Smile Insights API

The Insights API from Smile — 2 operation(s) for insights.

Operations 2

GET /insights List insights #
GET /insights/{id} View Insight #

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OpenAPI Specification

getsmileapi-insights-api-openapi.yml Raw ↑
openapi: 3.2.0
info:
  title: Smile Insights API
  version: 1.14.0
  description: The Smile API provides employment and income data from a single API.
  contact:
    name: Smile Technology Pte Ltd
    url: https://www.getsmileapi.com
    email: info@getsmileapi.com
  termsOfService: https://www.getsmileapi.com/terms-and-conditions
servers:
- url: https://sandbox.smileapi.io/v1
  description: Sandbox
- url: https://open.smileapi.io/v1
  description: Production
security:
- basicAuth: []
tags:
- name: Insights
paths:
  /insights:
    parameters: []
    get:
      operationId: list-insights
      description: List insights from data sources.
      summary: List insights
      tags:
      - Insights
      parameters:
      - $ref: '#/components/parameters/size'
      - $ref: '#/components/parameters/cursor'
      - $ref: '#/components/parameters/userId'
      - $ref: '#/components/parameters/sourceId'
      responses:
        '200':
          description: List Insights Response
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/InsightListResponse'
              examples:
                Example:
                  value:
                    code: OK
                    message: Success
                    requestId: 5b79399a-6852-4234-bb0e-ad472648282d
                    data:
                      nextCursor: '1259723474'
                      items:
                      - id: insight-123abc456def789abc123def456abc78
                        cutoffTime: '2022-07-05T10:30:11Z'
                        features:
                          incomes_count: 100
                          incomes_first_income_month_range: 10
                        metadata:
                          createdAt: '2021-04-14T09:30:24Z'
                          sourceId: a-123abc456def789abc123def456abc78
                          sourceType: ACCOUNT
                          userId: tenantId-123abc456def789abc123def456abc78
                          providerId: abccorp
  /insights/{id}:
    parameters:
    - $ref: '#/components/parameters/id'
    get:
      summary: View Insight
      tags:
      - Insights
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/InsightGetResponse'
              examples:
                Example:
                  value:
                    code: OK
                    message: Success
                    requestId: 5b79399a-6852-4234-bb0e-ad472648282d
                    data:
                      id: insight-123abc456def789abc123def456abc78
                      cutoffTime: '2022-07-05T10:30:11Z'
                      features:
                        incomes_count: 100
                        incomes_first_income_month_range: 10
                      metadata:
                        createdAt: '2021-04-14T09:30:24Z'
                        sourceId: a-123abc456def789abc123def456abc78
                        sourceType: ACCOUNT
                        userId: tenantId-123abc456def789abc123def456abc78
                        providerId: abccorp
      operationId: get-feature-insight
      description: View the user's insight by ID.
components:
  parameters:
    id:
      name: id
      in: path
      schema:
        type: string
        minLength: 1
        maxLength: 200
      description: ID of the specific object in the collection.
      required: true
    userId:
      name: userId
      in: query
      required: false
      schema:
        type: string
      description: Filter to those associated with a particular user ID.
    cursor:
      name: cursor
      in: query
      required: false
      schema:
        type: string
      description: Uses the filter values of the previous page to determine the next set of items.
    sourceId:
      name: sourceId
      in: query
      required: false
      schema:
        type: string
      description: Filter to those associated with a particular source ID. If we query the link account data, the sourceId is the accountId, If we query the archive data, then the sourceId is the archiveId
    size:
      name: size
      in: query
      schema:
        type: integer
        example: 50
        minimum: 1
        maximum: 150
        default: 10
      description: The number of objects you want returned in a collection.
  schemas:
    ObjectReferenceMetadata:
      title: Reference Metadata
      type: object
      description: Metadata related to account-specific data
      properties:
        itemCreatedAt:
          $ref: '#/components/schemas/RefDateTime'
        createdAt:
          $ref: '#/components/schemas/RefDateTime'
        accountId:
          type: string
          deprecated: true
          description: The accountId of this object
        sourceId:
          type: string
          description: The ACCOUNT or ARCHIVE ID associated with this object
        sourceType:
          $ref: '#/components/schemas/RefSourceType'
        userId:
          type: string
          description: The user ID associated with this object
        providerId:
          type: string
          description: The provider ID associated with this object
      required:
      - createdAt
      - itemCreatedAt
      - sourceId
      - sourceType
      - userId
      - providerId
    CommonResponse:
      title: CommonResponse
      type: object
      required:
      - code
      - requestId
      properties:
        code:
          $ref: '#/components/schemas/ObjectMetadataRefCode'
        message:
          $ref: '#/components/schemas/ObjectMetadataRefMessage'
        requestId:
          $ref: '#/components/schemas/ObjectMetadataRefRequestID'
      description: ''
    Insight:
      title: Insight
      type: object
      allOf:
      - $ref: '#/components/schemas/InsightPayload'
      - properties:
          metadata:
            $ref: '#/components/schemas/ObjectReferenceMetadata'
    ObjectNextCursor:
      title: ObjectNextCursor
      type: string
      example: '1259723474'
      description: The next cursor value that can be used in the following query.
      x-internal: false
    InsightPayload:
      type: object
      required:
      - id
      - cutoffTime
      - features
      properties:
        id:
          type: string
          example: insight-123456789012345678901234567890
        cutoffTime:
          type: string
          title: Cutoff time for feature calculations.
          format: date-time
          example: '2021-04-14T09:30:24Z'
          description: Date and time
        features:
          $ref: '#/components/schemas/ObjectFeature'
    ObjectFeature:
      type: object
      properties:
        incomes_count:
          type: integer
          example: 9
          description: The quantity of the estimated incomes
        incomes_first_income_month_range:
          type: integer
          example: -999
          description: Calculate the interval from the first income record time to the current time by month
        incomes_missing_month_max:
          type: integer
          example: -999
          description: From all estimated incomes, calculate the number of months between the last payment month and the next payment month, and then take the maximum value
        incomes_missing_month_count:
          type: integer
          example: -999
          description: From all estimated incomes, calculate the months diff between current income month and the before income month, and count if the diff > 1
        incomes_amount_sum:
          type: number
          example: -999
          description: From all estimated incomes, calculate the total of the amount
        incomes_amount_average:
          type: number
          example: 1100
          description: From all estimated incomes, calculate the average amount of the total amount
        incomes_amount_min:
          type: number
          example: 1000
          description: From all estimated incomes, get the minimum amount
        incomes_amount_max:
          type: number
          example: 1200
          description: From all estimated incomes, get the maximum amount
        incomes_amount_median:
          type: number
          example: 1200
          description: From all estimated incomes, get the median amount
        incomes_amount_std:
          type: number
          example: 1000
          description: From all estimated incomes, get the median amount
        incomes_last3_months_amount_sum:
          type: number
          example: 6000
          description: From all estimated incomes in last 3 months, calculate the total of the amount
        incomes_last3_months_amount_average:
          type: number
          example: 1100
          description: From all estimated incomes in last 3 months, calculate the average amount of the total amount
        incomes_last3_months_amount_min:
          type: number
          example: 1000
          description: From all estimated incomes in last 3 months, get the minimum amount
        incomes_last3_months_amount_max:
          type: number
          example: 1200
          description: From all estimated incomes in last 3 months, get the maximum amount
        incomes_last3_months_amount_median:
          type: number
          example: 1200
          description: From all estimated incomes in last 3 months, get the median amount
        incomes_last3_months_amount_std:
          type: number
          example: 1000
          description: From all estimated incomes in last 3 months, get the standard deviation of the amount
        incomes_last6_months_amount_sum:
          type: number
          example: 6000
          description: From all estimated incomes in last 6 months, calculate the total of the amount
        incomes_last6_months_amount_average:
          type: number
          example: 1100
          description: From all estimated incomes in last 6 months, calculate the average amount of the total amount
        incomes_last6_months_amount_min:
          type: number
          example: 1000
          description: From all estimated incomes in last 6 months, get the minimum amount
        incomes_last6_months_amount_max:
          type: number
          example: 1200
          description: From all estimated incomes in last 6 months, get the maximum amount
        incomes_last6_months_amount_median:
          type: number
          example: 1200
          description: From all estimated incomes in last 6 months, get the median amount
        incomes_last6_months_amount_std:
          type: number
          example: 1000
          description: From all estimated incomes in last 6 months, get the standard deviation of the amount
        incomes_last9_months_amount_sum:
          type: number
          example: 6000
          description: From all estimated incomes in last 9 months, calculate the total of the amount
        incomes_last9_months_amount_average:
          type: number
          example: 1100
          description: From all estimated incomes in last 9 months, calculate the average amount of the total amount
        incomes_last9_months_amount_min:
          type: number
          example: 1000
          description: From all estimated incomes in last 9 months, get the minimum amount
        incomes_last9_months_amount_max:
          type: number
          example: 1200
          description: From all estimated incomes in last 9 months, get the maximum amount
        incomes_last9_months_amount_median:
          type: number
          example: 1200
          description: From all estimated incomes in last 9 months, get the median amount
        incomes_last9_months_amount_std:
          type: number
          example: 1000
          description: From all estimated incomes in last 9 months, get the standard deviation of the amount
        incomes_last12_months_amount_sum:
          type: number
          example: 6000
          description: From all estimated incomes in last 12 months, calculate the total of the amount
        incomes_last12_months_amount_average:
          type: number
          example: 1100
          description: From all estimated incomes in last 12 months, calculate the average amount of the total amount
        incomes_last12_months_amount_min:
          type: number
          example: 1000
          description: From all estimated incomes in last 12 months, get the minimum amount
        incomes_last12_months_amount_max:
          type: number
          example: 1200
          description: From all estimated incomes in last 12 months, get the maximum amount
        incomes_last12_months_amount_median:
          type: number
          example: 1200
          description: From all estimated incomes in last 12 months, get the median amount
        incomes_last12_months_amount_std:
          type: number
          example: 1000
          description: From all estimated incomes in last 12 months, get the standard deviation of the amount
        incomes_last18_months_amount_sum:
          type: number
          example: 6000
          description: From all estimated incomes in last 18 months, calculate the total of the amount
        incomes_last18_months_amount_average:
          type: number
          example: 1100
          description: From all estimated incomes in last 18 months, calculate the average amount of the total amount
        incomes_last18_months_amount_min:
          type: number
          example: 1000
          description: From all estimated incomes in last 18 months, get the minimum amount
        incomes_last18_months_amount_max:
          type: number
          example: 1200
          description: From all estimated incomes in last 18 months, get the maximum amount
        incomes_last18_months_amount_median:
          type: number
          example: 1200
          description: From all estimated incomes in last 18 months, get the median amount
        incomes_last18_months_amount_std:
          type: number
          example: 1000
          description: From all estimated incomes in last 18 months, get the standard deviation of the amount
        incomes_last18_months_max_amount_count:
          type: number
          example: 1000
          description: From all estimated incomes in last 18 months, find the maximum amount, and count the number of monthly income equal to the maximum amount
        incomes_starting_amount:
          type: number
          example: 1000
          description: the estimated income from when the user has started earning income
        incomes_current_amount:
          type: number
          example: 1000
          description: the amount from the latetest one record
        incomes_latest_growth:
          type: number
          example: 1000
          description: For the latetest one record, calculate the growth of income from the same month last year
        liabilities_loan_count:
          type: integer
          example: 1000
          description: For the latetest one record, calculate the count of records
        liabilities_loan_amount_min:
          type: number
          example: 1000
          description: From all liabilities, calculate the minimum of the amount
        liabilities_loan_amount_max:
          type: number
          example: 1000
          description: From all liabilities, calculate the maximum of the amount
        liabilities_loan_amount_total:
          type: number
          example: 1000
          description: From all liabilities, calculate the total of the amount
        liabilities_loan_amount_average:
          type: number
          example: 1000
          description: From all liabilities, calculate the average of the amount
        liabilities_loan_amount_std:
          type: number
          example: 1000
          description: From all liabilities, calculate the standard deviation of the amount
        liabilities_finished_loan_count:
          type: number
          example: 1000
          description: From all liabilities that outstandingBalance <= 0, calculate the count of the records
        liabilities_outstanding_loan_count:
          type: integer
          example: 10
          description: From all liabilities that outstandingBalance > 0, calculate the count of the records
        liabilities_outstanding_amount_max:
          type: number
          example: 1000
          description: From all liabilities that outstandingBalance > 0, calculate the count of the records
        liabilities_outstanding_amount_total:
          type: number
          example: 1000
          description: From all liabilities that outstandingBalance > 0, calculate the total of the amount
        liabilities_outstanding_amount_average:
          type: number
          example: 1000
          description: From all liabilities that outstandingBalance > 0, calculate the average of the amount
        liabilities_overdue_loan_count:
          type: integer
          example: 10
          description: From all liabilities that overduePaymentAmount > 0, calculate the count of the records
        liabilities_overdue_amount_total:
          type: number
          example: 1000
          description: From all liabilities that overduePaymentAmount > 0, calculate the total of the amount
        liabilities_overdue_amount_average:
          type: number
          example: 1000
          description: From all liabilities that overduePaymentAmount > 0, calculate the average of the amount
        liabilities_ongoing_amortization_amount_sum:
          type: number
          example: 1000
          description: Sum of all amortization amounts for ongoing/current liabilities (not yet fully paid off)
        liabilities_ongoing_amortization_amount_min:
          type: number
          example: 1000
          description: Smallest of all amortization amounts for ongoing/current liabilities (not yet fully paid off)
        liabilities_ongoing_amortization_amount_max:
          type: number
          example: 1000
          description: Largest of all amortization amounts for ongoing/current liabilities (not yet fully paid off)
        liabilities_ongoing_amortization_amount_average:
          type: number
          example: 1000
          description: Average of all amortization amounts for ongoing/current liabilities (not yet fully paid off)
        liabilities_ongoing_amortization_amount_median:
          type: number
          example: 1000
          description: Median of all amortization amounts for ongoing/current liabilities (not yet fully paid off)
        liabilities_ongoing_amortization_amount_std:
          type: number
          example: 1000
          description: Standard deviation of all amortization amounts for ongoing/current liabilities (not yet fully paid off)
        liabilities_payment_count:
          type: number
          example: 10
          description: Quantity of liability payments made (across all liability records)
        liabilities_payment_amount_max:
          type: number
          example: 1000
          description: Largest amount of payments made for liabilities (across all liability records).
        liabilities_payment_amount_min:
          type: number
          example: 1000
          description: Smallest amount of payments made for liabilities (across all liability records).
        liabilities_payment_amount_median:
          type: number
          example: 1000
          description: Median amount of payments made for liabilities (across all liability records).
        liabilities_payment_amount_average:
          type: number
          example: 1000
          description: Average amount of payments made for liabilities (across all liability records).
        liabilities_payment_amount_sum:
          type: number
          example: 1000
          description: Total amount of payments made for liabilities (across all liability records).
        liabilities_payment_amount_std:
          type: number
          example: 1000
          description: Standard deviation of payments made for liabilities (across all liability records).
        employments_current_status:
          type: string
          example: EMPLOYED
          description: 'The user''s current employment status, may be one of: EMPLOYED, GIG (for gig economy workers), or UNEMPLOYED'
        employments_employer_count:
          type: integer
          example: 3
          description: Quantity of unique employers
        employments_current_tenure:
          type: integer
          example: 5
          description: Quantity of months at current employer
        identity_age:
          type: integer
          example: 30
          description: Age of the user based on date of birth
        link_days_since_first:
          type: integer
          example: 130
          description: Number of days since the first account connection, if MAW is enabled.
        link_days_since_last:
          type: integer
          example: 2
          description: Number of days since the last account connection, if MAW is enabled.
        link_day3_count:
          type: integer
          example: 2
          description: Number of tenants this account has connected to in the last 3 days, if MAW is enabled.
        link_day7_count:
          type: integer
          example: 5
          description: Number of tenants this account has connected to in the last 7 days, if MAW is enabled.
        link_day30_count:
          type: integer
          example: 8
          description: Number of tenants this account has connected to in the last 30 days, if MAW is enabled.
        link_day90_count:
          type: integer
          example: 12
          description: Number of tenants this account has connected to in the last 90 days, if MAW is enabled.
        link_day180_count:
          type: integer
          example: 12
          description: Number of tenants this account has connected to in the last 180 days, if MAW is enabled.
        link_day365_count:
          type: integer
          example: 12
          description: Number of tenants this account has connected to in the last 365 days, if MAW is enabled.
        link_day730_count:
          type: integer
          example: 12
          description: Number of tenants this account has connected to in the last 730 days, if MAW is enabled.
    RefSourceType:
      type:
      - string
      - 'null'
      title: Ref-Source-Type
      example: Account
      enum:
      - ACCOUNT
      - UPLOAD
      - ARCHIVE
      - SOCIAL_SECURITY
      description: Source Type
    InsightGetResponse:
      title: Insight Get Response
      type: object
      allOf:
      - $ref: '#/components/schemas/CommonResponse'
      - properties:
          data:
            $ref: '#/components/schemas/Insight'
    ObjectMetadataRefCode:
      type: string
      title: ObjectMetadataRefCode
      description: Request status code
      enum:
      - OK
      - CREATED
      - INVALID_CREDENTIALS
      - INVALID_PARAMETERS
      - INVALID_TOKEN
      - UNAUTHORIZED_ACCESS
      - MISSING_RESOURCE
      - REQUEST_LIMIT_EXCEEDED
      - SERVER_ERROR
      - UNSUPPORTED_METHOD
      - SERVER_UNAVAILABLE
      - TIME_LIMIT_EXCEEDED
      example: OK
      x-internal: false
    RefDateTime:
      type: string
      title: Date and Time string
      format: date-time
      example: '2021-04-14T09:30:24Z'
      description: Date and time
    ObjectMetadataRefMessage:
      type: string
      title: ObjectMetadataRefMessage
      description: Message response to the request
      example: Success
      x-internal: false
    ObjectMetadataRefRequestID:
      type: string
      title: ObjectMetadataRefRequestID
      description: Unique ID that is added to the body of every response for easy traceability of the request in our logs.
      x-internal: false
      example: 5b79399a-6852-4234-bb0e-ad472648282d
    InsightListResponse:
      title: Insight List Response
      type: object
      allOf:
      - $ref: '#/components/schemas/CommonResponse'
      - properties:
          data:
            type: object
            properties:
              nextCursor:
                $ref: '#/components/schemas/ObjectNextCursor'
              items:
                type: array
                items:
                  $ref: '#/components/schemas/Insight'
  securitySchemes:
    basicAuth:
      type: http
      scheme: basic
x-provenance:
  method: searched
  source: https://docs.getsmileapi.com/reference
  harvested: '2026-10-20'
  tool: harvest-readme-openapi.py
  note: Assembled verbatim from the OpenAPI definition ReadMe embeds in each operation page of the provider's developer portal; paths and components merged by API title, nothing authored.
  assembled_from:
  - https://docs.getsmileapi.com/reference/create-alpha-blacklist.md
  - https://docs.getsmileapi.com/reference/create-alpha-footprint.md
  - https://docs.getsmileapi.com/reference/create-alpha-income-estimator.md
  - https://docs.getsmileapi.com/reference/create-alpha-maw.md
  - https://docs.getsmileapi.com/reference/create-alpha-signal.md
  - https://docs.getsmileapi.com/reference/create-and-classify-archive.md
  - https://docs.getsmileapi.com/reference/create-archive.md
  - https://docs.getsmileapi.com/reference/create-beta-maw2.md
  - https://docs.getsmileapi.com/reference/create-beta-maw3.md
  - https://docs.getsmileapi.com/reference/create-beta-signal.md
  - https://docs.getsmileapi.com/reference/create-beta-signal2.md
  - https://docs.getsmileapi.com/reference/create-beta-signal3.md
  - https://docs.getsmileapi.com/reference/create-beta-social-security.md
  - https://docs.getsmileapi.com/reference/create-consent-template.md
  - https://docs.getsmileapi.com/reference/create-invite-template.md
  - https://docs.getsmileapi.com/reference/create-invite.md
  - https://docs.getsmileapi.com/reference/create-token-1.md
  - https://docs.getsmileapi.com/reference/create-user-1.md
  - https://docs.getsmileapi.com/reference/create-verification.md
  - https://docs.getsmileapi.com/reference/create-webhook.md
  - https://docs.getsmileapi.com/reference/delete-account.md
  - https://docs.getsmileapi.com/reference/delete-archive.md
  - https://docs.getsmileapi.com/reference/delete-consent-template.md
  - https://docs.getsmileapi.com/reference/delete-invite-template.md
  - https://docs.getsmileapi.com/reference/delete-webhook.md
  - https://docs.getsmileapi.com/reference/disable-account-monitor.md
  - https://docs.getsmileapi.com/reference/generate-account-export.md
  - https://docs.getsmileapi.com/reference/get-account-1.md
  - https://docs.getsmileapi.com/reference/get-account-payload.md
  - https://docs.getsmileapi.com/reference/get-alpha-blacklist.md
  - https://docs.getsmileapi.com/reference/get-alpha-footprint.md
  - https://docs.getsmileapi.com/reference/get-alpha-form.md
  - https://docs.getsmileapi.com/reference/get-alpha-income-estimator.md
  - https://docs.getsmileapi.com/reference/get-alpha-maw.md
  - https://docs.getsmileapi.com/reference/get-alpha-signal.md
  - https://docs.getsmileapi.com/reference/get-archive.md
  - https://docs.getsmileapi.com/reference/get-beta-maw.md
  - https://docs.getsmileapi.com/reference/get-beta-signal.md
  - https://docs.getsmileapi.com/reference/get-beta-social-security.md
  - https://docs.getsmileapi.com/reference/get-contribution.md
  - https://docs.getsmileapi.com/reference/get-document-1.md
  - https://docs.getsmileapi.com/reference/get-eincomes.md
  - https://docs.getsmileapi.com/reference/get-employment-1.md
  - https://docs.getsmileapi.com/reference/get-feature-insight.md
  - https://docs.getsmileapi.com/reference/get-identity-1.md
  - https://docs.getsmileapi.com/reference/get-income-1.md
  - https://docs.getsmileapi.com/reference/get-invite-template.md
  - https://docs.getsmileapi.com/reference/get-invite.md
  - https://docs.getsmileapi.com/reference/get-liabilities.md
  - https://docs.getsmileapi.com/reference/get-link.md
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  - https://docs.getsmileapi.com/reference/list-liabilities.md
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  - https://docs.getsmileapi.com/reference/list-transactions-1.md
  - https://docs.getsmileapi.com/reference/list-users-1.md
  - https://docs.getsmileapi.com/reference/list-verifications.md
  - https://docs.getsmileapi.com/reference/list-webhooks.md
  - https://docs.getsmileapi.com/reference/reset-user-session.md
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