Mastercard

Mastercard Transaction API

The Transaction API from Mastercard — 3 operation(s) for transaction.

Documentation GitHub OpenAPI

Operations 1

POST /transaction-footprints Calculate Transaction Footprints #

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OpenAPI Specification

openapi: 3.2.0
info:
  title: Mastercard Carbon Calculator Transaction API
  description: The Carbon Calculator API enables issuers to provide their consumers with visibility into the environmental impact based on their spending. This API allows the issuer to calculate the carbon footprint based on consumers' payment transactions using their Mastercard cards. This API can be used inside a banking application or website to provide meaningful and actionable insights.
  contact:
    name: API Support
    email: apisupport@mastercard.com
    url: https://developer.mastercard.com/support
  version: 1.2.0
servers:
- url: https://sandbox.api.mastercard.com/carbon
  description: Sandbox
- url: https://api.mastercard.com/carbon
  description: Production
tags:
- name: Transaction
paths:
  /transaction-footprints:
    post:
      tags:
      - Transaction
      summary: Calculate Transaction Footprints
      description: "Calculates carbon emission based on the payment transaction amount, the merchant category code and the AIIA code. You can send **one or more transactions** together to get the transaction footprints. <br> Below is the approach to deliver **MCC** or **AIIA** based scoring. <li><b>If only `mcc` field provided in the request with required fields :</b> MCC based scoring will be delivered.</li>\n <li><b>If `type` and `additionalInformation` field provided in the request with required fields :</b> AIIA based scoring will be delivered.</li>"
      operationId: FootprintsByTransactionData
      requestBody:
        $ref: '#/components/requestBodies/Transactions'
      responses:
        '200':
          $ref: '#/components/responses/TransactionFootprintsData'
        '400':
          $ref: '#/components/responses/BadRequestError'
        '415':
          $ref: '#/components/responses/UnsupportedMediaTypeError'
components:
  schemas:
    AdditionalInformation:
      title: AdditionalInformation
      description: Additional Information object with key value pair.
      type: object
      properties:
        key:
          type: string
          minLength: 1
          maxLength: 50
          example: aiiaCode
          description: A unique key within `AdditionalInformation` which describes a specific input. For example aiiaCode.
        value:
          type: string
          minLength: 1
          maxLength: 50
          example: '101'
          description: A value against particular key.
    TransactionFootprintsData:
      title: TransactionFootprintsData
      type: array
      description: List of transaction footprints corresponding to each transaction in Transactions request.
      minItems: 1
      maxItems: 5000
      items:
        $ref: '#/components/schemas/TransactionFootprintData'
    ErrorWrapper:
      title: ErrorWrapper
      type: object
      description: The error response object gets returned in case of any error.
      required:
      - Errors
      properties:
        Errors:
          $ref: '#/components/schemas/Errors'
    CarbonUsage:
      title: CarbonUsage
      type: object
      description: Object to hold carbon usage data.
      properties:
        carbonEmissionInGrams:
          title: carbonEmissionInGrams
          type: number
          description: The transaction's CO2 emission in grams.
          example: 48.52
        carbonEmissionInOunces:
          title: carbonEmissionInOunces
          type: number
          description: The transaction's CO2 emission in ounces.
          example: 1.71
    Error:
      title: Error
      type: object
      description: Error object which contains details about the error.
      required:
      - Source
      - ReasonCode
      - Description
      - Recoverable
      properties:
        Source:
          type: string
          description: The application name that generated this error. Every error message that is generated and returned by the gateway will have this field equal to Gateway. Other possible values are 'Carbon-Calculator' and 'Service-Provider'.
          minLength: 1
          maxLength: 100
          example: Service-Provider-Mgmt
        ReasonCode:
          type: string
          description: A unique constant identifying the error case encountered during request processing.
          minLength: 1
          maxLength: 100
          example: INVALID_REQUEST_PARAMETER
        Description:
          type: string
          description: Short description of the ReasonCode field.
          minLength: 10
          maxLength: 1000
          example: One of the request parameters is invalid, try again with correct request.
        Recoverable:
          type: boolean
          description: Indicates whether this error will always be returned for this request, or retrying could change the outcome.
          example: false
        Details:
          type: string
          description: (Optional) Where appropriate, indicates detailed information about data received and calculated during the request processing, to help the user with diagnosing errors.
          minLength: 0
          maxLength: 5000
          example: paymentCardId size must be between 36 and 36
    Errors:
      title: Errors
      type: object
      description: Error object which returns a list of Error objects.
      required:
      - Error
      properties:
        Error:
          $ref: '#/components/schemas/ErrorList'
    ErrorList:
      type: array
      minItems: 1
      items:
        $ref: '#/components/schemas/Error'
    CardBrand:
      title: CardBrand
      type: string
      minLength: 1
      maxLength: 3
      pattern: ^(MA|OTH|NC)$
      example: MA
      description: 'Brand type of the payment card through which transaction done. Possible values are,

        * MA = Mastercard branded payment card.

        * OTH = Payment card brand other than Mastercard.

        * NC = Non card based transaction.'
    Transaction:
      title: Transaction
      type: object
      description: A single payment transaction for carbon scoring.
      required:
      - transactionId
      - amount
      properties:
        transactionId:
          $ref: '#/components/schemas/TransactionId'
        type:
          $ref: '#/components/schemas/Type'
        mcc:
          type: string
          description: Merchant category code of a payment transaction that uniquely defines a merchant business.
          minLength: 1
          maxLength: 4
          pattern: ^\d{1,4}
          example: '3997'
        amount:
          $ref: '#/components/schemas/Amount'
        profile:
          $ref: '#/components/schemas/ClimateProfile'
        additionalInformation:
          type: array
          items:
            $ref: '#/components/schemas/AdditionalInformation'
    TransactionFootprintData:
      title: TransactionFootprintData
      type: object
      description: A single transaction footprint calculated for a corresponding transaction.
      allOf:
      - $ref: '#/components/schemas/TransactionFootprint'
      properties:
        cardBrand:
          $ref: '#/components/schemas/CardBrand'
        scoreStatus:
          type: string
          example: SUCCESS
          description: 'scoreStatus defines the status of carbon scoring for a given transaction. Possible values are,

            * SUCCESS = Transaction is scored successfully.

            * FAILURE = Transaction scoring is failed.'
          minLength: 5
          maxLength: 7
        errorCode:
          type: string
          example: INVALID_MCC
          description: A unique constant identifying the error case encountered during carbon scoring for a given transaction.
          minLength: 1
          maxLength: 100
        errorMessage:
          type: string
          example: MCC Provided in the request is Invalid. Kindly Request again with valid MCC.
          description: Short description of the errorCode field.
          minLength: 10
          maxLength: 1000
        profile:
          $ref: '#/components/schemas/ClimateProfile'
        classification:
          title: Classification
          type: object
          description: Classification for this transaction.
          properties:
            type:
              $ref: '#/components/schemas/ClassificationType'
            id:
              type: string
              example: '5411'
              description: specifies Id of Classification
          required:
          - id
          - type
        spendingAreaId:
          type: number
          description: Spending area id
          example: 30
    X-MC-Correlation-ID:
      type: string
      example: X-MC-Correlation-ID:5e4b7f904d2820f688c67ef9fc0035
    CurrencyCode:
      type: string
      description: Currency code as per ISO 4217
      minLength: 3
      maxLength: 3
      pattern: ^[A-Za-z]{3}$
    TransactionFootprint:
      title: TransactionFootprint
      type: object
      description: A single transaction footprint calculated for a corresponding payment transaction.
      required:
      - transactionId
      - mcc
      allOf:
      - $ref: '#/components/schemas/CarbonUsage'
      - type: object
        properties:
          transactionId:
            $ref: '#/components/schemas/TransactionId'
          mcc:
            type: string
            description: Merchant category code of a payment transaction that uniquely defines a merchant business (same as in request).
            minLength: 1
            maxLength: 4
            pattern: ^\d{1,4}
          category:
            $ref: '#/components/schemas/Category'
          scoreReference:
            type: string
            description: Score Reference defines transaction scoring type, based on which score has been generated. Possible values are MCC or AIIA.
            minLength: 3
            maxLength: 4
    ClassificationType:
      type: string
      minLength: 3
      maxLength: 5
      pattern: ^(mcc|docc|MCC|plaid)$
      example: MCC
      description: 'Classification for this transaction. Possible values are,

        * mcc * docc * MCC * plaid'
    TransactionId:
      type: string
      description: A unique ID associated with a payment transaction, For example, original payment transaction ID. The same ID will be returned in the response corresponding to its payment transaction.
      minLength: 1
      maxLength: 100
      pattern: ^[\w\-\_]{1,100}
    TransactionData:
      title: TransactionData
      type: object
      description: Object which holds information about payment transaction for carbon scoring and other properties.
      allOf:
      - $ref: '#/components/schemas/Transaction'
    ClimateProfile:
      description: Represents a Climate Profile for a User. Always use updated profile present in the response, which might include benchmarks, comparisons, insights and surveys.
      properties:
        userAttributes:
          description: Attributes defining this profile
          properties:
            country:
              type: string
              description: country of issuer
              example: IN
              minLength: 2
              maxLength: 3
            demo:
              type: number
              description: demo of user / score for user demo
              example: 65
            diet:
              type: number
              description: diet type of user
              example: 512
            energy:
              type: number
              description: energy consumption type of user
              example: 12288
            lifestyle:
              type: number
              description: lifestyle type of user
              example: 1
            transport:
              type: number
              description: transport type of user
              example: 12357
          required:
          - country
          - demo
          - diet
          - energy
          - lifestyle
          - transport
          type: object
        benchmarks:
          description: Tracks benchmarks data. This value is sourced from benchmarks API.
          type: object
          additionalProperties: true
          example:
            key1:
              key2: 1
              key3: 2
        comparisons:
          description: Tracks comparison data. This value is sourced from comparisons by id API.
          type: object
          additionalProperties: true
          example:
            key1:
              key2: 1
              key3: 2
        insights:
          description: Tracks which insights have been displayed. This value is sourced from insights by id API.
          type: object
          additionalProperties: true
          example:
            key1:
              key2: 1
              key3: 2
        created:
          description: represents creation date of user profile
          type: string
          format: date-time
          example: '2023-08-07T12:39:35.087Z'
        persona:
          description: Representation of user persona type
          type: string
          example: '5'
          minLength: 1
          maxLength: 1
        surveys:
          description: Tracks surveys data. This value is sourced from /surveys API.
          type: object
          additionalProperties: true
          example:
            key1:
              key2: 1
              key3: 2
        traits:
          description: Scores for knowledge, lifestyle, and motivation
          properties:
            knowledge:
              type: number
              example: 0.575
              description: score for user knowledge
              minLength: 1
            lifestyle:
              type: number
              example: 0.324
              description: score for user lifestyle
              minLength: 1
            motivated:
              type: number
              example: 0.617
              description: score for user motivation
              minLength: 1
          required:
          - knowledge
          - lifestyle
          - motivated
          type: object
        version:
          description: Version for this profile
          type: string
          example: 1
      required:
      - userAttributes
      - created
      - persona
      - traits
      - version
      type: object
    Transactions:
      title: Transactions
      type: array
      description: List of payment transactions from API consumer for calculating transaction footprint.
      minItems: 1
      maxItems: 5000
      items:
        $ref: '#/components/schemas/TransactionData'
      example:
      - transactionId: ee421c25-f928-4bf6-b884-3600b76b860d
        mcc: 3997
        cardBrand: OTH
        amount:
          currencyCode: USD
          value: 123
        profile:
          traits:
            knowledge: 0.65
            lifestyle: 0.445
            motivated: 0.683
          userAttributes:
            demo: 66
            diet: 256
            lifestyle: 4
            energy: 12288
            transport: 36933
            country: AX
          created: '2024-01-31T10:57:36.161Z'
          surveys:
            key1:
              key2: 1
              key3: 2
          persona: '3'
          benchmarks:
            key1:
              key2: 1
              key3: 2
          comparisons:
            key1:
              key2: 1
              key3: 2
          insights:
            key1:
              key2: 1
              key3: 2
          version: '1.0'
      - transactionId: fdc4626c-f51e-4ba6-9728-c79ac1d9aec8
        mcc: 3000
        cardBrand: OTH
        amount:
          currencyCode: USD
          value: 10.35
      - transactionId: 0218BC0251FEB8F8E063C6979E0AE0DD
        mcc: 1234
        cardBrand: OTH
        amount:
          currencyCode: USD
          value: 123
      - transactionId: odc4626c-f51e-4ba6-9728-c79ac1d9aec9
        mcc: 3997
        type: AIIA
        amount:
          value: 100
          currencyCode: USD
        cardBrand: OTH
        additionalInformation:
        - key: aiiaCode
          value: '101'
    Type:
      title: Type
      type: string
      minLength: 3
      maxLength: 4
      example: AIIA
      description: Type defines transaction scoring type, based on which score has been generated.Allowed value is AIIA.
    Category:
      title: Category
      type: object
      description: User understandable information about an MCC categorization.
      properties:
        mainCategory:
          title: mainCategory
          type: string
          description: Main category to which an MCC belongs.
          minLength: 5
          maxLength: 100
          pattern: ^[\w\-\_\&\,]+[\w\-\_\&\,\ ]{5,100}
          example: Shopping
        subCategory:
          title: subCategory
          type: string
          description: Sub-category of a category to which an MCC belongs.
          minLength: 5
          maxLength: 100
          pattern: ^[\w\-\_\&\,]+[\w\-\_\&\,\ ]{5,100}
          example: Department Store
        sector:
          title: sector
          type: string
          description: Sector of a category to which an MCC belongs.
          minLength: 5
          maxLength: 100
          pattern: ^[\w\-\_\&\,]+[\w\-\_\&\,\ ]{5,100}
          example: Specialty Retail & Services
        sectorCode:
          title: sectorCode
          type: string
          description: Unique code assigned to each sector.
          minLength: 3
          maxLength: 3
          pattern: ^\d{3}
          example: '302'
    Amount:
      title: Amount
      type: object
      description: The value and the currency of a payment transaction.
      required:
      - currencyCode
      - value
      properties:
        value:
          type: number
          description: Actual amount of a payment transaction
          maximum: 1000000000
          minimum: -1000000000
          example: 100
        currencyCode:
          $ref: '#/components/schemas/CurrencyCode'
  requestBodies:
    Transactions:
      description: List of payment transactions which needs to be scored.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Transactions'
      required: true
  responses:
    BadRequestError:
      description: This response code is returned when one or more request parameters is either missing or is invalid. A caller should update his request as per error details before trying again.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorWrapper'
          examples:
            BadRequestError:
              $ref: '#/components/examples/BadRequestError'
    TransactionFootprintsData:
      description: This response code is returned when a request is accepted and successfully processed. A corresponding response will be returned for the API caller.
      headers:
        X-MC-Correlation-ID:
          $ref: '#/components/headers/X-MC-Correlation-ID'
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/TransactionFootprintsData'
          examples:
            TransactionFootprints:
              $ref: '#/components/examples/TransactionFootprintsData'
    UnsupportedMediaTypeError:
      description: This response code is returned when the MediaType in the request is other than application/json.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorWrapper'
          examples:
            UnsupportedMediaTypeError:
              $ref: '#/components/examples/UnsupportedMediaTypeError'
  headers:
    X-MC-Correlation-ID:
      description: This id is unique per request and is used to co-relate a request to its response. Customers must share this id while raising any incident for this API.
      schema:
        $ref: '#/components/schemas/X-MC-Correlation-ID'
  examples:
    TransactionFootprintsData:
      value:
      - transactionId: ee421c25-f928-4bf6-b884-3600b76b860d
        mcc: 3997
        cardBrand: OTH
        scoreReference: MCC
        carbonEmissionInGrams: 48.52
        carbonEmissionInOunces: 1.71
        category:
          mainCategory: Leisure & Entertainment
          subCategory: Hotels & Vacation
          sector: Hotels, Motels & Resorts
          sectorCode: '604'
        scoreStatus: SUCCESS
        profile:
          traits:
            knowledge: 0.65
            lifestyle: 0.445
            motivated: 0.683
          userAttributes:
            demo: 66
            diet: 256
            lifestyle: 4
            energy: 12288
            transport: 36933
            country: AX
          created: '2024-01-31T10:57:36.161Z'
          surveys:
            key1:
              key2: 1
              key3: 2
          persona: '3'
          benchmarks:
            key1:
              key2: 1
              key3: 2
          comparisons:
            key1:
              key2: 1
              key3: 2
          insights:
            key1:
              key2: 1
              key3: 2
          version: '1.0'
        classification:
          type: mcc
          id: '5411'
        spendingAreaId: 20
      - transactionId: fdc4626c-f51e-4ba6-9728-c79ac1d9aec8
        mcc: 3000
        scoreReference: MCC
        carbonEmissionInGrams: 11941.95,
        carbonEmissionInOunces: 421.24,
        category:
          mainCategory: Transport
          subCategory: Flights
          sector: Flights
          sectorCode: '351'
      - transactionId: 0218BC0251FEB8F8E063C6979E0AE0DD
        mcc: 1234
        scoreReference: null
        scoreStatus: FAILURE
        errorCode: INVALID_MCC
        errorMessage: MCC Provided in the request is Invalid. Kindly Request again with valid MCC.
      - transactionId: odc4626c-f51e-4ba6-9728-c79ac1d9aec9
        mcc: 3997
        scoreReference: AIIA
        carbonEmissionInGrams: 27.98
        carbonEmissionInOunces: 0.99
        category:
          mainCategory: Shopping
          subCategory: Department Store
          sector: Specialty Retail & Services
          sectorCode: '302'
        scoreStatus: SUCCESS
    UnsupportedMediaTypeError:
      value:
        Errors:
          Error:
          - Source: Carbon-Calculator
            ReasonCode: UNSUPPORTED_MEDIA_TYPE
            Description: Requested media type is not supported, try again with the supported media type.
            Recoverable: false
            Details: ''
    BadRequestError:
      value:
        Errors:
          Error:
          - Source: Carbon-Calculator
            ReasonCode: INVALID_REQUEST_PARAMETER
            Description: One of the request parameters is invalid, try again with the correct request.
            Recoverable: false
            Details: 'footprintsByTransactionData.transactionData[0].mcc: size must be between 1 and 4'
          - Source: Carbon-Calculator
            ReasonCode: INVALID_REQUEST_PARAMETER
            Description: One of the request parameters is invalid, try again with the correct request.
            Recoverable: false
            Details: 'footprintsByTransactionData.transactionData[0].mcc: must match "^\d{1,4}"'
externalDocs:
  description: ISO 4217 - Currency Code
  url: https://en.wikipedia.org/wiki/ISO_4217

Mastercard Transaction API

Operations 1

Documentation

Specifications

Code Examples

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