a client_credentials exchange. Scoped to a single User via user_id.
    clientCredentials:
      type: oauth2
      description: Partner credential exchange (client_credentials grant). Sent as a JSON body to /v1/auth/token with client_id, client_secret, audience, and user_id; returns a Bearer token in data.token.
      flows:
        clientCredentials:
          tokenUrl: https://api.platform.palla.app/v1/auth/token
          scopes: {}
x-generated: '2026-07-20'
x-method: derived
x-source: https://documenter.getpostman.com/view/306637/TzkyP11Z (Palla Platform Partner Docs, Postman collection 306637-8e63aa5e-0996-47f9-b589-997c3e9c81bd)
Palla Payment Methods API

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