Funding Circle

Funding Circle Decisions API

Retrieve credit decisions

Documentation GitHub OpenAPI

Operations 1

GET /loan_application/{loan_application_uuid}/decision Retrieve the credit decision #

Work with this as data

Every API here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for apis

7 MCP tools reach this

find_apisBrowse and filter every API in the catalog.
get_api_artifactsOne API's artifacts, grouped by type.
get_openapiThe primary OpenAPI for this API.
find_similar_apisAPIs that look like this one.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools →

Call it yourself

curl for this page

This API

curl "https://apis.io/api/v1/apis/funding-circle-decisions-api"

All apis

curl "https://apis.io/api/v1/apis?limit=25"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have.

OpenAPI Specification

openapi: 3.2.0
info:
  title: Funding Circle Introducer Decisions API
  version: '1.0'
  description: The Funding Circle Introducer API lets partners and brokers submit and manage UK small-business loan applications programmatically. It covers term business loans and FlexiPay applications, application status polling, credit decisions, and document upload. Faithfully transcribed by the API Evangelist enrichment pipeline from the published HTML developer reference; Funding Circle does not publish a machine-readable OpenAPI, so request/response schemas capture only the fields named in the documentation and are not exhaustive.
  contact:
    name: Funding Circle Developer
    url: https://www.fundingcircle.com/uk/partners/developer/api-doc/
  x-apievangelist-generated: '2026-07-19'
  x-apievangelist-method: generated
  x-apievangelist-source: https://www.fundingcircle.com/uk/partners/developer/api-doc/
servers:
- url: https://api.fundingcircle.co.uk/v1
  description: Live
- url: https://sandbox.api.fundingcircle.co.uk/v1
  description: Sandbox
security:
- oauth2: []
tags:
- name: Decisions
  description: Retrieve credit decisions
paths:
  /loan_application/{loan_application_uuid}/decision:
    get:
      operationId: getLoanApplicationDecision
      summary: Retrieve the credit decision
      description: Retrieve the decision. `status` is one of `provisional_offer`, `offered`, `rejected`, or `action_required`.
      tags:
      - Decisions
      parameters:
      - $ref: '#/components/parameters/LoanApplicationUuid'
      responses:
        '200':
          description: Credit decision
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Decision'
        '401':
          $ref: '#/components/responses/Problem'
        '404':
          $ref: '#/components/responses/Problem'
components:
  schemas:
    Problem:
      type: object
      description: RFC 7807 Problem Details.
      properties:
        type:
          type: string
        title:
          type: string
        status:
          type: integer
        detail:
          type: string
        instance:
          type: string
    Decision:
      type: object
      properties:
        status:
          type: string
          enum:
          - provisional_offer
          - offered
          - rejected
          - action_required
  parameters:
    LoanApplicationUuid:
      name: loan_application_uuid
      in: path
      required: true
      description: The UUID returned when the loan application was created.
      schema:
        type: string
        format: uuid
  responses:
    Problem:
      description: RFC 7807 problem details
      content:
        application/problem+json:
          schema:
            $ref: '#/components/schemas/Problem'
  securitySchemes:
    oauth2:
      type: oauth2
      description: OAuth 2.0 Client Credentials grant (RFC 6749 §4.4). POST a base64 `client_id:client_secret` to the token endpoint to obtain a 24-hour bearer access token.
      flows:
        clientCredentials:
          tokenUrl: https://auth.sandbox.api.fundingcircle.co.uk/oauth2/token
          scopes: {}