Cadana Remittances API

openapi: 3.0.0
info:
  description: APIs for interacting with Cadana Embedded Consumer Wallets
  version: 1.0.0
  title: Embedded Consumer Wallets Balances Remittances API
  termsOfService: https://cadanapay.com/terms-and-conditions
  contact:
    email: api@cadanapay.com
  license:
    name: Apache 2.0
    url: http://www.apache.org/licenses/LICENSE-2.0.html
servers:
- url: https://api.cadanapay.com
  description: Prod Server
- url: https://dev-api.cadanapay.com
  description: Dev Server
security:
- Authorization: []
tags:
- name: Remittances
  description: Government payments linked to filings
paths:
  /v1/statutory/remittances:
    get:
      operationId: listRemittances
      x-mint:
        metadata:
          tag: Beta
      summary: List remittances
      description: '**Beta** — contact Cadana to enable access for your business.


        Returns government payments across jurisdictions for a business. Each

        remittance is linked to one or more filings and tracks the actual money

        movement to the government authority.


        The response includes a `summary` object with counts by status.

        '
      tags:
      - Remittances
      parameters:
      - $ref: '#/components/parameters/XMultiTenantKey'
      - name: businessId
        in: query
        schema:
          type: string
        description: Filter by business
      - name: countryCode
        in: query
        schema:
          type: string
        description: Filter by jurisdiction (ISO 3166-1 alpha-2)
      - name: status
        in: query
        schema:
          type: string
          enum:
          - pending
          - processing
          - completed
          - failed
        description: Filter by remittance status
      responses:
        '200':
          description: List of remittances with summary
          content:
            application/json:
              schema:
                type: object
                properties:
                  data:
                    type: array
                    items:
                      $ref: '#/components/schemas/RemittanceListItem'
                  summary:
                    $ref: '#/components/schemas/RemittanceSummary'
    post:
      operationId: createRemittance
      x-mint:
        metadata:
          tag: Beta
      summary: Create a remittance
      description: '**Beta** — contact Cadana to enable access for your business.


        Initiates a government payment. A remittance is always tied to one or

        more `accepted` filings — whether Cadana prepared them

        (`source: cadana`) or you filed them externally and submitted the

        totals (`source: external`). Funds are debited from your business

        balance and routed to the authority through Cadana''s local rails.


        By default Cadana uses its internal mapping for the authority''s bank

        account. Provide a `paymentDetails` block — the same `paymentMethods`

        object used by vendor payments and beneficiaries elsewhere in the API —

        to specify the routing yourself (for example, a Mexican CLABE under

        `bank.accountNumber`). Use the top-level `paymentReference` field to

        set the bank attribution reference (defaults to the linked filing''s

        `filingReference`).

        '
      tags:
      - Remittances
      parameters:
      - $ref: '#/components/parameters/XMultiTenantKey'
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CreateRemittanceRequest'
      responses:
        '201':
          description: Remittance created
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/IDResponse'
        '400':
          $ref: '#/components/responses/BadRequest'
  /v1/statutory/remittances/{remittance_id}:
    get:
      operationId: getRemittance
      x-mint:
        metadata:
          tag: Beta
      summary: Get a remittance
      description: '**Beta** — contact Cadana to enable access for your business.


        Returns full remittance details including payment status, FX conversion

        information, and proof of payment (when available).

        '
      tags:
      - Remittances
      parameters:
      - $ref: '#/components/parameters/XMultiTenantKey'
      - $ref: '#/components/parameters/RemittanceId'
      responses:
        '200':
          description: Remittance details
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Remittance'
        '404':
          $ref: '#/components/responses/NotFound'
  /v1/statutory/remittances/{remittance_id}/receipt:
    get:
      operationId: getRemittanceReceipt
      x-mint:
        metadata:
          tag: Beta
      summary: Download remittance receipt
      description: '**Beta** — contact Cadana to enable access for your business.


        **Not yet implemented.**


        Returns a signed URL to download proof of government payment.

        Available after the remittance reaches `completed` status.

        '
      tags:
      - Remittances
      parameters:
      - $ref: '#/components/parameters/XMultiTenantKey'
      - $ref: '#/components/parameters/RemittanceId'
      responses:
        '200':
          description: Receipt download URL
          content:
            application/json:
              schema:
                type: object
                properties:
                  url:
                    type: string
                    format: uri
                  expiresAt:
                    type: string
                    format: date-time
        '404':
          description: Receipt not yet available
components:
  schemas:
    phoneNumber:
      type: object
      required:
      - countryCode
      - number
      properties:
        countryCode:
          type: string
          example: '52'
        number:
          type: string
          example: '5512345678'
    IDResponse:
      type: object
      description: Response containing the ID of a newly created resource.
      properties:
        id:
          type: string
          example: fil_01HQ3K4N7XYZABC
    paymentMethods:
      type: object
      required:
      - preferredMethod
      properties:
        preferredMethod:
          type: string
          enum:
          - momo
          - bank
          description: The preferred payment method type
          example: bank
        momo:
          $ref: '#/components/schemas/momoDetails'
        bank:
          $ref: '#/components/schemas/bankDetails'
    StatusHistoryEntry:
      type: object
      description: Records a single status transition on a filing or remittance.
      properties:
        from:
          type: string
          description: Previous status
          example: pending
        to:
          type: string
          description: New status
          example: in_review
        timestamp:
          type: number
          format: epoch
          description: Unix epoch timestamp of the transition
          example: 1709654400
    bankDetails:
      type: object
      properties:
        accountName:
          type: string
          example: SAT — ISR Federal Treasury
        accountNumber:
          type: string
          description: 'Bank account number. For Mexico this is the 18-digit CLABE.

            For other countries, the local account number.

            '
          example: 012345678901234567
        accountType:
          type: string
          description: e.g., Checking, Savings
          example: Checking
        ownerType:
          type: string
          description: e.g., individual, business
          example: business
        bankCode:
          type: string
          description: The bank identification code
          example: '012'
        bankName:
          type: string
          example: BBVA México
        branchName:
          type: string
          example: Sucursal Reforma
        sortCode:
          type: string
          description: Bank sort code (used in some countries like UK)
          example: '401234'
        iban:
          type: string
          description: International Bank Account Number
          example: GB00000000000000000000
        provider:
          type: string
          example: wise
        currency:
          type: string
          example: MXN
        beneficiaryId:
          $ref: '#/components/schemas/beneficiaryId'
        address:
          $ref: '#/components/schemas/address'
        phoneNumber:
          $ref: '#/components/schemas/phoneNumber'
        email:
          type: string
          format: email
    momoDetails:
      type: object
      properties:
        accountName:
          type: string
          example: John Doe
        provider:
          type: string
          example: MTN
        providerCode:
          type: string
          example: MTN
        phoneNumber:
          $ref: '#/components/schemas/phoneNumber'
        currency:
          type: string
          example: GHS
    beneficiaryId:
      type: object
      description: ID details for the beneficiary
      properties:
        type:
          type: string
          enum:
          - NIT
          - CC
          - CE
          - TI
          - PASS
          example: NIT
        value:
          type: string
          example: '123456789'
    Remittance:
      type: object
      description: 'Full remittance detail returned by `GET /v1/statutory/remittances/{id}`.

        Includes FX conversion details, payment tracking, and status history.

        '
      properties:
        id:
          type: string
          example: rem_01HQ3K4N7XYZABC
        businessId:
          type: string
        filingIds:
          type: array
          items:
            type: string
          description: Filings this remittance covers
        countryCode:
          type: string
          example: MX
        authorityId:
          type: string
          description: Government authority identifier
          example: auth_mx_sat
        authorityName:
          type: string
          description: Government authority name
          example: SAT
        status:
          type: string
          enum:
          - pending
          - processing
          - completed
          - failed
          description: "```\npending ──→ processing ──→ completed\n                │\n                ▼\n              failed\n```\n"
        amount:
          type: number
          format: decimal
          description: Amount in local currency to be paid to the authority
          example: 45000
        fxRate:
          type: number
          format: decimal
          description: FX rate applied (if funded in a different currency)
          example: 18.001
        fundedCurrency:
          type: string
          description: Currency the business funded from
          example: USD
        fundedAmount:
          type: number
          format: decimal
          description: Amount debited from the business balance
          example: 2571.43
        paymentMethod:
          type: string
          description: How payment was made to the authority
          example: local_rails
        paymentDetails:
          allOf:
          - $ref: '#/components/schemas/paymentMethods'
          description: 'The routing Cadana used to deliver the payment. Echoes back the

            `paymentDetails` from the create request, or — when omitted — the

            internal default routing Cadana used for the authority.

            '
        paymentReference:
          type: string
          nullable: true
          description: Government-issued payment reference number
          example: SAT-2026-01-RFC-XAXX010101000-ISR
        receiptUrl:
          type: string
          nullable: true
          description: Proof of payment document URL
        statusHistory:
          type: array
          items:
            $ref: '#/components/schemas/StatusHistoryEntry'
        createdAt:
          type: number
          format: epoch
          description: Unix epoch timestamp
          example: 1709280000
        updatedAt:
          type: number
          format: epoch
          description: Unix epoch timestamp
          example: 1709280000
    CreateRemittanceRequest:
      type: object
      required:
      - businessId
      - countryCode
      - filingIds
      - fundFromCurrency
      properties:
        businessId:
          type: string
        countryCode:
          type: string
          description: ISO 3166-1 alpha-2 country code
          example: MX
        filingIds:
          type: array
          items:
            type: string
          description: 'Filings to remit for. Multiple filings to the same authority

            can be batched into a single remittance.

            '
        fundFromCurrency:
          type: string
          description: Currency to debit from the business balance (auto-converted if needed)
          example: USD
        paymentDetails:
          allOf:
          - $ref: '#/components/schemas/paymentMethods'
          description: 'Where Cadana sends the payment. **Optional.** Omit to use Cadana''s

            internal default routing for the authority (recommended when you

            trust Cadana to know the right government account). Provide to

            specify the routing yourself — for example, a Mexican CLABE under

            `bank.accountNumber`. This is the same `paymentMethods` object

            used elsewhere in the API for beneficiaries and vendor payments.

            '
        paymentReference:
          type: string
          description: 'Reference the receiving bank or authority uses to attribute the

            payment to your filing. If omitted, Cadana uses the linked filing''s

            `filingReference` (e.g., the Línea de Captura in Mexico). Provide

            explicitly when the bank reference differs from the filing

            reference.

            '
          example: 0123456ABCD7890EF
    RemittanceSummary:
      type: object
      description: Status counts for the filtered set of remittances.
      properties:
        total:
          type: integer
        pending:
          type: integer
        processing:
          type: integer
        completed:
          type: integer
        failed:
          type: integer
    RemittanceListItem:
      type: object
      description: 'Reduced remittance entry returned in list responses. Use

        `GET /v1/statutory/remittances/{id}` for full details.

        '
      properties:
        id:
          type: string
          example: rem_01HQ3K4N7XYZABC
        businessId:
          type: string
        countryCode:
          type: string
          example: MX
        authorityName:
          type: string
          example: SAT
        status:
          type: string
          enum:
          - pending
          - processing
          - completed
          - failed
        amount:
          type: number
          format: decimal
          example: 45000
        createdAt:
          type: number
          format: epoch
          example: 1709280000
        updatedAt:
          type: number
          format: epoch
          example: 1709280000
    address:
      type: object
      required:
      - line1
      - city
      - postalCode
      - state
      - countryCode
      properties:
        line1:
          type: string
          example: Av. Paseo de la Reforma 10
        line2:
          type: string
          example: Piso 30
        city:
          type: string
          example: Ciudad de México
        postalCode:
          type: string
          example: '06600'
        state:
          type: string
          example: CDMX
        countryCode:
          type: string
          description: ISO 3166-1 alpha-2 country code
          example: MX
    Error:
      type: object
      properties:
        error:
          type: object
          properties:
            code:
              type: string
              example: invalid_request
            message:
              type: string
              example: countryCode is required
            details:
              type: array
              nullable: true
              items:
                type: object
                properties:
                  field:
                    type: string
                  message:
                    type: string
  responses:
    NotFound:
      description: Resource not found
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    BadRequest:
      description: Invalid request parameters
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
  parameters:
    RemittanceId:
      name: remittance_id
      in: path
      required: true
      schema:
        type: string
      description: Remittance identifier
      example: rem_01HQ3K4N7XYZABC
    XMultiTenantKey:
      name: X-MultiTenantKey
      in: header
      required: false
      schema:
        type: string
      description: Required when using a Platform API token. The tenant key identifying which business to operate on.
  securitySchemes:
    Authorization:
      type: http
      scheme: bearer
      bearerFormat: API_SECRET_KEY
x-readme:
  explorer-enabled: true
  proxy-enabled: true
  samples-enabled: true