Montran Account Structures API

openapi: 3.1.0
info:
  title: Montran Corporate Payments Portal Account Information Account Structures API
  description: The Montran Corporate Payments Portal enables corporates to exercise complete control over accounts at their various bank relationships, with the ability to make secure payments over the Internet. It supports SWIFT payments and local clearing delivery through API integration and H2H (Host-to-Host) protocols. Corporates can connect their ERP systems and manually or automatically upload invoices for payments and collections management. The portal provides multi-bank visibility and supports secure payment initiation across multiple currencies and payment types.
  version: 1.0.0
  contact:
    name: Montran Corporation
    url: https://www.montran.com/contact-us/
  license:
    name: Proprietary
    url: https://www.montran.com/terms-conditions/
  x-logo:
    url: https://www.montran.com/logo.png
servers:
- url: https://api.montran.com/corporate/v1
  description: Montran Corporate Payments Portal API Server
security:
- bearerAuth: []
- apiKey: []
tags:
- name: Account Structures
  description: Virtual account hierarchy and structure management
paths:
  /account-structures:
    get:
      operationId: listAccountStructures
      summary: Montran List account structures
      description: Retrieves virtual account hierarchy structures. Account structures define the organizational grouping of virtual accounts for corporate clients, enabling POBO/COBO, in-house banking, and treasury centralization use cases.
      tags:
      - Account Structures
      responses:
        '200':
          description: Successfully retrieved account structures
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/AccountStructureList'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '500':
          $ref: '#/components/responses/InternalServerError'
    post:
      operationId: createAccountStructure
      summary: Montran Create an account structure
      description: Creates a new virtual account hierarchy structure mapping virtual accounts to physical bank accounts. Supports multi-bank, multi- currency structures for POBO/COBO, in-house banking, and escrow use cases.
      tags:
      - Account Structures
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/AccountStructureCreate'
      responses:
        '201':
          description: Account structure successfully created
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/AccountStructure'
        '400':
          $ref: '#/components/responses/BadRequest'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/UnprocessableEntity'
        '500':
          $ref: '#/components/responses/InternalServerError'
components:
  schemas:
    AccountStructureCreate:
      type: object
      description: Account structure creation request
      required:
      - name
      - physicalAccountId
      properties:
        name:
          type: string
          description: Structure name
        physicalAccountId:
          type: string
          description: Root physical account
        type:
          type: string
          enum:
          - POBO
          - COBO
          - IN_HOUSE_BANK
          - ESCROW
          - GENERAL
        description:
          type: string
    Error:
      type: object
      required:
      - code
      - message
      properties:
        code:
          type: string
        message:
          type: string
        details:
          type: array
          items:
            type: object
            properties:
              field:
                type: string
              message:
                type: string
    AccountStructure:
      type: object
      description: Account hierarchy structure
      properties:
        structureId:
          type: string
        name:
          type: string
        physicalAccountId:
          type: string
        type:
          type: string
        virtualAccounts:
          type: array
          items:
            $ref: '#/components/schemas/VirtualAccount'
        createdAt:
          type: string
          format: date-time
    VirtualAccount:
      type: object
      description: Virtual account details
      properties:
        accountId:
          type: string
          description: Unique virtual account identifier
        name:
          type: string
        physicalAccountId:
          type: string
        currency:
          type: string
        accountHolder:
          type: string
        purpose:
          type: string
        status:
          type: string
          enum:
          - active
          - suspended
          - closed
        virtualIban:
          type: string
          description: Associated virtual IBAN if issued
        balance:
          type: number
          format: double
          description: Current balance
        parentVirtualAccountId:
          type: string
        autoAllocate:
          type: boolean
        metadata:
          type: object
          additionalProperties:
            type: string
        createdAt:
          type: string
          format: date-time
        updatedAt:
          type: string
          format: date-time
    AccountStructureList:
      type: object
      properties:
        structures:
          type: array
          items:
            $ref: '#/components/schemas/AccountStructure'
  responses:
    Unauthorized:
      description: Authentication required
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    BadRequest:
      description: Bad request
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    UnprocessableEntity:
      description: Validation failed
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    InternalServerError:
      description: Internal server error
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
    apiKey:
      type: apiKey
      in: header
      name: X-API-Key
externalDocs:
  description: Montran Corporate Payments Portal Documentation
  url: https://www.montran.com/solutions/corporate-payments-portal/