Nevada Insurance: Indicative US personal auto insurance prices for AI agents acting on behalf of a consumer in Nevada, and a consented path to licensed agents. Call /v1/eligibility first. Read /v1/terms for the consent wording before /v1/contact.
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{
"openapi": "3.1.0",
"info": {
"title": "Nevada Insurance",
"version": "0.4.0",
"description": "Nevada Insurance: Indicative US personal auto insurance prices for AI agents acting on behalf of a consumer in Nevada, and a consented path to licensed agents. Call /v1/eligibility first. Read /v1/terms for the consent wording before /v1/contact.",
"x-consent-version": "v1",
"x-vertical": "auto-insurance"
},
"servers": [
{
"url": "https://nevadaautoquotes.com"
}
],
"security": [],
"paths": {
"/v1/eligibility": {
"post": {
"summary": "Can we answer in this state, and how many licensed agents can take it",
"operationId": "check_eligibility",
"x-openai-isConsequential": false,
"requestBody": {
"required": true,
"content": {
"application/json": {
"schema": {
"type": "object",
"properties": {
"state": {
"type": "string",
"description": "Two-letter US state code, e.g. NV"
},
"product": {
"type": "string",
"enum": [
"auto"
],
"default": "auto"
}
},
"required": [
"product"
]
}
}
}
},
"responses": {
"200": {
"description": "Result",
"content": {
"application/json": {
"schema": {
"type": "object",
"additionalProperties": true
}
}
}
},
"422": {
"description": "More facts needed — body.elicitation says exactly what"
}
}
}
},
"/v1/quotes": {
"post": {
"summary": "indicative prices from the facts (only where licensed; otherwise the request is registered and a quote_id returned)",
"operationId": "get_quotes",
"x-openai-isConsequential": false,
"requestBody": {
"required": true,
"content": {
"application/json": {
"schema": {
"type": "object",
"properties": {
"garaging_zip": {
"type": "string",
"description": "Five-digit ZIP where the vehicle is kept"
},
"date_of_birth": {
"type": "string",
"format": "date"
},
"years_licensed": {
"type": "integer"
},
"vehicle_year": {
"type": "integer"
},
"vehicle_make_model": {
"type": "string"
},
"annual_mileage": {
"type": "integer"
},
"violations_3yr": {
"type": "integer"
},
"coverage": {
"type": "string",
"enum": [
"state minimum",
"standard",
"full"
]
},
"prior_continuous": {
"type": "boolean"
},
"state": {
"type": "string",
"description": "Optional; derived from the ZIP when absent"
}
},
"required": [
"garaging_zip",
"date_of_birth",
"vehicle_year",
"vehicle_make_model",
"coverage"
]
}
}
}
},
"responses": {
"200": {
"description": "Result",
"content": {
"application/json": {
"schema": {
"type": "object",
"additionalProperties": true
}
}
}
},
"422": {
"description": "More facts needed — body.elicitation says exactly what"
}
}
}
},
"/v1/contact": {
"post": {
"summary": "With the consumer's explicit consent, connect them with up to 4 licensed agents",
"operationId": "request_agent_contact",
"x-openai-isConsequential": true,
"requestBody": {
"required": true,
"content": {
"application/json": {
"schema": {
"type": "object",
"properties": {
"quote_id": {
"type": "string",
"description": "From get_quotes"
},
"full_name": {
"type": "string"
},
"phone_number": {
"type": "string",
"description": "US mobile or landline"
},
"email_address": {
"type": "string"
},
"preferred_channel": {
"type": "string",
"enum": [
"phone",
"sms",
"email"
]
},
"best_time": {
"type": "string"
},
"street_address": {
"type": "string",
"description": "Optional. Lets a licensed agent answer firm."
},
"verify_token": {
"type": "string",
"description": "Optional. From POST /v1/verify/check after the consumer enters the code texted to them. A verified number sells at the verified price and is contacted first."
},
"consent": {
"type": "object",
"properties": {
"granted": {
"type": "boolean",
"description": "true only if the human agreed to the presented text"
},
"scope": {
"type": "string",
"enum": [
"contact_consumer",
"sell_identity"
],
"default": "contact_consumer"
},
"text": {
"type": "string",
"description": "The exact words the consumer agreed to"
},
"version": {
"type": "string",
"description": "Or \"v1\" to adopt our standard text from data_use_terms"
},
"evidence": {
"type": "object",
"description": "Optional proof, e.g. a call recording id",
"properties": {
"type": {
"type": "string"
},
"id": {
"type": "string"
},
"url": {
"type": "string"
}
}
}
},
"required": [
"granted"
]
}
},
"required": [
"quote_id",
"full_name",
"phone_number",
"consent"
]
}
}
}
},
"responses": {
"200": {
"description": "Result",
"content": {
"application/json": {
"schema": {
"type": "object",
"additionalProperties": true
}
}
}
},
"422": {
"description": "More facts needed — body.elicitation says exactly what"
}
}
}
},
"/v1/terms": {
"get": {
"summary": "Data-use terms and the consent text to present verbatim",
"operationId": "data_use_terms",
"x-openai-isConsequential": false,
"responses": {
"200": {
"description": "Terms"
}
}
}
},
"/v1/verify/start": {
"post": {
"summary": "Text a one-time code to the consumer's phone (prove the number before it is sold)",
"operationId": "verify_start",
"x-openai-isConsequential": true,
"requestBody": {
"required": true,
"content": {
"application/json": {
"schema": {
"type": "object",
"properties": {
"phone_number": {
"type": "string"
}
},
"required": [
"phone_number"
]
}
}
}
},
"responses": {
"200": {
"description": "Code sent"
},
"503": {
"description": "Verification not configured on this deployment"
}
}
}
},
"/v1/verify/check": {
"post": {
"summary": "Check the code; returns a verify_token to pass with the contact request",
"operationId": "verify_check",
"x-openai-isConsequential": false,
"requestBody": {
"required": true,
"content": {
"application/json": {
"schema": {
"type": "object",
"properties": {
"phone_number": {
"type": "string"
},
"code": {
"type": "string"
}
},
"required": [
"phone_number",
"code"
]
}
}
}
},
"responses": {
"200": {
"description": "Verified; body.token"
},
"400": {
"description": "Wrong or expired code"
}
}
}
},
"/consent-record/{lead_id}": {
"get": {
"summary": "The signed consent certificate for a lead (link is on every delivered lead); JSON with Accept: application/json",
"operationId": "consent_record",
"x-openai-isConsequential": false,
"parameters": [
{
"name": "lead_id",
"in": "path",
"required": true,
"schema": {
"type": "string"
}
},
{
"name": "exp",
"in": "query",
"schema": {
"type": "integer"
}
},
{
"name": "sig",
"in": "query",
"schema": {
"type": "string"
}
}
],
"responses": {
"200": {
"description": "Certificate"
},
"403": {
"description": "Bad signature"
},
"410": {
"description": "Link expired"
}
}
}
},
"/v1/forget": {
"post": {
"summary": "Revoke a request or lead by id",
"operationId": "forget",
"x-openai-isConsequential": true,
"requestBody": {
"required": true,
"content": {
"application/json": {
"schema": {
"type": "object",
"properties": {
"id": {
"type": "string"
}
},
"required": [
"id"
]
}
}
}
},
"responses": {
"200": {
"description": "Forgotten"
},
"404": {
"description": "Unknown id"
}
}
}
},
"/v1/benchmark": {
"get": {
"summary": "Demand benchmark: how many requests, and the lowest indicative monthly price (p25/median/p75) for a state and coverage over 90 days. Aggregate only. Paid per call over x402 when payments are configured.",
"operationId": "benchmark",
"x-openai-isConsequential": false,
"parameters": [
{
"name": "state",
"in": "query",
"schema": {
"type": "string"
}
},
{
"name": "coverage",
"in": "query",
"schema": {
"type": "string",
"enum": [
"state minimum",
"standard",
"full"
]
}
}
],
"responses": {
"200": {
"description": "Benchmark"
},
"402": {
"description": "Payment required (x402)"
}
}
}
},
"/v1/prices": {
"get": {
"summary": "Price list and every payment method this deployment honours (x402, MPP, AP2, pay-per-crawl, prepaid credits, invoicing)",
"operationId": "prices",
"x-openai-isConsequential": false,
"responses": {
"200": {
"description": "Prices"
}
}
}
},
"/v1/pull": {
"get": {
"summary": "Buyer pull of routed records (X-Buyer-Key). Metered and prepaid buyers receive HTTP 402 with every accepted payment method until paid.",
"operationId": "pull_requests",
"x-openai-isConsequential": false,
"parameters": [
{
"name": "X-Buyer-Key",
"in": "header",
"required": true,
"schema": {
"type": "string"
}
}
],
"responses": {
"200": {
"description": "Records"
},
"401": {
"description": "Unknown key"
},
"402": {
"description": "Payment required (x402)"
}
}
}
},
"/v1/join": {
"post": {
"summary": "Register a licensed insurance agency to receive consented leads (the licensed contact confirms by email; nothing is delivered before)",
"operationId": "register_agency",
"x-openai-isConsequential": true,
"requestBody": {
"required": true,
"content": {
"application/json": {
"schema": {
"type": "object",
"properties": {
"agency_name": {
"type": "string"
},
"npn": {
"type": "string",
"description": "NPN (National Producer Number). Your NPN is on your licence and at nipr.com. Digits only."
},
"npn_state": {
"type": "string",
"description": "Two-letter state that issued the licence"
},
"states": {
"type": "array",
"items": {
"type": "string"
},
"description": "Two-letter states the agency is appointed in; defaults to npn_state"
},
"contact_name": {
"type": "string",
"description": "The licensed contact, who confirms by email"
},
"contact_email": {
"type": "string"
},
"contact_phone": {
"type": "string",
"description": "US mobile"
},
"rail": {
"type": "string",
"enum": [
"email",
"webhook",
"pull"
],
"default": "email",
"description": "How leads arrive: email, an https webhook (HMAC-signed), or pull by key over MCP/REST"
},
"webhook_url": {
"type": "string"
},
"website": {
"type": "string"
},
"verify_token": {
"type": "string",
"description": "Optional: from POST /v1/verify/check after the contact enters the code texted to them"
},
"handoff": {
"type": "boolean",
"default": false,
"description": "Optional standing order. When true, and the licence record places this agency in a city we publish, the agency becomes the one agency a consumer in that city is handed to by name: it is named in the consumer's consent before consent is given, and it receives that record alone rather than sharing it. Nothing is owed until the agency accepts a handoff, and an accepted one is $25. It is not exclusive and it is not a purchase."
}
},
"required": [
"agency_name",
"npn",
"npn_state",
"contact_name",
"contact_email",
"contact_phone"
]
}
}
}
},
"responses": {
"200": {
"description": "Result",
"content": {
"application/json": {
"schema": {
"type": "object",
"additionalProperties": true
}
}
}
},
"422": {
"description": "More facts needed — body.elicitation says exactly what"
}
}
}
},
"/v1/agency": {
"get": {
"summary": "A registered agency's status: states, rail, terms, founding period, queued and delivered counts, credit balance, licence verification",
"operationId": "agency_status",
"x-openai-isConsequential": false,
"parameters": [
{
"name": "X-Buyer-Key",
"in": "header",
"required": true,
"schema": {
"type": "string"
}
}
],
"responses": {
"200": {
"description": "Status"
},
"401": {
"description": "Unknown key"
}
}
}
},
"/v1/dataset": {
"get": {
"summary": "The qualified demand dataset contains only requests backed by a cryptographically or IP-verified agent, or a phone-verified consumer outcome. User-agent claims, legacy rows, probes and impostors are quarantined and unavailable for sale. Qualified rows are de-identified (age band, ZIP3, vehicle, cove",
"operationId": "market_data",
"x-openai-isConsequential": false,
"parameters": [
{
"name": "X-Buyer-Key",
"in": "header",
"schema": {
"type": "string"
}
},
{
"name": "state",
"in": "query",
"schema": {
"type": "string"
}
},
{
"name": "since",
"in": "query",
"schema": {
"type": "string",
"format": "date-time"
}
},
{
"name": "until",
"in": "query",
"schema": {
"type": "string",
"format": "date-time"
}
},
{
"name": "door",
"in": "query",
"schema": {
"type": "string"
}
},
{
"name": "vendor",
"in": "query",
"schema": {
"type": "string"
}
},
{
"name": "limit",
"in": "query",
"schema": {
"type": "integer",
"default": 1000,
"maximum": 10000
}
},
{
"name": "offset",
"in": "query",
"schema": {
"type": "integer",
"default": 0
}
}
],
"responses": {
"200": {
"description": "Records, the price paid and the receipt"
},
"402": {
"description": "Payment required: price, preview count, every accepted method (x402, MPP, AP2, prepaid key)"
}
}
}
},
"/v1/topup": {
"get": {
"summary": "Buy prepaid lead credits by card: returns a Stripe Checkout URL to open for the human (X-Buyer-Key; amount 5-5000 USD)",
"operationId": "topup",
"x-openai-isConsequential": true,
"parameters": [
{
"name": "X-Buyer-Key",
"in": "header",
"required": true,
"schema": {
"type": "string"
}
},
{
"name": "amount",
"in": "query",
"schema": {
"type": "number",
"default": 50
}
}
],
"responses": {
"200": {
"description": "body.url is the checkout link"
},
"401": {
"description": "Unknown key"
},
"503": {
"description": "No payment door"
}
}
}
}
}
}