Nopan Testing APIs API

openapi: 3.2.0
info:
  version: v1
  title: Nopan Authentication Testing APIs API
  description: 'Download Nopan Postman collection: [Download](/postman/nopan-api-collection.zip)'
servers:
- url: https://api.nopan.io
tags:
- name: Testing APIs
  description: The Nopan API includes a sandbox environment and test endpoints to help developers safely simulate, mock and validate payment flows without processing real transactions. These testing APIs mirror the behavior of the live endpoints, allowing you to initiate payments, trigger SCA flows, and verify callbacks using predefined test data. This environment is ideal for integration testing, QA workflows, and development staging before going live.
paths:
  /mock/set:
    post:
      tags:
      - Testing APIs
      operationId: mockPayment
      requestBody:
        content:
          application/json:
            schema:
              type: object
              properties:
                processingAccountId:
                  type: string
                  minLength: 1
                  description: 'Unique identifier of the processing account under which the payment is processed.<br/><small>Example: <i>pa-1234</i></small>'
                key:
                  type: object
                  properties:
                    type:
                      type: string
                      enum:
                      - CLIENT_TRANSACTION_ID
                      - PAYER_ID
                      description: Field to match as a key<br/><small>• <b> CLIENT_TRANSACTION_ID</b> Client transaction ID</small><br/><small>• <b> PAYER_ID</b> Payer ID</small>
                    value:
                      type: string
                      minLength: 1
                      description: Value of the field set in key. If payment request match this, the mock will be used.
                  required:
                  - type
                  - value
                  description: Information about the key type and value to be mocked
                type:
                  type: string
                  enum:
                  - MOCK
                  - PASSTHROUGH
                  description: The mock type<br/><small>• <b> MOCK</b> Use Mock engine</small><br/><small>• <b> PASSTHROUGH</b> Use real payment scheme provider</small>
                oneTime:
                  type: boolean
                  description: If true, the mock will be deleted for that step after one call
                steps:
                  type: object
                  properties:
                    initiateStep:
                      type: object
                      properties:
                        providerDetails:
                          type: object
                          properties:
                            providerTransactionId:
                              type: string
                              description: 'Transaction reference returned by the provider<br/><small>Example: <i>wero-1234</i></small>'
                            redirectUrl:
                              type: string
                              description: 'The URL where the payer should perform SCA<br/><small>Example: <i>https://auth.merchant.com/token=consent_1234</i></small>'
                            registeredAt:
                              type: string
                              format: date-time
                              description: 'Timestamp when the transaction was registered in the provider<br/><small>Example: <i>1748699594</i></small>'
                            expiresAt:
                              type: string
                              format: date-time
                              description: 'Timestamp when the redirect URL expires<br/><small>Example: <i>1748622594</i></small>'
                            qrCode:
                              type: string
                              description: 'A free format QR code to be used for SCA<br/><small>Example: <i>IRISCOM5e77cad0-9de5-4dcb-a13e-857569359de0</i></small>'
                          description: Payment scheme provider details
                        status:
                          type: string
                          enum:
                          - PENDING
                          - DECLINED
                          description: The current state of the transaction<br/><small>• <b> PENDING</b> The transaction has reached the provider and waits for SCA</small><br/><small>• <b> DECLINED</b> The transaction has been declined</small>
                        statusInfo:
                          type: object
                          properties:
                            reasonCode:
                              type: string
                              description: 'Code of the status response<br/><small>Example: <i>-1</i></small>'
                            message:
                              type: string
                              description: 'Description of the current status response<br/><small>Example: <i>Awaiting user consent</i></small>'
                          description: The information about the status of the request
                      description: Mock information for the initiate payment step
                    finalizeStep:
                      type: object
                      properties:
                        providerDetails:
                          type: object
                          properties:
                            providerTransactionId:
                              type: string
                              description: 'Transaction reference returned by the provider<br/><small>Example: <i>wero-1234</i></small>'
                            registeredAt:
                              type: string
                              format: date-time
                              description: 'Timestamp when the transaction was registered in the provider<br/><small>Example: <i>1748699594</i></small>'
                            expiresAt:
                              type: string
                              format: date-time
                              description: 'Timestamp when the redirect URL expires<br/><small>Example: <i>1748622594</i></small>'
                          description: Payment scheme provider details
                        status:
                          type: string
                          enum:
                          - PENDING
                          - APPROVED
                          - DECLINED
                          description: The current state of the transaction<br/><small>• <b> PENDING</b> The transaction has reached the provider and waits for SCA</small><br/><small>• <b> APPROVED</b> The transaction has been accepted by the provider</small><br/><small>• <b> DECLINED</b> The transaction has been declined</small>
                        statusInfo:
                          type: object
                          properties:
                            reasonCode:
                              type: string
                              description: 'Code of the status response<br/><small>Example: <i>-1</i></small>'
                            message:
                              type: string
                              description: 'Description of the current status response<br/><small>Example: <i>Awaiting user consent</i></small>'
                          description: The information about the status of the request
                      description: Mock information for the finalize payment step
                    captureStep:
                      type: object
                      properties:
                        status:
                          type: string
                          enum:
                          - APPROVED
                          - DECLINED
                          description: The current state of the transaction<br/><small>• <b> APPROVED</b> The transaction has been accepted by the provider</small><br/><small>• <b> DECLINED</b> The transaction has been declined</small>
                        providerDetails:
                          type: object
                          properties:
                            providerTransactionId:
                              type: string
                              description: 'Transaction reference returned by the provider<br/><small>Example: <i>wero-1234</i></small>'
                            registeredAt:
                              type: string
                              format: date-time
                              description: 'Timestamp when the transaction was registered in the provider<br/><small>Example: <i>1748699594</i></small>'
                          description: Payment scheme provider details
                        statusInfo:
                          type: object
                          properties:
                            reasonCode:
                              type: string
                              description: 'Code of the status response<br/><small>Example: <i>-1</i></small>'
                            message:
                              type: string
                              description: 'Description of the current status response<br/><small>Example: <i>Awaiting user consent</i></small>'
                          description: The information about the status of the request
                      description: Mock information for the capture payment step
                    cancelStep:
                      type: object
                      properties:
                        status:
                          type: string
                          enum:
                          - CANCELED
                          - DECLINED
                          description: The current state of the transaction<br/><small>• <b> CANCELED</b> The transaction has been canceled</small><br/><small>• <b> DECLINED</b> The transaction has been declined</small>
                        statusInfo:
                          type: object
                          properties:
                            reasonCode:
                              type: string
                              description: 'Code of the status response<br/><small>Example: <i>-1</i></small>'
                            message:
                              type: string
                              description: 'Description of the current status response<br/><small>Example: <i>Awaiting user consent</i></small>'
                          description: The information about the status of the request
                      description: Mock information for the cancel payment step
                    refundStep:
                      type: object
                      properties:
                        status:
                          type: string
                          enum:
                          - ACCEPTED
                          - APPROVED
                          - DECLINED
                          description: The current state of the transaction<br/><small>• <b> ACCEPTED</b> Refund request received and awaiting processing</small><br/><small>• <b> APPROVED</b> The transaction has been accepted by the provider</small><br/><small>• <b> DECLINED</b> The transaction has been declined</small>
                        providerDetails:
                          type: object
                          properties:
                            providerTransactionId:
                              type: string
                              description: 'Transaction reference returned by the provider<br/><small>Example: <i>wero-1234</i></small>'
                            registeredAt:
                              type: string
                              format: date-time
                              description: 'Timestamp when the transaction was registered in the provider<br/><small>Example: <i>1748699594</i></small>'
                          description: Payment scheme provider details
                        statusInfo:
                          type: object
                          properties:
                            reasonCode:
                              type: string
                              description: 'Code of the status response<br/><small>Example: <i>-1</i></small>'
                            message:
                              type: string
                              description: 'Description of the current status response<br/><small>Example: <i>Awaiting user consent</i></small>'
                          description: The information about the status of the request
                      description: Mock information for the refund payment step
                    chargeStep:
                      type: object
                      properties:
                        status:
                          type: string
                          enum:
                          - APPROVED
                          - DECLINED
                          description: The current state of the transaction<br/><small>• <b> APPROVED</b> The transaction has been accepted by the provider</small><br/><small>• <b> DECLINED</b> The transaction has been declined</small>
                        providerDetails:
                          type: object
                          properties:
                            providerTransactionId:
                              type: string
                              description: 'Transaction reference returned by the provider<br/><small>Example: <i>wero-1234</i></small>'
                            registeredAt:
                              type: string
                              format: date-time
                              description: 'Timestamp when the transaction was registered in the provider<br/><small>Example: <i>1748699594</i></small>'
                          description: Payment scheme provider details
                        statusInfo:
                          type: object
                          properties:
                            reasonCode:
                              type: string
                              description: 'Code of the status response<br/><small>Example: <i>-1</i></small>'
                            message:
                              type: string
                              description: 'Description of the current status response<br/><small>Example: <i>Awaiting user consent</i></small>'
                          description: The information about the status of the request
                      description: Mock information for the charge payment step
                  description: Information to be mocked for each of the payment steps
                scenario:
                  type: string
                  enum:
                  - OK
                  - INSUFFICIENT_FUNDS
                  description: The scenario for the transaction. Will override necessary values for each provider to give the configured outcome
              required:
              - key
              - processingAccountId
              - type
              additionalProperties: false
            examples:
              MockMode:
                summary: 'Mock mode: All fields mocked'
                description: Create a mock for all the steps in MOCK mode.
                value:
                  processingAccountId: merchant-1234
                  key:
                    type: CLIENT_TRANSACTION_ID
                    value: client-txn-54c8c9bc
                  type: MOCK
                  oneTime: false
                  steps:
                    initiate:
                      clientTransactionId: client-txn-54c8c9bc
                      status: ACCEPTED
                      providerDetails:
                        providerTransactionId: 9c82132e-eb2a-491c-970d-47260d4122b0
                        redirectUrl: https://merchant.callback.com
                        registeredAt: 1748505211886
                        expiresAt: 1748505271887
                      statusInfo:
                        reasonCode: '-1'
                        message: Awaiting user consent
              PassThroughMode:
                summary: Pass-through mode
                description: Create a mock for all the steps in PASSTHROUGH mode.
                value:
                  processingAccountId: merchant-1234
                  key:
                    type: CLIENT_TRANSACTION_ID
                    value: order123
                  type: PASSTHROUGH
                  scenario: OK
        required: true
      responses:
        '200':
          description: OK
        '400':
          description: Bad Request
          content:
            application/json:
              schema:
                type: object
                properties:
                  statusInfo:
                    type: object
                    properties:
                      reasonCode:
                        type: string
                        description: 'Code of the status response<br/><small>Example: <i>-1</i></small>'
                      message:
                        type: string
                        description: 'Description of the current status response<br/><small>Example: <i>Awaiting user consent</i></small>'
                    description: The information about the status of the request
                  callId:
                    type: string
                    description: The request tracing ID
                  status:
                    type: string
                    enum:
                    - ACCEPTED
                    - PENDING
                    - APPROVED
                    - DECLINED
                    - CANCELED
                    description: The current state of the transaction<br/><small>• <b> ACCEPTED</b> Refund request received and awaiting processing</small><br/><small>• <b> PENDING</b> The transaction has reached the provider and waits for SCA</small><br/><small>• <b> APPROVED</b> The transaction has been accepted by the provider</small><br/><small>• <b> DECLINED</b> The transaction has been declined</small><br/><small>• <b> CANCELED</b> The transaction has been canceled</small>
                  fields:
                    type: object
                    additionalProperties:
                      type: string
                    description: A map of fields that have failed validation
                additionalProperties: false
              examples:
                MalformedJson:
                  summary: Malformed JSON
                  description: The JSON is not properly formatted
                  value:
                    status: DECLINED
                    statusInfo:
                      reasonCode: '4000'
                      message: The payload was incomplete or didn't pass schema validation. Check required fields and formats.
                    callId: a3c8cdef0a134df4-2e31b1
                ValidationFailure:
                  summary: Validation failure
                  description: The client ID and payment amount are invalid
                  value:
                    status: DECLINED
                    statusInfo:
                      reasonCode: '4000'
                      message: Invalid input
                    fields:
                      processingAccountId: Processing Account ID is required
                      paymentDetails.amount: Amount is required
                    callId: 678c62b0177e4bc3-a12309
        '401':
          description: Unauthorized
          content:
            application/json:
              schema:
                type: object
                properties:
                  statusInfo:
                    type: object
                    properties:
                      reasonCode:
                        type: string
                        description: 'Code of the status response<br/><small>Example: <i>-1</i></small>'
                      message:
                        type: string
                        description: 'Description of the current status response<br/><small>Example: <i>Awaiting user consent</i></small>'
                    description: The information about the status of the request
                  callId:
                    type: string
                    description: The request tracing ID
                  status:
                    type: string
                    enum:
                    - ACCEPTED
                    - PENDING
                    - APPROVED
                    - DECLINED
                    - CANCELED
                    description: The current state of the transaction<br/><small>• <b> ACCEPTED</b> Refund request received and awaiting processing</small><br/><small>• <b> PENDING</b> The transaction has reached the provider and waits for SCA</small><br/><small>• <b> APPROVED</b> The transaction has been accepted by the provider</small><br/><small>• <b> DECLINED</b> The transaction has been declined</small><br/><small>• <b> CANCELED</b> The transaction has been canceled</small>
                additionalProperties: false
        '403':
          description: Forbidden
          content:
            application/json:
              schema:
                type: object
                properties:
                  statusInfo:
                    type: object
                    properties:
                      reasonCode:
                        type: string
                        description: 'Code of the status response<br/><small>Example: <i>-1</i></small>'
                      message:
                        type: string
                        description: 'Description of the current status response<br/><small>Example: <i>Awaiting user consent</i></small>'
                    description: The information about the status of the request
                  callId:
                    type: string
                    description: The request tracing ID
                  status:
                    type: string
                    enum:
                    - ACCEPTED
                    - PENDING
                    - APPROVED
                    - DECLINED
                    - CANCELED
                    description: The current state of the transaction<br/><small>• <b> ACCEPTED</b> Refund request received and awaiting processing</small><br/><small>• <b> PENDING</b> The transaction has reached the provider and waits for SCA</small><br/><small>• <b> APPROVED</b> The transaction has been accepted by the provider</small><br/><small>• <b> DECLINED</b> The transaction has been declined</small><br/><small>• <b> CANCELED</b> The transaction has been canceled</small>
                additionalProperties: false
        '404':
          description: Not Found
          content:
            application/json:
              schema:
                type: object
                properties:
                  statusInfo:
                    type: object
                    properties:
                      reasonCode:
                        type: string
                        description: 'Code of the status response<br/><small>Example: <i>-1</i></small>'
                      message:
                        type: string
                        description: 'Description of the current status response<br/><small>Example: <i>Awaiting user consent</i></small>'
                    description: The information about the status of the request
                  callId:
                    type: string
                    description: The request tracing ID
                  status:
                    type: string
                    enum:
                    - ACCEPTED
                    - PENDING
                    - APPROVED
                    - DECLINED
                    - CANCELED
                    description: The current state of the transaction<br/><small>• <b> ACCEPTED</b> Refund request received and awaiting processing</small><br/><small>• <b> PENDING</b> The transaction has reached the provider and waits for SCA</small><br/><small>• <b> APPROVED</b> The transaction has been accepted by the provider</small><br/><small>• <b> DECLINED</b> The transaction has been declined</small><br/><small>• <b> CANCELED</b> The transaction has been canceled</small>
                additionalProperties: false
        '409':
          description: Conflict
          content:
            application/json:
              schema:
                type: object
                properties:
                  statusInfo:
                    type: object
                    properties:
                      reasonCode:
                        type: string
                        description: 'Code of the status response<br/><small>Example: <i>-1</i></small>'
                      message:
                        type: string
                        description: 'Description of the current status response<br/><small>Example: <i>Awaiting user consent</i></small>'
                    description: The information about the status of the request
                  callId:
                    type: string
                    description: The request tracing ID
                  status:
                    type: string
                    enum:
                    - ACCEPTED
                    - PENDING
                    - APPROVED
                    - DECLINED
                    - CANCELED
                    description: The current state of the transaction<br/><small>• <b> ACCEPTED</b> Refund request received and awaiting processing</small><br/><small>• <b> PENDING</b> The transaction has reached the provider and waits for SCA</small><br/><small>• <b> APPROVED</b> The transaction has been accepted by the provider</small><br/><small>• <b> DECLINED</b> The transaction has been declined</small><br/><small>• <b> CANCELED</b> The transaction has been canceled</small>
                additionalProperties: false
        '422':
          description: Unprocessable Content
          content:
            application/json:
              schema:
                type: object
                properties:
                  statusInfo:
                    type: object
                    properties:
                      reasonCode:
                        type: string
                        description: 'Code of the status response<br/><small>Example: <i>-1</i></small>'
                      message:
                        type: string
                        description: 'Description of the current status response<br/><small>Example: <i>Awaiting user consent</i></small>'
                    description: The information about the status of the request
                  callId:
                    type: string
                    description: The request tracing ID
                  status:
                    type: string
                    enum:
                    - ACCEPTED
                    - PENDING
                    - APPROVED
                    - DECLINED
                    - CANCELED
                    description: The current state of the transaction<br/><small>• <b> ACCEPTED</b> Refund request received and awaiting processing</small><br/><small>• <b> PENDING</b> The transaction has reached the provider and waits for SCA</small><br/><small>• <b> APPROVED</b> The transaction has been accepted by the provider</small><br/><small>• <b> DECLINED</b> The transaction has been declined</small><br/><small>• <b> CANCELED</b> The transaction has been canceled</small>
                additionalProperties: false
        '423':
          description: Locked
          content:
            application/json:
              schema:
                type: object
                properties:
                  statusInfo:
                    type: object
                    properties:
                      reasonCode:
                        type: string
                        description: 'Code of the status response<br/><small>Example: <i>-1</i></small>'
                      message:
                        type: string
                        description: 'Description of the current status response<br/><small>Example: <i>Awaiting user consent</i></small>'
                    description: The information about the status of the request
                  callId:
                    type: string
                    description: The request tracing ID
                  status:
                    type: string
                    enum:
                    - ACCEPTED
                    - PENDING
                    - APPROVED
                    - DECLINED
                    - CANCELED
                    description: The current state of the transaction<br/><small>• <b> ACCEPTED</b> Refund request received and awaiting processing</small><br/><small>• <b> PENDING</b> The transaction has reached the provider and waits for SCA</small><br/><small>• <b> APPROVED</b> The transaction has been accepted by the provider</small><br/><small>• <b> DECLINED</b> The transaction has been declined</small><br/><small>• <b> CANCELED</b> The transaction has been canceled</small>
                additionalProperties: false
        '429':
          description: Too Many Requests
          content:
            application/json:
              schema:
                type: object
                properties:
                  statusInfo:
                    type: object
                    properties:
                      reasonCode:
                        type: string
                        description: 'Code of the status response<br/><small>Example: <i>-1</i></small>'
                      message:
                        type: string
                        description: 'Description of the current status response<br/><small>Example: <i>Awaiting user consent</i></small>'
                    description: The information about the status of the request
                  callId:
                    type: string
                    description: The request tracing ID
                  status:
                    type: string
                    enum:
                    - ACCEPTED
                    - PENDING
                    - APPROVED
                    - DECLINED
                    - CANCELED
                    description: The current state of the transaction<br/><small>• <b> ACCEPTED</b> Refund request received and awaiting processing</small><br/><small>• <b> PENDING</b> The transaction has reached the provider and waits for SCA</small><br/><small>• <b> APPROVED</b> The transaction has been accepted by the provider</small><br/><small>• <b> DECLINED</b> The transaction has been declined</small><br/><small>• <b> CANCELED</b> The transaction has been canceled</small>
                additionalProperties: false
        '500':
          description: Internal Server Error
          content:
            application/json:
              schema:
                type: object
                properties:
                  statusInfo:
                    type: object
                    properties:
                      reasonCode:
                        type: string
                        description: 'Code of the status response<br/><small>Example: <i>-1</i></small>'
                      message:
                        type: string
                        description: 'Description of the current status response<br/><small>Example: <i>Awaiting user consent</i></small>'
                    description: The information about the status of the request
                  callId:
                    type: string
                    description: The request tracing ID
                  status:
                    type: string
                    enum:
                    - ACCEPTED
                    - PENDING
                    - APPROVED
                    - DECLINED
                    - CANCELED
                    description: The current state of the transaction<br/><small>• <b> ACCEPTED</b> Refund request received and awaiting processing</small><br/><small>• <b> PENDING</b> The transaction has reached the provider and waits for SCA</small><br/><small>• <b> APPROVED</b> The transaction has been accepted by the provider</small><br/><small>• <b> DECLINED</b> The transaction has been declined</small><br/><small>• <b> CANCELED</b> The transaction has been canceled</small>
                additionalProperties: false
        '501':
          description: Not Implemented
          content:
            application/json:
              schema:
                type: object
                pro

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