JPMorgan Chase

JPMorgan Chase Account Restrictions API

Add, Remove restrictions on the accounts.

GitHub OpenAPI

Operations 2

POST /accounts/{id}/restrictions Add a new restriction on an account #
DELETE /accounts/{id}/restrictions/{restrictionId} Remove an account restriction #

Documentation

📖
Documentation
https://developer.payments.jpmorgan.com/api
📖
APIReference
https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fembedded-finance-solutions%2Fembedded-payments%2Fonboarding-oas.md
📖
APIReference
https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fconsumer-profile%2Fconsumer-profile-oas.md
📖
APIReference
https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Ftokenization%2Ftokenization-oas.md
📖
APIReference
https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Freporting%2Freporting-oas.md
📖
APIReference
https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Freceivables%2Frequest-to-pay-api.md
📖
APIReference
https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fonline-payments%2Fcheckout%2Fcheckout-oas.md
📖
APIReference
https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fdispute-management%2Fdispute-management-oas.md
📖
APIReference
https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ffraud-solutions%2Falerts-and-decisioning%2Foas.md
📖
APIReference
https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Fproduct-configuration%2Fproduct-configuration-oas.md
📖
APIReference
https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2F3-d-secure%2F3-d-secure-1.md
📖
APIReference
https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Faccount-updater%2Faccount-updater-oas.md
📖
APIReference
https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ftreasury%2Fglobal-payments%2Fglobal-payments%2Fglobal-payments-oas.md
📖
APIReference
https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fliquidity-account-solutions%2Fbda-balances%2Faccounts-oas.md
📖
APIReference
https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Ffraud-solutions%2Fvalidation-services%2Fvalidation-services-oas.md
📖
APIReference
https://developer.payments.jpmorgan.com/api/llm-content?path=en%2Fapi%2Fcommerce%2Foptimization-protection%2Fwallet-decryption%2Fwallet-decryption-oas.md

Specifications

⚙
OpenAPI
https://raw.githubusercontent.com/api-evangelist/jp-morgan-chase/refs/heads/main/openapi/jp-morgan-chase-account-restrictions-api-openapi.yml

Work with this as data

Every API here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for apis

7 MCP tools reach this
  • find_apisBrowse and filter every API in the catalog.
  • get_api_artifactsOne API's artifacts, grouped by type.
  • get_openapiThe primary OpenAPI for this API.
  • find_similar_apisAPIs that look like this one.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This API 
curl "https://apis.io/api/v1/apis/jp-morgan-chase-account-restrictions-api"
All apis 
curl "https://apis.io/api/v1/apis?limit=25"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have.

OpenAPI Specification

jp-morgan-chase-account-restrictions-api-openapi.yml Raw ↑ 
openapi: 3.2.0
info:
  title: Accounts Account Restrictions API
  version: 2.0.55
  description: Manage your accounts programmatically. Create new accounts, retrieve details and balances, and organize all your client accounts in one place. This allows you to automate account operations and keep your financial data up to date with ease.
  contact:
    name: JPMC Technical Services Support
servers:
- url: https://api.payments.jpmorgan.com/embedded/v2
  description: PRODUCTION - MTLS
- url: https://api-mock.payments.jpmorgan.com/embedded/v2
  description: MOCK
- url: https://api-sandbox.payments.jpmorgan.com/embedded/v2
  description: CLIENT TESTING - MTLS
tags:
- name: Account Restrictions
  description: Add, Remove restrictions on the accounts.
paths:
  /accounts/{id}/restrictions:
    parameters:
    - $ref: '#/components/parameters/configurationIdInHeader'
    - $ref: '#/components/parameters/requestIdInHeader'
    - $ref: '#/components/parameters/accountIdInPath'
    post:
      summary: Add a new restriction on an account
      description: Post an account restriction request to add a new restriction on an account.
      operationId: addAccountRestriction
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/AddAccountRestrictionRequestV2'
            examples:
              Add a DIRECT_DEBIT restriction on a LIMITED_DDA_PAYMENTS account:
                $ref: '#/components/examples/AddDirectDebitRestrictionRequest'
              Add a DEBITS restriction on a TRANSACTION_ACCOUNT:
                $ref: '#/components/examples/AddDebitsRestrictionRequest'
              Add a CREDITS restriction on a TRANSACTION_ACCOUNT:
                $ref: '#/components/examples/AddCreditsRestrictionRequest'
              Add a DEBIT_CREDIT restriction on a TRANSACTION_ACCOUNT:
                $ref: '#/components/examples/AddDebitCreditRestrictionRequest'
      tags:
      - Account Restrictions
      responses:
        '202':
          description: Accepted
          headers:
            request-id:
              $ref: '#/components/headers/requestId'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/AddAccountRestrictionResponseV2'
              examples:
                Add a DIRECT_DEBIT restriction on a LIMITED_DDA_PAYMENTS account:
                  $ref: '#/components/examples/AddDirectDebitRestrictionResponse'
                Add a DEBITS restriction on a TRANSACTION_ACCOUNT:
                  $ref: '#/components/examples/AddDebitsRestrictionResponse'
                Add a CREDITS restriction on a TRANSACTION_ACCOUNT:
                  $ref: '#/components/examples/AddCreditsRestrictionResponse'
                Add a DEBIT_CREDIT restriction on a TRANSACTION_ACCOUNT:
                  $ref: '#/components/examples/AddDebitCreditRestrictionResponse'
        '400':
          $ref: '#/components/responses/400V2'
        '401':
          $ref: '#/components/responses/401V2'
        '403':
          $ref: '#/components/responses/403V2'
        '404':
          $ref: '#/components/responses/404V2'
        '500':
          $ref: '#/components/responses/500V2'
        '503':
          $ref: '#/components/responses/503V2'
  /accounts/{id}/restrictions/{restrictionId}:
    parameters:
    - $ref: '#/components/parameters/configurationIdInHeader'
    - $ref: '#/components/parameters/requestIdInHeader'
    - $ref: '#/components/parameters/accountIdInPath'
    - $ref: '#/components/parameters/restrictionIdInPath'
    delete:
      summary: Remove an account restriction
      description: Remove the given restriction for an account
      operationId: removeAccountRestriction
      tags:
      - Account Restrictions
      responses:
        '202':
          description: Accepted
          headers:
            request-id:
              $ref: '#/components/headers/requestId'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/RemoveAccountRestrictionResponseV2'
              examples:
                Remove a DIRECT_DEBIT restriction on a LIMITED_DDA_PAYMENTS account:
                  $ref: '#/components/examples/RemoveDirectDebitRestrictionResponse'
                Remove a DEBITS restriction on a TRANSACTION_ACCOUNT:
                  $ref: '#/components/examples/RemoveDebitsRestrictionResponse'
                Remove a CREDITS restriction on a TRANSACTION_ACCOUNT:
                  $ref: '#/components/examples/RemoveCreditsRestrictionResponse'
                Remove a DEBIT_CREDIT restriction on a TRANSACTION_ACCOUNT:
                  $ref: '#/components/examples/RemoveDebitCreditRestrictionResponse'
        '400':
          $ref: '#/components/responses/400V2'
        '401':
          $ref: '#/components/responses/401V2'
        '403':
          $ref: '#/components/responses/403V2'
        '404':
          $ref: '#/components/responses/404V2'
        '500':
          $ref: '#/components/responses/500V2'
        '503':
          $ref: '#/components/responses/503V2'
components:
  examples:
    AddDebitsRestrictionRequest:
      summary: Add a DEBITS restriction on a TRANSACTION_ACCOUNT
      description: Add a DEBITS restriction on a TRANSACTION_ACCOUNT
      value:
        restrictionType: DEBITS
    AddDirectDebitRestrictionResponse:
      summary: Add a DIRECT_DEBIT restriction on a LIMITED_DDA_PAYMENTS account
      description: Response for adding a DIRECT_DEBIT restriction on a LIMITED_DDA_PAYMENTS account
      value:
        id: 22f51825-9397-4eba-be5e-60ce37dbad97
        requestId: c548d951-61ad-47eb-ad5e-13809617738d
        restrictionId: 4c89fa2f-f452-4ca3-86cf-851362370357
        restrictionType: DIRECT_DEBIT
    AddDirectDebitRestrictionRequest:
      summary: Add a DIRECT_DEBIT restriction on a LIMITED_DDA_PAYMENTS account
      description: Add a DIRECT_DEBIT restriction on a LIMITED_DDA_PAYMENTS account
      value:
        restrictionType: DIRECT_DEBIT
    AddDebitCreditRestrictionResponse:
      summary: Add a DEBIT_CREDIT restriction on a TRANSACTION_ACCOUNT
      description: Add a DEBIT_CREDIT restriction on a TRANSACTION_ACCOUNT
      value:
        id: 22f51825-9397-4eba-be5e-60ce37dbad97
        requestId: c548d951-61ad-47eb-ad5e-13809617738d
        restrictionId: 4c89fa2f-f452-4ca3-86cf-851362370357
        restrictionType: DEBIT_CREDIT
    AddCreditsRestrictionResponse:
      summary: Add a CREDITS restriction on a TRANSACTION_ACCOUNT
      description: Add a CREDITS restriction on a TRANSACTION_ACCOUNT
      value:
        id: 22f51825-9397-4eba-be5e-60ce37dbad97
        requestId: c548d951-61ad-47eb-ad5e-13809617738d
        restrictionId: 4c89fa2f-f452-4ca3-86cf-851362370357
        restrictionType: CREDITS
    AddDebitsRestrictionResponse:
      summary: Add a DEBITS restriction on a TRANSACTION_ACCOUNT
      description: Add a DEBITS restriction on a TRANSACTION_ACCOUNT
      value:
        id: 22f51825-9397-4eba-be5e-60ce37dbad97
        requestId: c548d951-61ad-47eb-ad5e-13809617738d
        restrictionId: 4c89fa2f-f452-4ca3-86cf-851362370357
        restrictionType: DEBITS
    RemoveDebitCreditRestrictionResponse:
      summary: Remove a DEBIT_CREDIT restriction on a TRANSACTION_ACCOUNT
      description: Response for removing a DEBIT_CREDIT restriction on a TRANSACTION_ACCOUNT
      value:
        id: 22f51825-9397-4eba-be5e-60ce37dbad97
        requestId: c548d951-61ad-47eb-ad5e-13809617738d
        restrictionId: 4c89fa2f-f452-4ca3-86cf-851362370357
    RemoveCreditsRestrictionResponse:
      summary: Remove a CREDITS restriction on a TRANSACTION_ACCOUNT
      description: Response for removing a CREDITS restriction on a TRANSACTION_ACCOUNT
      value:
        id: 22f51825-9397-4eba-be5e-60ce37dbad97
        requestId: c548d951-61ad-47eb-ad5e-13809617738d
        restrictionId: 4c89fa2f-f452-4ca3-86cf-851362370357
    RemoveDebitsRestrictionResponse:
      summary: Remove a DEBITS restriction on a TRANSACTION_ACCOUNT
      description: Response for removing a DEBITS restriction on a TRANSACTION_ACCOUNT
      value:
        id: 22f51825-9397-4eba-be5e-60ce37dbad97
        requestId: c548d951-61ad-47eb-ad5e-13809617738d
        restrictionId: 4c89fa2f-f452-4ca3-86cf-851362370357
    AddDebitCreditRestrictionRequest:
      summary: Add a DEBIT_CREDIT restriction on a TRANSACTION_ACCOUNT
      description: Add a DEBIT_CREDIT restriction on a TRANSACTION_ACCOUNT
      value:
        restrictionType: DEBIT_CREDIT
    RemoveDirectDebitRestrictionResponse:
      summary: Remove a DIRECT_DEBIT restriction on a LIMITED_DDA_PAYMENTS account
      description: Response for removing a DIRECT_DEBIT restriction on a LIMITED_DDA_PAYMENTS account
      value:
        id: 22f51825-9397-4eba-be5e-60ce37dbad97
        requestId: c548d951-61ad-47eb-ad5e-13809617738d
        restrictionId: 4c89fa2f-f452-4ca3-86cf-851362370357
    AddCreditsRestrictionRequest:
      summary: Add a CREDITS restriction on a TRANSACTION_ACCOUNT
      description: Add a CREDITS restriction on a TRANSACTION_ACCOUNT
      value:
        restrictionType: CREDITS
  schemas:
    RestrictionType:
      type: string
      example: DIRECT_DEBIT
      description: 'The type of restriction to apply to the account:


        | Restriction Type | Description |

        |------------------|-------------|

        | `DEBITS` | Restricts debit transactions |

        | `CREDITS` | Restricts credit transactions |

        | `DEBIT_CREDIT` | Restricts both debit and credit transactions |

        | `DIRECT_DEBIT` | Restricts direct debit transactions |

        '
    ApiErrorReasonV2:
      type: object
      description: Schema representing detailed reasons for an API error, including code, location, and message.
      required:
      - message
      properties:
        code:
          type: string
          example: '11000'
          description: Short code that identifies the error - publicly cataloged and documented
          minLength: 0
          maxLength: 5
        location:
          type: string
          enum:
          - BODY
          - QUERY
          - PATH
          - HEADER
          example: BODY
          description: Part of the request which is responsible for the reason
        field:
          type: string
          description: The location of the property or parameter in error
          minLength: 0
          maxLength: 512
        message:
          type: string
          example: Client with ID 0031234567 does not exist.
          description: Message describing the reason. This message can typically be displayed to your platform's users, except in cases specified otherwise
          minLength: 0
          maxLength: 2048
    RemoveAccountRestrictionResponseV2:
      type: object
      required:
      - restrictionId
      properties:
        restrictionId:
          $ref: '#/components/schemas/RestrictionId'
    RestrictionId:
      type: string
      minLength: 1
      maxLength: 36
      description: Unique identifier for the restriction
      example: 4c89fa2f-f452-4ca3-86cf-851362370357
    AddAccountRestrictionRequestV2:
      type: object
      required:
      - restrictionType
      properties:
        restrictionType:
          $ref: '#/components/schemas/RestrictionType'
    ApiErrorV2:
      type: object
      description: Schema representing a version 2 API error, including title, HTTP status, and additional context.
      required:
      - title
      properties:
        title:
          type: string
          description: Short humanly-readable title of the error
          example: BAD_REQUEST
          minLength: 1
          maxLength: 512
        httpStatus:
          type: integer
          description: HTTP status code
          minimum: 100
          maximum: 599
          format: int32
          example: 400
        traceId:
          type: string
          description: Internal assigned traced identifier
          minLength: 0
          maxLength: 512
        requestId:
          type: string
          description: Client provided request identifier
          minLength: 0
          maxLength: 512
        context:
          type: array
          items:
            $ref: '#/components/schemas/ApiErrorReasonV2'
          description: Provides additional context and detail on the validation errors
          minItems: 0
          maxItems: 100
    AddAccountRestrictionResponseV2:
      type: object
      required:
      - restrictionId
      - restrictionType
      properties:
        restrictionId:
          $ref: '#/components/schemas/RestrictionId'
        restrictionType:
          $ref: '#/components/schemas/RestrictionType'
  parameters:
    configurationIdInHeader:
      name: configuration-id
      in: header
      description: Unique identifier for the program configuration used for the request.
      required: false
      example: 549ccb74-708d-4f6b-ab21-64054abd828d
      schema:
        type: string
        minLength: 1
        maxLength: 36
    requestIdInHeader:
      name: request-id
      in: header
      description: Unique identifier for the request. This identifier is specific to this particular request. If the same payload is sent in a new request, a new identifier needs to be provided
      required: false
      example: efeacff8-fd2c-4f54-a12e-2a8f90d4d325
      schema:
        type: string
        maxLength: 36
        minLength: 1
    accountIdInPath:
      name: id
      in: path
      description: Unique account identifier
      schema:
        type: string
        maxLength: 34
      required: true
      example: b316151f575e4c1e9f548f1b40aae462
    restrictionIdInPath:
      name: restrictionId
      in: path
      description: Unique identifier for the restriction
      required: true
      schema:
        $ref: '#/components/schemas/RestrictionId'
  responses:
    503V2:
      description: Service Unavailable
      headers:
        request-id:
          $ref: '#/components/headers/requestId'
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ApiErrorV2'
          example:
            title: Service Unavailable
            httpStatus: 503
    400V2:
      description: Bad Request
      headers:
        request-id:
          $ref: '#/components/headers/requestId'
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ApiErrorV2'
          example:
            title: Bad Request
            httpStatus: 400
    404V2:
      description: Not Found
      headers:
        request-id:
          $ref: '#/components/headers/requestId'
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ApiErrorV2'
          example:
            title: Not Found
            httpStatus: 404
    500V2:
      description: Internal Server Error
      headers:
        request-id:
          $ref: '#/components/headers/requestId'
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ApiErrorV2'
          example:
            title: Internal Server Error
            httpStatus: 500
    401V2:
      description: Unauthorized
      headers:
        request-id:
          $ref: '#/components/headers/requestId'
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ApiErrorV2'
          example:
            title: Unauthorized Request
            httpStatus: 401
    403V2:
      description: Forbidden
      headers:
        request-id:
          $ref: '#/components/headers/requestId'
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ApiErrorV2'
          example:
            title: Forbidden
            httpStatus: 403
  headers:
    requestId:
      description: Unique identifier for the request. This identifier is specific to this particular request. If the same payload is sent in a new request, a new identifier needs to be provided
      schema:
        type: string
      example: efeacff8-fd2c-4f54-a12e-2a8f90d4d325
x-jpmc-securityDefinitions:
  MutualTLS:
    type: x509
    description: Mutual TLS authentication using client and server certificates.
x-jpmc-security:
- MutualTLS