Bridge Virtual Accounts API
The Virtual Accounts API from Bridge — 7 operation(s) for virtual accounts.
The Virtual Accounts API from Bridge — 7 operation(s) for virtual accounts.
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openapi: 3.2.0
info:
title: Bridge Virtual Accounts API
description: APIs to move into, out of, and between any form of a dollar
version: '1'
servers:
- url: https://api.bridge.xyz/v0
description: The base path for all resources
security:
- ApiKey: []
tags:
- name: Virtual Accounts
paths:
/customers/{customerID}/virtual_accounts:
post:
summary: Create a Virtual Account
description: Create a Virtual Account or Virtual IBAN for the specified customer
tags:
- Virtual Accounts
parameters:
- $ref: '#/components/parameters/IdempotencyKeyParameter'
- $ref: '#/components/parameters/CustomerIDParameter'
requestBody:
description: Virtual Account object to be created
required: true
content:
application/json:
schema:
$ref: '#/components/schemas/CreateVirtualAccount'
examples:
us:
summary: Virtual Account
value:
developer_fee_percent: '0.1'
source:
currency: usd
destination:
currency: usdc
payment_rail: base
address: '0xdeadbeef'
us_fee_config_request_only:
summary: Virtual Account with fee_config (available by request only)
value:
fee_config:
source:
ach_push:
fee_percent: '0.5'
minimum_fee: '1.00'
wire:
fee_amount: '10.00'
fee_percent: '1.0'
source:
currency: usd
destination:
currency: usdc
payment_rail: base
address: '0xdeadbeef'
eu:
summary: Virtual IBAN
value:
developer_fee_percent: '0.1'
source:
currency: eu
destination:
currency: eurc
payment_rail: solana
adddress: DeAdBeEf
mx:
summary: Virtual Account Mexico
value:
developer_fee_percent: '0.1'
source:
currency: mxn
destination:
currency: usdc
payment_rail: base
address: '0xdeadbeef'
gb:
summary: Virtual Account United Kingdom (beta)
value:
developer_fee_percent: '0.1'
source:
currency: gbp
destination:
currency: usdc
payment_rail: base
address: '0xdeadbeef'
co:
summary: Virtual Account Colombia (Bre-B)
value:
developer_fee_percent: '0.1'
source:
currency: cop
destination:
currency: usdc
payment_rail: ethereum
address: '0xdeadbeef'
responses:
'200':
description: Virtual Account object created
content:
application/json:
schema:
$ref: '#/components/schemas/VirtualAccountResponse'
examples:
us:
summary: Virtual Account
value:
id: 59waova4hbt1vhabj3jo7don6j1mj5peq8i8rhc5l1
status: activated
developer_fee_percent: '0.1'
source_deposit_instructions:
currency: usd
payment_rails:
- ach_push
- fednow
- wire
bank_name: Lead Bank
bank_address: 1801 Main St., Kansas City, MO 64108
bank_beneficiary_name": Customer Name
bank_beneficiary_address": 1234 Main St., Kansas City, MO 64108
bank_account_number": '123456789'
bank_routing_number": '87654321'
destination:
currency: usdc
payment_rail: polygon
address: '0xdeadbeef'
us_fee_config_request_only:
summary: Virtual Account with fee_config (available by request only)
value:
id: 59waova4hbt1vhabj3jo7don6j1mj5peq8i8rhc5l1
status: activated
developer_fee_percent: '0.0'
fee_config:
source:
ach_push:
fee_percent: '0.5'
minimum_fee: '1.00'
fednow:
fee_percent: '1.0'
minimum_fee: '1.00'
wire:
fee_amount: '10.00'
fee_percent: '1.0'
source_deposit_instructions:
currency: usd
payment_rails:
- ach_push
- fednow
- wire
bank_name: Lead Bank
bank_address: 1801 Main St., Kansas City, MO 64108
bank_beneficiary_name": Customer Name
bank_beneficiary_address": 1234 Main St., Kansas City, MO 64108
bank_account_number": '123456789'
bank_routing_number": '87654321'
destination:
currency: usdc
payment_rail: polygon
address: '0xdeadbeef'
eu:
summary: Virtual IBAN
value:
id: 59waova4hbt1vhabj3jo7don6j1mj5peq8i8rhc5l1
status: activated
developer_fee_percent: '0.1'
source_deposit_instructions:
currency: eur
payment_rails:
- sepa
iban: X6099
bic: BCIRLULL
account_holder_name: Bridge Building Sp. Z.o.o.
bank_name: Banking Circle S.A.
bank_address: 2 Boulevard de la Foire, L-1528 Luxembourg
destination:
currency: eurc
payment_rail: solana
address: DeAdBeEf
mx:
summary: Virtual Account Mexico
value:
id: 59waova4hbt1vhabj3jo7don6j1mj5peq8i8rhc5l1
status: activated
developer_fee_percent: '0.1'
source_deposit_instructions:
currency: mxn
payment_rails:
- spei
bank_name: Banco Azteca
bank_address: Av. Aztecas 215, Santa Cruz Acatlán, Naucalpan de Juárez, Estado de México
bank_beneficiary_name: Customer Name
bank_beneficiary_address: Calle Ejemplo 123, Ciudad de México, CDMX 01234
bank_account_number: '1234567890123456789'
clabe: '127180001234567890'
destination:
currency: usdc
payment_rail: solana
address: DeAdBeEf
gb:
summary: Virtual Account United Kingdom (beta)
value:
id: 2ecad10b-f44b-4ffa-8c53-39a6b63ab9ab
status: activated
developer_fee_percent: '0.1'
source_deposit_instructions:
currency: gbp
payment_rails:
- faster_payments
account_number: '01234567'
sort_code: '987654'
bank_name: Banking Circle S.A.
bank_address: 2 Boulevard de la Foire, L-1528 Luxembourg
bank_benficiary_name: Bridge Building Sp. Z.o.o.
bank_benficiary_address: 2 Boulevard de la Foire, L-1528 Luxembourg
account_holder_name: Bridge Building Sp. Z.o.o.
co:
summary: Virtual Account Colombia (Bre-B)
value:
id: 59waova4hbt1vhabj3jo7don6j1mj5peq8i8rhc5l1
status: activated
developer_fee_percent: '0.1'
source_deposit_instructions:
currency: cop
payment_rails:
- bre_b
bre_b_key: '12345678901234567890'
account_holder_name: Bridge Developer Name
deposit_message: COP7depositmessage
destination:
currency: usdc
payment_rail: ethereum
address: '0xdeadbeef'
operationId: postCustomersByCustomerIDVirtualAccounts
x-operation-id-source: derived
get:
summary: List Virtual Accounts by Customer
description: List all Virtual Account objects for a customer
tags:
- Virtual Accounts
parameters:
- $ref: '#/components/parameters/CustomerIDParameter'
- $ref: '#/components/parameters/FiatInstructionsActivationStatusParameter'
- $ref: '#/components/parameters/LimitParameter'
- $ref: '#/components/parameters/VirtualAccountStartingAfterParameter'
- $ref: '#/components/parameters/VirtualAccountEndingBeforeParameter'
responses:
'200':
description: List of Virtual Accounts
content:
application/json:
schema:
title: Virtual Accounts
type: object
required:
- count
- data
properties:
count:
description: total number of items in data
type: integer
data:
type: array
minItems: 0
items:
$ref: '#/components/schemas/VirtualAccountResponse'
operationId: getCustomersByCustomerIDVirtualAccounts
x-operation-id-source: derived
/customers/{customerID}/virtual_accounts/{virtualAccountID}:
get:
summary: Get a Virtual Account
description: Retrieve the Virtual Account object from the passed ID
tags:
- Virtual Accounts
parameters:
- $ref: '#/components/parameters/CustomerIDParameter'
- $ref: '#/components/parameters/VirtualAccountIDParameter'
responses:
'200':
description: Successful Virtual Account object response
content:
application/json:
schema:
$ref: '#/components/schemas/VirtualAccountResponse'
operationId: getCustomersByCustomerIDVirtualAccountsByVirtualAccountID
x-operation-id-source: derived
put:
summary: Update a Virtual Account
description: Update instructions for an existing Virtual Account
tags:
- Virtual Accounts
parameters:
- $ref: '#/components/parameters/CustomerIDParameter'
- $ref: '#/components/parameters/VirtualAccountIDParameter'
requestBody:
description: The Virtual Account details to be updated
required: true
content:
application/json:
schema:
$ref: '#/components/schemas/UpdateVirtualAccount'
responses:
'200':
description: Updated Virtual Account object
content:
application/json:
schema:
$ref: '#/components/schemas/VirtualAccountResponse'
operationId: putCustomersByCustomerIDVirtualAccountsByVirtualAccountID
x-operation-id-source: derived
/customers/{customerID}/virtual_accounts/{virtualAccountID}/deactivate:
post:
summary: Deactivate a Virtual Account
description: Deactivate a Virtual Account to prevent it from acceping new incoming transactions
tags:
- Virtual Accounts
parameters:
- $ref: '#/components/parameters/IdempotencyKeyParameter'
- $ref: '#/components/parameters/CustomerIDParameter'
- $ref: '#/components/parameters/VirtualAccountIDParameter'
responses:
'200':
description: Deactivated Virtual Account object
content:
application/json:
schema:
allOf:
- $ref: '#/components/schemas/VirtualAccountResponse'
- type: object
properties:
status:
example: deactivated
operationId: postCustomersByCustomerIDVirtualAccountsByVirtualAccountIDDeactivate
x-operation-id-source: derived
/customers/{customerID}/virtual_accounts/{virtualAccountID}/reactivate:
post:
summary: Reactivate a Virtual Account
description: Reactivate a previously deactivated Virtual Account
tags:
- Virtual Accounts
parameters:
- $ref: '#/components/parameters/IdempotencyKeyParameter'
- $ref: '#/components/parameters/CustomerIDParameter'
- $ref: '#/components/parameters/VirtualAccountIDParameter'
responses:
'200':
description: Reactivated Virtual Account object
content:
application/json:
schema:
$ref: '#/components/schemas/VirtualAccountResponse'
operationId: postCustomersByCustomerIDVirtualAccountsByVirtualAccountIDReactivate
x-operation-id-source: derived
/customers/{customerID}/virtual_accounts/{virtualAccountID}/history:
parameters:
- $ref: '#/components/parameters/CustomerIDParameter'
- $ref: '#/components/parameters/VirtualAccountIDParameter'
- $ref: '#/components/parameters/DepositIDQueryParameter'
- $ref: '#/components/parameters/DepositIDsQueryParameter'
- $ref: '#/components/parameters/TxHashParameter'
- $ref: '#/components/parameters/LimitParameter'
- $ref: '#/components/parameters/EventStartingAfterParameter'
- $ref: '#/components/parameters/EventEndingBeforeParameter'
- $ref: '#/components/parameters/EventTypeParameter'
get:
summary: Virtual Account Activity
tags:
- Virtual Accounts
description: History of activity for a Virtual Account
responses:
'200':
description: List of Virtual Account events
content:
application/json:
schema:
title: Virtual Account history
type: object
required:
- count
- data
properties:
count:
type: integer
description: The number of events returned
data:
type: array
minItems: 0
items:
$ref: '#/components/schemas/VirtualAccountEvent'
examples:
History:
$ref: '#/components/examples/VirtualAccountHistoryExample'
operationId: getCustomersByCustomerIDVirtualAccountsByVirtualAccountIDHistory
x-operation-id-source: derived
/virtual_accounts:
get:
summary: List Virtual Accounts
description: List all Virtual Account objects
tags:
- Virtual Accounts
parameters:
- $ref: '#/components/parameters/FiatInstructionsActivationStatusParameter'
- $ref: '#/components/parameters/LimitParameter'
- $ref: '#/components/parameters/VirtualAccountStartingAfterParameter'
- $ref: '#/components/parameters/VirtualAccountEndingBeforeParameter'
responses:
'200':
description: List of Virtual Accounts
content:
application/json:
schema:
title: Virtual Accounts
type: object
required:
- count
- data
properties:
count:
description: total number of items in data
type: integer
data:
type: array
minItems: 0
items:
$ref: '#/components/schemas/VirtualAccountResponse'
operationId: getVirtualAccounts
x-operation-id-source: derived
/virtual_accounts/history:
parameters:
- $ref: '#/components/parameters/DepositIDQueryParameter'
- $ref: '#/components/parameters/DepositIDsQueryParameter'
- $ref: '#/components/parameters/TxHashParameter'
- $ref: '#/components/parameters/LimitParameter'
- $ref: '#/components/parameters/EventStartingAfterParameter'
- $ref: '#/components/parameters/EventEndingBeforeParameter'
- $ref: '#/components/parameters/EventTypeParameter'
- $ref: '#/components/parameters/UpdatedAfterMsParameter'
- $ref: '#/components/parameters/UpdatedBeforeMsParameter'
get:
summary: Virtual Account Activity Across All Customers
tags:
- Virtual Accounts
description: History of activity across all customers and Virtual Accounts
responses:
'200':
description: List of Virtual Account events
content:
application/json:
schema:
title: Virtual Account history
type: object
required:
- count
- data
properties:
count:
type: integer
description: The number of events returned
data:
type: array
minItems: 0
items:
$ref: '#/components/schemas/VirtualAccountEvent'
examples:
History:
$ref: '#/components/examples/VirtualAccountHistoryExample'
operationId: getVirtualAccountsHistory
x-operation-id-source: derived
components:
schemas:
PaymentScheme:
type: string
enum:
- sepa_credit
- sepa_instant
VirtualAccountSourceDepositInstructionsEu:
title: Virtual IBAN
allOf:
- type: object
required:
- iban
- bic
- account_holder_name
- currency
- payment_rails
properties:
iban:
description: he IBAN of the account that the customer should send the deposit to
type: string
bic:
description: The BIC of the bank that the customer should send the deposit to
type: string
account_holder_name:
$ref: '#/components/schemas/AccountHolderName'
currency:
type: string
enum:
- eur
payment_rails:
type: string
enum:
- sepa
- $ref: '#/components/schemas/VirtualAccountSourceDepositInstructionsCommon'
VirtualAccountSourceDepositInstructions:
title: Source Deposit Instructions
readOnly: true
oneOf:
- $ref: '#/components/schemas/VirtualAccountSourceDepositInstructionsUs'
- $ref: '#/components/schemas/VirtualAccountSourceDepositInstructionsEu'
- $ref: '#/components/schemas/VirtualAccountSourceDepositInstructionsMx'
- $ref: '#/components/schemas/VirtualAccountSourceDepositInstructionsBr'
- $ref: '#/components/schemas/VirtualAccountSourceDepositInstructionsGb'
- $ref: '#/components/schemas/VirtualAccountSourceDepositInstructionsCo'
Receipt:
required:
- initial_amount
- developer_fee
- exchange_fee
- subtotal_amount
properties:
initial_amount:
description: 'The initial amount of the transfer, represented as a decimal string. Examples include "100.25", "0.1", "1.234567", "1.01" etc.
It''s denominated in the transfer''s fiat currency (see the top-level `currency` field for more info)'
type: string
developer_fee:
description: 'The fee, expressed as a decimal string, represents the amount you wish to reserve for your own account. This fee is the final amount deducted from what your customer ultimately receives, rather than a percentage.
It is denominated in the transfer''s fiat currency (see the top-level `currency` field for more info).'
type: string
exchange_fee:
description: 'The fee, expressed as a decimal string, represents the amount Bridge charges for facilitating the transfer. This is the final amount to take out of what is ultimately received by your customer, not a percentage.
It''s denominated in the transfer''s fiat currency (see top-level `currency` field for more info).'
type: string
subtotal_amount:
description: 'The initial amount of the transfer less fixed fees (including the developer_fee and exchange_fee). Examples include "100.25", "0.1", "1.234567", "1.01" etc.
It''s denominated in the transfer''s fiat currency (see top-level `currency` field for more info).'
type: string
remaining_prefunded_balance:
description: For Prefunded Accounts, this value will represent the remaining account balance after the transfer.
type: string
gas_fee:
description: 'The fee, expressed as a decimal string. It''s deducted from the withdrawn amount to pay for gas. Only nonzero to crypto withdrawals that cost gas (e.g. USDT), and only known when the transaction is confirmed on-chain. Will be missing if not yet known.
It''s denominated in the fiat currency to which the destination currency is pegged.'
type: string
final_amount:
description: 'The final amount of the transfer, expressed as a decimal string, equal to the subtotal_amount minus any gas fees. If the gas fee is not known, this field will be missing. Examples include "100.25", "0.1", "1.234567", "1.01" etc.
It''s denominated in the destination currency if that is a fiat currency or the fiat currency to which the destination currency is pegged.'
type: string
source_tx_hash:
description: The hash of the on-chain deposit to the source address, where applicable
destination_tx_hash:
description: The hash of the on-chain transfer to the destination address, where applicable
exchange_rate:
description: The effective exchange rate can be calculated by dividing the converted amount by the amount available for conversion after deducting the developer fee. This rate includes a currency conversion spread and is subject to a rounding precision loss during the calculation. Currently it's populated for SEPA onramp/offramp transfers only.
url:
description: The URL of a user-facing copy of the receipt.
type: string
bank_details:
description: Bank-lookup details for fiat offramp receipts, to help the recipient's bank locate the payment. Present for enabled developers once the offramp's bank leg exists; individual fields may be null until they become available (e.g. the ACH trace ID before submission to the Fed).
type: object
properties:
sending_routing_number:
description: Routing number of the bank Bridge sent the payment from.
type: string
ach_description:
description: Statement descriptor on the outgoing ACH credit.
type: string
ach_trace_id:
description: ACH trace number, populated after submission to the Fed.
type: string
recipient_name:
description: Name on the receiving external account.
type: string
TravelRuleBeneficiary:
type: object
description: Travel Rule details for beneficiary crypto movement.
properties:
is_self:
$ref: '#/components/schemas/TravelRuleIsSelf'
name:
$ref: '#/components/schemas/TravelRuleName'
address:
description: Mailing or legal address of the beneficiary. Usually omitted when `is_self` is `true`.
allOf:
- $ref: '#/components/schemas/TravelRuleAddress'
wallet_type:
$ref: '#/components/schemas/TravelRuleWalletType'
wallet_attested_ownership_at:
$ref: '#/components/schemas/TravelRuleWalletAttestedOwnershipAt'
legal_entity_identifier:
type: string
description: The Legal Entity Identifier (LEI) or equivalent (e.g. VAT number) of the beneficiary. Provide this when the beneficiary is a legal entity rather than an individual.
GbBankAccountVirtualAccount:
title: gb
type: object
required:
- account_number
- sort_code
properties:
account_number:
type: string
description: The bank account number
minLength: 8
maxLength: 8
example: 12345678
sort_code:
type: string
description: The sort code, without hyphens
minLength: 6
maxLength: 6
example: 123456
VirtualAccountSourcePaymentRails:
type: string
enum:
- ach_push
- bre_b
- faster_payments
- pix
- sepa
- spei
- wire
TravelRuleAddress:
type: object
description: Address for travel rule submissions. All fields are optional to support partial address data (e.g. country-only).
properties:
street_line_1:
type: string
street_line_2:
type: string
city:
type: string
state:
type: string
description: ISO 3166-2 subdivision code.
postal_code:
type: string
country:
description: Three-letter alpha-3 country code as defined in the ISO 3166-1 spec.
type: string
minLength: 3
maxLength: 3
VirtualAccountDeveloperFeePercent:
description: The developer fee percent that will be applied to this Virtual Account. The value is a base 100 percentage, i.e. 10.2% is 10.2 in the API.
type: string
format: number
minimum: 0
example: '0.1'
exclusiveMaximum: 100
UpdateVirtualAccount:
properties:
destination:
$ref: '#/components/schemas/UpdateVirtualAccountDestination'
developer_fee_percent:
$ref: '#/components/schemas/VirtualAccountDeveloperFeePercent'
fee_config:
description: Developer fee configuration. Available by request only. Contact Bridge to enable this feature for your developer account. When provided, performs a full replacement of the existing fee configuration. If the virtual account was previously configured with `developer_fee_percent`, providing `fee_config` will clear `developer_fee_percent` and replace it with the new configuration. Include the desired fee under `source` (e.g. `fee_config.source.fee_percent`). Cannot be provided alongside `developer_fee_percent` in the same request.
allOf:
- $ref: '#/components/schemas/FeeConfigRequest'
Uetr:
description: 'Deprecated: use tracking_number instead. The unique end-to-end transaction reference, for tracing purposes.'
type: string
readOnly: true
deprecated: true
Imad:
description: (Wire only) The IMAD of a wire transfer, if available
type: string
pattern: '[a-z0-9]*'
minLength: 1
maxLength: 40
TravelRuleOriginator:
type: object
description: Travel Rule details for originator crypto movement.
properties:
is_self:
$ref: '#/components/schemas/TravelRuleIsSelf'
name:
$ref: '#/components/schemas/TravelRuleName'
address:
description: Mailing or legal address of the originator. Usually omitted when `is_self` is `true`.
allOf:
- $ref: '#/components/schemas/TravelRuleAddress'
wallet_type:
$ref: '#/components/schemas/TravelRuleWalletType'
wallet_attested_ownership_at:
$ref: '#/components/schemas/TravelRuleWalletAttestedOwnershipAt'
identifying_information:
allOf:
- $ref: '#/components/schemas/IdentifyingInformation'
description: 'List of identification objects for the originator. Do **not** include `image_front` or `image_back` fields in this context; those are not accepted in Travel Rule submissions.
'
birth_date:
type: string
description: Date of birth in format yyyy-mm-dd.
minLength: 10
maxLength: 10
place_of_birth:
$ref: '#/components/schemas/PlaceOfBirthInput'
legal_entity_identifier:
type: string
description: The Legal Entity Identifier (LEI) or equivalent (e.g. VAT number) of the originator. Provide this when the originator is a legal entity rather than an individual.
VirtualAccountSourceDepositInstructionsGb:
title: Virtual Account UK
allOf:
- $ref: '#/components/schemas/GbBankAccountVirtualAccount'
- type: object
required:
- currency
- payment_rails
- account_holder_name
properties:
account_holder_name:
$ref: '#/components/schemas/AccountHolderName'
currency:
type: string
enum:
- gbp
payment_rails:
type: string
enum:
- faster_payments
- $ref: '#/components/schemas/VirtualAccountSourceDepositInstructionsCommon'
SepaReference:
description: A reference message to be sent with a SEPA transaction. We recommend you set a unique value to help you and your customers track payments end to end. It must be from 6 to 140 characters. The allowed characters are `a-z`, `A-Z`, `0-9`, spaces, ampersand (`&`), hyphen (`-`), full stop (`.`), and solidus (`/`). If not populated, the default value is "Payment via Bridge {unique_token}".
type: string
minLength: 6
maxLength: 140
TravelRuleIsSelf:
type: boolean
description: Set to `true` when this party is the same person or business as the Bridge customer on the resource. When `true`, Bridge uses the customer's name and address on file instead of relying on `name` and `address` in this payload.
FeeConfigResponse:
description: Developer fee configuration. Available by request only. Contact Bridge to enable this feature for your developer account. Responses render source-side fees keyed by payment rail, using `default` for a catch-all configuration.
type: object
properties:
source:
description: Source-side fee configuration keyed by payment rail or `default`
type: object
additionalProperties:
$ref: '#/components/schemas/FeeConfigFeeParams'
example:
default:
fee_percent: '0.5'
minimum_fee: '1.00'
wire:
fee_amount: '10.00'
fee_percent: '1.0'
UpdateVirtualAccountDestination:
properties:
currency:
$ref: '#/components/schemas/CryptoCurrency'
payment_rail:
$ref: '#/components/schemas/OfframpChain'
address:
description: The crypto wallet address that the customer wishes to ultimately receive funds at
type: string
blockchain_memo:
type: string
description: The memo to include when sending funds on chain. Only allowed for blockchains that support memos such as Stellar
bridge_wallet_id:
description: The Bridge Wallet to which Bridge will send the funds. The chain associated with the Bridge Wallet must match the payment rail.
$ref: '#/components/schemas/Id'
example:
currency: usdc
payment_rail: polygon
address: '0xdeadbeef'
blockchain_memo: from_bridge
VirtualAccountSourceDepositInstructionsBr:
# --- truncated at 32 KB (67 KB total) ---
# Full source: https://raw.githubusercontent.com/api-evangelist/bridge/refs/heads/main/openapi/bridge-virtual-accounts-api-openapi.yml