Monite Entity bank account verifications API

openapi: 3.2.0
info:
  title: Monite Entity bank account verifications API
  contact:
    name: Monite team
    url: https://monite.com/about/
    email: developers@monite.com
  termsOfService: https://monite.com/terms
  version: '1.0'
  description: 'Operations tagged Entity bank account verifications across 3 of this provider''s published API definitions: monite-openapi-2023-09-01.json, monite-openapi-2024-05-25.json, monite-openapi.yml. Each path carries the servers of the definition it was published in.'
servers:
- url: https://api.dev.monite.com/v1
  description: Development environment
- url: https://api.sandbox.monite.com/v1
  description: Sandbox environment
- url: https://api.monite.com/v1
  description: Production environment (Europe)
- url: https://us.api.monite.com/v1
  description: Production environment (North America)
- url: https://api.monite.oaknorth.co.uk/v1
  description: Oak POC environment
tags:
- name: Entity bank account verifications
paths:
  /bank_accounts/complete_verification:
    post:
      tags:
      - Entity bank account verifications
      summary: Complete entity bank account verification
      operationId: post_bank_accounts_complete_verification
      parameters:
      - required: true
        schema:
          type: string
          format: date
        example: '2023-09-01'
        name: x-monite-version
        in: header
      - description: The ID of the entity that owns the requested resource.
        required: true
        schema:
          type: string
          format: uuid
          examples:
          - 9d2b4c8f-2087-4738-ba91-7359683c49a4
        name: x-monite-entity-id
        in: header
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CompleteVerificationRequest'
        required: true
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CompleteVerificationResponse'
        '405':
          description: Method Not Allowed
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorSchemaResponse'
        '500':
          description: Internal Server Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorSchemaResponse'
        '422':
          description: Validation Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/HTTPValidationError'
      security:
      - HTTPBearer: []
    servers:
    - url: https://api.dev.monite.com/v1
      description: Development environment
    - url: https://api.sandbox.monite.com/v1
      description: Sandbox environment
    - url: https://api.monite.com/v1
      description: Production environment (Europe)
    - url: https://us.api.monite.com/v1
      description: Production environment (North America)
    - url: https://api.monite.oaknorth.co.uk/v1
      description: Oak POC environment
  /bank_accounts/start_verification:
    post:
      tags:
      - Entity bank account verifications
      summary: Start entity bank account verification
      description: 'Start entity bank account verification. The flow depends on verification type.

        For airwallex_plaid it generates Plaid Link token to init the Plaid SDK.'
      operationId: post_bank_accounts_start_verification
      parameters:
      - required: true
        schema:
          type: string
          format: date
        example: '2023-09-01'
        name: x-monite-version
        in: header
      - description: The ID of the entity that owns the requested resource.
        required: true
        schema:
          type: string
          format: uuid
          examples:
          - 9d2b4c8f-2087-4738-ba91-7359683c49a4
        name: x-monite-entity-id
        in: header
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/VerificationRequest'
        required: true
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/VerificationResponse'
        '405':
          description: Method Not Allowed
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorSchemaResponse'
        '500':
          description: Internal Server Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorSchemaResponse'
        '422':
          description: Validation Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/HTTPValidationError'
      security:
      - HTTPBearer: []
    servers:
    - url: https://api.dev.monite.com/v1
      description: Development environment
    - url: https://api.sandbox.monite.com/v1
      description: Sandbox environment
    - url: https://api.monite.com/v1
      description: Production environment (Europe)
    - url: https://us.api.monite.com/v1
      description: Production environment (North America)
    - url: https://api.monite.oaknorth.co.uk/v1
      description: Oak POC environment
  /bank_accounts/{bank_account_id}/complete_verification:
    post:
      tags:
      - Entity bank account verifications
      summary: Complete verification of the provided entity bank account
      operationId: post_bank_accounts_id_complete_verification
      parameters:
      - required: true
        schema:
          type: string
          format: date
        example: '2023-09-01'
        name: x-monite-version
        in: header
      - required: true
        schema:
          type: string
          format: uuid
        name: bank_account_id
        in: path
      - description: The ID of the entity that owns the requested resource.
        required: true
        schema:
          type: string
          format: uuid
          examples:
          - 9d2b4c8f-2087-4738-ba91-7359683c49a4
        name: x-monite-entity-id
        in: header
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CompleteRefreshVerificationRequest'
        required: true
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CompleteRefreshVerificationResponse'
        '405':
          description: Method Not Allowed
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorSchemaResponse'
        '500':
          description: Internal Server Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorSchemaResponse'
        '422':
          description: Validation Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/HTTPValidationError'
      security:
      - HTTPBearer: []
    servers:
    - url: https://api.dev.monite.com/v1
      description: Development environment
    - url: https://api.sandbox.monite.com/v1
      description: Sandbox environment
    - url: https://api.monite.com/v1
      description: Production environment (Europe)
    - url: https://us.api.monite.com/v1
      description: Production environment (North America)
    - url: https://api.monite.oaknorth.co.uk/v1
      description: Oak POC environment
  /bank_accounts/{bank_account_id}/refresh_verification:
    post:
      tags:
      - Entity bank account verifications
      summary: Refresh verification of the provided entity bank account
      operationId: post_bank_accounts_id_refresh_verification
      parameters:
      - required: true
        schema:
          type: string
          format: date
        example: '2023-09-01'
        name: x-monite-version
        in: header
      - required: true
        schema:
          type: string
          format: uuid
        name: bank_account_id
        in: path
      - description: The ID of the entity that owns the requested resource.
        required: true
        schema:
          type: string
          format: uuid
          examples:
          - 9d2b4c8f-2087-4738-ba91-7359683c49a4
        name: x-monite-entity-id
        in: header
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/VerificationRequest'
        required: true
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/VerificationResponse'
        '405':
          description: Method Not Allowed
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorSchemaResponse'
        '500':
          description: Internal Server Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorSchemaResponse'
        '422':
          description: Validation Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/HTTPValidationError'
      security:
      - HTTPBearer: []
    servers:
    - url: https://api.dev.monite.com/v1
      description: Development environment
    - url: https://api.sandbox.monite.com/v1
      description: Sandbox environment
    - url: https://api.monite.com/v1
      description: Production environment (Europe)
    - url: https://us.api.monite.com/v1
      description: Production environment (North America)
    - url: https://api.monite.oaknorth.co.uk/v1
      description: Oak POC environment
  /bank_accounts/{bank_account_id}/verifications:
    get:
      tags:
      - Entity bank account verifications
      summary: Get a bank account verifications
      operationId: get_bank_accounts_id_verifications
      parameters:
      - required: true
        schema:
          type: string
          format: date
        example: '2023-09-01'
        name: x-monite-version
        in: header
      - required: true
        schema:
          type: string
          format: uuid
        name: bank_account_id
        in: path
      - description: The ID of the entity that owns the requested resource.
        required: true
        schema:
          type: string
          format: uuid
          examples:
          - 9d2b4c8f-2087-4738-ba91-7359683c49a4
        name: x-monite-entity-id
        in: header
      responses:
        '200':
          description: Successful Response
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/BankAccountVerifications'
        '405':
          description: Method Not Allowed
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorSchemaResponse'
        '500':
          description: Internal Server Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorSchemaResponse'
        '422':
          description: Validation Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/HTTPValidationError'
      security:
      - HTTPBearer: []
    servers:
    - url: https://api.dev.monite.com/v1
      description: Development environment
    - url: https://api.sandbox.monite.com/v1
      description: Sandbox environment
    - url: https://api.monite.com/v1
      description: Production environment (Europe)
    - url: https://us.api.monite.com/v1
      description: Production environment (North America)
    - url: https://api.monite.oaknorth.co.uk/v1
      description: Oak POC environment
components:
  schemas:
    CompleteVerificationAirwallexPlaidRequest:
      properties:
        account:
          allOf:
          - $ref: '#/components/schemas/AirwallexPlaidAccount'
          description: The bank account that was selected in the Plaid Modal
        institution:
          allOf:
          - $ref: '#/components/schemas/AirwallexPlaidInstitution'
          description: The financial institution that was selected in the Plaid Modal
        mandate:
          $ref: '#/components/schemas/AirwallexMandate'
        public_token:
          type: string
          minLength: 1
          description: The Plaid Public Token
      additionalProperties: false
      type: object
      required:
      - account
      - institution
      - mandate
      - public_token
    AirwallexMandate:
      properties:
        email:
          type: string
          format: email
          description: PDF copy of mandate will be sent to the email by Airwallex
        signatory:
          type: string
          minLength: 1
          description: Name of the person signed the mandate, must be a bank account owner
        type:
          $ref: '#/components/schemas/AirwallexMandateType'
        version:
          $ref: '#/components/schemas/AirwallexMandateVersion'
      additionalProperties: false
      type: object
      required:
      - email
      - signatory
      - type
      - version
    CompleteRefreshVerificationResponse:
      properties:
        verifications:
          $ref: '#/components/schemas/BankAccountVerifications'
      additionalProperties: false
      type: object
      required:
      - verifications
    AirwallexMandateType:
      type: string
      enum:
      - us_ach_debit
    VerificationResponse:
      properties:
        airwallex_plaid:
          $ref: '#/components/schemas/VerificationAirwallexPlaidResponse'
        type:
          $ref: '#/components/schemas/BankAccountVerificationType'
      additionalProperties: false
      type: object
      required:
      - airwallex_plaid
      - type
    VerificationRequest:
      properties:
        airwallex_plaid:
          $ref: '#/components/schemas/VerificationAirwallexPlaidRequest'
        type:
          $ref: '#/components/schemas/BankAccountVerificationType'
      additionalProperties: false
      type: object
      required:
      - airwallex_plaid
      - type
    AirwallexPlaidVerification:
      properties:
        status:
          allOf:
          - $ref: '#/components/schemas/AirwallexPlaidBankAccountVerificationStatus'
          description: Status of the bank account verification
      additionalProperties: false
      type: object
      required:
      - status
    AirwallexMandateVersion:
      type: string
      enum:
      - '1.0'
    BankAccountVerificationType:
      type: string
      enum:
      - airwallex_plaid
      - micro_deposit
    AirwallexPlaidInstitution:
      properties:
        id:
          type: string
          minLength: 1
          description: The institution identifier assigned by Plaid
        name:
          type: string
          minLength: 1
          description: The full financial institution name
      additionalProperties: false
      type: object
      required:
      - id
      - name
    AirwallexPlaidAccount:
      properties:
        id:
          type: string
          minLength: 1
          description: Plaid`s unique identifier for the account
        mask:
          type: string
          minLength: 1
          description: The last 2-4 alphanumeric characters of an account's official account number
        name:
          type: string
          minLength: 1
          description: The name of the account, either assigned by the user or by the financial institution itself
      additionalProperties: false
      type: object
      required:
      - id
      - mask
      - name
    VerificationAirwallexPlaidRequest:
      properties:
        client_name:
          type: string
          maxLength: 30
          minLength: 1
          description: The name of your application to be displayed in Plaid Modal
        link_customization_name:
          type: string
          minLength: 1
          description: The name of the Link customization configured on the Plaid Dashboard. If not specified, the default customization will be applied
        redirect_url:
          type: string
          maxLength: 2083
          minLength: 1
          format: uri
          description: URL to handle the OAuth verification flow
      additionalProperties: false
      type: object
      required:
      - client_name
      - redirect_url
    BankAccountVerifications:
      properties:
        airwallex_plaid:
          allOf:
          - $ref: '#/components/schemas/AirwallexPlaidVerification'
          description: Airwallex Plaid verification
      additionalProperties: false
      type: object
    VerificationAirwallexPlaidResponse:
      properties:
        client_name:
          type: string
          maxLength: 30
          minLength: 1
          description: Client name from the request
        expires_at:
          type: string
          format: date-time
        link_customization_name:
          type: string
          minLength: 1
          description: Customization name from the request
        link_token:
          type: string
          minLength: 1
          description: Link token that should be used to init Plaid SDK
        redirect_url:
          type: string
          maxLength: 2083
          minLength: 1
          format: uri
          description: URL from the request
      additionalProperties: false
      type: object
      required:
      - client_name
      - expires_at
      - link_token
      - redirect_url
    CompleteVerificationResponse:
      properties:
        id:
          type: string
          format: uuid
          description: Deprecated. Use bank_account_id instead.
          deprecated: true
        account_holder_name:
          type: string
          description: Account holder's name
        account_number:
          type: string
          description: Account number (required if IBAN is not provided)
        bank_account_id:
          type: string
          format: uuid
        bank_name:
          type: string
          description: The name of the entity`s bank account.
        bic:
          type: string
          description: The BIC of the entity`s bank account.
        country:
          $ref: '#/components/schemas/AllowedCountries'
        currency:
          $ref: '#/components/schemas/CurrencyEnum'
        display_name:
          type: string
        iban:
          type: string
          description: The IBAN of the entity`s bank account.
        is_default:
          type: boolean
          description: Marks if a bank account should be used by default for the currency. Only 1 can be True for each currency.
        routing_number:
          type: string
          description: Routing number (US)
        sort_code:
          type: string
          description: Sort code (GB)
        verifications:
          $ref: '#/components/schemas/BankAccountVerifications'
        was_created_by_user_id:
          type: string
          format: uuid
      additionalProperties: false
      type: object
      required:
      - id
      - bank_account_id
      - is_default
      - verifications
    ErrorSchema:
      properties:
        message:
          type: string
      type: object
      required:
      - message
    HTTPValidationError:
      properties:
        detail:
          items:
            $ref: '#/components/schemas/ValidationError'
          type: array
      type: object
    ValidationError:
      properties:
        loc:
          items:
            anyOf:
            - type: string
            - type: integer
          type: array
        msg:
          type: string
        type:
          type: string
      type: object
      required:
      - loc
      - msg
      - type
    AllowedCountries:
      type: string
      enum:
      - AF
      - AX
      - AL
      - DZ
      - AS
      - AD
      - AO
      - AI
      - AQ
      - AG
      - AR
      - AM
      - AW
      - AU
      - AT
      - AZ
      - BS
      - BH
      - BD
      - BB
      - BY
      - BE
      - BZ
      - BJ
      - BM
      - BT
      - BO
      - BA
      - BW
      - BV
      - BR
      - IO
      - BN
      - BG
      - BF
      - BI
      - KH
      - CM
      - CA
      - IC
      - CV
      - KY
      - CF
      - EA
      - TD
      - CL
      - CN
      - CX
      - CC
      - CO
      - KM
      - CG
      - CD
      - CK
      - CR
      - CI
      - HR
      - CU
      - CY
      - CZ
      - DK
      - DJ
      - DM
      - DO
      - EC
      - EG
      - SV
      - GQ
      - ER
      - EE
      - SZ
      - ET
      - FK
      - FO
      - FJ
      - FI
      - FR
      - GF
      - PF
      - TF
      - GA
      - GM
      - GE
      - DE
      - GH
      - GI
      - GR
      - GL
      - GD
      - GP
      - GU
      - GT
      - GG
      - GN
      - GW
      - GY
      - HT
      - HM
      - VA
      - HN
      - HK
      - HU
      - IS
      - IN
      - ID
      - IR
      - IQ
      - IE
      - IM
      - IL
      - IT
      - JM
      - JP
      - JE
      - JO
      - KZ
      - KE
      - KI
      - KP
      - KR
      - KW
      - KG
      - LA
      - LV
      - LB
      - LS
      - LR
      - LY
      - LI
      - LT
      - LU
      - MO
      - MG
      - MW
      - MY
      - MV
      - ML
      - MT
      - MH
      - MQ
      - MR
      - MU
      - YT
      - MX
      - FM
      - MD
      - MC
      - MN
      - ME
      - MS
      - MA
      - MZ
      - MM
      - NA
      - NR
      - NP
      - NL
      - AN
      - NC
      - NZ
      - NI
      - NE
      - NG
      - NU
      - NF
      - MP
      - MK
      - 'NO'
      - OM
      - PK
      - PW
      - PS
      - PA
      - PG
      - PY
      - PE
      - PH
      - PN
      - PL
      - PT
      - PR
      - QA
      - RE
      - RO
      - RU
      - RW
      - SH
      - KN
      - LC
      - PM
      - VC
      - WS
      - SM
      - ST
      - SA
      - SN
      - RS
      - SC
      - SL
      - SG
      - SK
      - SI
      - SB
      - SO
      - ZA
      - SS
      - GS
      - ES
      - LK
      - SD
      - SR
      - SJ
      - SE
      - CH
      - SY
      - TW
      - TJ
      - TZ
      - TH
      - TL
      - TG
      - TK
      - TO
      - TT
      - TN
      - TR
      - TM
      - TC
      - TV
      - UG
      - UA
      - AE
      - GB
      - US
      - UM
      - UY
      - UZ
      - VU
      - VE
      - VN
      - VG
      - VI
      - WF
      - EH
      - YE
      - ZM
      - ZW
      - BL
      - BQ
      - CW
      - MF
      - SX
    CompleteVerificationRequest:
      properties:
        airwallex_plaid:
          $ref: '#/components/schemas/CompleteVerificationAirwallexPlaidRequest'
        type:
          $ref: '#/components/schemas/BankAccountVerificationType'
      additionalProperties: false
      type: object
      required:
      - airwallex_plaid
      - type
    AirwallexPlaidBankAccountVerificationStatus:
      type: string
      enum:
      - verified
      - expired
      - suspended
    ErrorSchemaResponse:
      properties:
        error:
          $ref: '#/components/schemas/ErrorSchema'
      type: object
      required:
      - error
    CompleteRefreshVerificationRequest:
      properties:
        type:
          $ref: '#/components/schemas/BankAccountVerificationType'
      additionalProperties: false
      type: object
      required:
      - type
    CurrencyEnum:
      type: string
      enum:
      - AED
      - AFN
      - ALL
      - AMD
      - ANG
      - AOA
      - ARS
      - AUD
      - AWG
      - AZN
      - BAM
      - BBD
      - BDT
      - BGN
      - BHD
      - BIF
      - BMD
      - BND
      - BOB
      - BRL
      - BSD
      - BTN
      - BWP
      - BYN
      - BZD
      - CAD
      - CDF
      - CHF
      - CLP
      - CNY
      - COP
      - CRC
      - CVE
      - CZK
      - DJF
      - DKK
      - DOP
      - DZD
      - EGP
      - ETB
      - EUR
      - FJD
      - FKP
      - GBP
      - GEL
      - GHS
      - GIP
      - GMD
      - GNF
      - GTQ
      - GYD
      - HKD
      - HNL
      - HTG
      - HUF
      - IDR
      - ILS
      - INR
      - IQD
      - ISK
      - JMD
      - JOD
      - JPY
      - KES
      - KGS
      - KHR
      - KMF
      - KRW
      - KWD
      - KYD
      - KZT
      - LAK
      - LBP
      - LKR
      - LRD
      - LSL
      - LYD
      - MAD
      - MDL
      - MGA
      - MKD
      - MMK
      - MNT
      - MOP
      - MUR
      - MVR
      - MWK
      - MXN
      - MYR
      - MZN
      - NAD
      - NGN
      - NIO
      - NOK
      - NPR
      - NZD
      - OMR
      - PAB
      - PEN
      - PGK
      - PHP
      - PKR
      - PLN
      - PYG
      - QAR
      - RON
      - RSD
      - RUB
      - RWF
      - SAR
      - SBD
      - SCR
      - SEK
      - SGD
      - SHP
      - SLE
      - SOS
      - SRD
      - SSP
      - SVC
      - SZL
      - THB
      - TJS
      - TMT
      - TND
      - TOP
      - TRY
      - TTD
      - TWD
      - TZS
      - UAH
      - UGX
      - USD
      - UYU
      - UZS
      - VND
      - VUV
      - WST
      - XAF
      - XCD
      - XOF
      - XPF
      - YER
      - ZAR
      - ZMW
  securitySchemes:
    HTTPBearer:
      type: http
      scheme: bearer
x-refined-from:
- monite-openapi-2023-09-01.json
- monite-openapi-2024-05-25.json
- monite-openapi.yml