DriveWealth Withdrawals API

openapi: 3.0.2
info:
  title: DriveWealth Accounts Withdrawals API
  version: '1.0'
servers:
- url: https://bo-api.drivewealth.io/back-office
  description: Sandbox server (Uses test data)
- url: https://bo-api.drivewealth.net/back-office
  description: Production Server (Uses LIVE data)
tags:
- name: Withdrawals
  x-displayName: Withdrawals
paths:
  /accounts/{accountID}/funding/redemptions:
    get:
      tags:
      - Withdrawals
      parameters:
      - in: path
        name: accountID
        schema:
          $ref: '#/components/schemas/accountID'
        required: true
      summary: List Account Withdrawals
      description: Retrieves a list of Account Withdrawals by accountID
      responses:
        '200':
          description: Retrieving a list of Account Withdrawals was Successful.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Redemptions'
      security:
      - bearerAuth: []
        dwAppKey: []
      - sessionToken: []
        dwAppKey: []
  /funding/redemptions:
    post:
      tags:
      - Withdrawals
      summary: Create Withdrawal
      description: Creates a Withdrawal.
      parameters:
      - in: header
        name: Idempotency-Key
        schema:
          type: string
          example: a1b2c3d4-5e6f-7g8h-9i0j-1k2l3m4n5o6
        required: false
        description: A unique key (UUID) that is used to prevent duplicate requests. Should a network interruption occur, or you otherwise lost a response from the API, you can safely perform the request provided that you send the same value as the Idempotency-Key. DriveWealth Idempotency Keys are saved for 4 days. Within this time period, sending any request with a duplicate key will return the exact same response as the original request, including the same status code and payload.
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/WithdrawalFromUserAccountReq'
      responses:
        '200':
          description: Creating a User's Account Withdrawal was successful.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/WithdrawalFromUserAccount'
      security:
      - bearerAuth: []
        dwAppKey: []
      - sessionToken: []
        dwAppKey: []
    get:
      tags:
      - Withdrawals
      summary: List Withdrawals
      description: Retrieves a list of Withdrawals.
      parameters:
      - in: query
        name: status
        schema:
          $ref: '#/components/schemas/withdrawalStatus'
        required: true
        description: The current status of the withdrawal; to filter by.
      - in: query
        name: type
        schema:
          $ref: '#/components/schemas/withdrawalTypes'
        required: true
        description: The type of withdrawal; to filter by.
      responses:
        '200':
          description: Retrieving a list of Withdrawals was Successful.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ListAllWithdrawalsForTheFirm'
      security:
      - bearerAuth: []
        dwAppKey: []
      - sessionToken: []
        dwAppKey: []
  /funding/redemptions/{redemptionID}:
    get:
      tags:
      - Withdrawals
      summary: Retrieve Withdrawal
      description: Retrieves a Withdrawal by redemptionID.
      parameters:
      - in: path
        name: redemptionID
        schema:
          $ref: '#/components/schemas/redemptionID'
        required: true
        example: cc07f91b-7ee1-4868-b8fc-823c70a1b932
        description: A unique identifier for the user's account redemption/withdrawal.
      responses:
        '200':
          description: Retrieving a Withdrawal by redemptionID was Successful.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/WithdrawalByRedemptionID'
      security:
      - bearerAuth: []
        dwAppKey: []
      - sessionToken: []
        dwAppKey: []
  /users/{userID}/funding/redemptions:
    get:
      tags:
      - Withdrawals
      summary: List User Withdrawals
      description: Retrieves a list of User Withdrawals by userID.
      parameters:
      - in: path
        name: userID
        schema:
          $ref: '#/components/schemas/userID'
        required: true
        example: cc07f91b-7ee1-4868-b8fc-823c70a1b932
        description: The User's unique identifier.
      responses:
        '200':
          description: Retrieving a list of User Withdrawals by userID was Successful.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Redemptions'
      security:
      - bearerAuth: []
        dwAppKey: []
      - sessionToken: []
        dwAppKey: []
components:
  schemas:
    email:
      type: string
      example: jj@drivewealth.dev
      description: The user's email address.
    transactionCodeType:
      type: string
      example: CSR
      enum:
      - CSR
      - CSD
    iraTaxWithHoldings:
      type: object
      properties:
        federalTaxPercentage:
          type: number
          example: 0.1
          description: The percentage amount that should be withheld for federal taxes.
    firstName:
      type: string
      example: Justin
      description: The first name of the user.
    note:
      type: string
      example: Hey! Welcome to DriveWealth Developer Docs!
      description: A way to store a message/comment on the this object.
    withdrawalID:
      type: string
      example: ZYNN000001-1672169822525-RIUIN
      description: The unique identifier of the redemption/withdrawal.
    beneficiaryBankProvince:
      type: string
      example: New York
      description: The user's external bank state or province.
    beneficiaryBankCity:
      type: string
      example: New York City
      description: The user's external bank city.
    currencyObject:
      type: object
      properties:
        name:
          $ref: '#/components/schemas/currency'
        description:
          type: string
          example: US Dollar
          description: A custom description about the currency.
        symbol:
          $ref: '#/components/schemas/currencySymbol'
    finTranReference:
      type: string
      example: HG.cd22a78a-8a48-441c-89d2-ea400964a34b
      description: The unique identifier that references back to the specific transaction.
    settlementProfileID:
      type: string
      example: settlement-profile-bank-account-1
      description: A settlement profile identifier that links to a specific bank account for fund settlement.
    batch:
      type: boolean
      example: true
    redemptionID:
      type: string
      example: DWUV000006-1593451797743-R8CC7
      description: A unique identifier for the user's account redemption/withdrawal.
    beneficiaryBankCountry:
      type: string
      example: USA
      description: The user's external bank country.
    userID:
      type: string
      example: cc07f91b-7ee1-4868-b8fc-823c70a1b932
      description: A unique identifier created for each User on DriveWealth's platform.
    currency:
      type: string
      example: USD
      description: The name of the currency in abbreviation form.
      enum:
      - USD
    created:
      type: string
      example: '2022-12-11T22:28:21.810Z'
      description: ''
    iraDistribution:
      type: string
      example: PREMATURE
      description: The type of redemption/withdrawal from an IRA type of account.
      enum:
      - PREMATURE
      - QUALIFIED
      - RMD
      deprecated: true
    transactionCode:
      type: string
      example: JOURNAL
      enum:
      - JOURNAL
      - FEE_ACH
      - DISBURSEMENT_ACH_SVB
    WithdrawalForTheFirm:
      type: object
      properties:
        id:
          $ref: '#/components/schemas/withdrawalID'
        paymentID:
          $ref: '#/components/schemas/withdrawalID'
        type:
          $ref: '#/components/schemas/withdrawalTypes'
        amount:
          type: number
          example: 125.92
          description: The amount of the withdrawal
        currency:
          $ref: '#/components/schemas/currencyObject'
        status:
          $ref: '#/components/schemas/redemptionStatusObject'
        userDetails:
          $ref: '#/components/schemas/withdrawalUserDetails'
        accountDetails:
          $ref: '#/components/schemas/withdrawalAccountDetails'
        fees:
          type: array
          description: A list of fees associated to the withdrawal.
          items:
            oneOf:
            - $ref: '#/components/schemas/feeObject'
        wlpFinTranTypeID:
          $ref: '#/components/schemas/wlpFinTranTypeID'
        transactionCode:
          $ref: '#/components/schemas/transactionCodeObject'
    withdrawalStatusNumber:
      type: number
      example: 1
      description: The current status of the user's redemption/withdrawal in integer form.
      enum:
      - 1
      - 2
      - 3
      - 4
      - 11
      - 12
      - 13
      - 14
      - 15
      - 16
      - -1
    withdrawalAccountDetails:
      type: object
      properties:
        accountID:
          $ref: '#/components/schemas/accountID'
        accountNo:
          $ref: '#/components/schemas/accountNo'
        accountType:
          $ref: '#/components/schemas/accountTypeObject'
        accountManagementType:
          $ref: '#/components/schemas/accountManagementTypeObject'
    accountTypeObject:
      type: object
      properties:
        name:
          type: string
          example: LIVE
          description: The type of account that has been created.
        description:
          type: string
          example: Live Account
          description: A custom description of the account type.
    parentIBIDObject:
      type: object
      properties:
        id:
          type: string
          example: 80f9b672-120d-4b73-9cc9-42fb3262c4b9
          description: The unique identifier of an associated organization.
        name:
          type: string
          example: Tendies Trading Company
          description: The organization name.
    withdrawalStatusHistoryObject:
      type: object
      properties:
        status:
          $ref: '#/components/schemas/withdrawalStatusNumber'
        statusMessage:
          $ref: '#/components/schemas/withdrawalStatus'
        created:
          $ref: '#/components/schemas/created'
          description: The date and time the withdrawal move into this step.
        updatedBy:
          $ref: '#/components/schemas/updatedBy'
        comment:
          type: string
          example: New redemption request from the back-office
          description: A custom description that describes the current status of the redemption/withdrawal.
    withdrawalStatus:
      type: string
      example: PENDING
      description: The current status of the user's redemption/withdrawal.
      enum:
      - STARTED
      - PENDING
      - SUCCESSFUL
      - FAILED
      - OTHER
      - RIA_PENDING
      - RIA_APPROVED
      - RIA_REJECTED
      - APPROVED
      - REJECTED
      - '-'
    beneficiaryBankZip:
      type: string
      example: '10038'
      description: The user's external bank postal code.
    WithdrawalByRedemptionID:
      type: object
      properties:
        id:
          $ref: '#/components/schemas/withdrawalID'
        category:
          $ref: '#/components/schemas/withdrawalCategories'
        currency:
          $ref: '#/components/schemas/currencyObject'
        status:
          $ref: '#/components/schemas/redemptionStatusObject'
        created:
          $ref: '#/components/schemas/created'
          description: The date and time the redemption/withdrawal was created.
        userDetails:
          $ref: '#/components/schemas/withdrawalUserDetails'
        accountDetails:
          $ref: '#/components/schemas/withdrawalAccountDetails'
        batch:
          $ref: '#/components/schemas/batch'
        transactionCode:
          $ref: '#/components/schemas/transactionCodeObject'
        statusHistory:
          type: array
          description: A list of the status history of the withdrawal.
          items:
            oneOf:
            - $ref: '#/components/schemas/withdrawalStatusHistoryObject'
        details:
          $ref: '#/components/schemas/withdrawalDetailsObject'
        wlpFinTranTypeID:
          $ref: '#/components/schemas/wlpFinTranTypeID'
        fees:
          type: array
          description: A list of fees associated to the withdrawal.
          items:
            oneOf:
            - $ref: '#/components/schemas/feeObject'
        note:
          $ref: '#/components/schemas/note'
        type:
          $ref: '#/components/schemas/withdrawalTypes'
    bankAccountID:
      type: string
      example: bank_a4656e60-321e-425b-aa0d-a2e75c38885f
      description: The unique DriveWealth identifier that identifies each linked bank account.
    username:
      type: string
      example: ttc.user.justin
      description: The username of the user.
    redemptionStatusObject:
      type: object
      properties:
        id:
          type: number
          example: 1
          description: The current status of the user's brokerage account withdraw in integer form.
        message:
          type: string
          example: PENDING
          description: The current status of the user's brokerage account redemption/withdrawal.
          enum:
          - STARTED
          - PENDING
          - SUCCESSFUL
          - FAILED
          - OTHER
          - RIA_PENDING
          - RIA_APPROVED
          - RIA_APPROVED
          - APPROVED
          - REJECTED
          - '-'
        updated:
          type: string
          example: '2022-12-11T22:28:21.810Z'
          description: The last updated timestamp of the status of the user's brokerage account redemption/withdrawal.
    accountID:
      type: string
      example: cc07f91b-7ee1-4868-b8fc-823c70a1b932.1407775317759
      description: The user's unique account identifier.
    WithdrawalFromUserAccountReq:
      type: object
      required:
      - accountNo
      - amount
      - currency
      - type
      - details
      properties:
        accountNo:
          $ref: '#/components/schemas/accountNo'
        amount:
          type: number
          example: 125.92
          description: The amount of the withdrawal
        currency:
          $ref: '#/components/schemas/currency'
        type:
          $ref: '#/components/schemas/withdrawalTypes'
        bankAccountID:
          $ref: '#/components/schemas/bankAccountID'
        details:
          deprecated: true
          $ref: '#/components/schemas/withdrawalDetailsObject'
        iraDistribution:
          $ref: '#/components/schemas/iraDistribution'
        iraTaxWithholdings:
          $ref: '#/components/schemas/iraTaxWithHoldings'
        liquidate:
          type: boolean
          example: false
          description: True, if the account is a managed account and a full liquidation is requested from the user.
        fees:
          type: array
          description: A list of fees associated to the withdrawal.
          items:
            oneOf:
            - $ref: '#/components/schemas/feeObject'
        note:
          $ref: '#/components/schemas/note'
        settlementProfileID:
          $ref: '#/components/schemas/settlementProfileID'
    withdrawalTypes:
      type: string
      example: ACH
      description: The method/form in which the redemption/withdrawal will be sent back to the user's external account.
      enum:
      - ACH
      - WIRE
      - CASH_TRANSFER
      - BULK_FUNDING
    transactionCodeObject:
      type: object
      properties:
        code:
          $ref: '#/components/schemas/transactionCode'
        type:
          $ref: '#/components/schemas/transactionCodeType'
        description:
          type: string
          example: Cash Receipt - ACH
          description: A custom description about the transaction code.
    accountManagementTypeObject:
      type: object
      properties:
        name:
          type: string
          example: SELF
          description: The type of account who has trading authority.
          enum:
          - SELF
          - ADVISORY
          - RIA_MANAGED
          - CUSTODIAL
          - CUSTODIAL_MANAGED
          - RESERVED
          - RETIREMENT_TRADITIONAL_SELF
          - RETIREMENT_TRADITIONAL_ADVISORY
          - RETIREMENT_TRADITIONAL_RIA_MANAGED
          - RETIREMENT_ROTH_SELF
          - RETIREMENT_ROTH_ADVISORY
          - RETIREMENT_ROTH_RIA_MANAGED
          - TRUST_SELF
          - TRUST_ADVISORY
          - TRUST_RIA_MANAGED
          - HSA_SELF
          - HSA_ADVISORY
          - HSA_RIA_MANAGED
        description:
          type: string
          example: Self Directed Account
          description: A custom description of the account management type.
    currencySymbol:
      type: string
      example: $
      description: The currency symbol.
      enum:
      - $
    feeObject:
      type: object
      required:
      - type
      - amount
      properties:
        type:
          type: string
          example: FEE_ACH
          description: The type of fee that is being applied.
          enum:
          - FEE_ACH
          - FEE_FEDERAL_TAX
          - FEE_STATE_TAX
        description:
          type: string
          example: Fee - ACH
          description: A custom description that describes the fee type.
        amount:
          type: number
          example: -5.99
          description: The amount of the fee that is being applied.
        wlpFinTranTypeID:
          $ref: '#/components/schemas/wlpFinTranTypeID'
        transactionCode:
          $ref: '#/components/schemas/transactionCode'
        finTranReference:
          $ref: '#/components/schemas/finTranReference'
        created:
          type: string
          example: '2022-12-11T22:28:21.810Z'
          description: The timestamp of when the fee was charged.
        currency:
          $ref: '#/components/schemas/currency'
        symbol:
          $ref: '#/components/schemas/currencySymbol'
    accountNo:
      type: string
      example: DWBG000052
      description: The user's unique account number, that is human readable.
    withdrawalDetailsObject:
      type: object
      properties:
        beneficiaryName:
          type: string
          example: Justin Smith
          description: The full name of the user at the external bank.
        beneficiaryAccountNumber:
          type: string
          example: 00257596002028990212396
          description: The user's external bank account number.
        beneficiaryAccountType:
          type: string
          example: CHECKING
          description: The user's external bank account type.
          enum:
          - CHECKING
          - SAVINGS
        beneficiaryRoutingNumber:
          type: string
          example: '021000322'
          description: The user's external bank account routing number.
        beneficiarySwiftABA:
          type: string
          example: BOFAUS3NXXX
          description: The user's external bank SWIFT code or ABA number.
        beneficiaryBankName:
          type: string
          example: Bank of America
          description: The user's external bank name.
        beneficiaryBankAddress:
          $ref: '#/components/schemas/beneficiaryBankAddress'
        beneficiaryBankCity:
          $ref: '#/components/schemas/beneficiaryBankCity'
        beneficiaryBankProvince:
          $ref: '#/components/schemas/beneficiaryBankProvince'
        beneficiaryBankZip:
          $ref: '#/components/schemas/beneficiaryBankZip'
        beneficiaryBankCountry:
          $ref: '#/components/schemas/beneficiaryBankCountry'
        intermediarySwift:
          type: string
          example: CHASUS3AXXX
          description: The SWIFT code of the intermediary bank that is facilitating the international wire transfer.
        intermediaryBankName:
          type: string
          example: J.P Morgan Chase & Co.
          description: The full name of the intermediary bank that is facilitating the international wire transfer.
    WithdrawalFromUserAccount:
      type: object
      properties:
        id:
          $ref: '#/components/schemas/withdrawalID'
        accountNo:
          $ref: '#/components/schemas/accountNo'
        category:
          type: string
          example: REDEMPTION
          description: The category of the withdrawal.
        currency:
          $ref: '#/components/schemas/currency'
        amount:
          type: number
          example: -560.36
          description: The amount of the withdrawal.
        status:
          $ref: '#/components/schemas/redemptionStatusObject'
        source:
          type: object
          properties:
            id:
              $ref: '#/components/schemas/withdrawalTypes'
            meta_info:
              $ref: '#/components/schemas/note'
        paymentRef:
          $ref: '#/components/schemas/withdrawalID'
        created:
          type: string
          example: '2022-12-08T18:36:40.609Z'
          description: The date and time the when the withdrawal was created.
        accountID:
          $ref: '#/components/schemas/accountID'
        userID:
          $ref: '#/components/schemas/userID'
        transactionCode:
          $ref: '#/components/schemas/transactionCode'
        wlpFinTranTypeID:
          $ref: '#/components/schemas/wlpFinTranTypeID'
        batch:
          type: boolean
          example: true
          description: True, if the withdrawal will be batched.
        account_number:
          $ref: '#/components/schemas/accountNo'
    withdrawalUserDetails:
      type: object
      properties:
        userID:
          $ref: '#/components/schemas/userID'
        username:
          $ref: '#/components/schemas/username'
        firstName:
          $ref: '#/components/schemas/firstName'
        lastName:
          $ref: '#/components/schemas/lastName'
        email:
          $ref: '#/components/schemas/email'
        parentIBID:
          $ref: '#/components/schemas/parentIBIDObject'
        wlpID:
          $ref: '#/components/schemas/wlpID'
    Redemption:
      type: object
      properties:
        id:
          $ref: '#/components/schemas/redemptionID'
        paymentID:
          $ref: '#/components/schemas/redemptionID'
        amount:
          type: number
          example: 250.25
          description: The amount that will be withdraw from the user's brokerage account.
        currency:
          $ref: '#/components/schemas/currencyObject'
        status:
          $ref: '#/components/schemas/redemptionStatusObject'
        accountDetails:
          type: object
          properties:
            accountID:
              $ref: '#/components/schemas/accountID'
            accountNo:
              $ref: '#/components/schemas/accountNo'
            accountType:
              $ref: '#/components/schemas/accountTypeObject'
            accountManagementType:
              $ref: '#/components/schemas/accountManagementTypeObject'
        fees:
          type: array
          items:
            oneOf:
            - $ref: '#/components/schemas/feeObject'
        wlpFinTranTypeID:
          $ref: '#/components/schemas/wlpFinTranTypeID'
        finTranReference:
          $ref: '#/components/schemas/finTranReference'
        timestamp:
          type: string
          example: '2022-12-11T22:28:21.810Z'
          description: The date and time of when the redemption was created.
    Redemptions:
      type: array
      items:
        oneOf:
        - $ref: '#/components/schemas/Redemption'
    withdrawalCategories:
      type: string
      example: REDEMPTION
      description: The category of the withdrawal.
    updatedBy:
      type: string
      example: SYSTEM
      enum:
      - SYSTEM REPORT SERVICE
      - INSTANT FUNDING BREAKDOWN JOB
    ListAllWithdrawalsForTheFirm:
      type: array
      description: A list of all redemptions for the firm.
      items:
        oneOf:
        - $ref: '#/components/schemas/WithdrawalForTheFirm'
    lastName:
      type: string
      example: Smith
      description: The last (family) name of the user.
    beneficiaryBankAddress:
      type: string
      example: 222 BROADWAY
      description: The user's external bank street address.
    wlpFinTranTypeID:
      type: string
      example: c43bab85-2916-4831-a0db-66215150a6e4
      description: A unique identifier to id different type of transactions.
    wlpID:
      type: string
      example: TTC
      description: The wlpID is a deep backoffice ID that identifies each partner from each other.
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
    dwAppKey:
      type: apiKey
      in: header
      name: dw-client-app-key
    sessionToken:
      type: apiKey
      in: header
      name: dw-auth-token