JPMorgan Chase Consumer Profiles API

openapi: 3.2.0
info:
  title: Consumer Profile Management Consumer Profiles API
  description: The consumer profile management API provides merchant functionality to create, store, update, and maintain customer or consumer profiles.
  version: 2.4.2
  contact:
    name: Consumer Profile Management API Support
    url: https://developer.payments.jpmorgan.com/contact
servers:
- url: https://profiles-api.merchant.jpmorgan.com/api/v2/mmp
  description: PRODUCTION - OAUTH
- url: https://cat-profiles-api.merchant.jpmorgan.com/api/v2/mmp
  description: CLIENT TESTING - OAUTH
- url: https://api-mock.payments.jpmorgan.com/api/v2/mmp
  description: MOCK
security:
- BearerAuth: []
tags:
- name: Consumer Profiles
  description: Consumer Profiles API
paths:
  /consumer-profiles:
    post:
      summary: Create a consumer profile
      operationId: v1PostConsumerProfiles
      tags:
      - Consumer Profiles
      description: Create a consumer profile using the consumer details.
      parameters:
      - name: merchantIdentifier
        in: header
        required: true
        schema:
          type: string
        description: Identifies a unique entity for transaction processing at the lowest level of the account hierarchy of the backend proprietary merchant acquiring processing platform. This level organizes transaction types for submission, funding, and reporting.
        examples:
          Create Consumer profile:
            value: '993371390059'
      - name: correlationIdentifier
        in: header
        schema:
          type: string
        description: A unique key produced by the initial entry of a customer by the originating source system, that will provide a linkage between independent events. This will allow events from multiple applications to be linked together to represent a single string of events or a customer contact experience. This field should be considered generic (aka ability to use for document event tracking) to allow correlation of events not specific to customer contacts. This is unique per customer experience and should be passed between applications.
        examples:
          Create Consumer profile:
            value: 6d66f2e5-ad81-4848-9884-d5ff32ee7690
      - name: requestIdentifier
        in: header
        schema:
          type: string
        description: Unique request identifier to track the request through application programming interface(API) .
      - name: userIdentifier
        in: header
        schema:
          type: string
        description: The identifier (id) of the user who created the object or inserted the row. This could be the Firm’s Standard Identifier, or the identifier of a batch/functional process.
        examples:
          Create Consumer profile:
            value: test
      - name: applicationIdentifier
        in: header
        schema:
          type: string
        description: Identifies a unique occurrence of an application which can be a combination of in-house-developed software and/or vendor products that are designed to process, store or transmit the Firm's data.
      requestBody:
        description: Create a Consumer Profile
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/consumerProfile'
            examples:
              Create Consumer profile:
                value:
                  externalConsumerProfileIdentifier: 3456789fghuj
                  cardOnFileReferenceNumber: '123'
                  profileStatus: ACTIVE
                  consumerProfileAddresses:
                  - firstName: John
                    lastName: Doe
                    consumerAssignedAddressName: Work
                    primaryAddressIndicator: true
                    addressType: SHIPPING
                    line1: 400 Elton Farm
                    line2: Apt 123
                    city: Glen Mills
                    state: PA
                    postalCode: '19342'
                    countryCode: USA
                    addressStatus: ACTIVE
                  profilePaymentMethod:
                    cardList:
                    - cardExpirationMonthYearNumber: 01/2025
                      accountNumber: '1234561111119999'
                      accountStatus: ACTIVE
                      cardType: MC
                      firstName: TestFirst
                      lastName: TestLast
                  communication:
                    phoneList:
                    - phoneNumber: '8888888828'
                      countryCode: '1'
                      phoneNumberType: Home
                    emailList:
                    - emailAddress: john.doe.x@gmail.com
                      emailAddressType: Home
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/consumerProfileResponse'
        '400':
          description: Bad Request
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
        '401':
          description: Unauthorized
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/adfsError'
        '403':
          description: Forbidden
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
        '404':
          description: Not Found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
        '408':
          description: Timeout Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
        '500':
          description: Internal Server Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
        '503':
          description: Service Unavailable
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
        '504':
          description: Gateway Timeout
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
  /consumer-profiles/{consumer-profile-id}:
    patch:
      summary: Update a consumer profile
      operationId: v1PatchConsumerProfiles
      tags:
      - Consumer Profiles
      description: Update a consumer profile using the consumer profile ID.
      parameters:
      - name: consumer-profile-id
        in: path
        required: true
        schema:
          type: string
        description: Identifies a unique occurrence of a merchant's customer profile
        examples:
          Update Consumer profile:
            value: PACJGQ
      - name: merchantIdentifier
        in: header
        required: true
        schema:
          type: string
        description: Identifies a unique entity for transaction processing at the lowest level of the account hierarchy of the backend proprietary merchant acquiring processing platform. This level organizes transaction types for submission, funding, and reporting.
        examples:
          Update Consumer profile:
            value: '993371390059'
      - name: correlationIdentifier
        in: header
        schema:
          type: string
        description: A unique key produced by the initial entry of a customer by the originating source system, that will provide a linkage between independent events. This will allow events from multiple applications to be linked together to represent a single string of events or a customer contact experience. This field should be considered generic (aka ability to use for document event tracking) to allow correlation of events not specific to customer contacts. This is unique per customer experience and should be passed between applications.
        examples:
          Update Consumer profile:
            value: 6d66f2e5-ad81-4848-9884-d5ff32ee7690
      - name: requestIdentifier
        in: header
        schema:
          type: string
        description: Unique request identifier to track the request through application programming interface(API) .
      - name: userIdentifier
        in: header
        schema:
          type: string
        description: The identifier (id) of the user who created the object or inserted the row. This could be the Firm’s Standard Identifier, or the identifier of a batch/functional process.
        examples:
          Update Consumer profile:
            value: test
      - name: applicationIdentifier
        in: header
        schema:
          type: string
        description: Identifies a unique occurrence of an application which can be a combination of in-house-developed software and/or vendor products that are designed to process, store or transmit the Firm's data.
      requestBody:
        description: Update a Consumer Profile
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/updateConsumerProfile'
            examples:
              Update Consumer profile:
                value:
                  cardOnFileReferenceNumber: 3456789fghuj
                  firstName: John
                  lastName: Doe
                  profileStatus: ACTIVE
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/consumerProfileResponse'
        '400':
          description: Bad Request
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
        '401':
          description: Unauthorized
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/adfsError'
        '403':
          description: Forbidden
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
        '404':
          description: Not Found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
        '408':
          description: Timeout Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
        '500':
          description: Internal Server Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
        '503':
          description: Service Unavailable
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
        '504':
          description: Gateway Timeout
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
    get:
      summary: Retrieve a consumer profile
      operationId: v1GetConsumerProfiles
      tags:
      - Consumer Profiles
      description: Retrieve a consumer profile using the consumer profile ID.
      parameters:
      - name: consumer-profile-id
        in: path
        required: true
        schema:
          type: string
        description: Identifies a unique occurrence of a merchant's customer profile
        examples:
          Success:
            value: PACJGQ
      - name: merchantIdentifier
        in: header
        required: true
        schema:
          type: string
        description: Identifies a unique entity for transaction processing at the lowest level of the account hierarchy of the backend proprietary merchant acquiring processing platform. This level organizes transaction types for submission, funding, and reporting.
        examples:
          Success:
            value: '993371390059'
      - name: correlationIdentifier
        in: header
        schema:
          type: string
        description: A unique key produced by the initial entry of a customer by the originating source system, that will provide a linkage between independent events. This will allow events from multiple applications to be linked together to represent a single string of events or a customer contact experience. This field should be considered generic (aka ability to use for document event tracking) to allow correlation of events not specific to customer contacts. This is unique per customer experience and should be passed between applications.
        examples:
          Success:
            value: 6d66f2e5-ad81-4848-9884-d5ff32ee7690
      - name: requestIdentifier
        in: header
        schema:
          type: string
        description: Unique request identifier to track the request through application programming interface(API) .
      - name: applicationIdentifier
        in: header
        schema:
          type: string
        description: Identifies a unique occurrence of an application which can be a combination of in-house-developed software and/or vendor products that are designed to process, store or transmit the Firm's data.
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/consumerProfileResponse'
        '400':
          description: Bad Request
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
        '401':
          description: Unauthorized
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/adfsError'
        '403':
          description: Forbidden
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
        '404':
          description: Not Found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
        '408':
          description: Timeout Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
        '500':
          description: Internal Server Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
        '504':
          description: Gateway Timeout
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
    delete:
      summary: Delete a consumer profile
      operationId: v1DeleteConsumerProfiles
      tags:
      - Consumer Profiles
      description: Delete a consumer profile using the consumer profile ID.
      parameters:
      - name: consumer-profile-id
        in: path
        required: true
        schema:
          type: string
        description: Identifies a unique occurrence of a merchant's customer profile
        examples:
          Success:
            value: PACJGQ
      - name: merchantIdentifier
        in: header
        required: true
        schema:
          type: string
        description: Identifies a unique entity for transaction processing at the lowest level of the account hierarchy of the backend proprietary merchant acquiring processing platform. This level organizes transaction types for submission, funding, and reporting.
        examples:
          Success:
            value: '993371390059'
      - name: correlationIdentifier
        in: header
        schema:
          type: string
        description: A unique key produced by the initial entry of a customer by the originating source system, that will provide a linkage between independent events. This will allow events from multiple applications to be linked together to represent a single string of events or a customer contact experience. This field should be considered generic (aka ability to use for document event tracking) to allow correlation of events not specific to customer contacts. This is unique per customer experience and should be passed between applications.
        examples:
          Success:
            value: 6d66f2e5-ad81-4848-9884-d5ff32ee7690
      - name: requestIdentifier
        in: header
        schema:
          type: string
        description: Unique request identifier to track the request through application programming interface(API) .
      - name: userIdentifier
        in: header
        schema:
          type: string
        description: The identifier (id) of the user who created the object or inserted the row. This could be the Firm’s Standard Identifier, or the identifier of a batch/functional process.
        examples:
          Success:
            value: test
      - name: applicationIdentifier
        in: header
        schema:
          type: string
        description: Identifies a unique occurrence of an application which can be a combination of in-house-developed software and/or vendor products that are designed to process, store or transmit the Firm's data.
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
              examples:
                Success:
                  value:
                    responseStatus: SUCCESS
                    responseCode: ACCEPTED
                    responseMessage: Request Accepted
        '400':
          description: Bad Request
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
        '401':
          description: Unauthorized
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/adfsError'
        '403':
          description: Forbidden
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
        '404':
          description: Not Found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
        '408':
          description: Timeout Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
        '500':
          description: Internal Server Error
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
        '503':
          description: Service Unavailable
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
        '504':
          description: Gateway Timeout
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/messages'
components:
  schemas:
    middleName:
      description: 'That part of an individual''s name generally positioned between the first and family names, as a second given name or a maternal surname. (NOTE: in some instances, an individual may have multiple middle names)'
      type: string
      pattern: '[\p{L}\p{P}0-9'' ]*$'
      maxLength: 70
      example: James
    phone:
      description: Phone Information
      type: object
      required:
      - phoneNumber
      - countryCode
      properties:
        phoneNumber:
          description: 'A locator whose value identifies the formatted numeric address for routing voice or data communications via telephony, to reach a party. NOTE: Telephone number formats may vary; this field can include domestic and international telephone numbers.'
          type: string
        countryCode:
          description: The telephone dialing prefix for a member country in the International Telecommunication Union (ITU) that is defined by the ITU-T E.164 standard. The code is a combination of one, two or three digits identifying a specific country, countries in an integrated numbering plan, or a specific geographic area.
          type: string
        phoneNumberType:
          description: Codifies the type of formatted numeric address for routing voice or data communications via telephony to reach a party.
          type: string
        communicationIdentifier:
          description: Internal Identifier generated by firm for each phone information for a consumer stored in the system.
          type: string
          readOnly: true
    sepa:
      description: Sepa Payment Information
      type: object
      properties:
        paymentMethodId:
          $ref: '#/components/schemas/paymentMethodId'
        last4AccountNumber:
          $ref: '#/components/schemas/last4AccountNumber'
        internationalBankAccountNumber:
          description: Identifies the International Bank Account Number (IBAN) for the account.  IBAN is an internationally agreed system of identifying bank accounts across national borders to facilitate the communication and processing of cross border transactions with a reduced risk of transcription errors. Based on ISO 13616 standards, the IBAN consists of up to 34 alphanumeric characters, comprising a country code, two check digits and a long and detailed bank account-number. The check digits enable a sanity check of the bank account number to confirm its integrity before submitting a transaction.
          type: string
          writeOnly: true
        internationalBusinessIdentifierCode:
          description: Codifies the unique value that identifies a particular bank in the worldwide economy. The 8 to 11 digit code is based on ISO 9362 standards. This code has several aliases including SWIFT Code, SWIFT Bank Code and Bank Identification Code (BIC). ISO 9362:2014 specifies the elements and structure of a universal identifier code for financial and non-financial institutions where an international identifier is required to facilitate automated processing of information for financial services.  The BIC is used for addressing messages, routing business transactions and identifying business parties. This Standard applies to organizations and excludes individual persons.
          type: string
        accountStatus:
          $ref: '#/components/schemas/accountStatus'
        mandateList:
          type: array
          minItems: 0
          description: List of mandate information
          items:
            $ref: '#/components/schemas/mandate'
        firstName:
          $ref: '#/components/schemas/firstName'
        middleName:
          $ref: '#/components/schemas/middleName'
        lastName:
          $ref: '#/components/schemas/lastName'
        consumerProfileAddress:
          $ref: '#/components/schemas/consumerProfileAddress'
        addressIdentifier:
          $ref: '#/components/schemas/addressIdentifier'
    state:
      description: 'Classifies a geographic area that represents a first level, legal and political subdivision of a country; it should be in the ISO 3166-2 format. For Example: the parish "Andorra la Vella" in Andorra will be represented as 07.   similarly the province "Bengo" in Angola will be represented as "BGO". state Texas in USA is represnted as "TX" etc.,'
      type: string
      pattern: ^[A-Za-z0-9]+([\s-]+[A-Za-z0-9]+)*$
      minLength: 1
      maxLength: 3
      example: PA
    consumerPreferredPaymentNetwork:
      description: The consumer’s chosen card network to route eligible transactions when multiple networks are available. Valid Values are VI,MC, CB
      type: string
      enum:
      - VI
      - MC
      - CB
    createTimestamp:
      description: Designates the hour, minute and second in a specific day when the record was created.
      type: string
      readOnly: true
    encryptedPayload:
      description: Encrypted message details have been rendered unreadable by general means through the application of a given set of instructions and a key.
      type: string
      example: IzxSm6YWehmlLvk5HY/rsl4hhWuorOG7R6ERP0fqzTokMhS5JtyAU8ajPIu/aHcbOxYQOhvk/K+3n6N7SbEKgSuT100YFmeIKh3IkSLa4u1/1Y4Z9y5bqZFPxd8IcQnuR8HZKgJDHCXQzDDYP4JBMtqZQzRztzsIfa4eoOnGuZCc2s+WxGap4iv92vPj8tAHonvSE9t0ByUCBLgfvu25GR0eJb6UM8nBvxP2/qBSElOuyLo80enrZ6tlp3xtpBEV8oeOc9iLSmalayfD7JQxZXd2cWA/sZPWn4VGIj7Dt05NYE/iFZrw2VOa2hOJ4/4dOGS1KJzhw+RPRufhadAF96k7O3LwbMphcM9sZLN/Y/LSqVFGzIq6ZlrnOwcxzvjNqw4ccNl4v3eehL4TRRgfF3LirV56BeADzJmq0pB3W/vu
    cardExpirationMonthYearNumber:
      description: A number in the form of Month/Year that is displayed on a card (Debit/Credit).  This number is used for the date which is no longer in effect for transactions being processed at the Point of Sale.
      type: string
      pattern: (0[1-9]|1[0-2])[/][0-9][0-9][0-9][0-9]
      example: 02/2024
    accountStatus:
      description: Codifies the current status of the card.
      type: string
      example: ACTIVE
      enum:
      - ACTIVE
      - INACTIVE
      - PENDING
      - ERRORED
      - SUSPENDED
      - VERIFICATION_FAILED
    consumerAssignedAddressName:
      description: A short label defined by the consumer that will allow them to refer to the address by name.  E.g Home , Office , JohnDoe_Home
      type: string
      pattern: ^[^<>]*$
      maxLength: 75
    paymentMethodId:
      description: Identifies a unique occurrence of the type of payment accepted by a level of the hierarchy of the merchant acquiring account.
      type: string
      readOnly: true
    responseStatus:
      description: Request result status.
      type: string
      readOnly: true
      example: SUCCESS
      enum:
      - SUCCESS
      - ERROR
    consumerProfileAddress:
      description: Address Information used for consumer profile
      type: object
      writeOnly: true
      properties:
        firstName:
          $ref: '#/components/schemas/firstName'
        lastName:
          $ref: '#/components/schemas/lastName'
        consumerAssignedAddressName:
          $ref: '#/components/schemas/consumerAssignedAddressName'
        primaryAddressIndicator:
          $ref: '#/components/schemas/primaryAddressIndicator'
        addressType:
          $ref: '#/components/schemas/addressType'
        line1:
          $ref: '#/components/schemas/line1'
        line2:
          $ref: '#/components/schemas/line2'
        city:
          $ref: '#/components/schemas/city'
        state:
          $ref: '#/components/schemas/state'
        postalCode:
          $ref: '#/components/schemas/postalCode'
        countryCode:
          $ref: '#/components/schemas/countryCode'
        addressStatus:
          $ref: '#/components/schemas/addressStatus'
    message:
      description: Provides textual description of a problem that has occurred and which is preventing the system from completing a task. Messages can be a  confirmation, warning or notification, and can trigger the system to apply a customized default value or override to a field, record or file, halt or postpone processing, or skip or reject the entry generating the problem. Messages can be displayed on-screen in the user interface or in reporting.
      type: string
    financialInstitutionRoutingNumber:
      description: Identifies the routing and transit number assigned by an administrative body to formally identify a chartered financial institution (bank) within a given country or common financial market for performing domestic transfers of funds to or from that institution's client accounts. Within the United States, this is known as the American Bankers Association Routing Number, and within Australia, this is known as a Bank State Branch Number. This common data element will house those two examples, along with the equivalent for any other country or financial market.
      type: string
    first6CardNumber:
      description: Identifies the first six digits of the primary account number of a credit, debit or pre-paid card. As of 2017, this does not necessarily align to the Issuer Identification Number (IIN).  IIN is also referred to as Bank Identification Number (BIN).
      type: string
      readOnly: true
    lastName:
      description: 'That part of an individual’s name generally placed at the end of the given name. The last name is also known as the surname or family name. (Note: name conventions may be different based on practices in different countries. Some countries use two or more last names; in other countries, the family name is placed before a person’s given name; in some countries, it is common for people to have only one name or a mononym.)'
      type: string
      pattern: '[\p{L}\p{P}0-9'' ]*$'
      maxLength: 70
      example: Babbitt
    line1:
      description: 'A portion of a party''s address which is the line of the unstructured (unparsed) geographic street address containing any of the following: house number, street name, street direction, street type, dwelling type and number, PO Box number, rural delivery route number.'
      type: string
      pattern: ^[^<>{}]*$
      maxLength: 100
      example: 400 Elton Farm
    encryptedPaymentHeader:
      description: Header information used on digital payment methods such as ApplePay, GooglePay and Paze in the Encrypted format.
      type: object
      properties:
        ephemeralPublicKey:
          description: Provides textual information about a cipher key for exchanging data via an associated string or byte image. This is a public key generated by the merchant and shared with Firm. In this context, this key is called ephemeral for its short life span.
          type: string
        publicKeyHash:
          description: This is the hash output using a hash function for the Ephemeral Public Key.
          type: string
          example: MUwkjyUBpyRiZTVMUrIzA6+SIrr9mV8nNct6YO0rGNg=
        walletTransactionId:
          description: Identifies a unique occurrence of a transaction.
          type: string
        walletApplicationData:
          description: Contain the data provided by merchant to the wallet provider.
          type: string
    fullName:
      description: Name of accoundholder business name.
      type: string
      pattern: '[\p{L}\p{P}0-9'' ]*$'
      maxLength: 70
    externalConsumerProfileIdentifier:
      description: 'Identifies a unique occurrence of a consumer maintained by the merchant or a vendor. Consumer profile contains information relevant to processing transactions such as name, address, account and payment methods information.Alpha characters are always stored in UPPERCASE. The valid characters include: • abcdefghijklmnopqrstuvwxyz • ABCDEFGHIJKLMNOPQRSTUVWXYZ • 0123456789 • - , $ @ &amp;  and a space character Notes: • A space character cannot be the leading character. • An ampersand must be sent as &amp; • Double ampersands (&amp;&amp;) are not supported.'
      type: string
      maxLength: 36
      writeOnly: true
    validationMessage:
      description: Object containing information about transaction validation.
      type: object
      required:
      - code
      - message
      properties:
        code:
          $ref: '#/components/schemas/code'
        message:
          $ref: '#/components/schemas/message'
        entity:
          description: The name given to the module or program where the error was generated.
          type: string
    requestId:
      description: Unique request identifier to track the request through application programming interface(API) .
      type: string
    postalCode:
      description: The portion of a party’s address that is the encoded representation of a geographic area to facilitate mail delivery services.
      type: string
      pattern: ^[a-zA-Z0-9]+([-\s]*)[a-zA-Z0-9]+$
      minLength: 3
      maxLength: 12
      example: '19342'
    consumerProfileResponse:
      description: Consumer Profile Response Object
      type: object
      properties:
        requestId:
          $ref: '#/components/schemas/requestId'
        consumerProfileId:
          description: Identifies a unique occurrence of a consumer maintained in the firm as requested by merchant. Consumer profile contains information relevant to processing transactions such as name, address, account and payment methods information.
          type: string
          readOnly: true
        consumerProfileUniqueId:
          $ref: '#/components/schemas/consumerProfileUniqueId'
        cardOnFileReferenceNumber:
          description: Identifies a cardholder account profile which allows cardholder data (including, but not limited to, an account number or payment token) to be stor

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# Full source: https://raw.githubusercontent.com/api-evangelist/jp-morgan-chase/refs/heads/main/openapi/jp-morgan-chase-consumer-profiles-api-openapi.yml