Checkout.com Card metadata API

openapi: 3.2.0
info:
  title: Checkout.com API Reference Card metadata API
  description: '## Get started

    Checkout.com provides a collection of APIs that enable you to integrate with our various products and services.

    Our APIs accept and return JSON in the HTTP body, and return standard HTTP response codes. You can consume the APIs directly using any HTTP or REST library.

    Sign up for a test account to gain access to the sandbox environment, where you can test API calls without affecting live data.

    For more information, see:


    - API endpoints

    - API rate limits

    - API changes

    - Idempotency

    - Private connections


    ## Base URLs

    The base URLs you must use for your API calls to the sandbox and production environments are unique to you.


    - `https://{prefix}.api.sandbox.checkout.com/{path}`

    - `https://{prefix}.api.checkout.com/{path}`

    - `https://{prefix}.access.sandbox.checkout.com/{path}`

    - `https://{prefix}.access.checkout.com/{path}`


    The unique API endpoint host names resolve to Checkout.com''s IP addresses. Do not allowlist these IP addresses.

    The `{prefix}` value in each base URL is a string containing the first eight characters of each of your environments'' unique `client_id`, excluding the `cli_` prefix.

    To find your unique base URL:

    1. Sign in to the Dashboard environment you want to retrieve the base URL for:


    - Sandbox

    - Production


    2. Go to _Developers_ > _Overview_.

    Your unique base URL is displayed on the _Developer overview_ page. For example, `https://vkuhvk4v.api.checkout.com`.


    3. Alternatively, go to _Settings_ > _Account details_.

    Your unique base URL is displayed under _Connection settings_.


    If you are unsure of your client ID or base URL for either environment, contact your account manager or request support.

    For more information, see API endpoints.

    ## Authentication

    When you sign up for an account, you can authenticate with either Access keys (OAuth 2.0), or Secret API keys.

    Unless explicitly stated, all endpoints require authentication using either your Access or Secret API Keys. Public keys should only be used in JavaScript or native applications.


    - **Client-side authentication**. Use your public key for client-side authentication. It only has access to a limited set of our APIs – mostly those called as part of your payment environment.


    - **Server-to-server authentication**. Use your secret key or OAuth for server-to-server communication. Support for API keys depends on the endpoint.


    Never share your OAuth credentials, API keys, or access tokens. Keep them guarded and secure.'
  termsOfService: https://www.checkout.com/legal/terms-and-policies
  contact:
    name: Checkout.com Support
    url: https://dashboard.checkout.com/support
  version: v1.0.0
servers:
- url: https://{prefix}.api.sandbox.checkout.com
  description: Sandbox environment
  variables:
    prefix:
      default: '{prefix}'
      description: Your unique <a href="https://www.checkout.com/docs/developer-resources/api/api-endpoints" target="_blank">base URL</a>. There is no default value.
- url: https://{prefix}.api.checkout.com
  description: Production environment
  variables:
    prefix:
      default: '{prefix}'
      description: Your unique <a href="https://www.checkout.com/docs/developer-resources/api/api-endpoints" target="_blank">base URL</a>. There is no default value.
tags:
- name: Card metadata
paths:
  /metadata/card:
    post:
      tags:
      - Card metadata
      summary: Get card metadata
      description: 'Beta


        Returns a single metadata record for the card specified by the Primary Account Number (PAN), Bank Identification Number (BIN), token, or instrument supplied.'
      operationId: requestCardMetadata
      requestBody:
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CardMetadataRequest'
            examples:
              card:
                value:
                  source:
                    type: card
                    number: 4539467987109256
                  format: basic
              bin:
                value:
                  source:
                    type: bin
                    bin: 424242
                  format: card_payouts
              token:
                value:
                  source:
                    type: token
                    token: tok_ubfj2q76miwundwlk72vxt2i7q
                  format: basic
              id:
                value:
                  source:
                    type: id
                    id: src_e7hqezhxdfeetnyfdv3ayu6yru
                  format: card_payouts
      responses:
        '200':
          description: Metadata for the card number, BIN, token, or instrument ID provided
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CardMetadataResponse'
              examples:
                basic:
                  value:
                    bin: 45434720
                    scheme: visa
                    local_schemes:
                    - cartes_bancaires
                    card_type: CREDIT
                    card_category: CONSUMER
                    currency: MUR
                    issuer: STATE BANK OF MAURITIUS
                    issuer_country: MU
                    issuer_country_name: Mauritius
                    is_combo_card: false
                    product_id: F
                    product_type: Visa Classic
                    subproduct_id: VA
                    regulated_indicator: false
                    is_reloadable_prepaid: false
                    anonymous_prepaid_description: Anonymous prepaid program and not AMLD5 compliant
                card_payouts:
                  value:
                    bin: 45434720
                    scheme: visa
                    local_schemes:
                    - cartes_bancaires
                    card_type: CREDIT
                    card_category: CONSUMER
                    currency: MUR
                    issuer: STATE BANK OF MAURITIUS
                    issuer_country: MU
                    issuer_country_name: Mauritius
                    product_id: F
                    product_type: Visa Classic
                    subproduct_id: VA
                    regulated_indicator: false
                    is_reloadable_prepaid: false
                    anonymous_prepaid_description: Anonymous prepaid program and not AMLD5 compliant
                    card_payouts:
                      domestic_non_money_transfer: not_supported
                      cross_border_non_money_transfer: standard
                      domestic_gambling: fast_funds
                      cross_border_gambling: unknown
                      domestic_money_transfer: unknown
                      cross_border_money_transfer: not_supported
        '401':
          description: Unauthorized
        '404':
          description: Card Metadata not found
        '415':
          description: Unsupported Media Type
        '422':
          description: Invalid data was sent
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ValidationError'
        '500':
          description: Internal Server Error
        '502':
          description: Bad Gateway
        '504':
          description: Gateway Timeout
      security:
      - OAuth:
        - vault:card-metadata
      - ApiSecretKey: []
      x-code-samples:
      - lang: Go
        source: "// For more information please refer to https://github.com/checkout/checkout-sdk-go\nimport (\n\t\"github.com/checkout/checkout-sdk-go\"\n\t\"github.com/checkout/checkout-sdk-go/configuration\"\n\t\"github.com/checkout/checkout-sdk-go/metadata\"\n\t\"github.com/checkout/checkout-sdk-go/metadata/sessions\"\n)\n\n// API Keys\napi, err := checkout.\n\t\t\tBuilder().\n\t\t\tStaticKeys().\n\t\t\tWithSecretKey(\"secret_key\").\n\t\t\tWithEnvironment(configuration.Sandbox()). // or Environment.PRODUCTION\n                        WithEnvironmentSubdomain(\"{prefix}\"). // Your base URL's {prefix} value is unique to your account and environment. To learn how to retrieve your base URLs for the sandbox and production environments, see https://www.checkout.com/docs/developer-resources/api/api-endpoints.\n\t\t\tBuild()\nif err != nil {\n\treturn nil, err\n}\n\n// OAuth\napi, err := checkout.\n\t\t\tBuilder().\n\t\t\tOAuth().\n\t\t\tWithClientCredentials(\"client_id\", \"client_secret\").\n\t\t\tWithScopes([]string{configuration.VaultCardMetadata}).\n\t\t\tWithEnvironment(configuration.Sandbox()). // or Environment.PRODUCTION\n                        WithEnvironmentSubdomain(\"{prefix}\"). // Your base URL's {prefix} value is unique to your account and environment. To learn how to retrieve your base URLs for the sandbox and production environments, see https://www.checkout.com/docs/developer-resources/api/api-endpoints.\n\t\t\tBuild()\nif err != nil {\n\treturn nil, err\n}\n\nrequest := metadata.CardMetadataRequest{\n\tSource: sources.NewRequestCardSource(\"card_number\"),\n\tFormat: metadata.Basic,\n}\n\nresponse, err := api.Metadata.RequestCardMetadata(request)\nif err != nil {\n\treturn nil, err\n}\n\nreturn response, nil"
components:
  schemas:
    PinlessDebitSchemeMetadata:
      type: object
      properties:
        network_id:
          type: string
          description: The PINless debit network identifier
          example: aam
        network_description:
          type: string
          description: The PINless debit network name
          example: Accel Money Transfer Advantage
        bill_pay_indicator:
          type: boolean
          description: Describes whether the card is eligible for bill payment transactions
          example: true
        ecommerce_indicator:
          type: boolean
          description: Describes whether the card is eligible for e-commerce transactions
          example: true
        interchange_fee_indicator:
          type: string
          description: The type of interchange fee used for transactions
          example: '00'
        money_transfer_indicator:
          type: boolean
          description: Describes whether the card is eligible for money transfer transactions
          example: true
        token_indicator:
          type: boolean
          description: True indicates that the card PAN is a DPAN, false indicates that it is a FPAN
          example: false
    CardMetadataRequestSourceCard:
      title: card
      required:
      - type
      - number
      type: object
      properties:
        type:
          type: string
          description: The source type
          example: card
        number:
          maxLength: 19
          minLength: 12
          pattern: ^[0-9]+$
          type: string
          description: The Primary Account Number (PAN)
          example: '4543474002249996'
      description: An existing payment source
    CardMetadataRequestSource:
      oneOf:
      - $ref: '#/components/schemas/CardMetadataRequestSourceCard'
      - $ref: '#/components/schemas/CardMetadataRequestSourceBin'
      - $ref: '#/components/schemas/CardMetadataRequestSourceToken'
      - $ref: '#/components/schemas/CardMetadataRequestSourceInstrument'
      description: The source object
      discriminator:
        propertyName: type
        mapping:
          card: '#/components/schemas/CardMetadataRequestSourceCard'
          bin: '#/components/schemas/CardMetadataRequestSourceBin'
          token: '#/components/schemas/CardMetadataRequestSourceToken'
          id: '#/components/schemas/CardMetadataRequestSourceInstrument'
    ValidationError:
      type: object
      properties:
        request_id:
          type: string
          example: 0HL80RJLS76I7
        error_type:
          type: string
          example: request_invalid
        error_codes:
          type: array
          items:
            type: string
            example: payment_source_required
    CardMetadataRequestSourceToken:
      title: token
      required:
      - type
      - token
      type: object
      properties:
        type:
          type: string
          description: The source type
          example: token
        token:
          pattern: ^(tok)_(\w{26})$
          type: string
          description: The Checkout.com unique token that was generated when the card's details were tokenized
          example: tok_ubfj2q76miwundwlk72vxt2i7q
      description: An existing payment source
    CardMetadataResponse:
      required:
      - bin
      - scheme
      type: object
      properties:
        bin:
          maxLength: 11
          minLength: 6
          pattern: ^[0-9]{6}$|^[0-9]{8}$|^[0-9]{11}$
          type: string
          description: The issuer's Bank Identification Number (BIN). Supports 6, 8, or 11 digit BINs.
          example: '45434720'
        scheme:
          type: string
          description: The global card scheme. For example, `"american_express"`, `"cartes_bancaires"`, `"diners_club_international"`, `"discover"`, `"eftpos"`, `"jcb"`, `"mastercard"`, or `"visa"`.
          example: visa
        scheme_local:
          enum:
          - cartes_bancaires
          - mada
          - omannet
          type: string
          description: 'Replaced by `local_schemes`.

            The local card scheme, if the card is co-branded.

            '
          example: cartes_bancaires
          deprecated: true
        local_schemes:
          type: array
          items:
            enum:
            - accel
            - cartes_bancaires
            - eftpos
            - mada
            - nyce
            - omannet
            - pulse
            - shazam
            - star
            - upi
            - paypak
            - maestro
            type: string
          description: The local card scheme or schemes, if the card is co-branded.
          example:
          - cartes_bancaires
          - upi
        card_type:
          enum:
          - CREDIT
          - DEBIT
          - PREPAID
          - CHARGE
          - DEFERRED DEBIT
          - NETWORK TOKEN
          type: string
          description: The card type
          example: CREDIT
        card_category:
          enum:
          - CONSUMER
          - COMMERCIAL
          type: string
          description: The card category
          example: CONSUMER
        currency:
          type: string
          description: The card billing currency, as a three-letter ISO-4217 <a href="https://www.checkout.com/docs/developer-resources/testing/codes/currency-codes" target="blank">currency code</a>.
          example: MUR
        issuer:
          type: string
          description: The card issuer
          example: STATE BANK OF MAURITIUS
        issuer_country:
          type: string
          description: The card issuer's country, as an ISO-2 code
          example: MU
        issuer_country_name:
          type: string
          description: The card issuer's country
          example: Mauritius
        is_combo_card:
          type: boolean
          description: Indicates whether the card is a combo credit and debit card. Applicable to Visa and Mastercard.
          example: true
        product_id:
          type: string
          description: The card issuer or scheme's product identifier
          example: CLASSIC
        product_type:
          type: string
          description: The card issuer or scheme's product type
          example: F
        subproduct_id:
          type: string
          description: The card issuer or scheme's sub-product identifier
          example: VA
        regulated_indicator:
          type: boolean
          description: Specifies whether the card is assigned to an interchange regulated BIN range
          example: true
        regulated_type:
          enum:
          - base_regulated
          - fraud_protected_regulated
          type: string
          description: The type of the interchange regulated card BIN range
          example: base_regulated
        is_reloadable_prepaid:
          type: boolean
          description: Indicates whether the prepaid bank identification number (BIN) is reloadable.
          example: true
        anonymous_prepaid_description:
          enum:
          - Anonymous prepaid program and not AMLD5 compliant
          - Anonymous prepaid program and AMLD5 compliant
          - Not prepaid or non-anonymous prepaid program/default
          type: string
          description: The description of the prepaid BIN, specifying if it's an anonymous prepaid card.
          example: Anonymous prepaid program and not AMLD5 compliant
        card_payouts:
          type: object
          properties:
            domestic_non_money_transfer:
              enum:
              - not_supported
              - standard
              - fast_funds
              - unknown
              type: string
              description: Describes whether the card is eligible for domestic non-money transfer transactions
              example: not_supported
            cross_border_non_money_transfer:
              enum:
              - not_supported
              - standard
              - fast_funds
              - unknown
              type: string
              description: Describes whether the card is eligible for cross-border non-money transfer transactions
              example: standard
            domestic_gambling:
              enum:
              - not_supported
              - standard
              - fast_funds
              - unknown
              type: string
              description: Describes whether the card is eligible for domestic gambling transactions
              example: fast_funds
            cross_border_gambling:
              enum:
              - not_supported
              - standard
              - fast_funds
              - unknown
              type: string
              description: Describes whether the card is eligible for cross-border gambling transactions
              example: unknown
            domestic_money_transfer:
              enum:
              - not_supported
              - standard
              - fast_funds
              - unknown
              type: string
              description: Describes whether the card is eligible for domestic money transfer transactions
              example: not_supported
            cross_border_money_transfer:
              enum:
              - not_supported
              - standard
              - fast_funds
              - unknown
              type: string
              description: Describes whether the card is eligible for cross-border money transfer transactions
              example: not_supported
          description: A card payouts block exists in the response if the format in the request is  "card_payouts".
        scheme_metadata:
          type: object
          properties:
            accel:
              type: array
              items:
                $ref: '#/components/schemas/PinlessDebitSchemeMetadata'
            pulse:
              type: array
              items:
                $ref: '#/components/schemas/PinlessDebitSchemeMetadata'
            nyce:
              type: array
              items:
                $ref: '#/components/schemas/PinlessDebitSchemeMetadata'
            shazam:
              type: array
              items:
                $ref: '#/components/schemas/PinlessDebitSchemeMetadata'
            star:
              type: array
              items:
                $ref: '#/components/schemas/PinlessDebitSchemeMetadata'
          description: "Provides additional information about the scheme or local scheme's capabilities. It is sent if the card is issued in the US and can be used in a PINless debit network. <br/>\n`scheme_metadata` is returned when you provide: \n  - The full card number or \n  -  11 digit bin\n"
        account_funding_transaction:
          $ref: '#/components/schemas/AccountFundingTransaction'
      description: Card Metadata
    CardMetadataRequestSourceBin:
      title: bin
      required:
      - type
      - bin
      type: object
      properties:
        type:
          type: string
          description: The source type
          example: bin
        bin:
          maxLength: 8
          minLength: 6
          pattern: ^[0-9]+$
          type: string
          description: The issuer's Bank Identification Number (BIN)
          example: '454347'
      description: An existing payment source
    AccountFundingTransaction:
      type: object
      properties:
        aft_indicator:
          type: object
          properties:
            pull_funds:
              $ref: '#/components/schemas/PullFunds'
          description: Describes whether the card is eligible for Account Funding Transactions
      description: Account Funding Transaction
    CardMetadataRequest:
      type: object
      properties:
        source:
          $ref: '#/components/schemas/CardMetadataRequestSource'
        format:
          enum:
          - basic
          - card_payouts
          type: string
          description: 'The format to provide the output in.


            A `basic` response will only include standard metadata, while a `card_payouts` formatted response will also include fields specific to card payouts.

            '
          default: basic
          example: basic
        reference:
          type: string
          description: 'A reference you can later use to identify this Payment Context. For example, an order number.

            '
          example: ORD-5023-4E89
    CardMetadataRequestSourceInstrument:
      title: id
      required:
      - type
      - id
      type: object
      properties:
        type:
          type: string
          description: The source type
          example: id
        id:
          pattern: ^(src)_(\w{26})$
          type: string
          description: The unique ID for the payment instrument that was created using the card's details
          example: src_wmlfc3zyhqzehihu7giusaaawu
      description: An existing payment source
    PullFunds:
      type: object
      properties:
        cross_border:
          type: boolean
          description: Describes whether the card is eligible for Account Funding Transactions between accounts in different countries
          example: true
        domestic:
          type: boolean
          description: Describes whether the card is eligible for Account Funding Transactions between accounts in the same country
          example: true
      description: Describes whether the card is eligible to take funds from different accounts to fund other non-merchant accounts
  securitySchemes:
    ApiPublicKey:
      type: apiKey
      description: "Public keys are for client-side authentication and supported only in JavaScript or native applications.\n  \n#### Format\n\n- Sandbox – `pk_sbox_xxxxxxxxxxxxxxxxxxxxxxxxxx`\n\n- Production – `pk_xxxxxxxxxxxxxxxxxxxxxxxxxx`\n\nWhen specifying your public key, use the format `Bearer {{PublicApiKey}}`.\n"
      name: Authorization
      in: header
      x-cko-type: publicKey
    ApiSecretKey:
      type: apiKey
      description: 'You can pass your secret API key in the `Authorization` header of your requests for supported endpoints.


        #### Format


        - Sandbox – `sk_sbox_xxxxxxxxxxxxxxxxxxxxxxxxxx`


        - Production – `sk_xxxxxxxxxxxxxxxxxxxxxxxxxx`


        When specifying your secret key, use the format `Bearer {{SecretApiKey}}`.


        ```

        curl --location --request POST ''https://{prefix}.api.checkout.com/{{path}}'' \

        --header ''Content-Type: application/json'' \

        --header ''Accept: application/json'' \

        --header ''Authorization: Bearer {{SecretApiKey}}'' \

        --data-raw ''{

        "amount": 10000,

        "currency": "USD",

        "reference": "Visa-USD-Test",

        ...

        }''

        ```

        '
      name: Authorization
      in: header
      x-cko-type: secretKey
    OAuth:
      type: oauth2
      description: "Your OAuth credentials include an access key ID and an access key secret. They correspond to an OAuth 2.0 client ID and a client secret respectively. \n\nTo exchange these credentials for an access token, call the [Request an access token](/tag/access/POST/connect/token) endpoint. Authenticate using basic authentication, with your access key ID as the username and your access key secret as the password.\n\n| Environment   |      Authorization server                            |\n|---------------|------------------------------------------------------|\n| Sandbox       |  https://{prefix}.access.sandbox.checkout.com/connect/token   |\n| Production    |  https://{prefix}.access.checkout.com/connect/token           |\n\n```\ncurl --location 'https://{prefix}.access.checkout.com/connect/token' \\\n--header 'Content-Type: application/x-www-form-urlencoded' \\\n--data-urlencode 'grant_type=client_credentials' \\\n--data-urlencode 'client_id=ack_...' \\\n--data-urlencode 'client_secret=...' \n```\n\nThe token server returns a Bearer `access_token` in JSON Web Token (JWT) format. Use this token in the `Authorization` header of your API requests.\n\n```\ncurl --location --request POST 'https://{prefix}.api.checkout.com/{{path}}' \\\n--header 'Content-Type: application/json' \\\n--header 'Accept: application/json' \\\n--header 'Authorization: Bearer {{AccessToken}}' \\\n--data-raw '{\n  \"amount\": 10000,\n  \"currency\": \"USD\",\n  \"reference\": \"Visa-USD-Test\",\n  ...\n}'\n```\n\nThe `expires_in` field in the response indicates the validity period of your access token in seconds. When your token expires, you must request a new one.\n\nDepending on the Environment against which you're making your requests against you'll need to request the token from a different Authorization Server.\n\n| Environment   |      Authorization Server                            |\n|---------------|------------------------------------------------------|\n| Sandbox       |  https://{prefix}.access.sandbox.checkout.com/connect/token   |\n| Production    |  https://{prefix}.access.checkout.com/connect/token           |\n\nYour base URL `{prefix}` is unique. To learn how to retrieve your unique base URLs for the sandbox and production environments, see [API endpoints](https://www.checkout.com/docs/developer-resources/api/api-endpoints).\n"
      flows:
        clientCredentials:
          tokenUrl: string
          scopes:
            vault: Access to all Vault resources
            vault:apme-enrollment: Manage Apple Pay Domain Enrollment
            vault:customers: Manage customers
            vault:card-metadata: Read card metadata
            vault:instruments: Create instruments
            vault:network-tokens: Manage network tokens
            vault:tokenization: Tokenize payment instruments
            vault:real-time-account-updater: Access to real-time account updater
            gateway: Access to all Gateway resources
            gateway:payment: Request payments
            gateway:payment-details: Get payment details
            gateway:payment-authorizations: Increment authorizations
            gateway:payment-voids: Void payments
            gateway:payment-captures: Capture payments
            gateway:payment-contexts: Manage payment contexts
            gateway:payment-cancellations: Manage payment cancellations
            gateway:payment-refunds: Refund payments
            fx: Foreign exchange services
            payouts:bank-details: Get bank details
            sessions:app: App-based authentication
            sessions:browser: Browser-based authentication
            disputes: Access to all Disputes resources
            disputes:view: View disputes
            disputes:provide-evidence: Provide dispute evidence
            disputes:accept: Accept disputes
            disputes:scheme-files: Read dispute scheme files
            accounts: Manage sub-entities
            flow: Access to all Flow resources
            flow:workflows: Manage workflows
            flow:events: Retrieve events
            flow:reflow: Manage workflows
            files: Access to all Files resources
            files:retrieve: Retrieve files
            files:upload: Upload files
            files:download: Download files
            forward: Access to Forward api
            forward:secrets: Manage secrets in Forward api
            balances: Access to all Balances resources
            balances:view: View balances
            balances:top-up-instructions: Get top-up instructions
            transfers: Access to all Transfers resources
            transfers:view: View transfers
            transfers:create: Create transfers
            middleware: Access to all Middleware resources
            middleware:merchants-secret: Allows merchant identity and Middleware token exchange from a secure execution environment
            middleware:merchants-public: Allows merchant identity and Middleware token exchange from an insecure execution environment
            payment-sessions: Access to all Payment Sessions resources
            payments:search: Search payments
            reports: Access to all Reports resources
            reports:view: View reports
            financial-actions: Access to all Financial actions resources
            financial-actions:view: View financial actions
            card-management: Access to all Card management resources
            issuing:card-management-read: Gives access to card management endpoints with GET operations
            issuing:card-management-write: Gives access to card management endpoints with POST/ PUT / DELETE operations
            issuing:controls-read: Gives access to card control endpoints with GET operations
            issuing:controls-write: Gives access to card control endpoints with POST/ PUT / DELETE operations
            transactions: Access to all transactions resources
            issuing:transactions-read: Gives access to get and search transactions
            issuing:transactions-write: Gives access to simulate transactions for testing purposes
            issuing-disputes: Access to Issuing disputes resources
            issuing:disputes-read: Gives access to get disputes
            issuing:disputes-write: Gives access to create and submit Issuing disputes
            identity-verification: Access to all Identities endpoints
            Payment Context: Read payment context
            agentic:inventory: Manage agentic commerce inventory and reservations
    SessionSecret:
      type: apiKey
      description: 'A base64 encoded value prefixed with `sek_` that gives access to client-side operations for a single authentication within the Sessions API. This value is returned as the `session_secret` when requesting a session.

        '
      name: Authorization
      in: header
x-tagGroups:
- name: Set up
  tags:
  - Access
- name: Handle payments and payouts
  tags:
  - Payments
  - Flow
  - Payment Setups
  - Payment Links
  - Hosted Payments Page
  - Forex
  - Apple Pay
  - Bacs Direct Debit
  - Google Pay
  - Transfers
  - Balances
- name: Payment Context
  tags:
  - Payment Context
- name: Payment Methods
  tags:
  - Payment Methods
- name: Store and forward payment credentials
  tags:
  - Tokens
  - Instruments
  - Customers
  - Forward
- name: Authentication
  tags:
  - Standalone
- name: Risk management
  tags:
  - Disputes
- name: Notifications
  tags:
  - Workflows
- name: Platforms
  tags:
  - Platforms
  - Business details
  - Payment instruments
  - Payout schedules
  - Reserve rules
  - Onboarding Simulator
- name: Card issuing
  tags:
  - Cardholders
  - Cards
  - Controls
  - Control profiles
  - Control groups
  - Cardholder access tokens
  - Transactions
  - Issuing disputes
  - Card testing
- name: Identities
  tags:
  - Applicants
  - Identity Verification
  - AML Screening
  - Face Authentication
  - ID Document Verification
  - Address Document Verification
- name: Reporting
  tags:
  - Reports
  - Financial actions
- name: Metadata
  tags:
  - Card metadata
- name: Network Tokens
  tags:
  - Network Tokens
- name: Standalone Account Updater
  tags:
  - Standalone Account Updater
- name: Compliance requests
  tags:
  - Compliance requests
- name: Agentic Commerce
  tags:
  - Agentic Commerce Protocol
  - Inventory