Montran Balances API

openapi: 3.2.0
info:
  title: Montran Corporate Payments Portal Account Information Balances API
  description: The Montran Corporate Payments Portal enables corporates to exercise complete control over accounts at their various bank relationships, with the ability to make secure payments over the Internet. It supports SWIFT payments and local clearing delivery through API integration and H2H (Host-to-Host) protocols. Corporates can connect their ERP systems and manually or automatically upload invoices for payments and collections management. The portal provides multi-bank visibility and supports secure payment initiation across multiple currencies and payment types.
  version: 1.0.0
  contact:
    name: Montran Corporation
    url: https://www.montran.com/contact-us/
  license:
    name: Proprietary
    url: https://www.montran.com/terms-conditions/
  x-logo:
    url: https://www.montran.com/logo.png
servers:
- url: https://api.montran.com/corporate/v1
  description: Montran Corporate Payments Portal API Server
security:
- bearerAuth: []
- apiKey: []
tags:
- name: Balances
  description: Balance inquiry and reconciliation operations
paths:
  /virtual-accounts/{accountId}/balance:
    get:
      operationId: getVirtualAccountBalance
      summary: Montran Get virtual account balance
      description: Retrieves the current balance of a virtual account including available balance, booked balance, and pending transactions. Provides real-time reconciliation data.
      tags:
      - Balances
      parameters:
      - $ref: '#/components/parameters/AccountIdParam'
      responses:
        '200':
          description: Successfully retrieved balance
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/VirtualAccountBalance'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
        '500':
          $ref: '#/components/responses/InternalServerError'
components:
  schemas:
    Error:
      type: object
      required:
      - code
      - message
      properties:
        code:
          type: string
        message:
          type: string
        details:
          type: array
          items:
            type: object
            properties:
              field:
                type: string
              message:
                type: string
    VirtualAccountBalance:
      type: object
      description: Virtual account balance information
      properties:
        accountId:
          type: string
        currency:
          type: string
        availableBalance:
          type: number
          format: double
        bookedBalance:
          type: number
          format: double
        pendingCredits:
          type: number
          format: double
        pendingDebits:
          type: number
          format: double
        asOf:
          type: string
          format: date-time
  parameters:
    AccountIdParam:
      name: accountId
      in: path
      required: true
      description: Unique identifier of the virtual account
      schema:
        type: string
  responses:
    InternalServerError:
      description: Internal server error
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    NotFound:
      description: Resource not found
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    Unauthorized:
      description: Authentication required
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
    apiKey:
      type: apiKey
      in: header
      name: X-API-Key
externalDocs:
  description: Montran Corporate Payments Portal Documentation
  url: https://www.montran.com/solutions/corporate-payments-portal/