Customers Bank

Customers Bank Loan Application API

The LoanApplication API from Customers Bank — 2 operation(s) for loanapplication.

GitHub OpenAPI

Operations 3

POST /application /application - POST #
GET /application /application - GET #
GET /application/{id} /application/{id} - GET #

Documentation

📖
Documentation
https://cubiapi.readme.io/docs/accounts-3
📖
APIReference
https://cubiapi.readme.io/reference/get
📖
Documentation
https://cubiapi.readme.io/docs/getting-started
📖
APIReference
https://cubiapi.readme.io/reference
📖
Documentation
https://cubiapi.readme.io/docs/loan-application
📖
APIReference
https://cubiapi.readme.io/reference/post-application
📖
APIReference
https://cubiapi.readme.io/reference/get-banks-1
📖
Documentation
https://cubiapi.readme.io/docs/partners-1
📖
APIReference
https://cubiapi.readme.io/reference/post-customers
📖
Documentation
https://cubiapi.readme.io/docs/authenticate-1
📖
APIReference
https://cubiapi.readme.io/reference/post-oauth2-token
📖
Documentation
https://cubiapi.readme.io/docs/book-transfers
📖
APIReference
https://cubiapi.readme.io/reference/get-addressbook-entries
📖
Documentation
https://cubiapi.readme.io/docs/webhooks-1
📖
Documentation
https://cubiapi.readme.io/docs/outgoing-wires

Specifications

⚙
OpenAPI
https://raw.githubusercontent.com/api-evangelist/customers-bank/refs/heads/main/openapi/customers-bank-loanapplication-api-openapi.yml

Work with this as data

Every API here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for apis

7 MCP tools reach this
  • find_apisBrowse and filter every API in the catalog.
  • get_api_artifactsOne API's artifacts, grouped by type.
  • get_openapiThe primary OpenAPI for this API.
  • find_similar_apisAPIs that look like this one.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This API 
curl "https://apis.io/api/v1/apis/customers-bank-loanapplication-api"
All apis 
curl "https://apis.io/api/v1/apis?limit=25"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have.

OpenAPI Specification

customers-bank-loanapplication-api-openapi.yml Raw ↑ 
openapi: 3.2.0
info:
  title: ConsumerLending Loan Application API
  version: v1
servers:
- url: https://cubi-sandbox-api.customersbank.com/consumerlending/v1
tags:
- name: LoanApplication
paths:
  /application:
    post:
      tags:
      - LoanApplication
      summary: /application - POST
      description: Creates a new loan application in the system. Creating an application will initiate the approval process. If that process is successful the application will be converted to a loan.
      operationId: post-application
      parameters:
      - name: x-idempotency-key
        in: header
        description: Unique request idenitfier for idempotency.
        required: true
        schema:
          type: string
          format: uuid
        example: 3169e68b-93ce-49a7-aec5-907f52099868
      requestBody:
        description: ''
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/Cubi.ConsumerLending.WebApi.Dto.CreateLoanApplicationDto'
            example:
              platformReferenceNumber: string
              applicationDate: string
              requestedLoanAmount: 0
              maximumApprovedLoanAmount: 0
              loanAmount: 0
              netFundingAmount: 0
              partnerLoanApprovalDate: string
              apr: 0
              noteRate: 0
              collateralCategory: string
              loanPurpose: string
              defaultProbability: 0
              customRiskScore: string
              customGrade: string
              isMlaLoan: true
              mlaChecked: true
              ofacChecked: true
              promotionDetails:
                promotionMonths: 0
              borrowers:
              - ssn: string
                fullName: string
                dateOfBirth: string
                annualIncome: 0
                employerName: string
                emailAddress: string
                schoolName: string
                schoolOpeCode: string
                schoolGraduationYear: 0
                degreeType: string
                areaOfStudy: string
                deceased: true
                housingStatus: Own
                streetAddress: string
                city: string
                state: string
                zipCode: string
                homePhoneNumber: string
                workPhoneNumber: string
                cellPhoneNumber: string
                ficoScore: 0
                debtToIncomeRatio: 0
                debt: 0
                creditInquiryCount: 0
                nonTraditionalInquiryCount: 0
                mortgageDelinquencyCount: 0
                thirtyDayLatePaymentCount: 0
                sixtyDayLatePaymentCount: 0
                tradeDelinquencyCount: 0
                chargeOffCount: 0
                numberOfMonthsSinceAnyThirtyDayLatePayments: 0
                derogatoryRemarkCount: 0
                hasFiledForBankruptcy: true
                monthsSinceBankruptcyFiled: 0
                monthsSinceBankruptcyDismissed: 0
                monthsSinceBankruptcyStatusDate: 0
              cosigners:
              - ssn: string
                fullName: string
                dateOfBirth: string
                annualIncome: 0
                employerName: string
                emailAddress: string
                schoolName: string
                schoolOpeCode: string
                schoolGraduationYear: 0
                degreeType: string
                areaOfStudy: string
                deceased: true
                housingStatus: Own
                streetAddress: string
                city: string
                state: string
                zipCode: string
                homePhoneNumber: string
                workPhoneNumber: string
                cellPhoneNumber: string
                ficoScore: 0
                debtToIncomeRatio: 0
                debt: 0
                creditInquiryCount: 0
                sixtyDayLatePaymentCount: 0
                tradeDelinquencyCount: 0
                chargeOffCount: 0
                nonTraditionalInquiryCount: 0
                mortgageDelinquencyCount: 0
                thirtyDayLatePaymentCount: 0
                numberOfMonthsSinceAnyThirtyDayLatePayments: 0
                derogatoryRemarkCount: 0
                hasFiledForBankruptcy: true
                monthsSinceBankruptcyFiled: 0
                monthsSinceBankruptcyDismissed: 0
                monthsSinceBankruptcyStatusDate: 0
              programId: string
              loanAccountNumber: string
              fundImmediatelyOnApproval: true
              immediateFundingInstructions:
              - amountToFund: 0
                routingNumber: string
                accountNumber: string
                accountName: string
                accountType: Checking
                platformReferenceNumber: string
              aanReasons:
              - string
              propertyDetails:
                streetAddress: string
                city: string
                state: string
                zipCode: string
                cltv: 0
                propertyType: Other
                unitCount: 0
                automatedValuationModel: 0
                manualValuationModel: 0
                avmConfidenceScore: 0
                outstandingMortgageBalance: 0
              contractors:
              - name: string
                ein: string
              resultOfCounterOfferProcess: true
              monthlyPayment: 0
              termLength: 0
              merchantDiscountRatePercentage: 0
              merchantDiscountRateAmount: 0
              originationFeePercentage: 0
              originationFeeAmount: 0
              paymentFactor: 0
              partnerStatus: Signed
              partnerStatusReason: string
              acquisitionChannelName: string
              stagedFundingDetails:
                expectedNumberOfStages: 0
                expectedFundingLevels:
                - fundingStageNumber: 0
                  expectedFundingPercentage: 0
          text/json:
            schema:
              $ref: '#/components/schemas/Cubi.ConsumerLending.WebApi.Dto.CreateLoanApplicationDto'
            example:
              platformReferenceNumber: string
              applicationDate: string
              requestedLoanAmount: 0
              maximumApprovedLoanAmount: 0
              loanAmount: 0
              netFundingAmount: 0
              partnerLoanApprovalDate: string
              apr: 0
              noteRate: 0
              collateralCategory: string
              loanPurpose: string
              defaultProbability: 0
              customRiskScore: string
              customGrade: string
              isMlaLoan: true
              mlaChecked: true
              ofacChecked: true
              promotionDetails:
                promotionMonths: 0
              borrowers:
              - ssn: string
                fullName: string
                dateOfBirth: string
                annualIncome: 0
                employerName: string
                emailAddress: string
                schoolName: string
                schoolOpeCode: string
                schoolGraduationYear: 0
                degreeType: string
                areaOfStudy: string
                deceased: true
                housingStatus: Own
                streetAddress: string
                city: string
                state: string
                zipCode: string
                homePhoneNumber: string
                workPhoneNumber: string
                cellPhoneNumber: string
                ficoScore: 0
                debtToIncomeRatio: 0
                debt: 0
                creditInquiryCount: 0
                nonTraditionalInquiryCount: 0
                mortgageDelinquencyCount: 0
                thirtyDayLatePaymentCount: 0
                sixtyDayLatePaymentCount: 0
                tradeDelinquencyCount: 0
                chargeOffCount: 0
                numberOfMonthsSinceAnyThirtyDayLatePayments: 0
                derogatoryRemarkCount: 0
                hasFiledForBankruptcy: true
                monthsSinceBankruptcyFiled: 0
                monthsSinceBankruptcyDismissed: 0
                monthsSinceBankruptcyStatusDate: 0
              cosigners:
              - ssn: string
                fullName: string
                dateOfBirth: string
                annualIncome: 0
                employerName: string
                emailAddress: string
                schoolName: string
                schoolOpeCode: string
                schoolGraduationYear: 0
                degreeType: string
                areaOfStudy: string
                deceased: true
                housingStatus: Own
                streetAddress: string
                city: string
                state: string
                zipCode: string
                homePhoneNumber: string
                workPhoneNumber: string
                cellPhoneNumber: string
                ficoScore: 0
                debtToIncomeRatio: 0
                debt: 0
                creditInquiryCount: 0
                sixtyDayLatePaymentCount: 0
                tradeDelinquencyCount: 0
                chargeOffCount: 0
                nonTraditionalInquiryCount: 0
                mortgageDelinquencyCount: 0
                thirtyDayLatePaymentCount: 0
                numberOfMonthsSinceAnyThirtyDayLatePayments: 0
                derogatoryRemarkCount: 0
                hasFiledForBankruptcy: true
                monthsSinceBankruptcyFiled: 0
                monthsSinceBankruptcyDismissed: 0
                monthsSinceBankruptcyStatusDate: 0
              programId: string
              loanAccountNumber: string
              fundImmediatelyOnApproval: true
              immediateFundingInstructions:
              - amountToFund: 0
                routingNumber: string
                accountNumber: string
                accountName: string
                accountType: Checking
                platformReferenceNumber: string
              aanReasons:
              - string
              propertyDetails:
                streetAddress: string
                city: string
                state: string
                zipCode: string
                cltv: 0
                propertyType: Other
                unitCount: 0
                automatedValuationModel: 0
                manualValuationModel: 0
                avmConfidenceScore: 0
                outstandingMortgageBalance: 0
              contractors:
              - name: string
                ein: string
              resultOfCounterOfferProcess: true
              monthlyPayment: 0
              termLength: 0
              merchantDiscountRatePercentage: 0
              merchantDiscountRateAmount: 0
              originationFeePercentage: 0
              originationFeeAmount: 0
              paymentFactor: 0
              partnerStatus: Signed
              partnerStatusReason: string
              acquisitionChannelName: string
              stagedFundingDetails:
                expectedNumberOfStages: 0
                expectedFundingLevels:
                - fundingStageNumber: 0
                  expectedFundingPercentage: 0
          application/*+json:
            schema:
              $ref: '#/components/schemas/Cubi.ConsumerLending.WebApi.Dto.CreateLoanApplicationDto'
            example:
              platformReferenceNumber: string
              applicationDate: string
              requestedLoanAmount: 0
              maximumApprovedLoanAmount: 0
              loanAmount: 0
              netFundingAmount: 0
              partnerLoanApprovalDate: string
              apr: 0
              noteRate: 0
              collateralCategory: string
              loanPurpose: string
              defaultProbability: 0
              customRiskScore: string
              customGrade: string
              isMlaLoan: true
              mlaChecked: true
              ofacChecked: true
              promotionDetails:
                promotionMonths: 0
              borrowers:
              - ssn: string
                fullName: string
                dateOfBirth: string
                annualIncome: 0
                employerName: string
                emailAddress: string
                schoolName: string
                schoolOpeCode: string
                schoolGraduationYear: 0
                degreeType: string
                areaOfStudy: string
                deceased: true
                housingStatus: Own
                streetAddress: string
                city: string
                state: string
                zipCode: string
                homePhoneNumber: string
                workPhoneNumber: string
                cellPhoneNumber: string
                ficoScore: 0
                debtToIncomeRatio: 0
                debt: 0
                creditInquiryCount: 0
                nonTraditionalInquiryCount: 0
                mortgageDelinquencyCount: 0
                thirtyDayLatePaymentCount: 0
                sixtyDayLatePaymentCount: 0
                tradeDelinquencyCount: 0
                chargeOffCount: 0
                numberOfMonthsSinceAnyThirtyDayLatePayments: 0
                derogatoryRemarkCount: 0
                hasFiledForBankruptcy: true
                monthsSinceBankruptcyFiled: 0
                monthsSinceBankruptcyDismissed: 0
                monthsSinceBankruptcyStatusDate: 0
              cosigners:
              - ssn: string
                fullName: string
                dateOfBirth: string
                annualIncome: 0
                employerName: string
                emailAddress: string
                schoolName: string
                schoolOpeCode: string
                schoolGraduationYear: 0
                degreeType: string
                areaOfStudy: string
                deceased: true
                housingStatus: Own
                streetAddress: string
                city: string
                state: string
                zipCode: string
                homePhoneNumber: string
                workPhoneNumber: string
                cellPhoneNumber: string
                ficoScore: 0
                debtToIncomeRatio: 0
                debt: 0
                creditInquiryCount: 0
                sixtyDayLatePaymentCount: 0
                tradeDelinquencyCount: 0
                chargeOffCount: 0
                nonTraditionalInquiryCount: 0
                mortgageDelinquencyCount: 0
                thirtyDayLatePaymentCount: 0
                numberOfMonthsSinceAnyThirtyDayLatePayments: 0
                derogatoryRemarkCount: 0
                hasFiledForBankruptcy: true
                monthsSinceBankruptcyFiled: 0
                monthsSinceBankruptcyDismissed: 0
                monthsSinceBankruptcyStatusDate: 0
              programId: string
              loanAccountNumber: string
              fundImmediatelyOnApproval: true
              immediateFundingInstructions:
              - amountToFund: 0
                routingNumber: string
                accountNumber: string
                accountName: string
                accountType: Checking
                platformReferenceNumber: string
              aanReasons:
              - string
              propertyDetails:
                streetAddress: string
                city: string
                state: string
                zipCode: string
                cltv: 0
                propertyType: Other
                unitCount: 0
                automatedValuationModel: 0
                manualValuationModel: 0
                avmConfidenceScore: 0
                outstandingMortgageBalance: 0
              contractors:
              - name: string
                ein: string
              resultOfCounterOfferProcess: true
              monthlyPayment: 0
              termLength: 0
              merchantDiscountRatePercentage: 0
              merchantDiscountRateAmount: 0
              originationFeePercentage: 0
              originationFeeAmount: 0
              paymentFactor: 0
              partnerStatus: Signed
              partnerStatusReason: string
              acquisitionChannelName: string
              stagedFundingDetails:
                expectedNumberOfStages: 0
                expectedFundingLevels:
                - fundingStageNumber: 0
                  expectedFundingPercentage: 0
      responses:
        '202':
          description: Accepted
          content:
            text/plain:
              schema:
                $ref: '#/components/schemas/Cubi.ConsumerLending.WebApi.Dto.LoanApplicationAcceptedDto'
              examples:
                default:
                  value: null
            application/json:
              schema:
                $ref: '#/components/schemas/Cubi.ConsumerLending.WebApi.Dto.LoanApplicationAcceptedDto'
              example:
                id: string
                immediateFundingInstructions:
                - platformReferenceNumber: string
                  fundingInstructionId: string
            text/json:
              schema:
                $ref: '#/components/schemas/Cubi.ConsumerLending.WebApi.Dto.LoanApplicationAcceptedDto'
              example:
                id: string
                immediateFundingInstructions:
                - platformReferenceNumber: string
                  fundingInstructionId: string
        '400':
          description: BadRequest
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Microsoft.AspNetCore.Mvc.ValidationProblemDetails'
              example:
                type: https://tools.ietf.org/html/rfc9110#section-15.5.1
                title: One or more validation errors occurred.
                status: 400
                traceId: string
        '401':
          description: Unauthorized
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Microsoft.AspNetCore.Mvc.ProblemDetails'
              example:
                type: https://tools.ietf.org/html/rfc9110#section-15.5.2
                title: Unauthorized
                status: 401
                traceId: string
        '403':
          description: Forbidden
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Microsoft.AspNetCore.Mvc.ProblemDetails'
              example:
                type: https://tools.ietf.org/html/rfc9110#section-15.5.4
                title: Forbidden
                status: 403
                traceId: string
        '422':
          description: UnprocessableEntity
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Microsoft.AspNetCore.Mvc.ValidationProblemDetails'
              example:
                type: https://tools.ietf.org/html/rfc4918#section-11.2
                title: Unprocessable Entity
                status: 422
                traceId: string
        '500':
          description: InternalServerError
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/Microsoft.AspNetCore.Mvc.ProblemDetails'
              example:
                type: https://tools.ietf.org/html/rfc9110#section-15.6.1
                title: An error occurred while processing your request.
                status: 500
                traceId: string
    get:
      tags:
      - LoanApplication
      summary: /application - GET
      description: Retrieve a paginated list of loan applications filtered by the search options provided.
      operationId: get-application
      parameters:
      - name: programId
        in: query
        description: The partner program id to search applications for
        schema:
          type: string
          format: uuid
          example: 00000000-0000-0000-0000-000000000000
        example: 00000000-0000-0000-0000-000000000000
      - name: paginateResults
        in: query
        schema:
          type: boolean
      - name: page
        in: query
        schema:
          type: integer
          format: int32
      - name: perPage
        in: query
        schema:
          type: integer
          format: int32
      - name: sortOn
        in: query
        schema:
          type: string
      - name: sortAscending
        in: query
        schema:
          type: boolean
      responses:
        '200':
          description: OK
          content:
            text/plain:
              schema:
                $ref: '#/components/schemas/Cubi.Common.Abstractions.Paginated_Cubi.ConsumerLending.WebApi.Dto.LoanApplicationResponseDto'
              examples:
                default:
                  value: null
            application/json:
              schema:
                $ref: '#/components/schemas/Cubi.Common.Abstractions.Paginated_Cubi.ConsumerLending.WebApi.Dto.LoanApplicationResponseDto'
              example:
                pageSize: 0
                pageOffset: 0
                totalPages: 0
                totalItemCount: 0
                items:
                - id: string
                  platformReferenceNumber: string
                  applicationDate: string
                  requestedLoanAmount: 0
                  maximumApprovedLoanAmount: 0
                  loanAmount: 0
                  netFundingAmount: 0
                  partnerLoanApprovalDate: string
                  apr: 0
                  noteRate: 0
                  loanAccountNumber: string
                  collateralCategory: string
                  loanPurpose: string
                  defaultProbability: 0
                  customRiskScore: string
                  customGrade: string
                  mlaLoan: true
                  mlaChecked: true
                  ofacChecked: true
                  promotionDetails:
                    promotionMonths: 0
                  propertyDetails:
                    streetAddress: string
                    city: string
                    state: string
                    zipCode: string
                    cltv: 0
                    propertyType: Other
                    unitCount: 0
                    automatedValuationModel: 0
                    manualValuationModel: 0
                    avmConfidenceScore: 0
                    outstandingMortgageBalance: 0
                  programId: string
                  applicationStatus: string
                  borrowers:
                  - id: string
                    ssn: string
                    fullName: string
                    dateOfBirth: string
                    annualIncome: 0
                    employerName: string
                    emailAddress: string
                    schoolName: string
                    schoolOpeCode: string
                    schoolGraduationYear: 0
                    degreeType: string
                    areaOfStudy: string
                    deceased: true
                    housingStatus: Own
                    streetAddress: string
                    city: string
                    state: string
                    zipCode: string
                    homePhoneNumber: string
                    workPhoneNumber: string
                    cellPhoneNumber: string
                    ficoScore: 0
                    debtToIncomeRatio: 0
                    creditInquiryCount: 0
                    chargeOffCount: 0
                    tradeDelinquencyCount: 0
                    sixtyDayLatePaymentCount: 0
                    nonTraditionalInquiryCount: 0
                    mortgageDelinquencyCount: 0
                    thirtyDayLatePaymentCount: 0
                    numberOfMonthsSinceAnyThirtyDayLatePayments: 0
                    derogatoryRemarkCount: 0
                    hasFiledForBankruptcy: true
                    debt: 0
                    monthsSinceBankruptcyFiled: 0
                    monthsSinceBankruptcyDismissed: 0
                    monthsSinceBankruptcyStatusDate: 0
                  cosigners:
                  - id: string
                    ssn: string
                    fullName: string
                    dateOfBirth: string
                    annualIncome: 0
                    employerName: string
                    emailAddress: string
                    schoolName: string
                    schoolOpeCode: string
                    schoolGraduationYear: 0
                    degreeType: string
                    areaOfStudy: string
                    deceased: true
                    housingStatus: Own
                    streetAddress: string
                    city: string
                    state: string
                    zipCode: string
                    homePhoneNumber: string
                    workPhoneNumber: string
                    cellPhoneNumber: string
                    ficoScore: 0
                    debtToIncomeRatio: 0
                    creditInquiryCount: 0
                    nonTraditionalInquiryCount: 0
                    chargeOffCount: 0
                    tradeDelinquencyCount: 0
                    sixtyDayLatePaymentCount: 0
                    mortgageDelinquencyCount: 0
                    thirtyDayLatePaymentCount: 0
                    numberOfMonthsSinceAnyThirtyDayLatePayments: 0
                    derogatoryRemarkCount: 0
                    hasFiledForBankruptcy: true
                    debt: 0
                    monthsSinceBankruptcyFiled: 0
                    monthsSinceBankruptcyDismissed: 0
                    monthsSinceBankruptcyStatusDate: 0
                  rejectionReasons:
                  - processingDate: string
                    ruleName: string
                    errorMessage: string
                  fundImmediatelyOnApproval: true
                  immediateFundingInstructions:
                  - amountToFund: 0
                    routingNumber: string
                    accountNumber: string
                    accountName: string
                    accountType: Checking
                    receivedDate: string
                    platformReferenceNumber: string
                  loanId: string
                  aanReasons:
                  - string
                  contractors:
                  - name: string
                    ein: string
                  resultOfCounterOfferProcess: true
                  monthlyPayment: 0
                  termLength: 0
                  merchantDiscountRatePercentage: 0
                  merchantDiscountRateAmount: 0
                  originationFeePercentage: 0
                  originationFeeAmount: 0
                  paymentFactor: 0
                  partnerStatus: Signed
                  partnerStatusReason: string
                  acquisitionChannelName: string
                  stagedFundingDetails:
                    expectedNumberOfStages: 0
                    expectedFundingLevels:
                    - fundingStageNumber: 0
                      expectedFundingPercentage: 0
            text/json:
              schema:
                $ref: '#/components/schemas/Cubi.Common.Abstractions.Paginated_Cubi.ConsumerLending.WebApi.Dto.LoanApplicationResponseDto'
              example:
                pageSize: 0
                pageOffset: 0
                totalPages: 0
                totalItemCount: 0
                items:
                - id: string
                  platformReferenceNumber: string
                  applicationDate: string
                  requestedLoanAmount: 0
                  maximumApprovedLoanAmount: 0
                  loanAmount: 0
                  netFundingAmount: 0
                  partnerLoanApprovalDate: string
                  apr: 0
                  noteRate: 0
                  loanAccountNumber: string
                  collateralCategory: string
                  loanPurpose: string
                  defaultProbability: 0
                  customRiskScore: string
                  customGrade: string
                  mlaLoan: true
                  mlaChecked: true
                  ofacChecked: true
                  promotionDetails:
                    promotionMonths: 0
                  propertyDetails:
                    streetAddress: string
                    city: string
                    state: string
                    zipCode: string
                    cltv: 0
                    propertyType: Other
                    unitCount: 0
                    automatedValuationModel: 0
                    manualValuationModel: 0
                    avmConfidenceScore: 0
                    outstandingMortgageBalance: 0
                  programId: string
                  applicationStatus: string
                  borrowers:
                  - id: string
                    ssn: string
                    fullName: string
                    dateOfBirth: string
                    annualIncome: 0
                    employerName: string
                    emailAddress: string
                    schoolName: string
                    schoolOpeCode: string
                    schoolGraduationYear: 0
                    degreeType: string
                    areaOfStudy: string
                    deceased: true
                    housingStatus: Own
                    streetAddress: string
                    city: string
                    state: string
                    zipCode: string
                    homePhoneNumber: string
                    workPhoneNumber: string
                    cellPhoneNumber: string
                    ficoScore: 0
                    debtToIncomeRatio: 0
                    creditInquiryCount: 0
                    chargeOffCount: 0
                    tradeDelinquencyCount: 0
                    sixtyDayLatePaymentCount: 0
                    nonTraditionalInquiryCount: 0
                    mortgageDelinquencyCount: 0
                    thirtyDayLatePaymentCount: 0
                    numberOfMonthsSinceAnyThirtyDayLatePayments: 0
                    derogatoryRemarkCount: 0
                    hasFiledForBankruptcy: true
                    debt: 0
                    monthsSinceBankruptcyFiled: 0
                    monthsSinceBankruptcyDismissed: 0
                    monthsSinceBankruptcyStatusDate: 0
                  cosigners:
                  - id: string
                    ssn: string
                    fullName: string
                    dateOfBirth: string
                    annualIncome: 0
                    employerName: string
                    emailAddress: string
                    schoolName: string
                    schoolOpeCode: string
                    schoolGraduationYear: 0
                    degreeType: string
                    areaOfStudy: string
                    deceased: true
                    housingStatus: Own
                    streetAddress: string
                    city: string
                    state: string
                    zipCode: string
                    homePhoneNumber: string
                    workPhoneNumber: string
                    cellPhoneNumber: string
                    ficoScore: 0
                    debtToIncomeRatio: 0
                    creditInquiryCount: 0
                    nonTraditionalInquiryCount: 0
                    chargeOffCount: 0
                    tradeDelinquencyCount: 0
                    sixtyDayLatePaymentCount: 0
                    mortgageDelinquencyCount: 0
                    thirtyDayLatePaymentCount: 0
                    numberOfMonthsSinceAnyThirtyDayLatePayments: 0
                    derogatoryRemarkCount: 0
                    hasFiledForBankruptcy: true
                    debt: 0
                    monthsSinceBankruptcyFiled: 0
                    monthsSinceBankruptcyDismissed: 0
                    monthsSinceBankruptcyStatusDate: 0
                  rejectionReasons:
                  - processingDate: string
                    ruleName: string
                    errorMessage: string
                  fundImmediatelyOnApproval: true
                  immediateFundingInstructions:
                  - amountToFund: 0
                    routingNumber: string
                    accountNumber: string
                    accountName: string
                    accountType: Checking
                    receivedDate: string
                    platformReferenceNumber: string
                  loanId: string
                  aanReasons:
   

# --- truncated at 32 KB (107 KB total) ---
# Full source: https://raw.githubusercontent.com/api-evangelist/customers-bank/refs/heads/main/openapi/customers-bank-loanapplication-api-openapi.yml