Funding Circle

Funding Circle Decisions API

Retrieve credit decisions

Documentation GitHub OpenAPI

Operations 1

GET /loan_application/{loan_application_uuid}/decision Retrieve the credit decision #

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OpenAPI Specification

openapi: 3.2.0
info:
  title: Funding Circle Introducer Decisions API
  version: '1.0'
  description: The Funding Circle Introducer API lets partners and brokers submit and manage UK small-business loan applications programmatically.
  contact:
    name: Funding Circle Developer
    url: https://www.fundingcircle.com/uk/partners/developer/api-doc/
  x-apievangelist-generated: '2026-07-19'
  x-apievangelist-method: generated
  x-apievangelist-source: https://www.fundingcircle.com/uk/partners/developer/api-doc/
servers:
- url: https://api.fundingcircle.co.uk/v1
  description: Live
- url: https://sandbox.api.fundingcircle.co.uk/v1
  description: Sandbox
security:
- oauth2: []
tags:
- name: Decisions
  description: Retrieve credit decisions
paths:
  /loan_application/{loan_application_uuid}/decision:
    get:
      operationId: getLoanApplicationDecision
      summary: Retrieve the credit decision
      description: Retrieve the decision. `status` is one of `provisional_offer`, `offered`, `rejected`, or `action_required`.
      tags:
      - Decisions
      parameters:
      - $ref: '#/components/parameters/LoanApplicationUuid'
      responses:
        '200':
          description: Credit decision
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Decision'
        '401':
          $ref: '#/components/responses/Problem'
        '404':
          $ref: '#/components/responses/Problem'
components:
  responses:
    Problem:
      description: RFC 7807 problem details
      content:
        application/problem+json:
          schema:
            $ref: '#/components/schemas/Problem'
  schemas:
    Problem:
      type: object
      description: RFC 7807 Problem Details.
      properties:
        type:
          type: string
        title:
          type: string
        status:
          type: integer
        detail:
          type: string
        instance:
          type: string
    Decision:
      type: object
      properties:
        status:
          type: string
          enum:
          - provisional_offer
          - offered
          - rejected
          - action_required
  parameters:
    LoanApplicationUuid:
      name: loan_application_uuid
      in: path
      required: true
      description: The UUID returned when the loan application was created.
      schema:
        type: string
        format: uuid
  securitySchemes:
    oauth2:
      type: oauth2
      description: OAuth 2.0 Client Credentials grant (RFC 6749 §4.4). POST a base64 `client_id:client_secret` to the token endpoint to obtain a 24-hour bearer access token.
      flows:
        clientCredentials:
          tokenUrl: https://auth.sandbox.api.fundingcircle.co.uk/oauth2/token
          scopes: {}