Freddie Mac Loan Look Up API

openapi: 3.2.0
info:
  title: Loan Look Up API
  description: This service allows you to look up whether there is an existing Freddie Mac mortgage for a specific subject property. Submit request data to initiate a search of Freddie Mac’s datastore for matching records and receive a response.
  version: 2.0.0
servers:
- url: https://api-test.freddiemac.com/single-family/loan-advisor-suite/v2
security:
- bearerAuth: []
tags:
- name: Loan Look Up
  description: This service allows you to look up whether there is an existing Freddie Mac mortgage for a specific subject property. Submit request data to initiate a search of Freddie Mac’s datastore for matching records and receive a response.
paths:
  /loanlookup:
    post:
      tags:
      - Loan Look Up
      summary: Look up whether there is an existing Freddie Mac mortgage for a specific…
      operationId: LoanLookup
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/LoanLookupRequest'
            examples:
              SingleMatchRequest:
                $ref: '#/components/examples/SingleMatchRequest'
              MultipleMatchRequest:
                $ref: '#/components/examples/MultipleMatchRequest'
              NoMatchRequest:
                $ref: '#/components/examples/NoMatchRequest'
              ClosedLoanRequest:
                $ref: '#/components/examples/ClosedLoanRequest'
        required: true
      responses:
        '200':
          description: "<b>OK</b> \n\n <font size='1' color='black'>"
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/LoanLookupResponse'
              examples:
                SingleMatchResponse:
                  $ref: '#/components/examples/SingleMatchResponse'
                MultipleMatchResponse:
                  $ref: '#/components/examples/MultipleMatchResponse'
                NoMatchResponse:
                  $ref: '#/components/examples/NoMatchResponse'
                ClosedLoanResponse:
                  $ref: '#/components/examples/ClosedLoanResponse'
        '400':
          description: "<b>Bad Request</b> \n\n <font size='1' color='black'><b>Error codes & details</b></font> \n\n <B>400.001</B> Malformed content from the client \n\n <B>400.002</B> Request data does not match the application schema, please validate the request data. \n\n<B>400.005</B> Empty request body \n\n <B>400.006</B> Content-type must be application/json \n\n "
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/LoanLookupErrorResponse'
              example:
                code: '400.006'
                message: Missing header Content-type
                details:
                - error: Content-type must be application/json
        '401':
          description: "<b>Unauthorized</b> \n\n <font size='1' color='black'><b>Error codes & details </b></font> \n\n <B>401.001</B> Invalid Access Token, please validate the token, if error persists please renew your token. \n\n <b>401.002</b> Access Token Expired, please renew your access token. \n\n <b>401.003</b> API Product mismatch for token. Your token does not have access to the requested API \n\n <b>401.004</b> Invalid API Key, please validate the Client ID \n\n <b>401.005</b> Invalid API Key for given resource \n\n <b>401.006</b> Insufficient scope for Application \n\n <b>401.007</b> Invalid Username/Password combination, the provided combination of username and password is incorrect, please verify your credentials. \n\n <b>401.008</b> Invalid Refresh Token. \n\n <b>401.009</b> Invalid client secret \n\n <b>401.010</b> Refresh Token expired."
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/LoanLookupErrorResponse'
              example:
                code: '401.002'
                message: Access Token Expired
                details:
                - error: Access Token Expired, please renew your access token.
        '404':
          description: "<b>Not Found</b> \n\n <font size='1' color='black'><b>Error codes & details </b></font> \n\n <b>404.001</b> No resource for POST <b>/path</b>"
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/LoanLookupErrorResponse'
              example:
                code: 404.001
                message: No resource for POST /path
                details:
                  error: No resource for POST /path
        '429':
          description: "<b>Too Many Requests</b> \n\n <font size='1' color='black'><b>Error codes & details </b></font> \n\n <b>429.001</b> Rate limit exceeded, too many requests have been sent per second. \n\n <b>429.002</b> Quota limit exceeded, too many requests have been sent per minute."
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/LoanLookupErrorResponse'
              example:
                code: 429.001
                message: Rate limit exceeded
                details:
                  error: Rate limit exceeded, too many requests have been sent per second.
        '500':
          description: "<b>Internal server error.</b> \n\n <font size='1' color='black'><b>Error codes & details </b></font> \n\n <b>500</b> Internal server error."
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/LoanLookupErrorResponse'
              example:
                code: '500'
                message: Internal server error
                details:
                - error: Loan Look Up API is unable to retrieve data for the submitted request at this time. Please resubmit or contact Customer Support at (800-FREDDIE) for assistance.
      deprecated: false
components:
  schemas:
    LoanLookupRequest_address:
      required:
      - addressLineText
      - cityName
      - postalCode
      - stateCode
      type: object
      properties:
        addressLineText:
          maxLength: 100
          minLength: 1
          type: string
          description: The address with the address number, pre-directional, street name, post-directional, address unit designators and address unit value.
          example: 4317 HIGHLAND HILLS ST
        addressUnitIdentifier:
          maxLength: 100
          minLength: 1
          type: string
          description: The identifier value associated with the Secondary Address Unit Designator.
          example: B1C
        cityName:
          maxLength: 100
          minLength: 1
          type: string
          description: The name of the city.
          example: BAKERSFIELD
        postalCode:
          maxLength: 10
          minLength: 5
          pattern: ^[0-9]{5}(?:-[0-9]{4})?$
          type: string
          description: The 5-digit or full 9-digit (xxxxx-xxxx) zip code of the mortgaged property.
          example: '11223'
        stateCode:
          pattern: ^[A-Za-z\s]*$
          type: string
          description: The two-character representation of the US state, US Territory, Canadian Province, Military APO FPO, or Territory.
          example: CA
          enum:
          - AK
          - AL
          - AR
          - AZ
          - CA
          - CO
          - CT
          - DC
          - DE
          - FL
          - GA
          - GU
          - HI
          - IA
          - ID
          - IL
          - IN
          - KS
          - KY
          - LA
          - MA
          - MD
          - ME
          - MI
          - MN
          - MO
          - MS
          - MT
          - NC
          - ND
          - NE
          - NH
          - NJ
          - NM
          - NV
          - NY
          - OH
          - OK
          - OR
          - PA
          - PR
          - RI
          - SC
          - SD
          - TN
          - TX
          - UT
          - VI
          - VA
          - VT
          - WA
          - WI
          - WV
          - WY
      additionalProperties: false
    LoanLookupResponse_loans:
      required:
      - address
      - investorLoanIdentifier
      - mortgageType
      - noteDate
      type: object
      properties:
        noteDate:
          type: string
          description: The date of the mortgage note document. This is the date on which the loan was originated.
          example: '2015-02-16'
        mortgageType:
          type: string
          description: Types Of Mortgages
          example: Conventional
        investorLoanIdentifier:
          type: string
          description: A unique identifier for a loan, assigned by the investor, used to track or refer to the loan in the investor’s systems.
          example: '620149418'
        loanStatusType:
          type: string
          description: A collection of values that summarize the payment status of a loan.
          example: Closed
        loanPayoffDate:
          type: string
          description: The date when the loan is paid off and liquidated.
          example: '2020-04-13'
        address:
          $ref: '#/components/schemas/LoanLookupResponse_address'
      additionalProperties: false
    LoanLookupRequest_borrowerInformation:
      required:
      - taxpayerIdentifierType
      - taxpayerIdentifierValue
      type: object
      properties:
        taxpayerIdentifierType:
          type: string
          description: Specifies the type of identification number used by the Internal Revenue Service (IRS) in the administration of tax laws. It is issued either by the Social Security Administration (SSA) or the IRS. A Social Security number (SSN) is issued by the SSA; all other taxpayer identification numbers are issued by the IRS.
          example: SocialSecurityNumber
          enum:
          - SocialSecurityNumber
        taxpayerIdentifierValue:
          maxLength: 9
          minLength: 9
          pattern: ^[0-9]{9}$
          type: string
          description: The value of the taxpayer identifier as assigned by the IRS to the individual or legal entity.
          example: '114455778'
      additionalProperties: false
    Errors:
      title: Errors
      type: object
      properties:
        error:
          type: array
          items:
            $ref: '#/components/schemas/Error'
    LoanLookupRequest:
      required:
      - address
      - borrowerInformation
      - partyRoleIdentifier
      - partyRoleType
      - requestTransactionIdentifier
      type: object
      properties:
        requestType:
          type: string
          description: The search method being requested. Valid Value is LoanLookUp.
          example: LoanLookUp
          enum:
          - LoanLookUp
        requestTransactionIdentifier:
          maxLength: 50
          minLength: 1
          type: string
          description: 128-bit Globally unique identifier (GUID) assigned to each request.
          example: 4e6da9da-6b10-4995-89a0-b793b6f2b1b2
        closedLoanIndicator:
          type: boolean
          description: An Boolean indicator, which will include loans which have been paid off recently in the search when set to true. Valid Values are True/False and is set to false by default.
          example: false
          enum:
          - true
          - false
        partyRoleIdentifier:
          maxLength: 10
          minLength: 1
          type: string
          description: The unique identifier assigned to the party role.
          example: '123456'
        partyRoleType:
          maxLength: 50
          minLength: 1
          type: string
          description: A value from a MISMO defined list that identifies the role that the party plays in the transaction. Parties may be either a person or legal entity. A party may play multiple roles in a transaction.
          example: Seller
          enum:
          - Broker
          - Seller
          - Servicer
          - Correspondent
          - Lender
        address:
          $ref: '#/components/schemas/LoanLookupRequest_address'
        borrowerInformation:
          $ref: '#/components/schemas/LoanLookupRequest_borrowerInformation'
      additionalProperties: false
    ErrorEnvelope:
      title: ErrorEnvelope
      type: object
      properties:
        errors:
          $ref: '#/components/schemas/Errors'
    LoanLookupErrorResponse:
      title: LoanLookupErrorResponse
      type: object
      properties:
        errorEnvelope:
          $ref: '#/components/schemas/ErrorEnvelope'
    LoanLookupResponse_address:
      required:
      - PostalCode
      - addressLineText
      - cityName
      - stateCode
      type: object
      properties:
        addressLineText:
          type: string
          description: The address with the address number, pre-directional, street name, post-directional, address unit designators and address unit value.
          example: 8200 jones branch drive
        cityName:
          type: string
          description: The name of the city.
          example: Mclean
        postalCode:
          type: string
          description: The 5-digit or full 9-digit (xxxxx-xxxx) zip code of the mortgaged property.
          example: '22102'
        stateCode:
          type: string
          description: The two-character representation of the US state, US Territory, Canadian Province, Military APO FPO, or Territory.
          example: VA
      additionalProperties: false
      description: The street address of a property.
    LoanLookupResponse:
      required:
      - loanMatchIndicator
      - loanMatchMessage
      - loans
      - requestTransactionIdentifier
      - transactionDateTime
      type: object
      properties:
        loanMatchIndicator:
          type: boolean
          example: true
          enum:
          - true
          - false
        loanMatchMessage:
          type: string
          example: Freddie Mac has identified one (or more) loans matching the submitted borrower information.
        requestTransactionIdentifier:
          type: string
          description: The unique identifier assigned to each request.
          example: 4e6da9da-6b10-4995-89a0-b793b6f2b1b2
        transactionDateTime:
          type: string
          example: '2020-04-08T22:05:37.184Z'
        loans:
          type: array
          items:
            $ref: '#/components/schemas/LoanLookupResponse_loans'
      additionalProperties: false
    Error:
      title: Error
      type: object
      properties:
        errorCode:
          type: string
        errorDescription:
          type: string
  examples:
    SingleMatchResponse:
      value:
        loanMatchIndicator: true
        loanMatchMessage: Freddie Mac has identified one (or more) loans matching the submitted borrower information.
        requestTransactionIdentifier: 4e6da9da-6b10-4995-89a0-b793b6f2b1b2
        transactionDateTime: '2026-03-21T22:07:20.289Z'
        loans:
        - noteDate: '2024-12-27'
          mortgageType: Conventional
          investorLoanIdentifier: 000000009
          address:
            addressLineText: 22 Spencer St
            cityName: Edison
            postalCode: 08817
            stateCode: NJ
    ClosedLoanResponse:
      value:
        loanMatchIndicator: true
        loanMatchMessage: Freddie Mac has identified one (or more) loans matching the submitted borrower information.
        requestTransactionIdentifier: 4e6da9da-6b10-4995-89a0-b793b6f2b1d7
        transactionDateTime: '2026-03-06T15:28:04.158Z'
        loans:
        - noteDate: '2024-12-27'
          mortgageType: Conventional
          investorLoanIdentifier: 000508755
          loanStatusType: Closed
          loanPayoffDate: '2026-02-27'
          address:
            addressLineText: 817 W Main St
            cityName: Waterford
            postalCode: '53185'
            stateCode: WI
    NoMatchResponse:
      value:
        loanMatchIndicator: false
        loanMatchMessage: Freddie Mac did not find any loans matching the given borrower information.
        requestTransactionIdentifier: 4e6da9da-6b10-4995-89a0-b793b6f2b1b2
        transactionDateTime: '2020-04-09T14:05:19.565Z'
        loans:
        - {}
    NoMatchRequest:
      value:
        requestType: LoanLookUp
        requestTransactionIdentifier: 4e6da9da-6b10-4995-89a0-b793b6f2b1b2
        closedLoanIndicator: false
        partyRoleIdentifier: '12345'
        partyRoleType: Servicer
        address:
          addressLineText: 8200 Jones Branch Drive
          cityName: McLean
          postalCode: '22102'
          stateCode: VA
        borrowerInformation:
          taxpayerIdentifierType: SocialSecurityNumber
          taxpayerIdentifierValue: '148239146'
    ClosedLoanRequest:
      value:
        requestType: LoanLookUp
        requestTransactionIdentifier: 4e6da9da-6b10-4995-89a0-b793b6f2b1b2
        closedLoanIndicator: true
        partyRoleIdentifier: '12345'
        partyRoleType: Servicer
        address:
          addressLineText: 817 W Main St
          cityName: Waterford
          postalCode: '53185'
          stateCode: WI
        borrowerInformation:
          taxpayerIdentifierType: SocialSecurityNumber
          taxpayerIdentifierValue: '888800015'
    MultipleMatchRequest:
      value:
        requestType: LoanLookUp
        requestTransactionIdentifier: 4e6da9da-6b10-4995-89a0-b793b6f231b5
        closedLoanIndicator: false
        partyRoleIdentifier: '12345'
        partyRoleType: Servicer
        address:
          addressLineText: 49 HUDSON AVE
          cityName: EDGEWATER
          postalCode: '07020'
          stateCode: NJ
        borrowerInformation:
          taxpayerIdentifierType: SocialSecurityNumber
          taxpayerIdentifierValue: '888800000'
    MultipleMatchResponse:
      value:
        loanMatchIndicator: true
        loanMatchMessage: Freddie Mac has identified one (or more) loans matching the submitted borrower information.
        requestTransactionIdentifier: 4e6da9da-6b10-4995-89a0-b793b6f231b5
        transactionDateTime: '2026-03-06T15:21:27.063Z'
        loans:
        - noteDate: '2024-12-27'
          mortgageType: Conventional
          investorLoanIdentifier: 000610979
          address:
            addressLineText: 49 Hudson Ave
            cityName: Edgewater
            postalCode: '07020'
            stateCode: NJ
        - noteDate: '2024-12-27'
          mortgageType: FHA
          investorLoanIdentifier: '000000004'
          address:
            addressLineText: 49 Hudson Ave
            cityName: Edgewater
            postalCode: '07020'
            stateCode: NJ
    SingleMatchRequest:
      value:
        requestType: LoanLookUp
        requestTransactionIdentifier: 4e6da9da-6b10-4995-89a0-b793b6f2b1b2
        closedLoanIndicator: false
        partyRoleIdentifier: '12345'
        partyRoleType: Seller
        address:
          addressLineText: 22 SPENCER ST
          cityName: EDISON
          postalCode: 08817
          stateCode: NJ
        borrowerInformation:
          taxpayerIdentifierType: SocialSecurityNumber
          taxpayerIdentifierValue: '888800001'
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: token