JPMorgan Chase Account Statements API

openapi: 3.2.0
info:
  title: J.P. Morgan Business Direct Connect Account Statements API
  version: 6.5.1
  description: Connect to retrieve account details, transactions, payment network information, and statements for eligible USD-denominated US checking, savings, and money market accounts using the Financial Data Exchange (FDX) standard with secure, paginated access and lightweight or detailed responses.
  contact:
    name: J.P. Morgan Corporate FDX Support
    email: jpmorgan.business.direct.connect.support@jpmorgan.com
servers:
- url: https://api.payments.jpmorgan.com/fdx/v6
  description: PRODUCTION - OAUTH
- url: https://api-mock.payments.jpmorgan.com/fdx/v6
  description: MOCK
tags:
- name: Account Statements
paths:
  /accounts/{accountId}/statements:
    get:
      operationId: searchForAccountStatements
      tags:
      - Account Statements
      description: 'Get account statements. Example: GET /accounts/{accountId}/statements?startTime=value1 endTime=value2'
      summary: Search for statements
      parameters:
      - $ref: '#/components/parameters/FapiInteractionIdHeader'
      - $ref: '#/components/parameters/FdxApiActorTypeHeader'
      - $ref: '#/components/parameters/FdxApiDataProviderIdHeader'
      - $ref: '#/components/parameters/FdxApiDataRecipientIdHeader'
      - $ref: '#/components/parameters/AccountIdPath'
      - $ref: '#/components/parameters/StartTimeQuery'
      - $ref: '#/components/parameters/EndTimeQuery'
      - $ref: '#/components/parameters/OffsetQuery'
      - $ref: '#/components/parameters/PageKeyQuery'
      - $ref: '#/components/parameters/LimitQuery'
      responses:
        '200':
          description: Paginated list of available statements. The header `fdx-api-actor-type` supports only the value `BATCH`.
          headers:
            x-fapi-interaction-id:
              $ref: '#/components/parameters/FapiInteractionIdHeader'
            fdx-api-actor-type:
              $ref: '#/components/parameters/FdxApiActorTypeHeader'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Statements'
              examples:
                Search for statements success response:
                  value:
                    page:
                      nextOffset: '2'
                      totalElements: 3
                    links:
                      next:
                        href: https://api.fi.com/fdx/v6/accounts/c5e38f3375cb5f9225ab4dbf05ddcb9ed3faf2d29ebe0d4de47cbd7eb5e9594f/statements?startTime=2020-04-01&endTime=2024-11-30&offset=2&limit=1
                        action: GET
                        rel: next
                        types:
                        - application/json
                    statements:
                    - accountId: c5e38f3375cb5f9225ab4dbf05ddcb9ed3faf2d29ebe0d4de47cbd7eb5e9594f
                      statementId: '%7BED9BEB13-C98B-337C-9388-DC7B041A7039%7D'
                      statementDate: '2024-01-31'
                      links:
                      - href: https://api.fi.com/fdx/v6/accounts/c5e38f3375cb5f9225ab4dbf05ddcb9ed3faf2d29ebe0d4de47cbd7eb5e9594f/statements/%7BED9BEB13-C98B-337C-9388-DC7B041A7039%7D
                        action: GET
                        rel: self
                        types:
                        - application/pdf
                      status: AVAILABLE
        '400':
          description: 'Bad Request


            **List of Error codes and Usage explanations.**

            | Error Code      |           Usage                                                                                                                       |

            | --------------  |---------------------------------------------------------------------------------------------------------------------------------------|

            | 401             | Invalid Input, 11001:Input in Request for Client ID {0}. {1}                                                                          |

            | 702             | Invalid start or end date, 16002:Start or end date value is not in the ISO 8601 format for Account {0} startDate {1}, endDate {2}     |

            | 703             | Invalid date range, 16004:End Date cannot be before the Start Date in Request for Account {0} startDate {1}, endDate {2}              |'
          headers:
            x-fapi-interaction-id:
              $ref: '#/components/parameters/FapiInteractionIdHeader'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
              examples:
                Invalid start or end date:
                  value:
                    code: '702'
                    message: Invalid start or end date
                    debugMessage: Provider custom developer-level error details for troubleshooting
                Invalid date range:
                  value:
                    code: '703'
                    message: Invalid date range
                    debugMessage: Provider custom developer-level error details for troubleshooting
        '401':
          $ref: '#/components/responses/401'
        '403':
          $ref: '#/components/responses/403'
        '404':
          description: 'Not Found


            **List of Error codes and Usage explanations.**

            | Error Code      |           Usage                                                           |

            | --------------  |---------------------------------------------------------------------------|

            | 701             | Account not found, 12001:Account not found for Client ID {0}. {1}         |'
          headers:
            x-fapi-interaction-id:
              $ref: '#/components/parameters/FapiInteractionIdHeader'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
              examples:
                Account not found:
                  value:
                    code: '701'
                    message: Account not found
                    debugMessage: Provider custom developer-level error details for troubleshooting
        '500':
          $ref: '#/components/responses/500'
        '503':
          $ref: '#/components/responses/503'
  /accounts/{accountId}/statements/{statementId}:
    get:
      operationId: getAccountStatement
      tags:
      - Account Statements
      description: 'Gets a PDF account statement.  Note: This endpoint does not validate statement content.'
      summary: Get an account statement
      parameters:
      - $ref: '#/components/parameters/FapiInteractionIdHeader'
      - $ref: '#/components/parameters/FdxApiActorTypeHeader'
      - $ref: '#/components/parameters/FdxApiClientPublicKeyHeader'
      - $ref: '#/components/parameters/FdxApiDataProviderIdHeader'
      - $ref: '#/components/parameters/FdxApiDataRecipientIdHeader'
      - $ref: '#/components/parameters/AccountIdPath'
      - $ref: '#/components/parameters/StatementIdPath'
      responses:
        '200':
          description: A pdf image of an account statement. The header `fdx-api-actor-type` supports only the value `BATCH`.
          headers:
            x-fapi-interaction-id:
              $ref: '#/components/parameters/FapiInteractionIdHeader'
            fdx-api-actor-type:
              $ref: '#/components/parameters/FdxApiActorTypeHeader'
          content:
            application/pdf:
              schema:
                description: A pdf image of an account statement
                type: string
                format: binary
        '400':
          description: 'Bad Request


            **List of Error codes and Usage explanations.**

            | Error Code      |           Usage                                                                                          |

            | --------------  |----------------------------------------------------------------------------------------------------------|

            | 401             | Invalid Input, 11001:Input in Request for Client ID {0}. {1}                                             |'
          headers:
            x-fapi-interaction-id:
              $ref: '#/components/parameters/FapiInteractionIdHeader'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
              examples:
                Invalid Input:
                  value:
                    code: '401'
                    message: Invalid Input
                    debugMessage: Provider custom developer-level error details for troubleshooting
        '401':
          $ref: '#/components/responses/401'
        '403':
          $ref: '#/components/responses/403'
        '404':
          description: 'Not Found


            **List of Error codes and Usage explanations.**

            | Error Code      |           Usage                                                                                                                   |

            | --------------  |-----------------------------------------------------------------------------------------------------------------------------------|

            | 701             | Account not found, 12001:Account not found for Client ID {0}. {1}                                                                 |

            | 1104            | Statement id not found for given Account,16008: Statement id not found for Account {0}                                            |'
          headers:
            x-fapi-interaction-id:
              $ref: '#/components/parameters/FapiInteractionIdHeader'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
              examples:
                Account not found:
                  value:
                    code: '701'
                    message: Account not found
                    debugMessage: Provider custom developer-level error details for troubleshooting
                Statement id not found for Account:
                  value:
                    code: '1104'
                    message: Statement id not found for Account
                    debugMessage: Provider custom developer-level error details for troubleshooting
        '500':
          $ref: '#/components/responses/500'
        '503':
          $ref: '#/components/responses/503'
components:
  schemas:
    PageMetadata:
      title: Page Metadata
      description: Offset IDs for paginated result sets
      type: object
      properties:
        nextOffset:
          type: string
          example: '2'
          description: Opaque identifier. Does not need to be numeric or have any specific pattern. Implementation specific Offset based pagination is not supported for /transactions.
        prevOffset:
          type: string
          example: '1'
          description: Opaque identifier. Does not need to be numeric or have any specific pattern. Implementation specific Offset based pagination is not supported for /transactions.
        totalElements:
          type: integer
          example: 3
          description: Total number of elements , can be used to validate against total number of elements returned in paginated response(s)
    ErrorContext:
      x-tags:
      - common-error-model
      - common-components
      type: object
      required:
      - message
      properties:
        code:
          type: string
          description: JPMC Short code that identifies the error - publicly cataloged and documented
          minLength: 5
          maxLength: 5
          pattern: ^[0-9]+$
        message:
          type: string
          description: Human readable textual description of the error
          minLength: 1
          maxLength: 99
        location:
          type: string
          title: The component of the request impacted, can either be 'body', 'query', 'header', or 'path'
          description: The location of the error occurred in the request.
          minLength: 1
          maxLength: 99
          enum:
          - BODY
          - PATH
          - QUERY
          - HEADER
        field:
          type: string
          description: The field which caused the error. Where the location of the error occurred is BODY, the field would contain the JSON Path expression
          minLength: 1
          maxLength: 99
          pattern: ^[\$0-9a-zA-Z-_.()\[\]{}'"\s@=><!?,]+$
        additionalContext:
          $ref: '#/components/schemas/AdditionalContext'
      description: Error Context
    DocumentStatus:
      title: Document Status
      description: Defines the status of a document. Includes JPMC-specific value `TOOLARGE_DO_NOT_DOWNLOAD` to indicate that the document is too large and should not be downloaded.
      type: string
      enum:
      - AVAILABLE
      - TOOLARGE_DO_NOT_DOWNLOAD
    Identifier:
      title: Identifier
      description: Value for a unique identifier
      type: string
      maxLength: 256
      example: 5ff6a4b6fd9f4607c0a7ca0f037c62018693f940836d69b31d664f2257f4c623
    AdditionalContext:
      type: array
      description: Additional details about the error based on a standard (e.g. ISO or Clearing codes)
      items:
        $ref: '#/components/schemas/StandardCodeContext'
      minItems: 1
      maxItems: 5
    StandardCodeContext:
      type: object
      required:
      - code
      - message
      - type
      properties:
        type:
          title: CategoryType
          type: string
          description: "Category of the error code such as Business  21000 Invalid Access Token \n|Category Type | Description\n|--------------|-----------------\n|Business 21000 | Invalid Request, Client ID {ClientIdName} not valid\n|Server 22002 | Error connecting to Account Product Service for Client Id {ClientIdName}, account Id {accountHashId} for retrieving account details"
          minLength: 2
          maxLength: 16
        code:
          type: string
          description: Short code that identifies the error - publicly cataloged and documented
          minLength: 2
          maxLength: 10
          pattern: ^[a-zA-Z0-9]+$
        message:
          type: string
          description: Human readable textual description of the error
          minLength: 1
          maxLength: 99
    HateoasLink:
      title: HATEOAS Link
      description: REST application constraint (Hypermedia As The Engine Of Application State)
      required:
      - href
      type: object
      properties:
        href:
          type: string
          format: uri-reference
          description: URL to invoke the action on the resource
          example: https://api.fi.com/fdx/v4/accounts/12345
        action:
          description: HTTP Method to use for the request
          $ref: '#/components/schemas/HttpAction'
        rel:
          description: Relation of this link to its containing entity, as defined by and with many example relation values at [IETF RFC5988](https://datatracker.ietf.org/doc/html/rfc5988)
          type: string
        types:
          type: array
          minItems: 0
          items:
            $ref: '#/components/schemas/ContentTypes'
    HateoasLinks:
      title: HATEOAS Links array
      description: Links relative to this containing entity
      type: array
      minItems: 0
      items:
        $ref: '#/components/schemas/HateoasLink'
    ActorType:
      title: FDX API Actor Type
      description: 'This parameter is optional. The API only supports BATCH operations. default: BATCH'
      type: string
      default: BATCH
      enum:
      - BATCH
      - USER
    Error:
      title: Error
      description: An error entity which can be used at the API level for error responses or at the account level to indicate a problem specific to a particular account
      type: object
      properties:
        code:
          type: string
          description: Long term persistent identifier which can be used to trace error condition back to log information
          example: '601'
        message:
          type: string
          description: End user displayable information which might help the customer diagnose an error
          example: Customer not found
        debugMessage:
          type: string
          description: Message used to debug the root cause of the error. Contents should not be used in consumer's business logic. Can change at any time and should only be used for consumer to communicate with the data provider about an issue. Provider can include an error GUID in message for their use.
          example: 11005:Invalid Customer - Customer Not Found for Client ID A_JPMC_CB_777_SIT_114355
    Statements:
      title: An array of statements
      description: A paginated array of account statements
      type: object
      allOf:
      - $ref: '#/components/schemas/PaginatedArray'
      - type: object
        properties:
          statements:
            type: array
            minItems: 0
            description: An array of Statement, each with its HATEOAS link to retrieve the account statement
            items:
              $ref: '#/components/schemas/Statement'
    PaymentError:
      type: object
      x-tags:
      - common-error-model
      - common-components
      title: Error
      description: Common Error Model
      properties:
        title:
          type: string
          title: Short humanly-readable title of the error.
          minLength: 1
          maxLength: 100
        httpStatus:
          type: integer
          default: 400
          title: HTTP Status Code
        traceId:
          type: string
          title: JPMC Assigned traced identifier
        requestId:
          type: string
          title: The 'client originated' requestId
        context:
          type: array
          title: Provides additional context and detail on the validation errors
          items:
            $ref: '#/components/schemas/ErrorContext'
          minItems: 1
          maxItems: 100
      required:
      - title
      readOnly: true
    PageMetadataLinks:
      title: Page Metadata Links
      description: Resource URLs for retrieving next or previous datasets
      type: object
      properties:
        next:
          $ref: '#/components/schemas/HateoasLink'
          description: Resource URL for retrieving next dataset
        prev:
          $ref: '#/components/schemas/HateoasLink'
          description: Resource URL for retrieving previous dataset. It is not supported for /transactions, which only supports forward traversal.
    HttpAction:
      title: HTTP Action Type
      description: HTTP Methods to use for requests
      type: string
      enum:
      - DELETE
      - GET
      - PATCH
      - POST
      - PUT
    DateString:
      title: Date String
      description: ISO 8601 full-date in format 'YYYY-MM-DD' according to [IETF RFC3339](https://xml2rfc.tools.ietf.org/public/rfc/html/rfc3339.html#anchor14)
      type: string
      format: date
      maxLength: 10
      example: '2021-07-15'
    ContentTypes:
      title: Content Types
      description: Types of document formats. (Suggested values)
      type: string
      enum:
      - application/json
      - application/pdf
      - application/zip
      - image/gif
      - image/jpeg
      - image/png
      - image/tiff
    PaginatedArray:
      title: Paginated Array
      description: Base class for results that may be paginated
      type: object
      properties:
        page:
          $ref: '#/components/schemas/PageMetadata'
          description: Offset IDs for navigating result sets
        links:
          $ref: '#/components/schemas/PageMetadataLinks'
          description: Resource URLs for navigating result sets
    Statement:
      title: Statement entity
      description: An account statement
      type: object
      properties:
        accountId:
          $ref: '#/components/schemas/Identifier'
          description: Corresponds to accountId in Account entity
        statementId:
          $ref: '#/components/schemas/Identifier'
          description: Long-term persistent identity of the statement
        statementDate:
          $ref: '#/components/schemas/DateString'
          description: Date of the statement
        links:
          $ref: '#/components/schemas/HateoasLinks'
          description: The links to retrieve this account statement, or to invoke other APIs
        status:
          $ref: '#/components/schemas/DocumentStatus'
          description: Availability status of statement
  parameters:
    EndTimeQuery:
      name: endTime
      in: query
      description: End time for use in retrieval of elements (ISO 8601). This parameter is required and must be greater than or equal to startTime.
      schema:
        $ref: '#/components/schemas/DateString'
      examples:
        Scenario-1:
          summary: Sample End Time
          value: '2024-12-30'
    FapiInteractionIdHeader:
      name: x-fapi-interaction-id
      in: header
      description: Unique identifier for this interaction as an IETF RFC 4122 UUID. Used across all FDX API requests and responses. This parameter is required.
      schema:
        type: string
      required: true
      examples:
        Scenario-1:
          summary: Sample FAPI Interaction Id
          value: c770aef3-6784-41f7-8e0e-ff5f97bddb3a
    FdxApiDataProviderIdHeader:
      name: FDX-API-Data-Provider-Id
      in: header
      description: ID for the financial institution responding to the request
      schema:
        $ref: '#/components/schemas/Identifier'
        description: If the FDX API service is provided by a service bureau which uses the same end point for multiple institutions, the FDX API client MUST provide a header that identifies the desired financial institution. This corresponds to a data_provider_id in the registry. This header MAY be omitted if identifying a data provider is not required by the API host
      required: false
    OffsetQuery:
      name: offset
      in: query
      description: 'Page number that can be used to fetch a specific page for paginated results. This parameter is optional. If specified, it returns the requested page. default: 0, returns the first page. OffsetQuery is not supported for /transactions. Use links to retrieve the next page.'
      schema:
        type: string
        default: '0'
    FdxApiActorTypeHeader:
      name: Fdx-Api-Actor-Type
      in: header
      description: This parameter is optional. The API only supports BATCH operations.
      schema:
        $ref: '#/components/schemas/ActorType'
      examples:
        Scenario-1:
          summary: Sample Actor Type
          value: BATCH
    StatementIdPath:
      name: statementId
      in: path
      description: Unique Id for each statement.
      required: true
      schema:
        type: string
      examples:
        Scenario-1:
          summary: Unique Id for each statement.
          value: '%7BED9BEB13-C98B-337C-9388-DC7B041A7039%7D'
    FdxApiClientPublicKeyHeader:
      name: FDX-API-Client-Public-Key
      in: header
      description: Public key for data provider to encrypt sensitive response data
      schema:
        type: string
        description: A public key value (created using RSA or Elliptic Curve) to use to encrypt the value that's returned in accountNumber or other sensitive response properties
      required: false
    PageKeyQuery:
      name: pageKey
      in: query
      description: Opaque cursor used by the provider to send the next set of records. Pagination can be implemented per provider's preference PageKeyQuery is not supported for /transactions. Use links to retrieve the next page.
      schema:
        type: string
    LimitQuery:
      name: limit
      in: query
      description: 'Number of elements consumer wishes to receive per page. This parameter is optional. If limit is less than minimum, then the minimum specified below applies as the limit. If limit is greater than maximum, then the maximum specified below applies as the limit. minimum: 100 or return all records default: 100 maximum: 100 for /transactions, and 500 for /accounts. Transactions are always set to a fixed max page size of 100.'
      schema:
        type: integer
        default: 100
    AccountIdPath:
      name: accountId
      in: path
      description: AccountId as returned in the call to /accounts. This parameter is required.
      required: true
      schema:
        type: string
      examples:
        Scenario-1:
          summary: Sample Account Identifier
          value: c5e38f3375cb5f9225ab4dbf05ddcb9ed3faf2d29ebe0d4de47cbd7eb5e9594f
    FdxApiDataRecipientIdHeader:
      name: FDX-API-Data-Recipient-Id
      in: header
      description: ID for the data recipient making the request
      schema:
        $ref: '#/components/schemas/Identifier'
        description: "If the FDX API service is being called by a Data Access Platform which supports multiple data recipients, the FDX API client must provide a header that identifies the calling data recipient. This header may be omitted if identifying a Data Recipient is not required by the Data Provider. Data Provider will specify what the header value must correspond to\n  * `client_id` if client is registered in the Data Provider's registry, and/or\n  * `FDX-Registry-Id` if client is registered with FDX (not with DP), and/or\n  * `App Name` if Data Provider uses neither client_id nor FDX_Registry-Id"
      required: false
    StartTimeQuery:
      name: startTime
      in: query
      required: true
      description: Start time for use in retrieval of elements (ISO 8601). This parameter is required and must be less than or equal to endTime.
      schema:
        $ref: '#/components/schemas/DateString'
      examples:
        Scenario-1:
          summary: Sample Start Time
          value: '2024-12-01'
  responses:
    '403':
      description: "Method Not Allowed\n\n**List of Error codes and Usage explanations.**\n  | Error Code      |           Usage                                                                     |\n  | --------------  |-------------------------------------------------------------------------------------|\n  | 14001           | Forbidden, 14001: Method Not Allowed                                                |\n  | 602             | Customer not authorized, 11006:Customer Not Authorized for Client ID {0}            |"
      headers:
        x-fapi-interaction-id:
          $ref: '#/components/parameters/FapiInteractionIdHeader'
      content:
        application/json:
          schema:
            anyOf:
            - $ref: '#/components/schemas/Error'
            - $ref: '#/components/schemas/PaymentError'
          examples:
            Forbidden:
              value:
                title: Forbidden
                httpStatus: 403
                traceId: 123e4567-e89b-12d3-a456-426614174000
                requestId: client-req-001
                context:
                - code: '14001'
                  message: Method Not Allowed
            Customer not authorized:
              value:
                code: '602'
                message: Customer not authorized
                debugMessage: Provider custom developer-level error details for troubleshooting
    '500':
      description: 'Internal Server Error


        **List of Error codes and Usage explanations.**

        | Error Code      |           Usage                                                                             |

        | --------------  |---------------------------------------------------------------------------------------------|

        | 503             | Bad Response,GET / 503 operation response content type ''text/html'' does not exist           |'
      headers:
        x-fapi-interaction-id:
          $ref: '#/components/parameters/FapiInteractionIdHeader'
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/PaymentError'
          examples:
            BadResponse:
              value:
                title: Bad Response
                httpStatus: 500
                traceId: 123e4567-e89b-12d3-a456-426614174000
                context:
                - message: GET / 503 operation response content type 'text/html' does not exist
    '401':
      description: "Unauthorized\n\n**List of Error codes and Usage explanations.**\n  | Error Code      |           Usage                                                           |\n  | --------------  |---------------------------------------------------------------------------|\n  | 603             | Authentication failed, 11007:Authentication failed for  Client ID {0}.{1} |"
      headers:
        x-fapi-interaction-id:
          $ref: '#/components/parameters/FapiInteractionIdHeader'
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
          examples:
            Authentication failed:
              value:
                code: '401'
                message: Authentication failed
                debugMessage: Provider custom developer-level error details for troubleshooting
    '503':
      description: 'Service Unavailable


        **List of Error codes and Usage explanations.**

        | Error Code      |           Usage                                                                             |

        | --------------  |---------------------------------------------------------------------------------------------|

        | 500             | Internal server error,11002:Internal Server Error for Client ID                             |

        | 503             | System unavailable, GET / 503 operation response content type ''text/html'' does not exist    |'
      headers:
        x-fapi-interaction-id:
          $ref: '#/components/parameters/FapiInteractionIdHeader'
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/PaymentError'
          examples:
            SystemUnavailable:
              value:
                title: System Unavailable
                httpStatus: 503
                traceId: 123e4567-e89b-12d3-a456-426614174000
                context:
                - message: GET / 503 operation response content type 'text/html' does not exist
x-jpmc-securityDefinitions:
  JPMC-OAuth2:
    jpmc-claims:
      jpmc-roles:
      - Reader: Read role claim
x-jpmc-security:
  JPMC-OAuth2:
    jpmc-claims:
      jpmc-roles:
      - Reader: Read role claim
      - Editor: Write role claim