Nacha Account Validation API

openapi: 3.2.0
info:
  description: Afinis is a diverse group of organizations working to support advancement and use of API standardization in the financial services industry. Utilization of this API requires a developer to [register](https://www.afinis.org/user/register) their application.
  version: 1.0.7
  title: Real Time Billing User Story 1 Account Validation API
  contact:
    email: info@afinis.org
    url: https://www.afinis.org
servers:
- url: https://api.afinis.org/v1
tags:
- name: Account Validation
paths:
  /accounts/payers:
    post:
      operationId: Real Time Billing Account Validation
      tags:
      - Account Validation
      summary: Real Time Billing Account Validation
      description: Real Time Billing Account Validation
      parameters:
      - name: Request_Id
        in: header
        required: false
        description: Optional Request ID allows application developer to trace requests through the systems logs
        schema:
          type: string
          format: uuid
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/response'
        '400':
          description: Bad request
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/badRequest'
        '401':
          description: Unauthorized
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/unauthorized'
        '403':
          description: Access denied, the operation is not allowed
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/forbidden'
        '404':
          description: Not Found
        '422':
          description: Unprocessable Entity
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/unprocessableEntity'
        '500':
          description: Internal Server error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/internalServerError'
        '503':
          description: Service unavailable
      security:
      - APIKeyQueryParam: []
      requestBody:
        content:
          application/json:
            schema:
              type: object
              required:
              - creditor
              - debtor
              properties:
                creditor:
                  $ref: '#/components/schemas/creditor'
                debtor:
                  $ref: '#/components/schemas/debtor'
        description: Billing Account Details
        required: true
components:
  schemas:
    forbidden:
      title: Forbidden
      type: object
      required:
      - details
      properties:
        details:
          description: error details
          type: array
          items:
            $ref: '#/components/schemas/unauthorizedErrorDetails'
    unauthorized:
      title: Unauthorized
      type: object
      required:
      - details
      properties:
        details:
          description: error details
          type: array
          items:
            $ref: '#/components/schemas/unauthorizedErrorDetails'
    internalServerErrorDetails:
      title: Internal Server Error Details
      type: object
      required:
      - errorCode
      - message
      properties:
        errorCode:
          example: 3001
          type: number
          enum:
          - 3001
          description: "A programmatic error code:\n  * `3001` - Internal Server error.\n"
        message:
          description: A human readable description of the problem
          example: Internal Server error
          type: string
    postalAddress:
      type: object
      required:
      - streetName
      - postCode
      - townName
      - countrySubDivision
      - country
      properties:
        streetName:
          description: Name of a street or throughfare
          type: string
          maxLength: 70
          example: Lexington Street
        postCode:
          description: Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail
          type: string
          maxLength: 11
          example: '19801'
        townName:
          description: Name of a built-up area, with defined boundaries, and a local government
          type: string
          maxLength: 35
          example: Wilmington
        countrySubDivision:
          description: Identifies a subdivision of a country such as state, region, county
          type: string
          maxLength: 35
          example: DE
        country:
          description: Nation with its own government
          type: string
          minLength: 2
          maxLength: 2
          example: US
    debtor:
      title: Debtor
      type: object
      required:
      - identification
      - schemeName
      properties:
        identification:
          description: Identification assigned by an institution
          type: string
          maxLength: 35
          example: '1234567891'
        schemeName:
          type: string
          default: CUST
          example: CUST
    unauthorizedErrorDetails:
      title: Unauthorized Error Details
      type: object
      required:
      - errorCode
      - message
      properties:
        errorCode:
          example: 1000
          type: number
          enum:
          - 1000
          - 1001
          description: "A programmatic error code:\n  * `1000` - API key is missing, invalid or expired. \n  * `1001` - API token is invalid, expired, or account associated with key does not have access to that API.\n"
        message:
          description: A human readable description of the problem
          example: API key is missing, invalid or expired.
          type: string
    badRequestErrorDetails:
      title: Bad Request Error Details
      type: object
      required:
      - errorCode
      - message
      properties:
        errorCode:
          description: "A programmatic error code:\n  * `2000` - Invalid JSON structure.\n  * `2001` - '[Field name] is missing or invalid.'\n  * `2002` - Invalid date.\n  * `2003` - Invalid combination of fields submitted. Check the API specification for eligible combinations. \n  * `2004` - '[Field name] cannot be more than [max number] characters.'\n"
          example: 2000
          type: number
          enum:
          - 2000
          - 2001
          - 2002
          - 2003
          - 2004
        message:
          description: A human readable description of the problem
          example: Invalid JSON structure.
          type: string
    internalServerError:
      title: Internal Server Error
      type: object
      required:
      - details
      properties:
        detail:
          description: error details
          type: array
          items:
            $ref: '#/components/schemas/internalServerErrorDetails'
    unprocessableEntityErrorDetails:
      title: Unprocessable Entity Error Details
      type: object
      required:
      - errorCode
      - message
      properties:
        errorCode:
          example: 4001
          type: number
          enum:
          - 4001
          description: "A programmatic error code:\n  * `4001` - Unprocessable request due to \"%%\"\n"
        message:
          description: A human readable description of the problem
          example: Unprocessable request due to duplicate records
          type: string
    badRequest:
      title: Bad Request
      type: object
      required:
      - details
      properties:
        details:
          description: error details
          type: array
          items:
            $ref: '#/components/schemas/badRequestErrorDetails'
    response:
      title: Response
      type: object
      required:
      - status
      - debtor
      properties:
        status:
          type: string
          example: Invalid
          enum:
          - Valid
          - Invalid
        statusReasonInformation:
          $ref: '#/components/schemas/statusReasonInformation'
        debtor:
          $ref: '#/components/schemas/debtor'
    creditor:
      title: Creditor
      type: object
      description: Party to which an amount of money is due
      required:
      - name
      - postalAddress
      properties:
        name:
          type: string
          example: Tele Co. ABC
        postalAddress:
          $ref: '#/components/schemas/postalAddress'
    unprocessableEntity:
      title: Unprocessable Entity
      type: object
      required:
      - details
      properties:
        detail:
          description: error details
          type: array
          items:
            $ref: '#/components/schemas/unprocessableEntityErrorDetails'
    statusReasonInformation:
      title: statusReasonInformation
      description: Provides detailed information on the status reason
      type: object
      required:
      - reason
      - description
      properties:
        reason:
          type: string
          example: AC04
          enum:
          - AC04
          - BE01
          - AC01
          - AC06
          - BE04
          - NARR
          description: "Specifies the reason for the status report\n  * `AC04` - Account closed. A previously active account has been closed by action of the customer or the receiver\n  * `BE01` - Unable to locate account/No account. Account number structure is valid and it passes the biller mask validation, but the account number does not correspond to the individual identified in the Entry, or the account number designated is not an existing account i.e., not an open account\n  * `AC01` - Invalid account structure. Account number structure is not valid \n  * `AC06` - BlockedAccount. Account specified is blocked, prohibiting posting of transactions against it\n  * `BE04` - MissingCreditorAddress. Specification of creditor's address, which is required for payment is missing/not correct\n  * `NARR` - Reasons provided in text format          \n  \n"
        additionalInformation:
          description: Reasons provided in text format
          example: Invalid remittance information
          type: string
          maxLength: 140
  securitySchemes:
    APIKeyQueryParam:
      type: apiKey
      in: query
      name: apikey