Montran

Montran Account Structures API

Virtual account hierarchy and structure management

Documentation GitHub OpenAPI

Operations 2

GET /account-structures Montran List account structures #

POST /account-structures Montran Create an account structure #

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OpenAPI Specification

openapi: 3.2.0
info:
  title: Montran Virtual Accounts Account Structures API
  description: The Montran Virtual Account Management (VAM) platform is a bank-agnostic solution that enables rapid deployment of virtual account structures for POBO/COBO services, in-house banking, treasury centralization, liquidity management, and escrow services.
  version: 1.0.0
  contact:
    name: Montran Corporation
    url: https://www.montran.com/contact-us/
  license:
    name: Proprietary
    url: https://www.montran.com/terms-conditions/
  x-logo:
    url: https://www.montran.com/logo.png
servers:
- url: https://api.montran.com/vam/v1
  description: Montran Virtual Account Management API Server
security:
- bearerAuth: []
- apiKey: []
tags:
- name: Account Structures
  description: Virtual account hierarchy and structure management
paths:
  /account-structures:
    get:
      operationId: listAccountStructures
      summary: Montran List account structures
      description: Retrieves virtual account hierarchy structures. Account structures define the organizational grouping of virtual accounts for corporate clients, enabling POBO/COBO, in-house banking, and treasury centralization use cases.
      tags:
      - Account Structures
      responses:
        '200':
          description: Successfully retrieved account structures
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/AccountStructureList'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '500':
          $ref: '#/components/responses/InternalServerError'
    post:
      operationId: createAccountStructure
      summary: Montran Create an account structure
      description: Creates a new virtual account hierarchy structure mapping virtual accounts to physical bank accounts. Supports multi-bank, multi- currency structures for POBO/COBO, in-house banking, and escrow use cases.
      tags:
      - Account Structures
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/AccountStructureCreate'
      responses:
        '201':
          description: Account structure successfully created
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/AccountStructure'
        '400':
          $ref: '#/components/responses/BadRequest'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '422':
          $ref: '#/components/responses/UnprocessableEntity'
        '500':
          $ref: '#/components/responses/InternalServerError'
components:
  schemas:
    AccountStructureCreate:
      type: object
      description: Account structure creation request
      required:
      - name
      - physicalAccountId
      properties:
        name:
          type: string
          description: Structure name
        physicalAccountId:
          type: string
          description: Root physical account
        type:
          type: string
          enum:
          - POBO
          - COBO
          - IN_HOUSE_BANK
          - ESCROW
          - GENERAL
        description:
          type: string
    AccountStructureList:
      type: object
      properties:
        structures:
          type: array
          items:
            $ref: '#/components/schemas/AccountStructure'
    VirtualAccount:
      type: object
      description: Virtual account details
      properties:
        accountId:
          type: string
          description: Unique virtual account identifier
        name:
          type: string
        physicalAccountId:
          type: string
        currency:
          type: string
        accountHolder:
          type: string
        purpose:
          type: string
        status:
          type: string
          enum:
          - active
          - suspended
          - closed
        virtualIban:
          type: string
          description: Associated virtual IBAN if issued
        balance:
          type: number
          format: double
          description: Current balance
        parentVirtualAccountId:
          type: string
        autoAllocate:
          type: boolean
        metadata:
          type: object
          additionalProperties:
            type: string
        createdAt:
          type: string
          format: date-time
        updatedAt:
          type: string
          format: date-time
    AccountStructure:
      type: object
      description: Account hierarchy structure
      properties:
        structureId:
          type: string
        name:
          type: string
        physicalAccountId:
          type: string
        type:
          type: string
        virtualAccounts:
          type: array
          items:
            $ref: '#/components/schemas/VirtualAccount'
        createdAt:
          type: string
          format: date-time
    Error:
      type: object
      required:
      - code
      - message
      properties:
        code:
          type: string
        message:
          type: string
        details:
          type: array
          items:
            type: object
            properties:
              field:
                type: string
              message:
                type: string
  responses:
    UnprocessableEntity:
      description: Validation failed
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    BadRequest:
      description: Bad request
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    InternalServerError:
      description: Internal server error
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    Unauthorized:
      description: Authentication required
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
    apiKey:
      type: apiKey
      in: header
      name: X-API-Key
externalDocs:
  description: Montran Virtual Accounts Documentation
  url: https://www.montran.com/solutions/virtual-accounts/

Montran Account Structures API

Operations 2

Documentation

Specifications

Schemas & Data

Other Resources